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35918 Verano Ln
C- Composite 51.23
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • DSCR +8.0/10.0
  • 1% rule +6.7/10.0
  • Schools +4.3/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$165,000

35918 Verano Ln · Zephyrhills West, FL 33541
3 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 279 Days on market
Built 1985 4,500 sqft lot Est $132k · 25% over $41/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

Key facts

  • Built in shelving
  • 4,500 sq ft lot
  • Parking

Tags

CUSTOM SCREENED IN PATIOEXTRA-LARGE STORAGE AREADEDICATED LAUNDRY ROOMNEW LUXURY VINYL FLOORINGNEW STAINLESS-STEEL APPLIANCESBUILT IN SHELVING

Property features AI

Finance

  • Other: Partially furnished; Directions available
  • Financial info: Lease restrictions apply
  • HOA & community: Has HOA (approval required); Monthly HOA about $41.67 (annual fee $500); Community pool; Clubhouse; Deed restrictions; Golf carts permitted; Special community restrictions; Street lights; Senior community; Pets not allowed

Exterior

  • Parking: Has carport (1 space)
  • Utilities: Public water; Public sewer; Cable connected; Broadband/high-speed internet available; Water connected; Sewer connected
  • Home design: Manufactured double-wide home; One story; Faces north
  • Construction: Metal frame with vinyl siding; Membrane/other roof; Crawlspace foundation; Built as a manufactured home
  • Exterior features: Awning(s); Exterior lighting; Private mailbox; Rain gutters; Storage

Interior

  • Kitchen: Dishwasher; Range; Microwave; Refrigerator; Solid surface counters; Solid wood cabinets
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air
  • Interior features: Built-in features; Ceiling fans; High ceilings; Living room/dining room combo; Solid surface counters; Solid wood cabinets; Thermostat; Window treatments; Blinds
  • Laundry & utility: Washer included; Inside laundry room; Electric water heater; Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $165k.

Deal economics

  • At list price, monthly cash flow is $347 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $145k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
  • Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 279 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $129k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.82%
Cash-on-cash
9.01%
DSCR
1.40
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$132,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
35912 Verano Ln 0.01mi 2/2.0 (-1) 1,056 (0%) 2mo $127,000 $120 93
4920 Blanco Dr 0.17mi 2/2.0 (-1) 1,008 (-4%) 1mo $125,000 $124 79
35924 Bueno Dr 0.04mi 2/2.0 (-1) 989 (-6%) 9mo $129,900 $131 74
5248 Antigua Dr 0.61mi 2/2.0 (-1) 1,036 (-2%) 1mo $129,500 $125 63
36110 Aster Ave 0.64mi 2/2.0 (-1) 1,056 (0%) 13mo $90,000 $85 55
5244 Montego Dr 0.63mi 2/2.0 (-1) 1,056 (0%) 16mo $100,000 $95 52
36245 Coronet Way 0.71mi 2/2.0 (-1) 1,014 (-4%) 7mo $158,000 $156 50
36408 Teakwood Ave 0.57mi 3/2.0 1,152 (+9%) 14mo $190,000 $165 47
36349 5 Acre Ln 0.69mi 3/2.0 960 (-9%) 8mo $128,750 $134 46
36342 5 Acre Ln 0.70mi 2/2.0 (-1) 1,040 (-2%) 17mo $199,900 $192 45
5324 Seville Dr 0.69mi 2/2.0 (-1) 1,160 (+10%) 5mo $140,000 $121 42
5319 Montego Dr 0.65mi 2/2.0 (-1) 944 (-11%) 15mo $99,000 $105 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-6.2%
Equity multiple
0.78×
Total profit
$-10,251
Equity at exit
$24,602
10-year hold
IRR
-0.8%
Equity multiple
0.95×
Total profit
$-2,157
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33541

Home prices YoY
-15.2%
Rents YoY
-2.5%
Active inventory
856
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,935 high interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$41
Vacancy / Maint / Mgmt
$406
Net cashflow
$347

Break-even live

Break-even rent $1,495
Max offer price $165,000
Occupancy floor 77%

Sensitivity live

Price -10% $461 -5% $404 +0% $347 +5% $290 +10% $233
Rent -10% $194 -5% $271 +0% $347 +5% $423 +10% $500
Rate -1.0pp $430 -0.5pp $389 base $347 +0.5pp $304 +1.0pp $261

