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15550 Burnt Store Rd #229 🌊 Lakefront
B+ Composite 78.16
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

15550 Burnt Store Rd #229 · Burnt Store Marina, FL 33955
2 bd · 2.0 ba · 1,035 sqft · Manufactured public records · 220 Days on market
Built 1985 Est $143k · 44% under $265/mo HOA · 11% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

Key facts

  • Gated community
  • Clubhouse
  • Spa

Tags

GATED COMMUNITYSCREENED LANAIHEATED POOLSPACLUBHOUSETENNIS COURTS

Property features AI

Finance

  • Other: Lot about 0.08 acre (approx. 0 to less than 1/4 acre)
  • Financial info: Total monthly fees listed as $265; Total annual fees listed as $3,180
  • HOA & community: Located in Burnt Store Colony association; Monthly association fee of $265 (required); Association approval required; Senior community; Pets allowed with limits (max ~30 lb)

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Manufactured home (single wide); One story; Faces west; Residential property in MHP zoning
  • Construction: Vinyl siding; Shingle roof; Other foundation
  • Exterior features: Other exterior features; Paved road frontage

Interior

  • Kitchen: Dishwasher; Range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms; Accessible full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Vaulted ceilings
  • Laundry & utility: Washer; Dryer; Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $878 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 20.5% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, cost of living C-, amenities F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 1481 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 220 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 19y ago; this cycle's ask has dropped $50k (38%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 220 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.95%
Cap rate
20.48%
Cash-on-cash
50.68%
DSCR
3.26
GRM
2.8

CMA / ARV

ARV (on-the-fly)
$142,830
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15550 Burnt Store Rd #199 0.00mi 2/2.0 1,056 (+2%) 11mo $146,000 $138 87

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
44.7%
Equity multiple
2.94×
Total profit
$43,303
Equity at exit
$11,913
10-year hold
IRR
50.6%
Equity multiple
5.96×
Total profit
$110,977
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1481
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$2,360 medium interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$202 /mo · $2,428/yr
Insurance
$33
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$265
Vacancy / Maint / Mgmt
$496
Net cashflow
$878

Break-even live

Break-even rent $1,248
Max offer price $79,900
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14040 Heritage Landing Blvd #113 Punta Gorda, FL 2.0 2.0 1438 $6,500 $4.52 21d 1 0.65mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL 2.0 2.0 1422 $2,800 $1.97 21d 1 0.76mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 0.81mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL 2.0 2.0 1366 $4,800 $3.51 13d 1 0.85mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 0.85mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL 2.0 2.0 1366 $4,500 $3.29 21d 1 0.88mi
25324 Lychee Ct Punta Gorda, FL 3.0 2.0 1224 $1,800 $1.47 21d 1 0.88mi
14184 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1366 $1,947 $1.43 21d 2 0.94mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 1.00mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL 2.0 2.0 1366 $1,995 $1.46 21d 1 1.01mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL 2.0 2.0 1154 $1,750 $1.52 21d 1 1.09mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL 3.0 2.0 1301 $6,000 $4.61 21d 1 1.09mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL 2.0 2.0 1120 $1,585 $1.42 21d 1 1.14mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL 2.0 2.0 1407 $1,800 $1.28 21d 1 1.22mi
14271 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1355 $6,500 $4.80 21d 1 1.22mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL 2.0 2.0 1154 $2,200 $1.91 21d 1 1.27mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL 2.0 2.0 1120 $5,500 $4.91 21d 1 1.27mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL 2.0 2.0 1120 $6,000 $5.36 21d 1 1.34mi
14091 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1157 $5,000 $4.32 21d 2 1.42mi
14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL 2.0 2.0 1194 $5,000 $4.19 21d 1 1.42mi
14081 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1176 $5,750 $4.89 21d 2 1.48mi

