7614 NW Castlerock Pl · Lawton, OK 73505

$139,000

3 bd · 2.0 ba · 2,189 sqft · SingleFamily public records · 26 Days on market

Built 1998 9,600 sqft lot Est $245k · 43% under ↓ 42% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.6/30.0
• DSCR +4.1/10.0
• 1% rule +3.9/10.0
• Rent growth +3.8/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wyatt Acres Beauty on a corner lot with great curb appeal. This brick home features 4 bedrooms, 2.5 bathrooms and a 3 car garage! Wonderful Large Living Room with vaulted ceilings, large formal dining room and a wood burning fireplace. Beautiful crown molding and cabinetry throughout the home. Updated kitchen with large pantry, granite counters and stainless steel appliances. Privacy fenced backyard and beautiful mature landscaping!

Key facts

• Large corner lot
• Wyatt acres
• Prime opportunity

Tags

• LARGE CORNER LOT
• PRIME OPPORTUNITY
• WYATT ACRES

Property features AI

Exterior

• Parking: Attached or detached 3-car garage (3 covered parking spaces, 3 total spaces)
• Utilities: Public water; Public sewer; Natural gas available
• Home design: Single-family residence; One level
• Construction: Brick veneer exterior; Composition roof; Slab foundation; Built (year not provided)
• Exterior features: Wood fencing; Corner lot; Paved, publicly maintained city street frontage

Interior

• Flooring: Other flooring
• Bathrooms: 2 full bathrooms and 1 half bathroom
• Heating & cooling: Central heating; Fireplace heating; Central air (electric)
• Interior features: Fireplace
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $139k.

Deal economics

• At list price, monthly cash flow is $8 ($101/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $124k (10.7% below list).
• Recommended offer: $124k (10.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
• Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Woodland Hills Es (math 32% / reading 27%, grade F, #255 of 845 statewide, top 35%, 466 students, 0% FRL); Eisenhower Ms (math 20% / reading 30%, grade F, #90 of 345 statewide, top 27%, 1,035 students, 0% FRL); Eisenhower Hs (math 19% / reading 29%, grade F, #215 of 447 statewide, top 48%, 1,350 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.1%/yr); 398 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $124,154 (10.7% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.37%
• Cash-on-cash: 0.26%
• DSCR: 1.01
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $245,168
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7614 NW Castlerock Pl	0.00mi	4/2.5 (+1)	2,200 (+0%)	0mo	$184,650	$84	92
1118 NW 74th St	0.34mi	3/2.5	2,200 (+0%)	2mo	$218,250	$99	80
7130 NW Woodland Pl	0.47mi	4/2.0 (+1)	2,200 (+0%)	2mo	$249,000	$113	71
7607 NW Folkstone Way	0.13mi	3/2.5	2,500 (+14%)	2mo	$280,000	$112	67
1117 NW 74th St	0.36mi	3/2.5	2,000 (-9%)	3mo	$223,000	$112	64
7218 NW Dogwood Ln	0.41mi	3/2.0	1,900 (-13%)	4mo	$235,000	$124	56
409 NW 76th St	0.22mi	4/3.0 (+1)	2,500 (+14%)	2mo	$355,000	$142	56
1520 NW 81st St	0.66mi	3/2.0	2,000 (-9%)	3mo	$95,000	$48	52
7814 NW Baldwin Ave	0.53mi	3/2.0	1,900 (-13%)	4mo	$215,000	$113	50
1601 NW 78th St	0.55mi	3/2.5	2,500 (+14%)	1mo	$225,000	$90	48
1405 NW Keystone Dr	0.51mi	4/2.0 (+1)	2,500 (+14%)	4mo	$349,000	$140	44
216 SW Crystal Hills Dr	0.69mi	4/2.0 (+1)	1,900 (-13%)	4mo	$125,000	$66	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.14% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.51×
• Total profit: $-19,234
• Equity at exit: $20,725

10-year hold

• IRR: -1.5%
• Equity multiple: 0.89×
• Total profit: $-4,250
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73505

• Rents YoY: 5.1%
• Active inventory: 398
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,242 medium
• Mortgage (P&I): −$729
• Tax from tax record: −$186 /mo · $2,227/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$261
• Net cashflow: $8

