1942 W Fayette St · Baltimore, MD 21223

$109,900

3 bd · 1.0 ba · 1,100 sqft · Townhouse · 177 Days on market

Built 1900 2,178 sqft lot $100/sqft · 50% above area Est $73k · 50% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

Key facts

• Hardwood flooring
• Updated appliances
• Balcony

Tags

• HARDWOOD FLOORING
• BALCONY
• REAR PATIO
• UPDATED APPLIANCES

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $110k.

Deal economics

• At list price, monthly cash flow is $648 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.4% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,730/mo this rent would consume 45% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 177 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $59k; list at $110k implies a 86% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.57% ✓
• Cap rate: 13.37%
• Cash-on-cash: 25.27%
• DSCR: 2.12
• GRM: 5.3

CMA / ARV

• ARV (median comp): $73,335
• List price: $109,900
• Delta: 49.86%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1404 Lemmon St	0.51mi	3/2.0	1,100 (0%)	1mo	$189,000	$172	71
1906 W Fairmount Ave	0.06mi	2/3.5 (-1)	1,200 (+9%)	3mo	$134,900	$112	65
2402 Wilkens Ave	0.73mi	2/1.0 (-1)	1,092 (-1%)	0mo	$45,000	$41	59
2408 Wilkens Ave	0.74mi	3/2.0	1,092 (-1%)	2mo	$99,900	$91	58
2576 W Baltimore St W	0.57mi	3/2.0	1,200 (+9%)	2mo	$152,000	$127	52
2435 Lauretta Ave	0.50mi	3/1.0	1,260 (+14%)	1mo	$45,000	$36	52
2544 W Fairmount Ave	0.52mi	2/1.5 (-1)	1,204 (+10%)	2mo	$55,000	$46	51
1226 W Pratt St	0.64mi	2/1.5 (-1)	1,000 (-9%)	2mo	$80,000	$80	47
528 S Bentalou St	0.65mi	4/3.0 (+1)	1,032 (-6%)	0mo	$190,000	$184	46
1110 W Lombard St	0.71mi	3/2.5	1,206 (+10%)	1mo	$180,000	$149	44
633 N Brice St	0.44mi	4/2.5 (+1)	1,250 (+14%)	2mo	$78,000	$62	44
2130 Eagle St	0.65mi	4/2.0 (+1)	1,000 (-9%)	2mo	$78,110	$78	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 23.7%
• Equity multiple: 2.03×
• Total profit: $31,672
• Equity at exit: $16,386

10-year hold

• IRR: 34.3%
• Equity multiple: 4.83×
• Total profit: $117,703
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 422
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,730 high
• Mortgage (P&I): −$576
• Tax from tax record: −$97 /mo · $1,162/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $648

