CashFlowRE
Sign in Sign up
The Brambling Plan 🏗️ New Construction
F Composite 33.17
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$257,990

The Brambling Plan · La Marque, TX 77568
3 bd · 2.5 ba · 1,993 sqft · SingleFamily · 483 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Brambling has a rear corner covered patio directly accessible from the light-filled family room. A large eat-in island kitchen overlooks the family room for easy entertaining. On the second floor, you can change a spacious loft to a fourth bedroom, which separates the private owner's suite from two secondary bedrooms. The owner's suite includes a massive walk-in closet and private bath and has easy access to the second-floor laundry room.

Key facts

  • Private bath
  • Spacious loft
  • 2 parking spots

Tags

REAR CORNER COVERED PATIOEAT-IN ISLAND KITCHENSPACIOUS LOFTMASSIVE WALK-IN CLOSETPRIVATE BATHSECOND-FLOOR LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $257,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $303,459.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $258k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-370 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $250k (3.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (15.3% below list).
  • Recommended offer: $219k (15.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Hitchcock ISD (suburban): math 28% / reading 31% proficiency, ranked #628 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hitchcock Pri (453 students, 85% FRL); Crosby Middle (math 25% / reading 33%, grade F, #1,103 of 1,662 statewide, top 67%, 410 students, 84% FRL); Hitchcock H S (math 47% / reading 47%, grade D-, #591 of 1,632 statewide, top 38%, 470 students, 77% FRL).
  • Market conditions: Rents rising (+4.0%/yr); 889 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 116d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 483 days — a 12% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
Recommended offer $218,629 (15.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 483 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.83%
Cash-on-cash
-5.22%
DSCR
0.77
GRM
11.6

CMA / ARV

ARV (median comp)
$303,459
List price
$257,990
Delta
-14.98%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
817 Woodhaven Lakes Dr 0.21mi 4/2.0 (+1) 1,922 (-4%) 1mo $275,990 $144 76
602 Havenstone Ln 0.37mi 4/2.5 (+1) 2,104 (+6%) 2mo $289,000 $137 67
1082 Garnet Star Dr 0.53mi 4/2.0 (+1) 1,990 (-0%) 2mo $301,990 $152 66
508 Forest Village Cir 0.56mi 3/2.0 2,042 (+2%) 2mo $275,000 $135 66
765 Camden Valley Ln 0.48mi 4/2.0 (+1) 1,941 (-3%) 2mo $285,900 $147 65
1228 Painted Bunting Dr 0.39mi 3/2.0 2,180 (+9%) 1mo $275,000 $126 63
940 Woodhaven Lakes Dr 0.23mi 4/2.0 (+1) 1,716 (-14%) 1mo $255,991 $149 58
921 Woodhaven Lakes Dr 0.23mi 4/2.0 (+1) 1,716 (-14%) 2mo $265,990 $155 58
1062 Garnet Star Dr 0.57mi 4/2.0 (+1) 1,872 (-6%) 1mo $295,990 $158 55
1210 Sacred Light Ln 0.47mi 3/2.0 1,732 (-13%) 0mo $297,990 $172 54
1329 Blue Moon Ln 0.54mi 4/3.0 (+1) 2,246 (+13%) 1mo $309,990 $138 46
1090 Garnet Star Dr 0.52mi 4/2.0 (+1) 1,732 (-13%) 2mo $289,990 $167 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold
IRR
-24.1%
Equity multiple
0.17×
Total profit
$-70,594
Equity at exit
$45,247
10-year hold
IRR
-16.9%
Equity multiple
0.02×
Total profit
$-82,855
Equity at exit
$26,238

Cash invested: $84,968 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
132 active · 61 under contract
Months of supply
10.8 mo (9%/mo absorbed)
Median asking
$282,490 ($150/sqft)
Median days on market
111 d
This list price
12% of active listings are priced below it
ARV vs active asking
+1.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77568

Home prices YoY
-22.7%
Rents YoY
4.0%
Active inventory
889
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,186 medium interval (Pro) →
Mortgage (P&I)
$1,591
Tax est. 1.5%
$379 /mo · $4,552/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$459
Net cashflow
$-370

Break-even live

Break-even rent $2,655
Max offer price $249,924
Occupancy floor

Sensitivity live

Price -10% $-160 -5% $-265 +0% $-370 +5% $-475 +10% $-580
Rent -10% $-543 -5% $-456 +0% $-370 +5% $-284 +10% $-197
Rate -1.0pp $-217 -0.5pp $-293 base $-370 +0.5pp $-449 +1.0pp $-529

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,865
Closing costs
$9,104
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
501 Maple Bend Ln La Marque, TX 4.0 2.5 1947 $1,966 $1.01 18d 1 0.58mi
453 Maple Bend Ln La Marque, TX 3.0 2.0 1860 $2,071 $1.11 115d 1 0.60mi
707 Willow Harbor Ln La Marque, TX 4.0 2.5 2289 $2,231 $0.97 19d 1 0.70mi
8208 Ash Rd Texas City, TX 4.0 2.0 1701 $1,795 $1.06 139d 1 1.43mi