HOA detail

Monthly dues
$265 · $3,180/yr
Likely covers
poolgymsecurity

Listing history 39 events

  1. 2026-06-18
    days on market $79,900 Active 220 DOM
  2. 2026-06-17
    days on market $79,900 Active 219 DOM
  3. 2026-06-16
    days on market $79,900 Active 218 DOM
  4. 2026-06-15
    days on market $79,900 Active 217 DOM
  5. 2026-06-14
    days on market $79,900 Active 215 DOM
  6. 2026-06-13
    days on market $79,900 Active 214 DOM
  7. 2026-06-10
    days on market $79,900 Active 212 DOM
  8. 2026-06-09
    days on market $79,900 Active 211 DOM
  9. 2026-06-08
    days on market $79,900 Active 210 DOM
  10. 2026-06-05
    days on market $79,900 Active 206 DOM
  11. 2026-06-02
    days on marketlisting id $79,900 Active 204 DOM
  12. 2026-06-01
    days on market $79,900 Active 301 DOM
  13. 2026-05-31
    days on market $79,900 Active 300 DOM
  14. 2026-05-30
    days on market $79,900 Active 299 DOM
  15. 2026-04-30
    price $79,900
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  16. 2026-04-30
    price $79,900 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  17. 2026-04-20
    status Active
  18. 2026-04-02
    status Active 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  19. 2026-03-26
    status Pending
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  20. 2026-03-26
    status Pending 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  21. 2026-01-07
    price $99,900
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  22. 2026-01-07
    price $99,900 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  23. 2025-12-27
    price $109,000
  24. 2025-12-05
    price $109,000 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  25. 2025-11-03
    listed $129,900 Active 1387-char remark
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  26. 2025-11-03
    historical
    Show marketing remark (1387 chars)

    Beautifully Updated Home in the Sought-After 55+ Community of Burnt Store Colony! Welcome to this beautifully maintained two-bedroom, two-bath manufactured home nestled within the desirable gated community of Burnt Store Colony. Offering approximately 1,100 square feet of bright, open concept living space, this residence combines comfort, style, and functionality in perfect harmony. Step inside to find vaulted ceilings, elegant crown molding, and a thoughtful split-bedroom layout that ensures privacy for both residents and guests. The light-filled kitchen features a skylight, breakfast bar, and ample cabinetry—ideal for casual meals or entertaining. The spacious living and dining areas flow seamlessly to a screened lanai, where you can relax and savor Florida’s year-round sunshine. Recent updates include newer flooring, fresh interior paint, and an epoxy-coated driveway, adding to the home’s appeal and low-maintenance lifestyle. Residents of Burnt Store Colony enjoy resort-style amenities such as a heated pool and spa, clubhouse, tennis and pickleball courts, shuffleboard, bocce, a dog park, library, and fitness center—all just steps from your door. Perfectly situated near Burnt Store Marina, Charlotte Harbor, and the charming downtown Punta Gorda, this home offers the best of active, carefree Florida living in a vibrant, friendly community.

  27. 2025-11-02
    price $129,900
  28. 2025-07-10
    listed $139,900 Active
  29. 2025-07-08
    listed $139,900 Active
  30. 2021-12-08
    soldstatus $117,600 Closed
  31. 2021-12-08
    soldstatus $117,600 Closed
  32. 2021-11-11
    status Pending
  33. 2021-11-11
    status Pending
  34. 2021-11-04
    listed $124,500 Active
  35. 2021-11-04
    listed $124,900 Active
  36. 2007-12-17
    soldstatus $71,000
  37. 2007-01-17
    listed $74,900
  38. 2003-03-01
    soldstatus $47,000
  39. 2000-06-01
    soldstatus $48,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,428 · $202/mo
Projected year-2 tax
$2,428 · $202/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,322
− Mortgage interest
−$4,476
− Property taxes
−$2,428
− Insurance
−$1,197
− Repairs & maintenance
−$2,266
− Management
−$2,266
− HOA
−$3,180
− Depreciation
−$2,324
Taxable income
$10,185
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,444
After-tax cash flow
$8,097/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Burnt Store Marina

Score
72/100
State rank
#354
US rank
#6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
226.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.71%
Current HPI
242.9043
Rent YoY
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+64.7% since first listed
25 events — show timeline
  • 2026-04-30 Price Changed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Price Changed $79,900 FORTMLS
  • 2026-04-20 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-02 Relisted FORTMLS
  • 2026-03-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Pending FORTMLS
  • 2026-01-07 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-07 Price Changed $99,900 FORTMLS
  • 2025-12-27 Price Changed $109,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-05 Price Changed $109,000 FORTMLS
  • 2025-11-03 Listing Removed FORTMLS
  • 2025-11-03 Listed $129,900 FORTMLS
  • 2025-11-02 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2025-07-10 Listed $139,900 Stellar MLS as Distributed by MLS Grid
  • 2025-07-08 Listed $139,900 FORTMLS
  • 2021-12-08 Sold (MLS) $117,600 Stellar MLS as Distributed by MLS Grid
  • 2021-12-08 Sold (MLS) $117,600 FORTMLS
  • 2021-11-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-11-11 Pending FORTMLS
  • 2021-11-04 Listed $124,900 Stellar MLS as Distributed by MLS Grid
  • 2021-11-04 Listed $124,500 FORTMLS
  • 2007-12-17 Sold (Public Records) $71,000 Public Records
  • 2007-01-17 Listed $74,900 Stellar MLS as Distributed by MLS Grid
  • 2003-03-01 Sold (Public Records) $47,000 Public Records
  • 2000-06-01 Sold (Public Records) $48,500 Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,428 · -3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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