17409 E 95th Pl · Commerce City, CO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 4/10 · Minor
- Hot days now (above 93°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.1/30.0
- 1% rule +3.3/10.0
- Livability +3.3/5.0
- Rent growth +3.2/5.0
- DSCR +2.9/10.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$375,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
Key facts
- Private bath
- Unfinished basement
- Ample cabinet space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $375k.
Deal economics
- At list price, monthly cash flow is $-216 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $337k (10.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (17.2% below list).
- Recommended offer: $311k (17.2% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 3.9% in Commerce City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#137 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime F, amenities F, cost of living F.
- School District 27J (suburban): math 20% / reading 37% proficiency, ranked #46 of 86 in CO (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Southlawn Elementary School (440 students, 39% FRL); Otho E Stuart Middle School (math 10% / reading 44%, grade F, #154 of 270 statewide, top 59%, 791 students, 42% FRL); Prairie View High School (math 15% / reading 38%, grade F, #262 of 381 statewide, top 69%, 1,821 students, 36% FRL).
- Market conditions: Rents rising (+2.6%/yr); 509 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,299 units permitted in Adams County in 2024 (343 in 5+ unit buildings).
- This rent runs 36% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Adams County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 63 days — a 6% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $65k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 63 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.60%
- Cash-on-cash
- -2.47%
- DSCR
- 0.89
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $584,672
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17943 E 94th Pl | 0.40mi | 4/3.0 (+1) | 1,851 (-4%) | 3mo | $559,900 | $302 | 67 |
| 17935 E 94th Ave | 0.45mi | 4/3.0 (+1) | 1,851 (-4%) | 2mo | $562,900 | $304 | 65 |
| 17950 E 94th Ave | 0.48mi | 4/3.0 (+1) | 1,851 (-4%) | 0mo | $569,900 | $308 | 65 |
| 9454 Yampa St | 0.51mi | 4/3.0 (+1) | 1,851 (-4%) | 5mo | $559,900 | $302 | 60 |
| 17883 E 94th Pl | 0.35mi | 3/3.0 | 1,660 (-14%) | 1mo | $549,900 | $331 | 59 |
| 17981 E 96th Pl | 0.35mi | 4/2.0 (+1) | 1,753 (-10%) | 0mo | $525,000 | $299 | 58 |
| 9679 Waco St | 0.39mi | 3/2.0 | 1,753 (-10%) | 8mo | $485,000 | $277 | 55 |
| 9182 Telluride Ct | 0.56mi | 3/2.0 | 2,130 (+10%) | 3mo | $534,950 | $251 | 51 |
| 9456 Yampa Ct | 0.52mi | 3/3.0 | 1,660 (-14%) | 6mo | $540,000 | $325 | 47 |
| 9061 Telluride Ct | 0.67mi | 3/2.0 | 2,130 (+10%) | 7mo | $524,950 | $246 | 42 |
| 9072 Telluride Ct | 0.67mi | 3/2.0 | 2,130 (+10%) | 8mo | $499,950 | $235 | 41 |
| 9095 Uravan Ct | 0.69mi | 3/2.0 | 2,122 (+10%) | 8mo | $580,000 | $273 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.62% rent growth · sell at horizon
- IRR
- -20.8%
- Equity multiple
- 0.28×
- Total profit
- $-75,641
- Equity at exit
- $55,914
- IRR
- -15.0%
- Equity multiple
- 0.16×
- Total profit
- $-88,051
- Equity at exit
- $32,423