Break-even live

Break-even rent $910

Max offer price $109,900

Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1839 W Fayette St Baltimore, MD	3.0	1.5	1426	$1,675	$1.17	24d	1	0.09mi
1918 W Baltimore St Baltimore, MD	2.0–3.0	1.0–2.0	857	$1,434	$1.67	43d	1	0.12mi
1912 W Baltimore St Unit 2 Baltimore, MD	2.0	1.5	1200	$2,100	$1.75	24d	1	0.12mi
1846 W Saratoga St Unit 1 Baltimore, MD	2.0	1.0	1250	$1,300	$1.04	43d	1	0.16mi
2012 W Saratoga St Baltimore, MD	3.0	1.0	1300	$1,700	$1.31	24d	1	0.16mi
2232 W Baltimore St Baltimore, MD	3.0	1.0	1250	$1,875	$1.50	24d	1	0.27mi
2225 W Baltimore St Baltimore, MD	3.0	2.5	1200	$1,600	$1.33	24d	1	0.27mi
1635 Frederick Ave Baltimore, MD	3.0	2.0	1224	$1,850	$1.51	43d	1	0.28mi
1601 Frederick Ave Unit 3 Baltimore, MD	2.0	1.0	1050	$1,050	$1.00	4d	1	0.32mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	17d	1	0.32mi
1519 Penrose Ave Baltimore, MD	3.0	2.0	1200	$1,875	$1.56	43d	1	0.35mi
1625 Edmondson Ave Unit 2 Baltimore, MD	4.0	3.0	1500	$1,895	$1.26	12d	1	0.43mi
1625 Edmondson Ave Unit 1 Baltimore, MD	4.0	3.0	1500	$2,175	$1.45	4d	1	0.43mi
307 S Smallwood St Baltimore, MD	2.0	2.5	1400	$1,350	$0.96	43d	1	0.45mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	43d	1	0.52mi
10 S Carey St Baltimore, MD	2.0	1.0	1140	$1,550	$1.36	24d	1	0.53mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	4d	1	0.53mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	12d	1	0.53mi
1324 W Lombard St Unit 2 Baltimore, MD	2.0	1.5	1100	$1,450	$1.32	43d	1	0.54mi
1324 W Lombard St Unit 1 Baltimore, MD	2.0	2.0	1100	$1,500	$1.36	24d	1	0.54mi
110 S Catherine St Unit 1 Baltimore, MD	2.0	1.0	1330	$1,500	$1.13	43d	1	0.55mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	24d	1	0.56mi
813 N Fulton Ave Unit 1 Baltimore, MD	2.0	1.0	1200	$1,350	$1.12	43d	1	0.57mi
2303 Calverton Heights Ave Baltimore, MD	4.0	2.0	1314	$2,250	$1.71	24d	1	0.61mi
305 S Calhoun St Baltimore, MD	2.0	1.0	1000	$1,300	$1.30	22d	1	0.62mi
514 S Payson St Unit 2 Baltimore, MD	3.0	2.0	1264	$1,750	$1.38	43d	1	0.62mi
1315 Harlem Ave Unit B Baltimore, MD	2.0	1.0	900	$1,425	$1.58	24d	1	0.65mi
1315 Harlem Ave Unit C Baltimore, MD	2.0	1.0	900	$1,425	$1.58	43d	1	0.65mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,400	$1.95	4d	1	0.66mi
2540 Frederick Ave Baltimore, MD	3.0	1.0	1075	$1,400	$1.30	24d	1	0.68mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	24d	1	0.68mi
1914 Mosher St Unit 1914 Baltimore, MD	4.0	2.5	1200	$1,700	$1.42	43d	1	0.69mi
834 N Stricker St Baltimore, MD	4.0	1.0	1200	$1,500	$1.25	20d	1	0.69mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	43d	1	0.70mi
918 N Bentalou St Baltimore, MD	3.0	1.5	1485	$1,750	$1.18	43d	1	0.70mi
1111 W Lombard St Baltimore, MD	3.0	1.0	1200	$1,295	$1.08	4d	1	0.70mi
332 S Franklintown Rd Unit 2 Baltimore, MD	2.0	1.0	776	$795	$1.02	24d	1	0.71mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	43d	1	0.72mi
1339 W Lafayette Ave #1 Baltimore, MD	2.0	2.0	700	$1,600	$2.29	12d	1	0.75mi
1000 Hollins St Unit 1000 Hollins Baltimore, MD	3.0	2.5	1472	$2,600	$1.77	44d	1	0.77mi

Listing history 34 events

1. 2026-06-18
   days on market $109,900 Active 177 DOM
2. 2026-06-17
   days on market $109,900 Active 176 DOM
3. 2026-06-16
   days on market $109,900 Active 175 DOM
4. 2026-06-15
   days on market $109,900 Active 174 DOM
5. 2026-06-13
   days on market $109,900 Active 172 DOM
6. 2026-06-09
   days on market $109,900 Active 168 DOM
7. 2026-06-08
   days on market $109,900 Active 167 DOM
8. 2026-06-07
   days on market $109,900 Active 166 DOM
9. 2026-06-04
   days on market $109,900 Active 163 DOM
10. 2026-06-03
    days on market $109,900 Active 162 DOM
11. 2026-06-02
    days on market $109,900 Active 161 DOM
12. 2026-06-02
    price $109,900 Active 160 DOM
13. 2026-06-01
    days on market $114,900 Active 160 DOM
14. 2026-05-31
    days on market $114,900 Active 159 DOM
15. 2026-04-27
    price $114,900 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

16. 2026-04-13
    status Active 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

17. 2026-04-11
    price $119,900 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

18. 2026-04-10
    historical 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

19. 2026-04-06
    price $120,000 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

20. 2026-04-06
    status Active 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

21. 2026-03-04
    historical 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

22. 2026-02-27
    historical Active Under Contract 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

23. 2026-01-29
    status Active 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

24. 2025-12-23
    historical Active Under Contract 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

25. 2025-10-06
    listed $115,000 Active 940-char remark

    Show marketing remark (940 chars)

    NEW ROOF! This well-maintained rowhouse is perfect for an investor or someone who is looking for their first home. The home features hardwood flooring, balcony, a rear patio, spacious rooms, high ceilings, updated appliances, cabinets, bathroom and windows. Enjoy convenient access to nearby parks such as Carroll Park and Union Square Park, offering open green spaces, playgrounds, and community events perfect for outdoor recreation. Close proximity to the metro station, Light Rail, I-95, I-295, and I-83. Downtown Baltimore, the Inner Harbor, and Camden Yards are just minutes away, providing a wide variety of dining, shopping, and entertainment options. Additionally, this property may qualify for Baltimore City and State homebuyer assistance programs, making homeownership more attainable and affordable. Brand-new roof that was installed very recently, providing added value, durability, and peace of mind for the future homeowner.

