4150 Crow Rd Unit 4 Bldg A Rd · Beaumont, TX
Flood risk 9/10 · Severe
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- ARV discount +15.0/15.0
- 1% rule +9.3/10.0
- DSCR +7.9/10.0
- Livability +3.2/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$92,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Owner financing only! This 2-bedroom, 1.5-bath townhouse offers a comfortable layout. Enjoy a dedicated breakfast room, indoor laundry, and a private fenced patio—perfect for relaxing or entertaining. Includes a one-car carport. Sold as is.
Key facts
- Private fenced patio
- Breakfast room
- Indoor laundry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath condo listed at $92k.
Deal economics
- At list price, monthly cash flow is $123 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $92k).
- Recommended offer: $81k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Guess El (math 30% / reading 33%, grade F, #2,396 of 4,322 statewide, top 56%, 699 students, 82% FRL); M L King Middle (math 6% / reading 12%, grade F, #1,653 of 1,662 statewide, top 99%, 480 students, 91% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL).
- Market conditions: Rents flat; 259 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $636 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 135 days — a 12% lower offer ($81k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.43% ✓
- Cap rate
- 8.77%
- Cash-on-cash
- 8.84%
- DSCR
- 1.39
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $131,554
- List price
- $92,000
- Delta
- -30.07%
- Verdict
- UNDERPRICED
- Comps
- 15 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.66% rent growth · sell at horizon
- IRR
- -10.9%
- Equity multiple
- 0.62×
- Total profit
- $-9,902
- Equity at exit
- $13,717
- IRR
- -6.8%
- Equity multiple
- 0.63×
- Total profit
- $-9,618
- Equity at exit
- $7,954
Cash invested: $25,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77706
- Rents YoY
- 0.7%
- Active inventory
- 259
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,320 high interval (Pro) →
- Mortgage (P&I)
- −$482
- Tax from tax record
- −$167 /mo · $2,009/yr
- Insurance
- −$38
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA est. from 1 same-building comp
- −$165
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $123
Break-even live
Sensitivity live
| Price | -10% $175 | -5% $149 | +0% $123 | +5% $97 | +10% $71 |
|---|---|---|---|---|---|
| Rent | -10% $19 | -5% $71 | +0% $123 | +5% $175 | +10% $228 |
| Rate | -1.0pp $170 | -0.5pp $147 | base $123 | +0.5pp $99 | +1.0pp $75 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,000
- Closing costs
- $2,760
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3995 Crow Rd Unit 201 Beaumont, TX | 2.0 | 2.0 | 1162 | $1,550 | $1.33 | 45d | 1 | 0.07mi |
| 4636 Collier St Beaumont, TX | 2.0 | 1.0 | 969 | $1,030 | $1.06 | 45d | 1 | 0.08mi |
| 4695 Collier St #8 Beaumont, TX | 2.0 | 1.5 | 1121 | $1,150 | $1.03 | 45d | 1 | 0.10mi |
| 3925 Crow Rd Unit 49 Beaumont, TX | 2.0 | 1.5 | 1306 | $1,325 | $1.01 | 45d | 1 | 0.11mi |
| 3910 Treadway Rd Beaumont, TX | 2.0–3.0 | 1.0–1.5 | 1019 | $1,349 | $1.32 | 15d | 10 | 0.32mi |
| 5680 Shivers Dr Beaumont, TX | 3.0 | 1.0 | 1442 | $1,500 | $1.04 | 25d | 1 | 0.80mi |
| 5740 Northwest Pkwy Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 884 | $1,499 | $1.69 | 15d | 1 | 0.87mi |
| 3155 French Rd Beaumont, TX | 1.0–3.0 | 1.0–2.0 | 905 | $917 | $1.01 | 15d | 9 | 0.92mi |
| 3910 Baldwin St Beaumont, TX | 3.0 | 1.0 | 1220 | $1,200 | $0.98 | 25d | 1 | 0.94mi |
| 2995 Wier Dr Beaumont, TX | 3.0 | 2.0 | 1446 | $1,800 | $1.24 | 15d | 1 | 0.95mi |
| 6161 Sienna TRL Beaumont, TX | 2.0 | 2.0 | 1003 | $1,129 | $1.13 | 45d | 1 | 0.96mi |
| 6120 Folsom Dr Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 901 | $1,499 | $1.66 | 45d | 1 | 0.97mi |
