35918 Verano Ln · Zephyrhills West, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.8/30.0
- DSCR +8.0/10.0
- 1% rule +6.7/10.0
- Schools +4.3/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
Key facts
- Built in shelving
- 4,500 sq ft lot
- Parking
Tags
Property features AI
Finance
- Other: Partially furnished; Directions available
- Financial info: Lease restrictions apply
- HOA & community: Has HOA (approval required); Monthly HOA about $41.67 (annual fee $500); Community pool; Clubhouse; Deed restrictions; Golf carts permitted; Special community restrictions; Street lights; Senior community; Pets not allowed
Exterior
- Parking: Has carport (1 space)
- Utilities: Public water; Public sewer; Cable connected; Broadband/high-speed internet available; Water connected; Sewer connected
- Home design: Manufactured double-wide home; One story; Faces north
- Construction: Metal frame with vinyl siding; Membrane/other roof; Crawlspace foundation; Built as a manufactured home
- Exterior features: Awning(s); Exterior lighting; Private mailbox; Rain gutters; Storage
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Solid surface counters; Solid wood cabinets
- Bedrooms: 2 bedrooms
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air
- Interior features: Built-in features; Ceiling fans; High ceilings; Living room/dining room combo; Solid surface counters; Solid wood cabinets; Thermostat; Window treatments; Blinds
- Laundry & utility: Washer included; Inside laundry room; Electric water heater; Inside utility
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $165k.
Deal economics
- At list price, monthly cash flow is $347 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 41% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 279 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 3y ago; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $129k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 8.82%
- Cash-on-cash
- 9.01%
- DSCR
- 1.40
- GRM
- 7.1
CMA / ARV
- ARV (on-the-fly)
- $132,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 35912 Verano Ln | 0.01mi | 2/2.0 (-1) | 1,056 (0%) | 2mo | $127,000 | $120 | 93 |
| 4920 Blanco Dr | 0.17mi | 2/2.0 (-1) | 1,008 (-4%) | 1mo | $125,000 | $124 | 79 |
| 35924 Bueno Dr | 0.04mi | 2/2.0 (-1) | 989 (-6%) | 9mo | $129,900 | $131 | 74 |
| 5248 Antigua Dr | 0.61mi | 2/2.0 (-1) | 1,036 (-2%) | 1mo | $129,500 | $125 | 63 |
| 36110 Aster Ave | 0.64mi | 2/2.0 (-1) | 1,056 (0%) | 13mo | $90,000 | $85 | 55 |
| 5244 Montego Dr | 0.63mi | 2/2.0 (-1) | 1,056 (0%) | 16mo | $100,000 | $95 | 52 |
| 36245 Coronet Way | 0.71mi | 2/2.0 (-1) | 1,014 (-4%) | 7mo | $158,000 | $156 | 50 |
| 36408 Teakwood Ave | 0.57mi | 3/2.0 | 1,152 (+9%) | 14mo | $190,000 | $165 | 47 |
| 36349 5 Acre Ln | 0.69mi | 3/2.0 | 960 (-9%) | 8mo | $128,750 | $134 | 46 |
| 36342 5 Acre Ln | 0.70mi | 2/2.0 (-1) | 1,040 (-2%) | 17mo | $199,900 | $192 | 45 |
| 5324 Seville Dr | 0.69mi | 2/2.0 (-1) | 1,160 (+10%) | 5mo | $140,000 | $121 | 42 |
| 5319 Montego Dr | 0.65mi | 2/2.0 (-1) | 944 (-11%) | 15mo | $99,000 | $105 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.2%
- Equity multiple
- 0.78×
- Total profit
- $-10,251
- Equity at exit
- $24,602
- IRR
- -0.8%
- Equity multiple
- 0.95×
- Total profit
- $-2,157
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33541
- Home prices YoY
- -15.2%
- Rents YoY
- -2.5%
- Active inventory
- 856
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,935 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- HOA
- −$41
- Vacancy / Maint / Mgmt
- −$406
- Net cashflow
- $347
Break-even live
Sensitivity live
| Price | -10% $461 | -5% $404 | +0% $347 | +5% $290 | +10% $233 |
