CashFlowRE
Sign in Sign up
No image
C- Composite 51.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +8.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.1/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$79,950

100 E Thomas Unit 2052-10 · Avon, CO 81620
2 bd · 2.5 ba · 1,610 sqft · Timeshare · 491 Days on market
Built 2006 1,045 sqft lot $650/mo HOA · 15% of rent ↓ 20% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

It doesn't get any better than the Park Hyatt ownership. Week 10 is a great Spring Break time. Sunshine is out which makes this a . magical time of the year for skiing. Enjoy all of the luxurious amenities of The Residences at Park Hyatt which include daily maid service, pool, hot tubs, spa, bell service, private check-ins and more. Price includes a floating summer week. Week 10 dates are 3/8 to 15, 2025.

Key facts

  • Spa
  • Hot tubs
  • Pool

Tags

LUXURIOUS AMENITIESDAILY MAID SERVICEPRIVATE CHECK-INSPOOLHOT TUBSSPA

Property features AI

Finance

  • HOA & community: Annual association fee; Association fee covers cable TV, electricity, heat, insurance, management, sewer, snow removal, telephone, trash, and water; Association amenities include fitness center and front desk; On-site management; Pool; Shuttle service; Golf access

Exterior

  • Home design: Condominium / multi-family property
  • Construction: Slate roof; Poured-in-place foundation
  • Exterior features: Multi-family zoning

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Marble flooring; Wood flooring
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Baseboard heating; Central air conditioning
  • Interior features: Furnished
  • Laundry & utility: Washer; Dryer; Washer/Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath timeshare listed at $80k.

Deal economics

  • At list price, monthly cash flow is $2k ($27k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 40.7% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
  • Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
  • At $4,422/mo this rent would consume 52% of the median local household income ($103k/yr) (locally 744% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $6k of equity ($552 loan paydown + $5k appreciation (6.6% local appreciation)).
  • Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (6.6% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~1 year — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 491 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,356 (12.0% below list)

Questions for the listing agent

  1. It's been on market 491 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.53%
Cap rate
40.68%
Cash-on-cash
122.81%
DSCR
6.46
GRM
1.5

CMA / ARV

ARV (on-the-fly)
$22,540
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
46 Avondale Ln #410 Calendar Weeks 9&10 0.08mi 2/2.0 1,528 (-5%) 8mo $135,000 $88 79
63 Avondale Ln #439/439A - week 7 0.10mi 3/3.0 (+1) 1,614 (+0%) 13mo $58,000 $36 77
100 E Thomas #2052-48 0.03mi 2/2.5 1,437 (-11%) 13mo $10,000 $7 70
100 E Thomas Pl #4053-Week 50 0.03mi 2/2.0 1,410 (-12%) 10mo $65,000 $46 68
210 Offerson #419-47 0.10mi 3/3.0 (+1) 1,758 (+9%) 8mo $500 67
46 Avondale Ln #304 Calendar Weeks 13&14 0.08mi 2/— 1,379 (-14%) 8mo $19,900 $14 66
46 Avondale Ln #403 Calendar Weeks 47&48 0.08mi 2/2.0 1,379 (-14%) 7mo $18,000 $13 64
210 Offerson Rd #419, Week 25 0.10mi 3/3.0 (+1) 1,800 (+12%) 11mo $8,000 $4 60
00063B Avondale Ln #136-136A, Week 10 0.10mi 3/3.0 (+1) 1,393 (-14%) 10mo $26,000 $19 58
210 Offerson Rd #421, Week 25 0.10mi 3/3.0 (+1) 1,800 (+12%) 13mo $8,000 $4 58
210 Offerson Rd #R-215, Weeks 13 & 14 0.10mi 3/3.0 (+1) 1,850 (+15%) 14mo $35,000 $19 52
210 Offerson #205 / Weeks 13&14 0.10mi 3/3.0 (+1) 1,847 (+15%) 14mo $18,000 $10 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.52×
Total profit
$168,321
Equity at exit
$53,496
10-year hold
IRR
Equity multiple
18.18×
Total profit
$384,490
Equity at exit
$99,936

Cash invested: $22,386 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81620

Home prices YoY
1.9%
Active inventory
448
Price-to-rent
1.5×

Monthly cashflow live

Estimated rent
$4,422 medium interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,199/yr
Insurance
$33
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$650
Vacancy / Maint / Mgmt
$929
Net cashflow
$2,225

Break-even live

Break-even rent $1,606
Max offer price $79,950
Occupancy floor 45%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,988
Closing costs
$2,398
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$650 · $7,800/yr
Likely covers
pool

Listing history 12 events

  1. 2026-06-12
    statusdays on market $79,950 Pending 491 DOM
  2. 2026-06-09
    days on market $79,950 Active 490 DOM
  3. 2026-06-08
    days on market $79,950 Active 489 DOM
  4. 2026-06-07
    days on market $79,950 Active 488 DOM
  5. 2026-06-05
    days on market $79,950 Active 485 DOM
  6. 2026-06-03
    days on market $79,950 Active 484 DOM
  7. 2026-06-02
    days on market $79,950 Active 483 DOM
  8. 2026-06-01
    days on market $79,950 Active 482 DOM
  9. 2026-05-31
    days on market $79,950 Active 481 DOM
  10. 2026-05-30
    days on market $79,950 Active 480 DOM
  11. 2026-05-12
    price $79,950
  12. 2025-02-04
    listed $99,950 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 1/10 Low 14 d/yr ≥74°F today · 37 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$53,068
− Mortgage interest
−$4,478
− Property taxes
−$1,199
− Insurance
−$1,197
− Repairs & maintenance
−$4,245
− Management
−$4,245
− HOA
−$7,800
− Depreciation
−$2,326
Taxable income
$27,576
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,618
After-tax cash flow
$20,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle County School District No. RE-50
NCES district ID
0803540
Math proficiency
22% ▼ -8.00%
Reading proficiency
42% ▼ -4.00%
Median HH income
$73,322
Composite
30.01/100
National rank
#6360
State rank
#39 of 86 in CO

Livability — Avon

Score
61/100
State rank
#220
US rank
#17858

Category grades

Amenities F Commute A+ Cost of living F Crime D- Employment B- Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Eagle County · 42,178 people
City population
10,870
Metro
Edwards, CO
Population (ZIP)
10,870
Household income
$102,775
Rent vs Own
46.9% rent · 53.1% own
Severe rent burden
744.0

Population outlook (Eagle County) Hauer SSP2

Today (2025)
57,837 people
By 2030
59,258 · +2.5%
By 2040
60,698 · +4.9%
By 2050
60,206 · +4.1%
By 2075
54,326 · -6.1%
By 2100
47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Italian 3% Scotch-Irish 2% Slovak 2%
Foreign-born
14% · Canada, Dominican Republic
Languages at home
78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

2024 margin
Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
All cycles
2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.63%
Current HPI
363.7493
Rent YoY
Metro
Edwards, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-20.0% since first listed
2 events — show timeline
  • 2026-05-12 Price Changed $79,950 VMLS
  • 2025-02-04 Listed $99,950 VMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…