Duplex
3716 Orchard St · Weirton, WV
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.5/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$149,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks
This Art Deco-designed building is located within 1 mile of Rt. 22 on-ramp. This building has received many fresh updates, allowing for immediate occupancy and rental income opportunities. The building is vacant and ready for your tenants! The owner is open to creative financing and willing to carry the note. Call today to find out more information.
Key facts
- Onsite laundry
- 4,356 sq ft lot
- Built 1930
Tags
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer
- Home design: Two-story building; Single building on the lot
- Construction: Built per assessor records; Brick, block and wood siding exterior; Block foundation; Pitched and rubber roofing
- Exterior features: Small lot (approximately 0.1 acre)
Interior
- Bedrooms: Multiple rental units: three 1-bedroom units and one 2-bedroom unit (several units currently leased)
- Bathrooms: Five full bathrooms total; Each unit includes its own bathroom (1-bath for each listed unit)
- Heating & cooling: Radiator heating
- Interior features: Has a basement; Total of 17 rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 3-bed/2.5-bath units multifamily listed at $149k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive. Per door: $562/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $149k).
- Recommended offer: $131k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.3% vs local median 4.3% in Weirton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#70 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute C-, schools D+, employment D.
- Brooke County Schools (rural): math 26% / reading 35% proficiency, ranked #26 of 55 in WV (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 79 active listings in the ZIP; 2 units permitted in Brooke County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Brooke County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 284 days — a 12% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $75k; list at $149k implies a 99% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 284 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 15.34%
- Cash-on-cash
- 32.32%
- DSCR
- 2.44
- GRM
- 4.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 27.4%
- Equity multiple
- 2.14×
- Total profit
- $47,440
- Equity at exit
- $22,216
- IRR
- 34.9%
- Equity multiple
- 4.20×
- Total profit
- $133,544
- Equity at exit
- $12,883
Cash invested: $41,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26062
- Home prices YoY
- -16.5%
- Active inventory
- 79
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,685 medium interval (Pro) →
- Mortgage (P&I)
- −$781
- Tax from tax record
- −$154 /mo · $1,849/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$564
- Net cashflow
- $1,124
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 3 | 2.5 | $2,684 |
| #1 | 3 | 2.5 | $1,342 |
| #2 | 3 | 2.5 | $1,342 |
| Total (2 units) | $2,685 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,250
- Closing costs
- $4,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-19days on market $149,000 Active 284 DOM
-
2026-06-18days on market $149,000 Active 283 DOM
-
2026-06-17days on market $149,000 Active 282 DOM
-
2026-06-16days on market $149,000 Active 281 DOM
-
2026-06-15days on market $149,000 Active 280 DOM
-
2026-06-14days on market $149,000 Active 278 DOM
-
2026-06-12days on market $149,000 Active 277 DOM
-
2026-06-09days on market $149,000 Active 274 DOM
-
2026-06-08days on market $149,000 Active 273 DOM
-
2026-06-07days on market $149,000 Active 272 DOM
-
2026-06-05days on market $149,000 Active 269 DOM
-
2026-06-02days on market $149,000 Active 267 DOM
-
2026-06-01days on market $149,000 Active 266 DOM
-
2026-05-31days on market $149,000 Active 265 DOM
-
2026-05-30days on market $149,000 Active 264 DOM
-
2026-01-29status Active
-
2026-01-22status Pending
-
2025-09-01$149,000 Active
-
2025-06-04historical
-
2025-04-23status Active
-
2025-04-10historical Contingent
-
2025-03-28status Active
-
2025-03-25status Pending
-
2025-03-06price $149,000
-
2025-03-06price $149,000
-
2025-01-13status Active
-
2024-12-31historical Contingent
-
2024-09-10price $165,000
-
2024-09-10price $165,000
-
2024-06-04$175,000 Active
-
2024-06-01historical
-
2023-11-10$179,900 Active
-
2020-12-04soldstatus $75,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $1,849 · $154/mo
- Projected year-2 tax
- $1,849 · $154/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,220
- − Mortgage interest
- −$8,346
- − Property taxes
- −$1,849
- − Insurance
- −$745
- − Repairs & maintenance
- −$2,578
- − Management
- −$2,578
- − Depreciation
- −$4,335
- Taxable income
- $11,790
- Est. tax owed @ 24.0%
- −$2,830
- After-tax cash flow
- $10,654/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brooke County Schools
- NCES district ID
- 5400150
- Math proficiency
- 26% ▼ -6.00%
- Reading proficiency
- 35% ▲ 1.00%
- Median HH income
- $43,826
- Composite
- 26.0/100
- National rank
- #7319
- State rank
- #26 of 55 in WV
Livability — Weirton
- Score
- 69/100
- State rank
- #70
- US rank
- #8638
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Weirton, WV
- City population
- 20,721
- Population (ZIP)
- 20,721
Population outlook (Brooke County) Hauer SSP2
- Today (2025)
- 22,250 people
- By 2030
- 21,459 · -3.6%
- By 2040
- 19,659 · -11.6%
- By 2050
- 18,029 · -19.0%
- By 2075
- 15,076 · -32.2%
- By 2100
- 12,164 · -45.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 4% Black 3% Hispanic / Latino 2%
- Common ancestry
- Romanian 7% Lithuanian 2% Serbian 2%
- Foreign-born
- 2% · Vietnam, Canada
- Languages at home
- 97% English-only · Other Indo-European 1% Spanish 1%
Political lean MEDSL · Brooke
- 2024 margin
- Solid R (+44.6) · D 26.8% · R 71.4% · Other 1.8%
- 2008→2024 swing
- -42.2pp toward R · 2008: -2.5pp · 2024: -44.6pp
- All cycles
- 2024: R+44.6 2020: R+43.1 2016: R+42.2 2012: R+11.2 2008: R+2.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -41.66%
- Current HPI
- 210.5239
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+98.7% since first listed18 events — show timeline
- 2026-01-29 Relisted — MLSNOW
- 2026-01-22 Pending — MLSNOW
- 2025-09-01 Listed $149,000 MLSNOW
- 2025-06-04 Listing Removed — MLSNOW
- 2025-04-23 Relisted — MLSNOW
- 2025-04-10 Contingent — MLSNOW
- 2025-03-28 Relisted — MLSNOW
- 2025-03-25 Pending — MLSNOW
- 2025-03-06 Price Changed $149,000 WBOR
- 2025-03-06 Price Changed $149,000 MLSNOW
- 2025-01-13 Relisted — MLSNOW
- 2024-12-31 Contingent — MLSNOW
- 2024-09-10 Price Changed $165,000 WBOR
- 2024-09-10 Price Changed $165,000 MLSNOW
- 2024-06-04 Listed $175,000 MLSNOW
- 2024-06-01 Listing Removed — MLSNOW
- 2023-11-10 Listed $179,900 MLSNOW
- 2020-12-04 Sold (Public Records) $75,000 Public Records
Property tax history
+1.5%/yrLatest (2025): $1,849 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…