306 E Fairview St · Coopersburg, PA 18036

$247,000

4 bd · 1.0 ba · 1,134 sqft · Townhouse public records · 13 Days on market

Built 1914 2,475 sqft lot $218/sqft · 17% below area Est $296k · 17% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.3/30.0
• ARV discount +15.0/15.0
• DSCR +8.9/10.0
• 1% rule +6.4/10.0
• Schools +6.1/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Location Location Location! Don't miss out on the opportunity to own a versatile property located in the heart of Coopersburg Borough, offering exceptional potential for both investors or owner-occupants. Featuring 4 bedrooms and 1.5 baths, this home is well-suited for those seeking affordability and space within the desirable Southern Lehigh School District. The layout offers flexibility for residential living, rental income, or mixed-use possibilities due to it's C-1 zoning. Additional highlights include on and off-street parking, a small shed for outdoor storage, and ample storage space in both the attic and basement. Whether you're looking to expand your investment portfolio or settl

Key facts

• Parking
• Built 1914
• Listed 13 days

Property features AI

Exterior

• Parking: Off-street parking; Parking pad; On-street parking available
• Utilities: Public water; Public sewer
• Home design: Two-story residence; Vinyl siding exterior; Asphalt/fiberglass roof
• Construction: Vinyl siding construction; Asphalt and fiberglass roof
• Exterior features: Front porch; Small lot (approximately 0.057 acres); Has a view

Interior

• Kitchen: Eat-in kitchen; Electric oven; Electric range; Refrigerator
• Bedrooms: Bedroom on third level (14 x 14); Bedroom on second level (10 x 9); Bedroom on second level (10 x 10); Bedroom on second level (14 x 10)
• Bathrooms: One full bathroom on second level (6 x 8); One half bathroom on first level (5 x 4)
• Heating & cooling: Electric heating; Oil heating; Wall/window cooling units
• Interior features: Attic; Dining area; Separate formal dining room; Eat-in kitchen; Storage; Full basement with sump pump
• Laundry & utility: Main level laundry; Washer; Dryer; Oil water heater

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath townhouse listed at $247k.

Deal economics

• At list price, monthly cash flow is $635 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $247k).
• Cap rate 9.4% vs local median 3.9% in Coopersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#151 in PA, #1,261 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D, commute F.
• Southern Lehigh SD (suburban): math 60% / reading 76% proficiency, ranked #25 of 539 in PA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
• Market conditions: 100 active listings in the ZIP; high-income renter base; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 27y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $88k; list at $247k implies a 179% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1914 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $247,000

Questions for the listing agent

1. Built in 1914 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.38%
• Cash-on-cash: 11.02%
• DSCR: 1.49
• GRM: 7.3

CMA / ARV

• ARV (median comp): $296,204
• List price: $247,000
• Delta: -16.61%
• Verdict: UNDERPRICED
• Comps: 8 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
712 W W State St	0.44mi	3/1.0 (-1)	1,280 (+13%)	23mo	$285,000	$223	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.2%
• Equity multiple: 1.01×
• Total profit: $410
• Equity at exit: $36,829

10-year hold

• IRR: 9.8%
• Equity multiple: 1.76×
• Total profit: $52,347
• Equity at exit: $21,356

Cash invested: $69,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18036

• Home prices YoY: -26.5%
• Active inventory: 100
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,821 medium
• Mortgage (P&I): −$1,295
• Tax from tax record: −$195 /mo · $2,342/yr
• Insurance: −$103
• HOA: −$0
• Vacancy / Maint / Mgmt: −$592
• Net cashflow: $635

Break-even live

Break-even rent $2,017

Max offer price $247,000

Occupancy floor 72%

Sensitivity live

Price	-10% $775	-5% $705	+0% $635	+5% $565	+10% $495
Rent	-10% $412	-5% $524	+0% $635	+5% $747	+10% $858
Rate	-1.0pp $760	-0.5pp $698	base $635	+0.5pp $571	+1.0pp $506

