2206 Jordan Dr · Savannah, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.3/30.0
- ARV discount +7.6/15.0
- DSCR +4.7/10.0
- Livability +4.3/5.0
- 1% rule +3.6/10.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$269,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is a Fannie Mae Homepath property. Purchase for as little as 3% down! Approved for Homepath Mortgage and Homepath Renovation Mortgage Financing -over 1500sf, brick, sep LR, family room w/ fp
Key facts
- All-brick home
- New hvac system
- 8,346 sq ft lot
Tags
Property features AI
Finance
- Other: Publicly maintained asphalt roads; City / interior lot
- HOA & community: Street lights in the community
Exterior
- Parking: Attached carport with 1 carport space
- Utilities: Public water; Public sewer; Cable available
- Home design: Single-family residence; One story
- Construction: Brick construction; Asphalt roof; Slab foundation; Built as residential single family
- Exterior features: Patio; Front porch; Privacy fencing / fenced yard; Storage structure; Has a view
Interior
- Kitchen: Dishwasher; Oven; Range; Refrigerator; Electric water heater
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (natural gas); Central electric cooling
- Interior features: Breakfast bar; Built-in features; Gas fireplace in family room
- Laundry & utility: Washer hookup; Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $100 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (13.5% below list).
- Recommended offer: $233k (13.5% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 4.0% in Savannah — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 86/100 on livability (#1 in GA, #397 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment D, schools F.
- Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+3.6%/yr); 228 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
- At $2,334/mo this rent would consume 53% of the median local household income ($53k/yr) (locally 1649% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $65k; list at $270k implies a 316% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.74%
- Cash-on-cash
- 1.59%
- DSCR
- 1.07
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $270,601
- List price
- $269,900
- Delta
- -0.26%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1910 Linnhurst Dr | 0.59mi | 3/2.0 | 1,440 (-7%) | 1mo | $310,000 | $215 | 60 |
| 2310 Coakley St | 0.47mi | 3/2.0 | 1,648 (+6%) | 9mo | $376,500 | $228 | 60 |
| 2105 E 60th St | 0.75mi | 3/2.0 | 1,588 (+3%) | 2mo | $291,000 | $183 | 59 |
| 3130 Robertson Ave | 0.75mi | 3/2.0 | 1,462 (-6%) | 1mo | $410,000 | $280 | 55 |
| 2808 Whatley Ave | 0.56mi | 3/3.0 | 1,410 (-9%) | 2mo | $360,000 | $255 | 54 |
| 2327 Toussaint Ave | 0.73mi | 3/2.0 | 1,632 (+6%) | 6mo | $310,000 | $190 | 51 |
| 3010 Leonard St | 0.64mi | 3/2.0 | 1,715 (+11%) | 3mo | $390,000 | $227 | 49 |
| 55 Saint Johns Ave | 0.67mi | 4/2.0 (+1) | 1,659 (+7%) | 9mo | $320,000 | $193 | 45 |
| 25 Saint Johns Ave | 0.69mi | 4/2.0 (+1) | 1,404 (-9%) | 4mo | $285,000 | $203 | 44 |
| 2301 Pinetree Rd | 0.61mi | 3/1.0 | 1,372 (-11%) | 11mo | $250,000 | $182 | 39 |
| 2314 Shirley Dr | 0.64mi | 4/2.0 (+1) | 1,384 (-10%) | 11mo | $299,900 | $217 | 38 |
| 5012 Spartan Dr | 0.63mi | 3/1.5 | 1,320 (-15%) | 11mo | $215,000 | $163 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.62% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.52×
- Total profit
- $-35,947
- Equity at exit
- $40,243
- IRR
- -3.3%
- Equity multiple
- 0.77×
- Total profit
- $-17,181
- Equity at exit
- $23,336
Cash invested: $75,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31404
- Rents YoY
- 3.6%
- Active inventory
- 228
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,334 high interval (Pro) →
- Mortgage (P&I)
- −$1,415
- Tax from tax record
- −$216 /mo · $2,596/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$490
- Net cashflow
- $100
