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9500 Dabney Dr
B Composite 71.16
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$104,900

9500 Dabney Dr · Denham Springs, LA 70726
4 bd · 2.0 ba · 1,380 sqft · SingleFamily · 16 Days on market
Built 1981 10,454 sqft lot ↓ 1% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the potential in this 4-bedroom, 2-bath home located in a convenient Denham Springs area. The property features an open layout with vinyl flooring throughout and a functional floor plan that offers flexibility for everyday living. The home includes central heating and air (CHVAC) and provides a solid foundation for updates and personalization. With some cosmetic improvements, this home can truly shine. Whether you're an investor or a buyer looking for a project with great upside, this property offers an excellent opportunity in a desirable location.

Key facts

  • 0.24 acre lot
  • Garage
  • Built 1981

Property features AI

Finance

  • Other: Located in the Maryland Subdivision

Exterior

  • Parking: Attached garage; Carport (1 space); 1 total parking space
  • Utilities: Public water; Public sewer
  • Home design: Detached single-family residence; Residential property
  • Construction: Built with brick and frame construction materials; Composition roof; Slab foundation
  • Exterior features: Covered screened porch; Chain link fencing; Shed on the property

Interior

  • Flooring: Tile; Laminate; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tile, laminate, and vinyl flooring; Ceiling fans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $490 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $105k).
  • Recommended offer: $103k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.3% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $725 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.8% rent growth), your $29k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $103,326 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
13.33%
Cash-on-cash
25.12%
DSCR
2.12
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$230,460
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9169 Jordan Dr 0.27mi 3/2.0 (-1) 1,417 (+3%) 3mo $237,000 $167 75
9210 Gary St 0.29mi 3/2.0 (-1) 1,457 (+6%) 1mo $280,000 $192 72
1503 Weeping Willow Dr 0.40mi 3/2.0 (-1) 1,418 (+3%) 1mo $239,900 $169 71
30675 Eden Way Dr 0.36mi 3/2.0 (-1) 1,424 (+3%) 3mo $241,375 $170 71
30377 Fairway View Dr 0.50mi 3/2.0 (-1) 1,426 (+3%) 2mo $230,000 $161 65
30700 Country Club Ln 0.29mi 4/2.0 1,561 (+13%) 1mo $218,000 $140 64
30771 Eden Way Dr 0.36mi 4/2.0 1,532 (+11%) 1mo $252,352 $165 64
30663 Eden Way Dr 0.34mi 4/2.0 1,532 (+11%) 3mo $252,710 $165 64
30935 Meadow Wood Blvd 0.44mi 3/2.0 (-1) 1,473 (+7%) 0mo $245,000 $166 63
30740 Eden Way Dr 0.36mi 3/2.0 (-1) 1,498 (+9%) 3mo $250,100 $167 62
30788 Eden Way Dr 0.36mi 3/2.0 (-1) 1,498 (+9%) 4mo $248,755 $166 60
30730 Dunn Rd 0.73mi 3/2.0 (-1) 1,221 (-12%) 4mo $244,900 $201 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
13.2%
Equity multiple
1.53×
Total profit
$15,690
Equity at exit
$15,641
10-year hold
IRR
22.8%
Equity multiple
3.05×
Total profit
$60,078
Equity at exit
$9,070

Cash invested: $29,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,675 medium interval (Pro) →
Mortgage (P&I)
$550
Tax from tax record
$114 /mo · $1,374/yr
Insurance
$44
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$490

Break-even live

Break-even rent $1,055
Max offer price $104,900
Occupancy floor 66%

Sensitivity live

Price -10% $549 -5% $519 +0% $490 +5% $460 +10% $430
Rent -10% $357 -5% $423 +0% $490 +5% $556 +10% $622
Rate -1.0pp $542 -0.5pp $516 base $490 +0.5pp $462 +1.0pp $435

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,225
Closing costs
$3,147
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9418 Randall Ave Denham Springs, LA 3.0 1.5 1234 $1,250 $1.01 44d 1 0.14mi
9062 Lockhart Rd Unit 11D Denham Springs, LA 3.0 2.0 1240 $1,900 $1.53 24d 1 0.41mi
8365 Rosemary Ave Denham Springs, LA 4.0 2.5 1700 $2,250 $1.32 44d 1 1.14mi

