1873 W 10th St · Jacksonville, FL 32209

$125,000

3 bd · 2.0 ba · 1,750 sqft · SingleFamily public records · 1 Days on market

Built 1946 Est $198k · 37% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.1/30.0
• ARV discount +15.0/15.0
• DSCR +7.4/10.0
• 1% rule +6.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

Key facts

• Built 1946

Property features AI

Finance

• Other: Unfurnished
• HOA & community: Not a senior community

Exterior

• Parking: On-street parking
• Utilities: Public sewer; Cable available; Electricity available; Water available
• Home design: Single family residence; Two levels; Entry level 1; Faces west; Currently used as residential
• Construction: Frame construction; Wood siding; Shingle roof
• Exterior features: Porch

Interior

• Kitchen: Appliances: Other
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Has heating; Has cooling; Cooling: Other
• Interior features: Ceiling fan(s); Primary bathroom with tub and shower
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $225 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Cap rate 8.5% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 66% FRL vs 49% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 20% at this address vs 46% district-wide (-25 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $1,404/mo this rent would consume 55% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 11 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $105k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $125,000

Questions for the listing agent

1. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.45%
• Cash-on-cash: 7.72%
• DSCR: 1.34
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $197,750
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1819 W 10th St	0.08mi	4/2.0 (+1)	1,821 (+4%)	4mo	$206,000	$113	81
1624 W 12th St	0.31mi	3/2.0	1,931 (+10%)	6mo	$170,000	$88	63
2269 W 17th St	0.74mi	3/2.0	1,760 (+1%)	2mo	$134,300	$76	62
2256 W 13th St	0.65mi	3/2.0	1,692 (-3%)	9mo	$155,000	$92	57
1657 W 13th St	0.28mi	3/2.0	1,600 (-9%)	20mo	$230,000	$144	56
1605 Garden St	0.47mi	4/3.0 (+1)	1,726 (-1%)	16mo	$218,000	$126	54
1702 W 5th St	0.49mi	4/3.0 (+1)	1,770 (+1%)	16mo	$210,000	$119	53
1645 W 11th St	0.28mi	2/1.0 (-1)	1,580 (-10%)	11mo	$90,000	$57	52
1307 Grunthal St	0.63mi	4/2.0 (+1)	1,684 (-4%)	13mo	$120,000	$71	49
1490 W 10th St	0.51mi	4/3.0 (+1)	1,528 (-13%)	2mo	$245,000	$160	45
1648 W 22nd St	0.59mi	4/2.0 (+1)	1,522 (-13%)	9mo	$215,000	$141	38
1831 W 25th St	0.71mi	4/2.0 (+1)	1,556 (-11%)	16mo	$76,500	$49	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold

• IRR: -5.9%
• Equity multiple: 0.78×
• Total profit: $-7,539
• Equity at exit: $18,638

10-year hold

• IRR: 2.3%
• Equity multiple: 1.15×
• Total profit: $5,386
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32209

• Home prices YoY: -22.1%
• Rents YoY: 1.8%
• Active inventory: 399
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,404 high
• Mortgage (P&I): −$656
• Tax from tax record: −$176 /mo · $2,112/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$295
• Net cashflow: $225

Break-even live

Break-even rent $1,118

Max offer price $125,000

Occupancy floor 79%

Sensitivity live

Price	-10% $296	-5% $261	+0% $225	+5% $190	+10% $154
Rent	-10% $114	-5% $170	+0% $225	+5% $281	+10% $336
Rate	-1.0pp $288	-0.5pp $257	base $225	+0.5pp $193	+1.0pp $160