| 5340 Bettes Ln Beaumont, TX | 3.0 | 1.5 | 1496 | $1,575 | $1.05 | 45d | 1 | 0.98mi |
| 5356 Old Dowlen Rd Beaumont, TX | 2.0 | 2.0 | 1112 | $1,350 | $1.21 | 45d | 1 | 1.02mi |
| 4325 Woodlawn St Beaumont, TX | 2.0 | 1.0 | 1150 | $1,000 | $0.87 | 15d | 1 | 1.30mi |
| 3825 Hyde Park Row Beaumont, TX | 3.0 | 2.0 | 1271 | $1,550 | $1.22 | 45d | 1 | 1.36mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-06-21days on market $92,000 Active 135 DOM
-
2026-06-18days on market $92,000 Active 132 DOM
-
2026-06-17days on market $92,000 Active 131 DOM
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2026-06-16days on market $92,000 Active 130 DOM
-
2026-06-15days on market $92,000 Active 129 DOM
-
2026-06-14days on market $92,000 Active 127 DOM
-
2026-06-13days on market $92,000 Active 126 DOM
-
2026-06-10days on market $92,000 Active 124 DOM
-
2026-06-09days on market $92,000 Active 123 DOM
-
2026-06-08days on market $92,000 Active 122 DOM
-
2026-06-07days on market $92,000 Active 121 DOM
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2026-06-03days on market $92,000 Active 117 DOM
-
2026-06-03remarks 359-char remark
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2026-06-02days on market $92,000 Active 116 DOM
-
2026-06-01days on market $92,000 Active 115 DOM
-
2026-05-31days on market $92,000 Active 114 DOM
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2026-05-30days on market $92,000 Active 113 DOM
-
2026-02-06$92,000 Active 246-char remark
Show marketing remark (246 chars)
Owner financing only! This 2-bedroom, 1.5-bath townhouse offers a comfortable layout. Enjoy a dedicated breakfast room, indoor laundry, and a private fenced patio—perfect for relaxing or entertaining. Includes a one-car carport. Sold as is.
-
2019-12-09soldstatus
-
2019-12-02soldstatus 349-char remark
Show marketing remark (349 chars)
This townhouse offers a cozy living room with a separate breakfast room off the kitchen, refrigerator and microwave, indoor utility room, fenced in patio, two spacious bedrooms with a full bathroom upstairs, and access to the home from the carport area. Conveniently located near shopping, restaurants, and Eastex Freeway. HOA fee also covers water.
-
2019-11-14$79,000 349-char remark
Show marketing remark (349 chars)
This townhouse offers a cozy living room with a separate breakfast room off the kitchen, refrigerator and microwave, indoor utility room, fenced in patio, two spacious bedrooms with a full bathroom upstairs, and access to the home from the carport area. Conveniently located near shopping, restaurants, and Eastex Freeway. HOA fee also covers water.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,009 · $167/mo
- Projected year-2 tax
- $2,009 · $167/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,841
- − Mortgage interest
- −$5,153
- − Property taxes
- −$2,009
- − Insurance
- −$1,258
- − Repairs & maintenance
- −$1,267
- − Management
- −$1,267
- − HOA
- −$1,980
- − Depreciation
- −$2,676
- Taxable income
- $231
- Est. tax owed @ 24.0%
- −$55
- After-tax cash flow
- $1,423/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 30,393
- Household income
- $73,185
- Rent vs Own
- Severe rent burden
- 1299.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Lithuanian 4% Iranian 3% Slovak 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.53%
- Current HPI
- 159.4053
- Rent YoY
- ▲ 0.66%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+16.5% since first listed4 events — show timeline
- 2026-02-06 Listed $92,000 BBOR
- 2019-12-09 Sold (Public Records) — Public Records
- 2019-12-02 Sold (MLS) — BBOR
- 2019-11-14 Listed $79,000 BBOR
Property tax history
+2.7%/yrLatest (2025): $2,009 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…