26. 2024-01-05
    historical $1,200
27. 2024-01-01
    listed $1,200
28. 2018-11-16
    soldstatus $59,000
29. 2005-03-09
    soldstatus $20,100 301-char remark

    Show marketing remark (301 chars)

    FANNIE MAE OWNED PROPERTY BEING SOLD AS IS. BRING ALL OFFERS. BUYER TO VERIFY GROUNT RENT IF ANY. PROOF OF FUNDS AND EARNEST MONEY DEPOSIT (MIN $1000 PAYABLE TO REMAX GREATER METRO) REQUIRED WITH ALL CONTRACTS. CALL L. A. BEFORE FAXING THE CONTRACT. BUYER TO PAY ALL TRANSFER TAXES & DOC STAMPS.

30. 2005-02-14
    historical 301-char remark

    Show marketing remark (301 chars)

    FANNIE MAE OWNED PROPERTY BEING SOLD AS IS. BRING ALL OFFERS. BUYER TO VERIFY GROUNT RENT IF ANY. PROOF OF FUNDS AND EARNEST MONEY DEPOSIT (MIN $1000 PAYABLE TO REMAX GREATER METRO) REQUIRED WITH ALL CONTRACTS. CALL L. A. BEFORE FAXING THE CONTRACT. BUYER TO PAY ALL TRANSFER TAXES & DOC STAMPS.

31. 2005-02-04
    listed $19,900 301-char remark

    Show marketing remark (301 chars)

    FANNIE MAE OWNED PROPERTY BEING SOLD AS IS. BRING ALL OFFERS. BUYER TO VERIFY GROUNT RENT IF ANY. PROOF OF FUNDS AND EARNEST MONEY DEPOSIT (MIN $1000 PAYABLE TO REMAX GREATER METRO) REQUIRED WITH ALL CONTRACTS. CALL L. A. BEFORE FAXING THE CONTRACT. BUYER TO PAY ALL TRANSFER TAXES & DOC STAMPS.

32. 1997-05-30
    soldstatus $16,500
33. 1997-05-30
    soldstatus $37,000
34. 1990-04-04
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,162 · $97/mo
• Projected year-2 tax: $1,180 · $98/mo
• Expected delta: +$18/yr (+$2/mo · 1.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,764
• − Mortgage interest: −$6,156
• − Property taxes: −$1,162
• − Insurance: −$550
• − Repairs & maintenance: −$1,661
• − Management: −$1,661
• − Depreciation: −$3,197
• Taxable income: $6,377
• Est. tax owed @ 24.0%: −$1,530
• After-tax cash flow: $6,246/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+944.5% since first listed

20 events — show timeline

• 2026-04-27 Price Changed $114,900 BRIGHT MLS
• 2026-04-13 Relisted — BRIGHT MLS
• 2026-04-11 Price Changed $119,900 BRIGHT MLS
• 2026-04-10 Listing Removed — BRIGHT MLS
• 2026-04-06 Price Changed $120,000 BRIGHT MLS
• 2026-04-06 Relisted — BRIGHT MLS
• 2026-03-04 Listing Removed — BRIGHT MLS
• 2026-02-27 Contingent — BRIGHT MLS
• 2026-01-29 Relisted — BRIGHT MLS
• 2025-12-23 Contingent — BRIGHT MLS
• 2025-10-06 Listed $115,000 BRIGHT MLS
• 2024-01-05 Rental Removed $1,200 Avail
• 2024-01-01 Listed for Rent $1,200 Avail
• 2018-11-16 Sold (Public Records) $59,000 Public Records
• 2005-03-09 Sold (MLS) $20,100 MRIS
• 2005-02-14 Delisted — MRIS
• 2005-02-04 Listed $19,900 MRIS
• 1997-05-30 Sold (Public Records) $37,000 Public Records
• 1997-05-30 Sold (Public Records) $16,500 Public Records
• 1990-04-04 Sold (Public Records) $11,000 Public Records

Property tax history

+6.7%/yr

Latest (2025): $1,162 · +13.1% YoY. Source: county tax records.