19505 Quesada Ave Unit C203 · Port Charlotte, FL 33948

$127,000

2 bd · 2.0 ba · 899 sqft · Condo public records · 57 Days on market

Built 1985 $321/mo HOA · 15% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.7/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

HUGE PRICE REDUCTION! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

Key facts

• Newer ac unit
• Large ponds
• Newer roof

Tags

• SCREENED LANAI
• NEWER ROOF
• WALKING TRAILS
• PICNIC AREAS
• LARGE PONDS
• NEWER AC UNIT

Property features AI

Finance

• Financial info: Lease restrictions apply
• HOA & community: Monthly condo fee ($321); Annual condo fees ($3,855); Association approval required for buyers; Association fees cover common area taxes, pool, escrow reserves, insurance, structure and grounds maintenance, management, recreational facilities, sewer and water; Community features: clubhouse, community mailbox, pool; Pets allowed: cats and dogs

Exterior

• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
• Home design: Condominium; Residential property; 2 story building; unit located on the second floor; North-facing
• Construction: Block construction; Shingle roof; Slab foundation; Building C
• Exterior features: Balcony; Asphalt road access

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms (unit on 2nd floor)
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room / dining room combo; 5 total rooms
• Laundry & utility: Washer and dryer included; Inside laundry in a laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $127k.

Deal economics

• At list price, monthly cash flow is $357 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $127k).
• Recommended offer: $123k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.3% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.6%/yr); 953 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 41% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,190 (3.0% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 10.29%
• Cash-on-cash: 14.28%
• DSCR: 1.64
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.89×
• Total profit: $-3,799
• Equity at exit: $18,936

10-year hold

• IRR: 1.5%
• Equity multiple: 1.09×
• Total profit: $3,065
• Equity at exit: $10,981

Cash invested: $35,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33948

• Home prices YoY: -14.9%
• Rents YoY: -1.6%
• Active inventory: 953
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $2,130 high
• Mortgage (P&I): −$666
• Tax from tax record: −$220 /mo · $2,638/yr
• Insurance: −$53
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$321
• Vacancy / Maint / Mgmt: −$447
• Net cashflow: $357

Break-even live

Break-even rent $1,679

Max offer price $127,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,750
• Closing costs: $3,810
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19505 Quesada Ave Port Charlotte, FL	1.0–2.0	1.0–2.0	797	$2,800	$3.51	13d	8	0.15mi
1515 Forrest Nelson Blvd Port Charlotte, FL	2.0	2.0	899	$2,000	$2.22	21d	2	0.22mi
20012 Goldcup Ct Port Charlotte, FL	2.0	2.0	923	$1,595	$1.73	21d	1	0.57mi
425 Ricold Ter Port Charlotte, FL	2.0	2.0	912	$1,400	$1.54	21d	1	0.96mi
21026 Glendale Ave Port Charlotte, FL	2.0	1.0	812	$1,400	$1.72	21d	1	1.31mi
21061 Midway Blvd Port Charlotte, FL	2.0	1.0	897	$1,600	$1.78	21d	1	1.34mi

HOA detail condo

• Monthly dues: $321 · $3,852/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 45 events

1. 2026-06-18
   days on market $127,000 Active 57 DOM
2. 2026-06-17
   days on market $127,000 Active 56 DOM
3. 2026-06-16
   days on market $127,000 Active 55 DOM
4. 2026-06-15
   days on market $127,000 Active 54 DOM
5. 2026-06-14
   days on market $127,000 Active 52 DOM
6. 2026-06-13
   days on market $127,000 Active 51 DOM
7. 2026-06-10
   days on market $127,000 Active 49 DOM
8. 2026-06-09
   days on market $127,000 Active 48 DOM
9. 2026-06-08
   days on market $127,000 Active 47 DOM
10. 2026-06-07
    pricedays on market $127,000 Active 46 DOM
11. 2026-06-05
    days on market $130,000 Active 43 DOM
12. 2026-06-03
    days on market $130,000 Active 42 DOM
13. 2026-06-02
    days on market $130,000 Active 41 DOM
14. 2026-06-01
    days on market $130,000 Active 40 DOM
15. 2026-05-31
    days on market $130,000 Active 39 DOM
16. 2026-05-30
    days on market $130,000 Active 38 DOM
17. 2026-04-22
    listed $130,000 Active
18. 2025-01-30
    soldstatus $120,000
19. 2024-06-20
    soldstatus $140,000 Closed 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