Listing history 24 events

  1. 2026-06-17
    status $104,900 Pending 16 DOM
  2. 2026-06-16
    status $104,900 Active 16 DOM
  3. 2026-06-07
    statusdays on market $104,900 Pending 16 DOM
  4. 2026-06-03
    days on market $104,900 Active 14 DOM
  5. 2026-06-02
    days on market $104,900 Active 13 DOM
  6. 2026-06-01
    days on market $104,900 Active 12 DOM
  7. 2026-05-31
    days on market $104,900 Active 11 DOM
  8. 2026-05-31
    days on market $104,900 Active 10 DOM
  9. 2026-05-19
    listed $104,900 Active
    Show marketing remark (564 chars)

    Discover the potential in this 4-bedroom, 2-bath home located in a convenient Denham Springs area. The property features an open layout with vinyl flooring throughout and a functional floor plan that offers flexibility for everyday living. The home includes central heating and air (CHVAC) and provides a solid foundation for updates and personalization. With some cosmetic improvements, this home can truly shine. Whether you're an investor or a buyer looking for a project with great upside, this property offers an excellent opportunity in a desirable location.

  10. 2026-05-19
    listed $104,900 Active 564-char remark
    Show marketing remark (564 chars)

    Discover the potential in this 4-bedroom, 2-bath home located in a convenient Denham Springs area. The property features an open layout with vinyl flooring throughout and a functional floor plan that offers flexibility for everyday living. The home includes central heating and air (CHVAC) and provides a solid foundation for updates and personalization. With some cosmetic improvements, this home can truly shine. Whether you're an investor or a buyer looking for a project with great upside, this property offers an excellent opportunity in a desirable location.

  11. 2020-11-04
    soldstatus Sold 728-char remark
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  12. 2020-11-04
    soldstatus $134,900
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  13. 2020-08-30
    status Pending 728-char remark
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  14. 2020-08-24
    status Active 728-char remark
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  15. 2020-08-18
    status Pending 728-char remark
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  16. 2020-08-14
    listed $134,900 Active 728-char remark
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  17. 2020-08-14
    listed $134,900
    Show marketing remark (728 chars)

    This rare 4 bedroom, 2 full bath home has been completely renovated inside and has a newly installed roof. The floors are wood laminate and ceramic tile throughout. The kitchen has new cabinets, all new appliances and new ceiling fans were installed throughout. The master bath has a unique layout, with lots of space, featuring a large walk in shower and a large adjoining laundry room. The 4th bedroom is very spacious with a walk in closet. A new ac air handler unit inside the home has been installed. It has a nice backyard you can relax in and is completely fenced in with a 10 x 12 storage shed for extra storage spaced. This home is close to schools and shopping. This house has never flooded and did not flood in 2016.

  18. 2014-03-18
    soldstatus
  19. 2013-06-18
    listed $48,900
  20. 2013-06-18
    listed $48,900
  21. 2006-10-03
    soldstatus
  22. 2006-09-29
    soldstatus
  23. 2006-07-05
    listed $106,000
  24. 2006-07-05
    listed $106,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,374 · $114/mo
Projected year-2 tax
$1,374 · $114/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone A · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,099
− Mortgage interest
−$5,876
− Property taxes
−$1,374
− Insurance
−$2,027
− Repairs & maintenance
−$1,608
− Management
−$1,608
− Depreciation
−$3,052
Taxable income
$4,554
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,093
After-tax cash flow
$4,783/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Denham Springs

Score
74/100
State rank
#29
US rank
#4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston Parish · 87,496 people
City population
63,575
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-1.0% since first listed
16 events — show timeline
  • 2026-05-19 Listed $104,900 AcadianaMLS
  • 2026-05-19 Listed $104,900 GBRMLS
  • 2020-11-04 Sold (Public Records) $134,900 Public Records
  • 2020-11-04 Sold (MLS) GBRMLS
  • 2020-08-30 Pending GBRMLS
  • 2020-08-24 Relisted GBRMLS
  • 2020-08-18 Pending GBRMLS
  • 2020-08-14 Listed $134,900 AcadianaMLS
  • 2020-08-14 Listed $134,900 GBRMLS
  • 2014-03-18 Sold (MLS) GBRMLS
  • 2013-06-18 Listed $48,900 AcadianaMLS
  • 2013-06-18 Listed $48,900 GBRMLS
  • 2006-10-03 Sold (Public Records) Public Records
  • 2006-09-29 Sold (MLS) GBRMLS
  • 2006-07-05 Listed $106,000 AcadianaMLS
  • 2006-07-05 Listed $106,000 GBRMLS

Property tax history

+3.2%/yr

Latest (2024): $1,374 · +32.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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