|---|---|---|---|---|---|
| Rent | -10% $194 | -5% $271 | +0% $347 | +5% $423 | +10% $500 |
| Rate | -1.0pp $430 | -0.5pp $389 | base $347 | +0.5pp $304 | +1.0pp $261 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 35940 Inspiration Dr Zephyrhills, FL | 1.0–3.0 | 1.0–2.0 | 1034 | $2,201 | $2.13 | 0d | 22 | 0.42mi |
| 4111 Ryals Rd Zephyrhills, FL | 4.0 | 3.0 | 1216 | $2,195 | $1.81 | 4d | 1 | 0.76mi |
| 5019 Coopers Hawk Pl Zephyrhills, FL | 3.0 | 2.0 | 1456 | $1,699 | $1.17 | 11d | 1 | 1.05mi |
| 36106 Lake Chase Blvd #102 Zephyrhills, FL | 3.0 | 2.0 | 1170 | $1,650 | $1.41 | 6d | 1 | 1.13mi |
| 36106 Lake Chase Blvd Zephyrhills, FL | 3.0 | 2.0 | 1325 | $1,700 | $1.28 | 25d | 1 | 1.13mi |
| 34747 Double Eagle Ct Zephyrhills, FL | 2.0 | 2.0 | 1308 | $1,650 | $1.26 | 18d | 1 | 1.15mi |
| 36009 Deer Creek Dr #104 Zephyrhills, FL | 2.0 | 2.0 | 1029 | $1,450 | $1.41 | 25d | 1 | 1.15mi |
| 34652 Blue Starling St Zephyrhills, FL | 3.0 | 2.0 | 1352 | $1,650 | $1.22 | 6d | 1 | 1.17mi |
| 36015 Deer Creek Dr #202 Zephyrhills, FL | 2.0 | 2.0 | 1062 | $1,450 | $1.37 | 25d | 1 | 1.18mi |
| 36801 Camelia Ct Zephyrhills, FL | 2.0 | 2.0 | 864 | $1,350 | $1.56 | 25d | 1 | 1.19mi |
| 5914 Willow Ridge Dr #101 Zephyrhills, FL | 2.0 | 2.0 | 987 | $1,500 | $1.52 | 25d | 1 | 1.19mi |
| 36243 Lake Chase Blvd #203 Zephyrhills, FL | 3.0 | 2.0 | 1278 | $1,775 | $1.39 | 25d | 1 | 1.21mi |
| 36321 Stonewood Ln #103 Zephyrhills, FL | 2.0 | 2.0 | 987 | $1,525 | $1.55 | 25d | 1 | 1.23mi |
| 36232 Lanier Oaks Pt , FL | 3.0 | 2.0 | 1325 | $1,700 | $1.28 | 25d | 1 | 1.29mi |
HOA detail
- Monthly dues
- $41 · $492/yr
- Likely covers
- pool
Listing history 36 events
-
2026-06-18days on market $165,000 Active 279 DOM
-
2026-06-17days on market $165,000 Active 278 DOM
-
2026-06-16days on market $165,000 Active 277 DOM
-
2026-06-15days on market $165,000 Active 276 DOM
-
2026-06-13days on market $165,000 Active 274 DOM
-
2026-06-09days on market $165,000 Active 270 DOM
-
2026-06-08days on market $165,000 Active 269 DOM
-
2026-06-07days on market $165,000 Active 268 DOM
-
2026-06-04days on market $165,000 Active 265 DOM
-
2026-06-03days on market $165,000 Active 264 DOM
-
2026-06-02days on market $165,000 Active 263 DOM
-
2026-06-01days on market $165,000 Active 262 DOM
-
2026-05-31pricedays on market $165,000 Active 261 DOM
-
2026-04-16price $171,800
-
2026-02-19price $172,000
-
2026-02-11price $179,000
-
2025-10-20price $180,000
-
2025-09-23price $185,000
-
2025-09-12$190,000 Active
-
2025-05-29historical
-
2025-05-19status Active
-
2025-05-19price $180,000
-
2025-05-01historical
-
2025-04-09price $185,000
-
2025-03-11price $195,000
-
2025-02-11$199,000 Active
-
2024-08-07soldstatus $129,000
-
2024-08-05soldstatus $129,000 Closed 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
-
2024-07-09status Pending 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
-
2024-05-06status Active 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
-
2024-04-30historical 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
-
2024-02-20price $160,000 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
-
2023-10-17$189,000 Active 1554-char remark
Show marketing remark (1554 chars)
