103 Brook Run Dr · Fountain Inn, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.4/30.0
- Condition / age +4.8/5.0
- DSCR +4.4/10.0
- Livability +4.1/5.0
- 1% rule +4.0/10.0
- Schools +3.8/10.0
- Rent growth +3.6/5.0
- Appreciation +0.0/10.0
$302,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This new two-story home features an airy layout among a first-floor kitchen with a large center island, breakfast room and family room that's fit for modern times. The spacious owner's suite enjoys privacy on the main floor. Upstairs are a versatile loft and four secondary bedrooms, three with walk-in closets.
Key facts
- 2 garage spots
- Built 2026
- Listed 87 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.5-bath single-family listed at $303k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $59 ($713/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $273k (10.0% below list).
- Recommended offer: $273k (10.0% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.1% in Fountain Inn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#4 in SC, #1,162 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
- Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.5%/yr); 551 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 34d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 621 units permitted in Laurens County in 2024 (0 in 5+ unit buildings).
- At $2,726/mo this rent would consume 47% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Laurens County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($285k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.53%
- Cash-on-cash
- 0.84%
- DSCR
- 1.04
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $368,889
- List price
- $302,999
- Delta
- -17.32%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14 Snowy Ct | 0.75mi | 5/3.0 | 2,336 (+1%) | 2mo | $310,000 | $133 | 60 |
| 334 Alyssa Landing Dr Unit Homesite 83 | 0.30mi | 5/3.0 | 2,768 (+20%) | 0mo | $419,900 | $152 | 59 |
| 300 Anduin Way | 1.05mi | 5/3.0 | 2,306 (-0%) | 11mo | $318,795 | $138 | 53 |
| 344 Alyssa Landing Dr Unit Homesite 78 | 0.31mi | 5/3.0 | 2,768 (+20%) | 7mo | $425,000 | $154 | 53 |
| 14 Snowy Ct | 0.75mi | 5/3.0 | 2,292 (-1%) | 15mo | $350,000 | $153 | 50 |
| 133 Frost Flower Way | 1.09mi | 4/2.5 (-1) | 2,435 (+6%) | 2mo | $335,000 | $138 | 49 |
| 145 Bruinen Dr | 0.95mi | 4/2.5 (-1) | 2,443 (+6%) | 4mo | $325,000 | $133 | 47 |
| 513 Scarlet Oak Dr | 1.07mi | 4/2.5 (-1) | 2,169 (-6%) | 4mo | $375,000 | $173 | 46 |
| 110 Frost Flower Way | 1.07mi | 4/2.5 (-1) | 2,388 (+4%) | 10mo | $325,000 | $136 | 46 |
| 259 Inn Cir | 0.76mi | 4/4.0 (-1) | 2,546 (+10%) | 2mo | $690,000 | $271 | 35 |
| 203 Addlestone Cir | 0.80mi | 4/2.5 (-1) | 2,728 (+18%) | 8mo | $365,000 | $134 | 28 |
| 115 Parsons St | 1.12mi | 4/3.5 (-1) | 2,711 (+18%) | 12mo | $548,000 | $202 | 21 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.55% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.52×
- Total profit
- $-40,956
- Equity at exit
- $45,178
- IRR
- -2.0%
- Equity multiple
- 0.85×
- Total profit
- $-12,340
- Equity at exit
- $26,198
Cash invested: $84,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 15 active · 6 under contract
- Months of supply
- 22.5 mo (4%/mo absorbed)
- Median asking
- $345,000 ($146/sqft)
- Median days on market
- 92 d
- This list price
- 27% of active listings are priced below it
- ARV vs active asking
- +9.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29644
- Home prices YoY
- -28.6%
- Rents YoY
- 4.5%
- Active inventory
- 551
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,726 medium interval (Pro) →
- Mortgage (P&I)
- −$1,589
- Tax est. 1.5%
- −$379 /mo · $4,545/yr
- Insurance
- −$126
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$572
- Net cashflow
- $59
Break-even live
Sensitivity live
| Price | -10% $269 | -5% $164 | +0% $59 | +5% $-45 | +10% $-150 |
|---|---|---|---|---|---|
| Rent | -10% $-156 | -5% $-48 | +0% $59 | +5% $167 | +10% $275 |
| Rate | -1.0pp $212 | -0.5pp $136 | base $59 | +0.5pp $-19 | +1.0pp $-99 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,750
- Closing costs
- $9,090
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 370 Alyssa Lndg Dr Fountain Inn, SC | 5.0 | 3.0 | 2300 | $2,449 | $1.06 | 68d | 1 | 0.24mi |
| 7 Gramercy Woods Ln Fountain Inn, SC | 3.0–5.0 | 2.5–3.0 | 1876 | $2,849 | $1.52 | 15d | 17 | 0.72mi |
| 217 N Nelson Dr Fountain Inn, SC | 3.0–4.0 | 2.5–3.5 | 2115 | $2,525 | $1.19 | 15d | 12 | 1.06mi |
| 112 Babb St Fountain Inn, SC | 5.0 | 2.5 | 1629 | $1,800 | $1.10 | 33d | 1 | 1.29mi |
Property features AI
Finance
- Other
- Financial info
- List price $304,999
- HOA & community
Exterior
- Parking
- 2 total parking spaces2-car garage
- Security
- Utilities
- Home design
- Emerson VE plan
- Construction
- New construction (2026 list year)
- Exterior features
- Living area approximately 2307
Interior
- Kitchen
- Bedrooms
- 5 bedrooms
- Flooring
- Bathrooms
- 2 full bathrooms, 1 half bathroom
- Heating & cooling
- Interior features
- Spec home (new construction)
- Laundry & utility
Listing history 50 events
-
2026-08-07pricedays on market $302,999 Active 87 DOM
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2026-08-06days on market $304,999 Active 86 DOM
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2026-08-05days on market $304,999 Active 85 DOM
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2026-08-04pricedays on market $304,999 Active 84 DOM
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2026-08-03days on market $298,999 Active 83 DOM
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2026-07-31days on market $298,999 Active 80 DOM
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2026-07-30days on market $298,999 Active 79 DOM
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2026-07-30days on market $298,999 Active 78 DOM
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2026-07-28days on market $298,999 Active 77 DOM
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2026-07-26days on market $298,999 Active 75 DOM
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2026-07-25days on market $298,999 Active 74 DOM
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2026-07-24days on market $298,999 Active 73 DOM