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,750
• Closing costs: $7,410
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-05-15
   price $247,000 834-char remark
2. 2026-05-09
   listed $267,000 Active 834-char remark
3. 2017-12-06
   historical
4. 2017-10-24
   listed $158,000
5. 2009-12-09
   historical
6. 2009-10-23
   listed $127,900
7. 2009-10-20
   historical
8. 2009-10-19
   historical
9. 2009-09-03
   listed $133,000
10. 2009-09-03
    historical
11. 2009-05-07
    listed $133,500
12. 2009-05-07
    listed $133,500
13. 2005-02-24
    historical
14. 2004-11-26
    listed $159,900
15. 2000-06-30
    soldstatus $88,500
16. 2000-04-28
    historical
17. 2000-03-28
    listed $96,500
18. 2000-03-28
    historical
19. 1999-11-24
    listed $96,500
20. 1999-10-28
    historical
21. 1999-10-28
    listed $96,500
22. 1992-04-01
    soldstatus $79,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,342 · $195/mo
• Projected year-2 tax: $3,122 · $260/mo
• Expected delta: +$780/yr (+$65/mo · 33.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,854
• − Mortgage interest: −$13,836
• − Property taxes: −$2,342
• − Insurance: −$1,235
• − Repairs & maintenance: −$2,708
• − Management: −$2,708
• − Depreciation: −$7,185
• Taxable income: $3,838
• Est. tax owed @ 24.0%: −$921
• After-tax cash flow: $6,702/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southern Lehigh SD
• NCES district ID: 4222350
• Math proficiency: 60% ▼ -11.00%
• Reading proficiency: 76% ▼ -6.00%
• Median HH income: $82,600
• Composite: 60.76/100
• National rank: #823
• State rank: #25 of 539 in PA

Livability — Coopersburg

• Score: 82/100
• State rank: #151
• US rank: #1261

Category grades

Amenities D Commute F Cost of living A Crime A+ Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coopersburg, PA
• County: Lehigh County · 333,019 people
• City population: 15,581
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 15,581
• Household income: $129,123
• Rent vs Own: 11.1% rent · 88.9% own
• Severe rent burden: 154.0

Population outlook (Lehigh County) Hauer SSP2

• Today (2025): 392,957 people
• By 2030: 408,319 · +3.9%
• By 2040: 440,007 · +12.0%
• By 2050: 475,940 · +21.1%
• By 2075: 590,448 · +50.3%
• By 2100: 690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 4% Asian 2% Black 1%
• Common ancestry: Romanian 5% Scotch-Irish 3% Polish 3%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Lehigh

• 2024 margin: Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
• 2008→2024 swing: -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
• All cycles: 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -99.91%
• Current HPI: 276.798
• Rent YoY: —
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+212.7% since first listed

23 events — show timeline

• 2026-05-21 Pending — GLVRMLS
• 2026-05-15 Price Changed $247,000 GLVRMLS
• 2026-05-09 Listed $267,000 GLVRMLS
• 2017-12-06 Listing Removed — BRIGHT MLS
• 2017-10-24 Listed $158,000 BRIGHT MLS
• 2009-12-09 Listing Removed — GLVRMLS
• 2009-10-23 Listed $127,900 GLVRMLS
• 2009-10-20 Listing Removed — GLVRMLS
• 2009-10-19 Listing Removed — BRIGHT MLS
• 2009-09-03 Listing Removed — GLVRMLS
• 2009-09-03 Listed $133,000 GLVRMLS
• 2009-05-07 Listed $133,500 BRIGHT MLS
• 2009-05-07 Listed $133,500 GLVRMLS
• 2005-02-24 Listing Removed — GLVRMLS
• 2004-11-26 Listed $159,900 GLVRMLS
• 2000-06-30 Sold (Public Records) $88,500 Public Records
• 2000-04-28 Listing Removed — BRIGHT MLS
• 2000-03-28 Listing Removed — BRIGHT MLS
• 2000-03-28 Listed $96,500 BRIGHT MLS
• 1999-11-24 Listed $96,500 BRIGHT MLS
• 1999-10-28 Listed $96,500 BRIGHT MLS
• 1999-10-28 Listing Removed — BRIGHT MLS
• 1992-04-01 Sold (Public Records) $79,000 Public Records

Property tax history

+0.8%/yr

Latest (2026): $2,342 · +1.7% YoY. Source: county tax records.