Here is your winter or year round home in one of the most sought after parks! Large yard, 2 car carport-tandem parking, inside laundry, enclosed Florida Room. This home has space for you to stretch out! Lots of cabinets for storage and your belongings. Large utility shed will make a nice workshop with storage space. The Master bedroom has closets down the whole wall of one side of the bedroom. It offers a separate dressing/vanity area with lots of cabinets, and walk in shower with toilet in separate room. The 2nd bedroom is nice size so your guest won't feel closed in when they visit. The guest bath is right across the hall. When the weather is nice and cool outside, you can open the Florida room windows to enjoy the beautiful outside breeze. Sit in the morning and enjoy your coffee or have your evening meal out there-whatever you choose to do, you will enjoy it! This Park is very active in the winter months, so come and see what you can participate in! Make new friends, maybe learn a new card game? Or go relax by the pool, and watch the participants play shuffleboard. Low fees in the park with all you can enjoy with the clubhouse and amenities, makes this a reasonable place to live and play in the winter months. Or if you are year round, you are less than a hour to downtown Tampa where you can enjoy a play, fine dining, or a sports event. The cruise terminal is 45 minutes, or the airport is 50 minutes away. You will have all you want to do in Zephyrhills/Dade City, or Tampa. Come see what can be your next home before it's gone!
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2013-01-08soldstatus $63,500
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2012-02-24soldstatus $50,000
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2012-02-23soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,214
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,857
- − Management
- −$1,857
- − HOA
- −$492
- − Depreciation
- −$4,800
- Taxable income
- $1,666
- Est. tax owed @ 24.0%
- −$400
- After-tax cash flow
- $3,764/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Zephyrhills West
- Score
- 61/100
- State rank
- #772
- US rank
- #17403
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Zephyrhills West, FL
- County
- Pasco County · 524,098 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 24,654
- Household income
- $56,579
- Rent vs Own
- Severe rent burden
- 393.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 9%
- Common ancestry
- Lithuanian 4% Romanian 3% Serbian 3%
- Foreign-born
- 9% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.21%
- Current HPI
- 308.0619
- Rent YoY
- ▼ -2.51%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+243.6% since first listed23 events — show timeline
- 2026-04-16 Price Changed $171,800 Stellar MLS as Distributed by MLS Grid
- 2026-02-19 Price Changed $172,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-11 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-20 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-23 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-12 Listed $190,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-05-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-05-19 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-04-09 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-11 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-11 Listed $199,000 Stellar MLS as Distributed by MLS Grid
- 2024-08-07 Sold (Public Records) $129,000 Public Records
- 2024-08-05 Sold (MLS) $129,000 Stellar MLS as Distributed by MLS Grid
- 2024-07-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-05-06 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-04-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-02-20 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-17 Listed $189,000 Stellar MLS as Distributed by MLS Grid
- 2013-01-08 Sold (Public Records) $63,500 Public Records
- 2012-02-24 Sold (Public Records) $50,000 Public Records
- 2012-02-23 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
Property tax history
-10.7%/yrLatest (2025): $209 · -88.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…