802 Society Ave · North Hartsville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 74.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.1/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$94,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Great opportunity in Hartsville! 802 Society Ave offers strong potential for investors or buyers looking to add value. With a functional layout, ample lot size, and a desirable location, this property is ready for your vision. Whether you're looking to renovate, rent, or reside, this home checks the boxes.
Key facts
- Ample lot size
- Desirable location
- Functional layout
Tags
Property features AI
Finance
- Other: Lot size approximately 0.3 acres
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Residential property; Approximately 1,265 above-grade finished area
- Construction: Brick veneer construction; Shingle roof
- Exterior features: Storage; Porch (screened)
Interior
- Kitchen: Range; Refrigerator
- Flooring: Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Fireplace (1)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath other listed at $94k.
Deal economics
- At list price, monthly cash flow is $773 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $94k).
- Recommended offer: $88k (6.0% below list) — sets the bar for market timing.
- Cap rate 16.2% vs local median 3.4% in North Hartsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#190 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment C-, amenities F, commute F.
- Darlington 01 (town): math 27% / reading 37% proficiency, ranked #52 of 80 in SC (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: North Hartsville Elementary (math 46% / reading 37%, grade F, #269 of 597 statewide, top 46%, 527 students, 100% FRL); Hartsville Middle (math 23% / reading 31%, grade F, #153 of 229 statewide, top 68%, 921 students, 100% FRL); Hartsville High (math 42% / reading 80%, grade C+, #105 of 196 statewide, top 54%, 1,133 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 156 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 195 units permitted in Darlington County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $650 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Darlington County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $26k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $79k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 74% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 16.16%
- Cash-on-cash
- 35.24%
- DSCR
- 2.57
- GRM
- 4.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 30.8%
- Equity multiple
- 2.29×
- Total profit
- $33,977
- Equity at exit
- $14,016
- IRR
- 38.0%
- Equity multiple
- 4.53×
- Total profit
- $92,887
- Equity at exit
- $8,127
Cash invested: $26,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29550
- Home prices YoY
- -22.3%
- Active inventory
- 156
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,700 medium interval (Pro) →
- Mortgage (P&I)
- −$493
- Tax from tax record
- −$38 /mo · $455/yr
- Insurance
- −$39
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $773
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,500
- Closing costs
- $2,820
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1014 Ousleydale Rd Hartsville, SC | 3.0 | 2.0 | 1150 | $1,700 | $1.48 | 23d | 1 | 0.75mi |
Listing history 25 events
-
2026-06-19days on market $94,000 Active 67 DOM
-
2026-06-18days on market $94,000 Active 66 DOM
-
2026-06-17days on market $94,000 Active 65 DOM
-
2026-06-16days on market $94,000 Active 64 DOM
-
2026-06-15days on market $94,000 Active 63 DOM
-
2026-06-14days on market $94,000 Active 61 DOM
-
2026-06-13pricedays on market $94,000 Active 60 DOM
-
2026-06-10days on market $95,000 Active 58 DOM
-
2026-06-09days on market $95,000 Active 57 DOM
-
2026-06-08days on market $95,000 Active 56 DOM
-
2026-06-07days on market $95,000 Active 55 DOM
-
2026-06-05days on market $95,000 Active 52 DOM
-
2026-06-03days on market $95,000 Active 51 DOM
-
2026-06-02days on market $95,000 Active 50 DOM
-
2026-06-01days on market $95,000 Active 49 DOM
-
2026-05-31days on market $95,000 Active 48 DOM
-
2026-05-30days on market $95,000 Active 47 DOM
-
2026-04-13$95,000 Active
-
2025-03-06price $108,000
-
2025-02-18price $119,000
-
2025-02-01$124,000 Active
-
2024-06-19$102,500 Active
-
2022-07-15soldstatus
-
2022-07-15soldstatus $79,000
-
2021-10-25$79,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $455 · $38/mo
- Projected year-2 tax
- $536 · $45/mo
- Expected delta
- +$81/yr (+$7/mo · 17.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 74% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,400
- − Mortgage interest
- −$5,265
- − Property taxes
- −$455
- − Insurance
- −$470
- − Repairs & maintenance
- −$1,632
- − Management
- −$1,632
- − Depreciation
- −$2,735
- Taxable income
- $8,211
- Est. tax owed @ 24.0%
- −$1,971
- After-tax cash flow
- $7,305/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Darlington 01
- NCES district ID
- 4501860
- Math proficiency
- 27% ▼ -13.00%
- Reading proficiency
- 37% ▼ -1.00%
- Median HH income
- $36,243
- Composite
- 26.51/100
- National rank
- #7202
- State rank
- #52 of 80 in SC
Livability — North Hartsville
- Score
- 62/100
- State rank
- #190
- US rank
- #16507
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- North Hartsville, SC
- Population (ZIP)
- 30,198
Population outlook (Darlington County) Hauer SSP2
- Today (2025)
- 64,981 people
- By 2030
- 62,846 · -3.3%
- By 2040
- 58,146 · -10.5%
- By 2050
- 53,541 · -17.6%
- By 2075
- 43,477 · -33.1%
- By 2100
- 34,013 · -47.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Black 31% Two or more races 3% Hispanic / Latino 3%
- Common ancestry
- Slovak 3% Serbian 3% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Darlington
- 2024 margin
- R (+13.3) · D 42.8% · R 56.1% · Other 1.1%
- 2008→2024 swing
- -13.2pp toward R · 2008: -0.1pp · 2024: -13.3pp
- All cycles
- 2024: R+13.3 2020: R+5.0 2016: R+3.7 2012: D+3.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -63.03%
- Current HPI
- 219.996
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+20.3% since first listed8 events — show timeline
- 2026-04-13 Listed $95,000 RAGPD
- 2025-03-06 Price Changed $108,000 RAGPD
- 2025-02-18 Price Changed $119,000 RAGPD
- 2025-02-01 Listed $124,000 RAGPD
- 2024-06-19 Listed $102,500 RAGPD
- 2022-07-15 Sold (Public Records) $79,000 Public Records
- 2022-07-15 Sold (MLS) — RAGPD
- 2021-10-25 Listed $79,000 RAGPD
Property tax history
+10.3%/yrLatest (2025): $455 · +3.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…