Break-even live
Sensitivity live
| Price | -10% $253 | -5% $176 | +0% $100 | +5% $23 | +10% $-53 |
|---|---|---|---|---|---|
| Rent | -10% $-85 | -5% $8 | +0% $100 | +5% $192 | +10% $284 |
| Rate | -1.0pp $236 | -0.5pp $169 | base $100 | +0.5pp $30 | +1.0pp $-41 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,475
- Closing costs
- $8,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 24 N Parkwood Dr Savannah, GA | 3.0 | 2.0 | 1277 | $2,200 | $1.72 | 15d | 1 | 0.10mi |
| 3715 Skidaway Rd Savannah, GA | 3.0 | 2.0 | 1154 | $1,895 | $1.64 | 25d | 1 | 0.30mi |
| 2337 Shirley Dr Savannah, GA | 3.0 | 2.0 | 1850 | $2,600 | $1.41 | 25d | 1 | 0.59mi |
| 5020 La Roche Ave Savannah, GA | 3.0 | 2.5 | 2170 | $3,350 | $1.54 | 15d | 1 | 0.60mi |
| 2112 Clars Ave Unit A Savannah, GA | 2.0 | 1.0 | 1500 | $1,700 | $1.13 | 45d | 1 | 0.64mi |
| 1904 E 51st St Savannah, GA | 4.0 | 2.5 | 1800 | $2,300 | $1.28 | 15d | 1 | 0.65mi |
| 2345 Ranchland Dr Savannah, GA | 3.0 | 1.0 | 1098 | $2,100 | $1.91 | 15d | 1 | 0.66mi |
| 3712 Oakland Ct Savannah, GA | 3.0 | 1.5 | 1903 | $2,495 | $1.31 | 15d | 1 | 0.74mi |
| 3601 Eastgate Dr Savannah, GA | 3.0 | 2.0 | 1400 | $2,500 | $1.79 | 45d | 1 | 0.77mi |
| 2637 Evergreen Ave Savannah, GA | 3.0 | 2.0 | 1642 | $2,000 | $1.22 | 45d | 1 | 0.77mi |
| 2110 E 56th St Savannah, GA | 3.0 | 2.0 | 1140 | $2,200 | $1.93 | 45d | 1 | 0.77mi |
| 2902 River Dr Unit D301 Savannah, GA | 3.0 | 2.0 | 1800 | $4,700 | $2.61 | 45d | 1 | 0.80mi |
| 3206 Robertson Ave Savannah, GA | 4.0 | 3.0 | 2221 | $5,500 | $2.48 | 25d | 1 | 0.84mi |
| 2233 E De Renne Ave Savannah, GA | 4.0 | 2.0 | 1476 | $2,400 | $1.63 | 25d | 1 | 0.86mi |
| 2220 E Victory Dr #24 Savannah, GA | 2.0 | 1.5 | 1102 | $1,700 | $1.54 | 25d | 1 | 0.87mi |
| 2323 Downing Ave Savannah, GA | 2.0–3.0 | 1.5–2.0 | 1014 | $1,899 | $1.87 | 15d | 14 | 0.88mi |
| 30 Pine Valley Rd Savannah, GA | 3.0 | 1.0 | 1133 | $1,950 | $1.72 | 45d | 1 | 0.93mi |
| 2612 Dogwood Ave Savannah, GA | 1.0–3.0 | 1.0–2.0 | 1020 | $1,775 | $1.74 | 15d | 11 | 0.94mi |
| 1901 E 57th St Savannah, GA | 3.0 | 1.0 | 1215 | $1,750 | $1.44 | 45d | 1 | 0.94mi |
| 5505 Betty Dr Savannah, GA | 3.0 | 2.0 | 1550 | $1,859 | $1.20 | 45d | 1 | 0.98mi |
| 2619 Livingston Ave Savannah, GA | 3.0 | 1.5 | 1300 | $1,555 | $1.20 | 25d | 1 | 0.99mi |
| 1815 E 58th St Savannah, GA | 3.0 | 2.0 | 1176 | $2,400 | $2.04 | 45d | 1 | 0.99mi |
| 2328 E 41st St Savannah, GA | 2.0 | 1.0 | 1072 | $1,700 | $1.59 | 45d | 1 | 1.02mi |
| 1802 E 62nd St Savannah, GA | 4.0 | 2.0 | 1475 | $2,800 | $1.90 | 46d | 1 | 1.02mi |
| 2033 E 41st St Savannah, GA | 4.0 | 2.0 | 1448 | $2,800 | $1.93 | 45d | 1 | 1.03mi |
| 1534 E 53rd St Unit A Savannah, GA | 3.0 | 2.0 | 1606 | $2,950 | $1.84 | 25d | 1 | 1.11mi |
| 2840 Wicklow St Savannah, GA | 1.0–3.0 | 1.0–2.0 | 1071 | $2,869 | $2.68 | 15d | 50 | 1.15mi |
| 2201 E 37th St Savannah, GA | 3.0 | 1.5 | 1424 | $1,800 | $1.26 | 25d | 1 | 1.20mi |
| 1507 E 51st St Savannah, GA | 3.0 | 2.0 | 2135 | $2,880 | $1.35 | 45d | 1 | 1.21mi |
| 1413 E 55th St Savannah, GA | 3.0 | 1.0 | 1100 | $2,500 | $2.27 | 45d | 1 | 1.21mi |
| 2222 Bacon Park Dr Savannah, GA | 4.0 | 2.0 | 2246 | $2,995 | $1.33 | 45d | 1 | 1.23mi |
| 375 Laurel Oak Ln Thunderbolt, GA | 3.0 | 2.5 | 1200 | $1,800 | $1.50 | 45d | 1 | 1.24mi |
| 1315 Bonaventure Rd Unit upstair Savannah, GA | 2.0 | 1.0 | 1650 | $1,500 | $0.91 | 15d | 1 | 1.24mi |
| 1405 E 51st St Savannah, GA | 3.0 | 2.0 | 1458 | $2,850 | $1.95 | 45d | 1 | 1.29mi |
| 1411 E 58th St Savannah, GA | 3.0 | 2.0 | 1100 | $1,900 | $1.73 | 25d | 1 | 1.32mi |
| 2149 Vermont Ave Savannah, GA | 3.0 | 2.0 | 1213 | $1,955 | $1.61 | 45d | 1 | 1.36mi |
| 1331 E 48th St Savannah, GA | 3.0 | 2.0 | 1408 | $3,450 | $2.45 | 45d | 1 | 1.40mi |
| 5908 Fairview Ave Savannah, GA | 3.0 | 2.0 | 1625 | $1,950 | $1.20 | 45d | 1 | 1.40mi |
| 1804 Georgia Ave Savannah, GA | 3.0 | 2.0 | 1528 | $2,950 | $1.93 | 45d | 1 | 1.43mi |