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2026-07-23days on market $298,999 Active 72 DOM
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2026-07-22days on market $298,999 Active 71 DOM
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2026-07-21pricedays on market $298,999 Active 70 DOM
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2026-07-20days on market $299,999 Active 69 DOM
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2026-07-19days on market $299,999 Active 67 DOM
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2026-07-18days on market $299,999 Active 66 DOM
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2026-07-16days on market $299,999 Active 65 DOM
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2026-07-15pricedays on market $299,999 Active 64 DOM
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2026-07-14days on market $302,999 Active 63 DOM
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2026-07-13days on market $302,999 Active 62 DOM
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2026-07-13days on market $302,999 Active 61 DOM
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2026-07-11days on market $302,999 Active 60 DOM
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2026-07-10days on market $302,999 Active 59 DOM
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2026-07-09days on market $302,999 Active 58 DOM
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2026-07-07pricedays on market $302,999 Active 56 DOM
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2026-07-06days on market $304,999 Active 55 DOM
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2026-07-06days on market $304,999 Active 54 DOM
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2026-07-03days on market $304,999 Active 52 DOM
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2026-07-02days on market $304,999 Active 51 DOM
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2026-07-01days on market $304,999 Active 50 DOM
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2026-06-30days on market $304,999 Active 49 DOM
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2026-06-29days on market $304,999 Active 48 DOM
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2026-06-28days on market $304,999 Active 47 DOM
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2026-06-28days on market $304,999 Active 46 DOM
-
2026-06-27days on market $304,999 Active 45 DOM
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2026-06-25days on market $304,999 Active 43 DOM
-
2026-06-22days on market $304,999 Active 41 DOM
-
2026-06-22days on market $304,999 Active 40 DOM
-
2026-06-18days on market $304,999 Active 37 DOM
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2026-06-17days on market $304,999 Active 36 DOM
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2026-06-16days on market $304,999 Active 35 DOM
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2026-06-15days on market $304,999 Active 34 DOM
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2026-06-13price $304,999 Active 32 DOM
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2026-06-09days on market $309,999 Active 32 DOM
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2026-06-08days on market $309,999 Active 31 DOM
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2026-06-07pricedays on market $309,999 Active 30 DOM
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2026-06-03days on market $308,999 Active 26 DOM
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2026-06-03days on market $308,999 Active 25 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,710
- − Mortgage interest
- −$16,973
- − Property taxes
- −$4,545
- − Insurance
- −$1,515
- − Repairs & maintenance
- −$2,617
- − Management
- −$2,617
- − Depreciation
- −$8,815
- Taxable loss
- −$4,371
- Est. tax savings @ 24.0%
- +$1,049
- After-tax cash flow
- $1,762/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This new two-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a spacious layout with a large kitchen, comfortable living areas, and a private owner's suite. The home is move-in ready and would benefit from minor updates to enhance its curb appeal and interior aesthetics.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value. ↑
- Resale Kitchen appliances — Modern appliances improve the home's appeal to potential buyers. ↑
- Resale Bathroom updates — Modernizing bathrooms can increase the home's value and appeal to buyers. ↑
- Both Flooring replacement — Replacing worn-out flooring can improve the home's appearance and increase its value. ↑
- Both HVAC system maintenance — A well-maintained HVAC system ensures comfort and can add value to the home. ↑
- Both Landscaping and curb appeal — A well-maintained landscape and curb appeal can significantly increase the home's value and appeal to potential buyers and renters. ↑
Zoned Schools
Schools (NCES district)
- District
- Greenville 01
- NCES district ID
- 4502310
- Math proficiency
- 44% ▼ -10.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $49,596
- Composite
- 41.88/100
- National rank
- #3370
- State rank
- #10 of 80 in SC
Livability — Fountain Inn
- Score
- 82/100
- State rank
- #4
- US rank
- #1162
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fountain Inn, SC
- County
- Greenville County · 66,741 people
- City population
- 22,907
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 22,907
- Household income
- $70,301
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Laurens County) Hauer SSP2
- Today (2025)
- 66,741 people
- By 2030
- 66,454 · -0.4%
- By 2040
- 64,881 · -2.8%
- By 2050
- 61,941 · -7.2%
- By 2075
- 53,266 · -20.2%
- By 2100
- 41,495 · -37.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Two or more races 10% Hispanic / Latino 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Laurens
- 2024 margin
- Solid R (+40.9) · D 29.0% · R 69.9% · Other 1.1%
- 2008→2024 swing
- -22.8pp toward R · 2008: -18.1pp · 2024: -40.9pp
- All cycles
- 2024: R+40.9 2020: R+32.3 2016: R+29.9 2012: R+17.5 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.45%
- Current HPI
- 250.5271
- Rent YoY
- ▲ 4.55%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…