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The Brambling Plan 🏗️ New Construction
F Composite 31.75
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.0/30.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0
  • Appreciation +0.0/10.0

$257,990

The Brambling Plan · La Marque, TX 77568
3 bd · 2.5 ba · 1,993 sqft · SingleFamily · 460 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Brambling has a rear corner covered patio directly accessible from the light-filled family room. A large eat-in island kitchen overlooks the family room for easy entertaining. On the second floor, you can change a spacious loft to a fourth bedroom, which separates the private owner's suite from two secondary bedrooms. The owner's suite includes a massive walk-in closet and private bath and has easy access to the second-floor laundry room.

Key facts

  • Private bath
  • Spacious loft
  • 2 parking spots

Tags

REAR CORNER COVERED PATIOEAT-IN ISLAND KITCHENSPACIOUS LOFTMASSIVE WALK-IN CLOSETPRIVATE BATHSECOND-FLOOR LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $257,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $303,628.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $258k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-450 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (7.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (19.1% below list).
  • Recommended offer: $209k (19.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Hitchcock ISD (suburban): math 28% / reading 31% proficiency, ranked #628 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hitchcock Pri (453 students, 85% FRL); Crosby Middle (math 25% / reading 33%, grade F, #1,103 of 1,662 statewide, top 67%, 410 students, 84% FRL); Hitchcock H S (math 47% / reading 47%, grade D-, #591 of 1,632 statewide, top 38%, 470 students, 77% FRL).
  • Market conditions: Rents rising (+4.0%/yr); 783 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 460 days — a 12% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
Recommended offer $208,628 (19.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 460 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.51%
Cash-on-cash
-6.35%
DSCR
0.72
GRM
12.1

CMA / ARV

ARV (median comp)
$303,628
List price
$257,990
Delta
-15.03%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
622 Cherry Tree Dr 0.03mi 4/3.0 (+1) 2,012 (+1%) 1mo $305,900 $152 90
828 Grassy Knoll Trl 0.33mi 3/2.0 2,070 (+4%) 2mo $260,000 $126 75
508 Forest Village Cir 0.56mi 3/2.0 2,042 (+2%) 0mo $275,000 $135 68
429 Branch Oak Ct 0.34mi 4/2.0 (+1) 1,877 (-6%) 1mo $285,000 $152 67
765 Camden Valley Ln 0.48mi 4/2.0 (+1) 1,941 (-3%) 0mo $285,900 $147 66
652 Burlina Rd 0.04mi 4/2.0 (+1) 1,716 (-14%) 2mo $255,190 $149 66
873 Grassy Knoll Trl 0.39mi 4/2.0 (+1) 2,140 (+7%) 1mo $310,000 $145 61
1009 Woodhaven Lakes Dr 0.23mi 4/2.0 (+1) 1,716 (-14%) 1mo $254,990 $149 58
1085 Garnet Star Dr 0.51mi 4/2.0 (+1) 1,872 (-6%) 2mo $306,990 $164 58
1341 Blue Moon Ln 0.53mi 4/2.0 (+1) 1,872 (-6%) 2mo $295,990 $158 56
1074 Garnet Star Dr 0.55mi 3/2.0 1,732 (-13%) 2mo $295,990 $171 49
1090 Garnet Star Dr 0.52mi 4/2.0 (+1) 1,732 (-13%) 0mo $289,990 $167 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold
IRR
-26.2%
Equity multiple
0.11×
Total profit
$-75,826
Equity at exit
$45,272
10-year hold
IRR
-20.3%
Equity multiple
-0.11×
Total profit
$-94,396
Equity at exit
$26,252

Cash invested: $85,016 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
127 active · 45 under contract
Months of supply
11.4 mo (9%/mo absorbed)
Median asking
$286,490 ($152/sqft)
Median days on market
82 d
This list price
12% of active listings are priced below it
ARV vs active asking
+0.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77568

Home prices YoY
-22.7%
Rents YoY
4.0%
Active inventory
783
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,086 medium interval (Pro) →
Mortgage (P&I)
$1,592
Tax est. 1.5%
$380 /mo · $4,554/yr
Insurance
$127
HOA
$0
Vacancy / Maint / Mgmt
$438
Net cashflow
$-450

Break-even live

Break-even rent $2,656
Max offer price $238,491
Occupancy floor

Sensitivity live

Price -10% $-240 -5% $-345 +0% $-450 +5% $-555 +10% $-660
Rent -10% $-615 -5% $-533 +0% $-450 +5% $-368 +10% $-285
Rate -1.0pp $-297 -0.5pp $-373 base $-450 +0.5pp $-529 +1.0pp $-609

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,907
Closing costs
$9,109
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
453 Maple Bend Ln La Marque, TX 3.0 2.0 1860 $2,071 $1.11 69d 1 0.60mi
8208 Ash Rd Texas City, TX 4.0 2.0 1701 $1,795 $1.06 93d 1 1.43mi
6218 Red Oak Dr Hitchcock, TX 3.0 2.0 1400 $1,472 $1.05 0d 1 1.49mi