| 114 Oleander Ave Unit Na Savannah, GA | 3.0 | 1.0 | 1128 | $2,100 | $1.86 | 45d | 1 | 1.44mi |
Listing history 21 events
-
2026-06-21days on market $269,900 Active 51 DOM
-
2026-06-18days on market $269,900 Active 48 DOM
-
2026-06-17days on market $269,900 Active 47 DOM
-
2026-06-16days on market $269,900 Active 46 DOM
-
2026-06-15days on market $269,900 Active 45 DOM
-
2026-06-14days on market $269,900 Active 43 DOM
-
2026-06-13days on market $269,900 Active 42 DOM
-
2026-06-10days on market $269,900 Active 40 DOM
-
2026-06-09days on market $269,900 Active 39 DOM
-
2026-06-08days on market $269,900 Active 38 DOM
-
2026-06-07days on market $269,900 Active 37 DOM
-
2026-06-05days on market $269,900 Active 34 DOM
-
2026-06-03days on market $269,900 Active 33 DOM
-
2026-06-02days on market $269,900 Active 32 DOM
-
2026-06-01days on market $269,900 Active 31 DOM
-
2026-05-31days on market $269,900 Active 30 DOM
-
2026-05-30days on market $269,900 Active 29 DOM
-
2026-05-14historical Active Under Contract 1660-char remark
-
2026-04-30$269,900 Active 1660-char remark
-
2011-07-12soldstatus $64,900 195-char remark
Show marketing remark (195 chars)
This is a Fannie Mae Homepath property. Purchase for as little as 3% down! Approved for Homepath Mortgage and Homepath Renovation Mortgage Financing -over 1500sf, brick, sep LR, family room w/ fp
-
2011-04-06$64,900 195-char remark
Show marketing remark (195 chars)
This is a Fannie Mae Homepath property. Purchase for as little as 3% down! Approved for Homepath Mortgage and Homepath Renovation Mortgage Financing -over 1500sf, brick, sep LR, family room w/ fp
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,596 · $216/mo
- Projected year-2 tax
- $2,596 · $216/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,011
- − Mortgage interest
- −$15,119
- − Property taxes
- −$2,596
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$2,241
- − Management
- −$2,241
- − Depreciation
- −$7,852
- Taxable loss
- −$3,386
- Est. tax savings @ 24.0%
- +$813
- After-tax cash flow
- $2,011/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Savannah-Chatham County
- NCES district ID
- 1301020
- Math proficiency
- 20% ▼ -11.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $47,443
- Composite
- 20.14/100
- National rank
- #8639
- State rank
- #134 of 174 in GA
Livability — Savannah
- Score
- 86/100
- State rank
- #1
- US rank
- #397
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Savannah, GA
- County
- Chatham County · 271,602 people
- City population
- 216,564
- Metro
- Savannah, GA
- Population (ZIP)
- 30,062
- Household income
- $53,303
- Rent vs Own
- Severe rent burden
- 1649.0
Population outlook (Chatham County) Hauer SSP2
- Today (2025)
- 332,584 people
- By 2030
- 355,508 · +6.9%
- By 2040
- 400,030 · +20.3%
- By 2050
- 443,019 · +33.2%
- By 2075
- 534,579 · +60.7%
- By 2100
- 583,863 · +75.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (60%)
- Race & ethnicity
- Black 60% White 33% Two or more races 4% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Romanian 2% Lithuanian 1% Slovak 1%
- Foreign-born
- 4% · Canada, Vietnam
- Languages at home
- 93% English-only · Spanish 3% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Chatham
- 2024 margin
- D (+18.0) · D 58.6% · R 40.6%
- 2008→2024 swing
- +3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
- All cycles
- 2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -187.86%
- Current HPI
- 310.0764
- Rent YoY
- ▲ 3.62%
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+315.9% since first listed5 events — show timeline
- 2026-05-29 Relisted — Hive MLS
- 2026-05-14 Contingent — Hive MLS
- 2026-04-30 Listed $269,900 Hive MLS
- 2011-07-12 Sold (MLS) $64,900 Hive MLS
- 2011-04-06 Listed $64,900 Hive MLS
Property tax history
+9.5%/yrLatest (2025): $2,596 · -12.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…