Listing history 50 events

  1. 2026-08-31
    days on market $257,990 Active 483 DOM
  2. 2026-08-29
    days on market $257,990 Active 481 DOM
  3. 2026-08-28
    days on market $257,990 Active 480 DOM
  4. 2026-08-27
    days on market $257,990 Active 479 DOM
  5. 2026-08-25
    days on market $257,990 Active 477 DOM
  6. 2026-08-24
    days on market $257,990 Active 476 DOM
  7. 2026-08-23
    days on market $257,990 Active 475 DOM
  8. 2026-08-22
    days on market $257,990 Active 474 DOM
  9. 2026-08-21
    days on market $257,990 Active 473 DOM
  10. 2026-08-20
    days on market $257,990 Active 472 DOM
  11. 2026-08-19
    days on market $257,990 Active 471 DOM
  12. 2026-08-18
    days on market $257,990 Active 470 DOM
  13. 2026-08-17
    days on market $257,990 Active 469 DOM
  14. 2026-08-16
    days on market $257,990 Active 468 DOM
  15. 2026-08-15
    days on market $257,990 Active 467 DOM
  16. 2026-08-14
    days on market $257,990 Active 466 DOM
  17. 2026-08-13
    days on market $257,990 Active 465 DOM
  18. 2026-08-12
    days on market $257,990 Active 464 DOM
  19. 2026-08-11
    days on market $257,990 Active 463 DOM
  20. 2026-08-10
    days on market $257,990 Active 462 DOM
  21. 2026-08-09
    days on market $257,990 Active 461 DOM
  22. 2026-08-08
    days on market $257,990 Active 460 DOM
  23. 2026-08-06
    days on market $257,990 Active 458 DOM
  24. 2026-08-05
    days on market $257,990 Active 457 DOM
  25. 2026-08-04
    days on market $257,990 Active 456 DOM
  26. 2026-08-03
    days on market $257,990 Active 455 DOM
  27. 2026-07-31
    days on market $257,990 Active 452 DOM
  28. 2026-07-30
    days on market $257,990 Active 450 DOM
  29. 2026-07-28
    days on market $257,990 Active 449 DOM
  30. 2026-07-26
    days on market $257,990 Active 447 DOM
  31. 2026-07-24
    days on market $257,990 Active 445 DOM
  32. 2026-07-23
    days on market $257,990 Active 444 DOM
  33. 2026-07-22
    days on market $257,990 Active 443 DOM
  34. 2026-07-21
    days on market $257,990 Active 442 DOM
  35. 2026-07-20
    days on market $257,990 Active 441 DOM
  36. 2026-07-18
    days on market $257,990 Active 439 DOM
  37. 2026-07-18
    days on market $257,990 Active 438 DOM
  38. 2026-07-16
    days on market $257,990 Active 437 DOM
  39. 2026-07-15
    days on market $257,990 Active 436 DOM
  40. 2026-07-14
    days on market $257,990 Active 435 DOM
  41. 2026-07-13
    days on market $257,990 Active 434 DOM
  42. 2026-07-13
    days on market $257,990 Active 433 DOM
  43. 2026-07-11
    days on market $257,990 Active 432 DOM
  44. 2026-07-10
    days on market $257,990 Active 431 DOM
  45. 2026-07-09
    days on market $257,990 Active 430 DOM
  46. 2026-07-07
    days on market $257,990 Active 428 DOM
  47. 2026-07-06
    days on market $257,990 Active 427 DOM
  48. 2026-07-06
    days on market $257,990 Active 426 DOM
  49. 2026-07-05
    days on market $257,990 Active 425 DOM
  50. 2026-07-03
    days on market $257,990 Active 424 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,235
− Mortgage interest
−$16,998
− Property taxes
−$4,552
− Insurance
−$1,517
− Repairs & maintenance
−$2,099
− Management
−$2,099
− Depreciation
−$8,828
Taxable loss
−$9,858
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,366
After-tax cash flow
$-2,074/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $9,965–$29,895 screening

This home is in good condition with a good condition score of 80. It has a good exterior, interior, and HVAC system. The home is move-in ready and has a good curb appeal.

Value-add opportunities

  • Resale Paint the exterior brick and siding — Fresh paint can enhance curb appeal and property value
  • Rental Replace the ceiling fans with energy-efficient models — Energy-efficient fans can reduce utility costs and attract renters
  • Both Install smart home technology — Smart home features can increase property value and attract both buyers and renters

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Hitchcock Pri Middle Crosby Middle F TX #1,103/1,662 Nat'l #9,290/14,009 High Hitchcock H S D- TX #591/1,632 Nat'l #6,330/17,239

Schools (NCES district)

District
Hitchcock ISD
NCES district ID
4823310
Math proficiency
28% ▼ -2.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$47,041
Composite
25.5/100
National rank
#7439
State rank
#628 of 826 in TX
D Composite livability gradescore 59/100

Livability — La Marque

Score
59/100
State rank
#1136
US rank
#20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Marque, TX
County
Galveston County · 390,640 people
City population
23,083
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,083
Household income
$74,694
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
16% of renters

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 22% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Price history

+2.8% since first listed
3 events — show timeline
  • 2025-08-05 Price Changed $257,990 Zillow
  • 2025-07-23 Price Changed $255,990 Zillow
  • 2025-05-06 Listed $250,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…