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1730 W 19th St Jacksonville, FL	3.0	2.0	1323	$1,100	$0.83	3d	1	0.44mi
1781 W 3rd St Jacksonville, FL	4.0	2.0	1632	$650	$0.40	25d	1	0.52mi
1943 Hardee St #1 Jacksonville, FL	3.0	2.0	1622	$1,248	$0.77	5d	1	0.58mi
2415 N Canal St Jacksonville, FL	4.0	2.0	1572	$1,475	$0.94	21d	1	0.58mi
1619 Whitner St Jacksonville, FL	3.0	2.0	1547	$1,150	$0.74	3d	1	0.58mi
1708 W 24th St Jacksonville, FL	3.0	2.0	1428	$1,250	$0.88	9d	1	0.68mi
1355 Grothe St Jacksonville, FL	4.0	1.0	1312	$1,350	$1.03	19d	1	0.77mi
1545 Union St W Jacksonville, FL	3.0	2.0	1253	$1,400	$1.12	4d	1	0.85mi
1744 W 28th St Jacksonville, FL	3.0	2.0	1556	$1,750	$1.12	25d	1	0.85mi
1837 W 28th St Jacksonville, FL	3.0	2.0	1333	$1,600	$1.20	25d	1	0.87mi
1607 Logan St Jacksonville, FL	4.0	2.0	1232	$1,800	$1.46	25d	1	0.88mi
1923 Broadway Ave Jacksonville, FL	3.0	2.0	1230	$1,421	$1.16	25d	1	0.96mi
2185 Kingston St Jacksonville, FL	3.0	2.0	1230	$1,381	$1.12	25d	1	0.99mi
2012 Baldwin St Jacksonville, FL	3.0	2.0	1232	$1,445	$1.17	25d	1	1.00mi
1587 W 30th St Jacksonville, FL	3.0	1.0	1363	$1,450	$1.06	16d	1	1.02mi
1288 W 28th St Jacksonville, FL	4.0	1.5	1449	$1,267	$0.87	15d	1	1.13mi
1149 W 28th St Jacksonville, FL	4.0	2.0	1344	$1,302	$0.97	25d	1	1.28mi
1031 W 26th St Jacksonville, FL	3.0	2.0	1261	$1,445	$1.15	25d	1	1.34mi
2410 McQuade St Jacksonville, FL	3.0	2.0	1307	$1,425	$1.09	25d	1	1.48mi
2693 W 25th St Jacksonville, FL	3.0	1.5	1300	$1,450	$1.12	25d	1	1.49mi

Listing history 32 events

1. 2026-05-28
   status Pending
2. 2026-05-04
   listed $125,000 Active
3. 2025-02-25
   status Active 1025-char remark

   Show marketing remark (1025 chars)

   INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

4. 2024-12-11
   status Pending 1025-char remark

   Show marketing remark (1025 chars)

   INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

5. 2024-12-11
   historical 1025-char remark

   Show marketing remark (1025 chars)

   INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

6. 2024-11-20
   price $99,000 1025-char remark

   Show marketing remark (1025 chars)

   INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

7. 2024-11-18
   listed $85,000 Active 1025-char remark

   Show marketing remark (1025 chars)

   INVESTOR Special - Fixer Upper Opportunity! This 3-bedroom, 2-bathroom, two-story home is a true ''as-is'' property offering tremendous potential for the right buyer. Located just four streets behind the renowned Edward Waters College, this home is in a prime location for investors or those seeking their next renovation project. The interior has already been fully remodeled, featuring: • New floors throughout. • Upgraded bathrooms w/new cabinets /fixtures. • Modern ceiling fans installed in every room. • Fresh paint and new blinds in all rooms. The project is waiting for you to take it across the finish line. Whether you're looking to flip a property or tackle your first investment project, this home has all the essentials to get started. • ONLY ZERO DAY INSPECTION Offers will be considered. Buyers are required to conduct inspections prior to submitting an offer. • Independent appraisal values this property at $165,000. Bring your vision and expertise!