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
35940 Inspiration Dr Zephyrhills, FL 1.0–3.0 1.0–2.0 1034 $2,201 $2.13 0d 22 0.42mi
4111 Ryals Rd Zephyrhills, FL 4.0 3.0 1216 $2,195 $1.81 4d 1 0.76mi
5019 Coopers Hawk Pl Zephyrhills, FL 3.0 2.0 1456 $1,699 $1.17 11d 1 1.05mi
36106 Lake Chase Blvd #102 Zephyrhills, FL 3.0 2.0 1170 $1,650 $1.41 6d 1 1.13mi
36106 Lake Chase Blvd Zephyrhills, FL 3.0 2.0 1325 $1,700 $1.28 25d 1 1.13mi
34747 Double Eagle Ct Zephyrhills, FL 2.0 2.0 1308 $1,650 $1.26 18d 1 1.15mi
36009 Deer Creek Dr #104 Zephyrhills, FL 2.0 2.0 1029 $1,450 $1.41 25d 1 1.15mi
34652 Blue Starling St Zephyrhills, FL 3.0 2.0 1352 $1,650 $1.22 6d 1 1.17mi
36015 Deer Creek Dr #202 Zephyrhills, FL 2.0 2.0 1062 $1,450 $1.37 25d 1 1.18mi
36801 Camelia Ct Zephyrhills, FL 2.0 2.0 864 $1,350 $1.56 25d 1 1.19mi
5914 Willow Ridge Dr #101 Zephyrhills, FL 2.0 2.0 987 $1,500 $1.52 25d 1 1.19mi
36243 Lake Chase Blvd #203 Zephyrhills, FL 3.0 2.0 1278 $1,775 $1.39 25d 1 1.21mi
36321 Stonewood Ln #103 Zephyrhills, FL 2.0 2.0 987 $1,525 $1.55 25d 1 1.23mi
36232 Lanier Oaks Pt , FL 3.0 2.0 1325 $1,700 $1.28 25d 1 1.29mi

HOA detail

Monthly dues
$41 · $492/yr
Likely covers
pool

Listing history 36 events

  1. 2026-06-18
    days on market $165,000 Active 279 DOM
  2. 2026-06-17
    days on market $165,000 Active 278 DOM
  3. 2026-06-16
    days on market $165,000 Active 277 DOM
  4. 2026-06-15
    days on market $165,000 Active 276 DOM
  5. 2026-06-13
    days on market $165,000 Active 274 DOM
  6. 2026-06-09
    days on market $165,000 Active 270 DOM
  7. 2026-06-08
    days on market $165,000 Active 269 DOM
  8. 2026-06-07
    days on market $165,000 Active 268 DOM
  9. 2026-06-04
    days on market $165,000 Active 265 DOM
  10. 2026-06-03
    days on market $165,000 Active 264 DOM
  11. 2026-06-02
    days on market $165,000 Active 263 DOM
  12. 2026-06-01
    days on market $165,000 Active 262 DOM
  13. 2026-05-31
    pricedays on market $165,000 Active 261 DOM
  14. 2026-04-16
    price $171,800
  15. 2026-02-19
    price $172,000
  16. 2026-02-11
    price $179,000
  17. 2025-10-20
    price $180,000
  18. 2025-09-23
    price $185,000
  19. 2025-09-12
    listed $190,000 Active
  20. 2025-05-29
    historical
  21. 2025-05-19
    status Active
  22. 2025-05-19
    price $180,000
  23. 2025-05-01
    historical
  24. 2025-04-09
    price $185,000
  25. 2025-03-11
    price $195,000
  26. 2025-02-11
    listed $199,000 Active
  27. 2024-08-07
    soldstatus $129,000
  28. 2024-08-05
    soldstatus $129,000 Closed 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  29. 2024-07-09
    status Pending 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  30. 2024-05-06
    status Active 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  31. 2024-04-30
    historical 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  32. 2024-02-20
    price $160,000 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  33. 2023-10-17
    listed $189,000 Active 1554-char remark
    Show marketing remark (1554 chars)

    Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!

  34. 2013-01-08
    soldstatus $63,500
  35. 2012-02-24
    soldstatus $50,000
  36. 2012-02-23
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,214
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,857
− Management
−$1,857
− HOA
−$492
− Depreciation
−$4,800
Taxable income
$1,666
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$400
After-tax cash flow
$3,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pasco
NCES district ID
1201530
Math proficiency
50% ▼ -10.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$45,039
Composite
43.14/100
National rank
#3074
State rank
#32 of 73 in FL

Livability — Zephyrhills West

Score
61/100
State rank
#772
US rank
#17403

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Zephyrhills West, FL
County
Pasco County · 524,098 people
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
24,654
Household income
$56,579
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
393.0

Population outlook (Pasco County) Hauer SSP2

Today (2025)
570,045 people
By 2030
605,844 · +6.3%
By 2040
674,806 · +18.4%
By 2050
736,022 · +29.1%
By 2075
862,900 · +51.4%
By 2100
906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
Hispanic origin (detail)
Mexican 4% Puerto Rican 9%
Common ancestry
Lithuanian 4% Romanian 3% Serbian 3%
Foreign-born
9% · Canada, Vietnam
Languages at home
85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

2024 margin
Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
2008→2024 swing
-21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.21%
Current HPI
308.0619
Rent YoY
▼ -2.51%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+243.6% since first listed
23 events — show timeline
  • 2026-04-16 Price Changed $171,800 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Price Changed $172,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-20 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
  • 2025-09-23 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2025-09-12 Listed $190,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-05-19 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-05-19 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-01 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-04-09 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-11 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
  • 2025-02-11 Listed $199,000 Stellar MLS as Distributed by MLS Grid
  • 2024-08-07 Sold (Public Records) $129,000 Public Records
  • 2024-08-05 Sold (MLS) $129,000 Stellar MLS as Distributed by MLS Grid
  • 2024-07-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-05-06 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-04-30 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-02-20 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-17 Listed $189,000 Stellar MLS as Distributed by MLS Grid
  • 2013-01-08 Sold (Public Records) $63,500 Public Records
  • 2012-02-24 Sold (Public Records) $50,000 Public Records
  • 2012-02-23 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-10.7%/yr

Latest (2025): $209 · -88.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…