20. 2024-06-20
    soldstatus $140,000 Closed 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

21. 2024-05-19
    status Pending 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

22. 2024-05-19
    price $149,000 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

23. 2024-05-19
    status Pending 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

24. 2024-05-15
    price $149,000 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

25. 2024-04-09
    price $162,900 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

26. 2024-04-09
    price $162,900 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

27. 2024-03-01
    price $169,000 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

28. 2024-02-29
    price $169,000 927-char remark

    Show marketing remark (927 chars)

    HUGE PRICE REDUCTION! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

29. 2024-02-28
    status Active 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

30. 2024-02-28
    price $170,000 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

31. 2024-02-28
    status Active 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

32. 2024-02-28
    price $170,000 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

33. 2024-02-01
    status Pending 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

34. 2024-02-01
    status Pending 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

35. 2024-01-21
    price $174,000 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

36. 2024-01-21
    price $174,000 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

37. 2024-01-15
    status Active 927-char remark

    Show marketing remark (927 chars)

    HUGE PRICE REDUCTION! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

38. 2024-01-13
    price $177,000 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

39. 2024-01-13
    status Active 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

40. 2024-01-13
    price $177,000 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

41. 2024-01-10
    status Pending 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

42. 2024-01-10
    status Pending 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

43. 2023-12-27
    listed $179,000 Active 927-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

44. 2023-12-27
    listed $179,000 Active 977-char remark

    Show marketing remark (977 chars)

    One or more photo(s) has been virtually staged. HUGE price reduction!! You'll love maintenance-free living in this established, well-kept condo community just 11 minutes to the new Sunseeker Resort, and 15 minutes to downtown Punta Gorda. Manasota Beach is a little over half an hour drive. You can be as active as you choose! The Oaks condo community has a full schedule of activities, with recreational leagues, a sparkling pool, clubhouse, and bus trips to area attractions. The clubhouse is available to rent for your private party. This 2-bedroom condo has a great layout! Kitchen and laundry are off the central hallway, while the main bedroom and en suite hotel style bath are accessible through French doors at the end of the hall. There is durable wall-to-wall Berber carpet in the bedrooms and living area, with easy clean tile in the kitchen and baths. Enjoy all the Florida lifestyle has to offer with a conservative investment in a fun community! OWNER MOTIVATED!

45. 2018-11-30
    soldstatus $86,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,638 · $220/mo
• Projected year-2 tax: $2,638 · $220/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,562
• − Mortgage interest: −$7,114
• − Property taxes: −$2,638
• − Insurance: −$1,432
• − Repairs & maintenance: −$2,045
• − Management: −$2,045
• − HOA: −$3,852
• − Depreciation: −$3,695
• Taxable income: $2,741
• Est. tax owed @ 24.0%: −$658
• After-tax cash flow: $3,622/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 18,696
• Household income: $62,744
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 501.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 5% Romanian 4% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.31%
• Current HPI: 315.0548
• Rent YoY: ▼ -1.63%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+51.2% since first listed

29 events — show timeline

• 2026-04-22 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-30 Sold (Public Records) $120,000 Public Records
• 2024-06-20 Sold (MLS) $140,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-20 Sold (MLS) $140,000 FORTMLS
• 2024-05-19 Pending — FORTMLS
• 2024-05-19 Price Changed $149,000 FORTMLS
• 2024-05-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-05-15 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-09 Price Changed $162,900 FORTMLS
• 2024-04-09 Price Changed $162,900 Stellar MLS as Distributed by MLS Grid
• 2024-03-01 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-29 Price Changed $169,000 FORTMLS
• 2024-02-28 Relisted — FORTMLS
• 2024-02-28 Price Changed $170,000 FORTMLS
• 2024-02-28 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-02-28 Price Changed $170,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-01 Pending — FORTMLS
• 2024-02-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-01-21 Price Changed $174,000 FORTMLS
• 2024-01-21 Price Changed $174,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-15 Relisted — FORTMLS
• 2024-01-13 Price Changed $177,000 FORTMLS
• 2024-01-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-01-13 Price Changed $177,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-10 Pending — FORTMLS
• 2024-01-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-12-27 Listed $179,000 Stellar MLS as Distributed by MLS Grid
• 2023-12-27 Listed $179,000 FORTMLS
• 2018-11-30 Sold (Public Records) $86,000 Public Records

Property tax history

+6.6%/yr

Latest (2025): $2,638 · -11.2% YoY. Source: county tax records.