8. 2024-10-21
   status Pending 725-char remark

   Show marketing remark (725 chars)

   Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

9. 2024-10-20
   historical 725-char remark

   Show marketing remark (725 chars)

   Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

10. 2024-10-17
    status Active 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

11. 2024-10-16
    status Pending 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

12. 2024-09-26
    price $129,000 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

13. 2024-09-04
    status Active 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

14. 2024-08-31
    status Pending 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

15. 2024-08-24
    status Active 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

16. 2024-08-14
    status Pending 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

17. 2024-07-26
    listed $149,000 Active 725-char remark

    Show marketing remark (725 chars)

    Great Price Improvement! Investor's Dream - Fixer-Upper Opportunity! This two-story , 3 bedroom, 2 bath home is full of potential and located just half mile from the world-famous Edward Waters College, making it a prime investment for Students, AirBnB or Rental. Buyers are encouraged to conduct their own inspections prior to making an offer as limited inspection days accepted. ---- The Primary suite is upstairs with large 2nd bathroom and oversized walk-in closet. Updated floors, cabinets, Ceiling fans, light fixtures, window blinds and painted all throughout is awaiting your finishing touches. Complete fenced yard with a Storage shed in the back yard. Seller has a Independent Appraisal of $165K.

18. 2024-04-15
    historical
19. 2024-04-07
    price $115,000
20. 2024-03-20
    status Active
21. 2024-03-15
    status Pending
22. 2023-12-10
    listed $125,000 Active
23. 2023-01-25
    soldstatus $105,000
24. 2017-09-25
    historical
25. 2017-09-01
    price $69,800
26. 2017-08-23
    listed $69,900 Active
27. 2017-07-31
    historical
28. 2017-07-19
    price $69,900
29. 2017-06-19
    price $75,000
30. 2017-06-12
    price $80,000
31. 2017-05-23
    listed $85,000 Active
32. 1996-07-17
    soldstatus $47,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,112 · $176/mo
• Projected year-2 tax: $2,112 · $176/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,842
• − Mortgage interest: −$7,002
• − Property taxes: −$2,112
• − Insurance: −$625
• − Repairs & maintenance: −$1,347
• − Management: −$1,347
• − Depreciation: −$3,636
• Taxable income: $772
• Est. tax owed @ 24.0%: −$185
• After-tax cash flow: $2,517/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 34,657
• Household income: $30,514
• Rent vs Own: 53.0% rent · 47.0% own
• Severe rent burden: 2921.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (88%)
• Race & ethnicity: Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Hispanic 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.92%
• Current HPI: 189.5977
• Rent YoY: ▲ 1.81%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+161.0% since first listed

32 events — show timeline

• 2026-05-28 Pending — realMLS
• 2026-05-04 Listed $125,000 realMLS
• 2025-02-25 Relisted — realMLS
• 2024-12-11 Pending — realMLS
• 2024-12-11 Listing Removed — realMLS
• 2024-11-20 Price Changed $99,000 realMLS
• 2024-11-18 Listed $85,000 realMLS
• 2024-10-21 Pending — realMLS
• 2024-10-20 Listing Removed — realMLS
• 2024-10-17 Relisted — realMLS
• 2024-10-16 Pending — realMLS
• 2024-09-26 Price Changed $129,000 realMLS
• 2024-09-04 Relisted — realMLS
• 2024-08-31 Pending — realMLS
• 2024-08-24 Relisted — realMLS
• 2024-08-14 Pending — realMLS
• 2024-07-26 Listed $149,000 realMLS
• 2024-04-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-04-07 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-03-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-12-10 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2023-01-25 Sold (Public Records) $105,000 Public Records
• 2017-09-25 Listing Removed — realMLS
• 2017-09-01 Price Changed $69,800 realMLS
• 2017-08-23 Listed $69,900 realMLS
• 2017-07-31 Listing Removed — realMLS
• 2017-07-19 Price Changed $69,900 realMLS
• 2017-06-19 Price Changed $75,000 realMLS
• 2017-06-12 Price Changed $80,000 realMLS
• 2017-05-23 Listed $85,000 realMLS
• 1996-07-17 Sold (Public Records) $47,900 Public Records

Property tax history

+7.7%/yr

Latest (2025): $2,112 · +16.5% YoY. Source: county tax records.