Break-even live

Break-even rent $1,231

Max offer price $139,000

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-05-19
   status Pending
2. 2026-05-06
   historical Active Under Contract
3. 2026-04-28
   status Pending
4. 2026-04-11
   listed $139,000 Active
5. 2021-03-15
   soldstatus $275,000
6. 2021-03-12
   soldstatus $277,000 438-char remark

   Show marketing remark (438 chars)

   Wyatt Acres Beauty on a corner lot with great curb appeal. This brick home features 4 bedrooms, 2.5 bathrooms and a 3 car garage! Wonderful Large Living Room with vaulted ceilings, large formal dining room and a wood burning fireplace. Beautiful crown molding and cabinetry throughout the home. Updated kitchen with large pantry, granite counters and stainless steel appliances. Privacy fenced backyard and beautiful mature landscaping!

7. 2021-01-21
   listed $275,000 438-char remark

   Show marketing remark (438 chars)

   Wyatt Acres Beauty on a corner lot with great curb appeal. This brick home features 4 bedrooms, 2.5 bathrooms and a 3 car garage! Wonderful Large Living Room with vaulted ceilings, large formal dining room and a wood burning fireplace. Beautiful crown molding and cabinetry throughout the home. Updated kitchen with large pantry, granite counters and stainless steel appliances. Privacy fenced backyard and beautiful mature landscaping!

8. 2012-02-24
   soldstatus $209,900
9. 2012-02-24
   soldstatus $210,000
10. 2011-10-03
    listed $209,900
11. 1996-01-31
    soldstatus $238,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $2,227 · $186/mo
• Projected year-2 tax: $2,227 · $186/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,898
• − Mortgage interest: −$7,786
• − Property taxes: −$2,227
• − Insurance: −$695
• − Repairs & maintenance: −$1,192
• − Management: −$1,192
• − Depreciation: −$4,044
• Taxable loss: −$2,237
• Est. tax savings @ 24.0%: +$537
• After-tax cash flow: $638/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lawton
• NCES district ID: 4017250
• Math proficiency: 20% ▼ -12.00%
• Reading proficiency: 26% ▼ -9.00%
• Median HH income: $42,618
• Composite: 19.68/100
• National rank: #8732
• State rank: #137 of 270 in OK

Livability — Lawton

• Score: 63/100
• State rank: #206
• US rank: #15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawton, OK
• County: Comanche County · 96,361 people
• City population: 89,233
• Metro: Lawton, OK
• Population (ZIP): 47,790
• Household income: $58,272
• Rent vs Own: 48.2% rent · 51.8% own
• Severe rent burden: 1986.0

Population outlook (Comanche County) Hauer SSP2

• Today (2025): 124,518 people
• By 2030: 124,231 · -0.2%
• By 2040: 122,193 · -1.9%
• By 2050: 120,368 · -3.3%
• By 2075: 120,492 · -3.2%
• By 2100: 123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 50% Black 17% Two or more races 16% Hispanic / Latino 16% Native American 4% Asian 3%
• Hispanic origin (detail): Mexican 11% Puerto Rican 2%
• Common ancestry: Lithuanian 2% Slovak 2% Romanian 1%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 88% English-only · Spanish 6% German/W. Germanic 2% Korean 1%

Political lean MEDSL · Comanche

• 2024 margin: Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
• 2008→2024 swing: -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
• All cycles: 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -134.88%
• Current HPI: 169.4524
• Rent YoY: ▲ 5.14%
• Metro: Lawton, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

-41.6% since first listed

11 events — show timeline

• 2026-05-19 Pending — LBRMLS
• 2026-05-06 Contingent — LBRMLS
• 2026-04-28 Pending — LBRMLS
• 2026-04-11 Listed $139,000 LBRMLS
• 2021-03-15 Sold (Public Records) $275,000 Public Records
• 2021-03-12 Sold (MLS) $277,000 LBRMLS
• 2021-01-21 Listed $275,000 LBRMLS
• 2012-02-24 Sold (Public Records) $210,000 Public Records
• 2012-02-24 Sold (MLS) $209,900 LBRMLS
• 2011-10-03 Listed $209,900 LBRMLS
• 1996-01-31 Sold (Public Records) $238,000 Public Records

Property tax history

+0.9%/yr

Latest (2021): $2,227 · +3.8% YoY. Source: county tax records.