Listing history 50 events

  1. 2026-08-08
    days on market $257,990 Active 460 DOM
  2. 2026-08-06
    days on market $257,990 Active 458 DOM
  3. 2026-08-05
    days on market $257,990 Active 457 DOM
  4. 2026-08-04
    days on market $257,990 Active 456 DOM
  5. 2026-08-03
    days on market $257,990 Active 455 DOM
  6. 2026-07-31
    days on market $257,990 Active 452 DOM
  7. 2026-07-30
    days on market $257,990 Active 450 DOM
  8. 2026-07-28
    days on market $257,990 Active 449 DOM
  9. 2026-07-26
    days on market $257,990 Active 447 DOM
  10. 2026-07-24
    days on market $257,990 Active 445 DOM
  11. 2026-07-23
    days on market $257,990 Active 444 DOM
  12. 2026-07-22
    days on market $257,990 Active 443 DOM
  13. 2026-07-21
    days on market $257,990 Active 442 DOM
  14. 2026-07-20
    days on market $257,990 Active 441 DOM
  15. 2026-07-18
    days on market $257,990 Active 439 DOM
  16. 2026-07-18
    days on market $257,990 Active 438 DOM
  17. 2026-07-16
    days on market $257,990 Active 437 DOM
  18. 2026-07-15
    days on market $257,990 Active 436 DOM
  19. 2026-07-14
    days on market $257,990 Active 435 DOM
  20. 2026-07-13
    days on market $257,990 Active 434 DOM
  21. 2026-07-13
    days on market $257,990 Active 433 DOM
  22. 2026-07-11
    days on market $257,990 Active 432 DOM
  23. 2026-07-10
    days on market $257,990 Active 431 DOM
  24. 2026-07-09
    days on market $257,990 Active 430 DOM
  25. 2026-07-07
    days on market $257,990 Active 428 DOM
  26. 2026-07-06
    days on market $257,990 Active 427 DOM
  27. 2026-07-06
    days on market $257,990 Active 426 DOM
  28. 2026-07-05
    days on market $257,990 Active 425 DOM
  29. 2026-07-03
    days on market $257,990 Active 424 DOM
  30. 2026-07-02
    days on market $257,990 Active 423 DOM
  31. 2026-07-01
    days on market $257,990 Active 422 DOM
  32. 2026-06-30
    days on market $257,990 Active 421 DOM
  33. 2026-06-29
    days on market $257,990 Active 420 DOM
  34. 2026-06-28
    days on market $257,990 Active 419 DOM
  35. 2026-06-27
    days on market $257,990 Active 418 DOM
  36. 2026-06-26
    days on market $257,990 Active 417 DOM
  37. 2026-06-24
    days on market $257,990 Active 415 DOM
  38. 2026-06-22
    days on market $257,990 Active 413 DOM
  39. 2026-06-21
    days on market $257,990 Active 412 DOM
  40. 2026-06-18
    days on market $257,990 Active 409 DOM
  41. 2026-06-17
    days on market $257,990 Active 408 DOM
  42. 2026-06-16
    days on market $257,990 Active 407 DOM
  43. 2026-06-15
    days on market $257,990 Active 406 DOM
  44. 2026-06-13
    days on market $257,990 Active 404 DOM
  45. 2026-06-13
    days on market $257,990 Active 403 DOM
  46. 2026-06-09
    days on market $257,990 Active 400 DOM
  47. 2026-06-08
    days on market $257,990 Active 399 DOM
  48. 2026-06-07
    days on market $257,990 Active 398 DOM
  49. 2026-06-04
    days on market $257,990 Active 395 DOM
  50. 2026-06-03
    days on market $257,990 Active 394 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,035
− Mortgage interest
−$17,008
− Property taxes
−$4,554
− Insurance
−$1,518
− Repairs & maintenance
−$2,003
− Management
−$2,003
− Depreciation
−$8,833
Taxable loss
−$10,884
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,612
After-tax cash flow
$-2,790/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $9,965–$29,895 screening

This home is in good condition with a good condition score of 80. It has a good exterior, interior, and HVAC system. The home is move-in ready and has a good curb appeal.

Value-add opportunities

  • Resale Paint the exterior brick and siding — Fresh paint can enhance curb appeal and property value
  • Rental Replace the ceiling fans with energy-efficient models — Energy-efficient fans can reduce utility costs and attract renters
  • Both Install smart home technology — Smart home features can increase property value and attract both buyers and renters

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Hitchcock Pri Middle Crosby Middle F TX #1,103/1,662 Nat'l #9,290/14,009 High Hitchcock H S D- TX #591/1,632 Nat'l #6,330/17,239

Schools (NCES district)

District
Hitchcock ISD
NCES district ID
4823310
Math proficiency
28% ▼ -2.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$47,041
Composite
25.5/100
National rank
#7439
State rank
#628 of 826 in TX
D Composite livability gradescore 59/100

Livability — La Marque

Score
59/100
State rank
#1136
US rank
#20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Marque, TX
County
Galveston County · 390,640 people
City population
23,083
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,083
Household income
$74,694
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
16% of renters

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 22% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Price history

+2.8% since first listed
3 events — show timeline
  • 2025-08-05 Price Changed $257,990 Zillow
  • 2025-07-23 Price Changed $255,990 Zillow
  • 2025-05-06 Listed $250,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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