Cash invested: $105,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 80022
- Home prices YoY
- -5.5%
- Rents YoY
- 2.6%
- Active inventory
- 509
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $3,107 high interval (Pro) →
- Mortgage (P&I)
- −$1,967
- Tax from tax record
- −$473 /mo · $5,674/yr
- Insurance
- −$156
- HOA
- −$75
- Vacancy / Maint / Mgmt
- −$652
- Net cashflow
- $-216
Break-even live
Sensitivity live
| Price | -10% $-4 | -5% $-110 | +0% $-216 | +5% $-323 | +10% $-429 |
|---|---|---|---|---|---|
| Rent | -10% $-462 | -5% $-339 | +0% $-216 | +5% $-94 | +10% $29 |
| Rate | -1.0pp $-28 | -0.5pp $-121 | base $-216 | +0.5pp $-314 | +1.0pp $-413 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $93,750
- Closing costs
- $11,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 17903 E 94th Pl Commerce City, CO | 4.0 | 2.5 | 1851 | $3,310 | $1.79 | 6d | 1 | 0.39mi |
| 17892 E 94th Pl Commerce City, CO | 4.0 | 2.5 | 1851 | $3,310 | $1.79 | 26d | 1 | 0.40mi |
| 9259 Rifle St Commerce City, CO | 3.0 | 2.5 | 2484 | $3,195 | $1.29 | 23d | 1 | 0.41mi |
| 17912 E 94th Pl Commerce City, CO | 3.0 | 2.5 | 1660 | $3,022 | $1.82 | 45d | 1 | 0.42mi |
| 17901 E 94th Ave Commerce City, CO | 4.0 | 2.5 | 1851 | $3,210 | $1.73 | 22d | 1 | 0.42mi |
| 17915 E 94th Pl Commerce City, CO | 4.0 | 2.5 | 1851 | $3,190 | $1.72 | 6d | 1 | 0.44mi |
| 17925 E 94th Ave Commerce City, CO | 4.0 | 2.5 | 1851 | $3,190 | $1.72 | 45d | 1 | 0.46mi |
| 17940 E 94th Ave Commerce City, CO | 4.0 | 2.5 | 1851 | $3,190 | $1.72 | 6d | 1 | 0.48mi |
| 9465 Yampa St Commerce City, CO | 3.0 | 2.5 | 1660 | $2,960 | $1.78 | 26d | 1 | 0.50mi |
| 17945 E 94th Ave Commerce City, CO | 4.0 | 2.5 | 1851 | $3,190 | $1.72 | 45d | 1 | 0.50mi |
| 17918 E 99th Pl Commerce City, CO | 3.0 | 2.0 | 1442 | $2,935 | $2.04 | 45d | 1 | 0.53mi |
| 18009 E 99th Pl Commerce City, CO | 3.0 | 2.0 | 2347 | $3,000 | $1.28 | 0d | 1 | 0.58mi |
| 9128 Salida St Commerce City, CO | 4.0 | 3.0 | 2585 | $3,950 | $1.53 | 16d | 1 | 0.64mi |
| 9758 Laredo St Unit 30E Commerce City, CO | 3.0 | 3.0 | 1568 | $2,800 | $1.79 | 6d | 1 | 0.74mi |
| 9760 Memphis St Commerce City, CO | 3.0 | 2.5 | 1833 | $2,995 | $1.63 | 6d | 1 | 0.75mi |
| 9760 Memphis St Commerce City, CO | 3.0 | 2.5 | 1833 | $2,995 | $1.63 | 0d | 1 | 0.75mi |
| 10239 Southlawn Cir Commerce City, CO | 3.0 | 3.0 | 2427 | $3,059 | $1.26 | 4d | 1 | 0.75mi |
| 10261 Rifle St Commerce City, CO | 4.0 | 3.0 | 2478 | $3,149 | $1.27 | 45d | 1 | 0.78mi |
| 9758 Laredo St Unit 5D Commerce City, CO | 3.0 | 2.5 | 1450 | $1,900 | $1.31 | 23d | 1 | 0.79mi |
| 10156 Ventura St Commerce City, CO | 3.0 | 3.0 | 1905 | $3,000 | $1.57 | 13d | 1 | 0.83mi |
| 15935 E 97th Ave Commerce City, CO | 4.0 | 2.5 | 2569 | $3,209 | $1.25 | 4d | 1 | 0.90mi |
| 9813 Bahama St Commerce City, CO | 3.0 | 2.5 | 1468 | $3,300 | $2.25 | 4d | 1 | 0.90mi |
| 17704 E 103rd Ave Commerce City, CO | 3.0 | 3.0 | 1646 | $2,650 | $1.61 | 26d | 1 | 0.92mi |
| 17754 E 103rd Ave Commerce City, CO | 3.0 | 3.0 | 1646 | $2,800 | $1.70 | 26d | 1 | 0.93mi |
| 18954 E 97th Pl Commerce City, CO | 3.0 | 2.0 | 1741 | $2,800 | $1.61 | 45d | 1 | 0.98mi |
| 18366 E 102nd Pl Commerce City, CO | 3.0 | 3.0 | 1958 | $3,300 | $1.69 | 18d | 1 | 0.98mi |
| 10243 Yampa Ct Commerce City, CO | 3.0 | 2.5 | 1982 | $2,995 | $1.51 | 12d | 1 | 0.99mi |
| 10243 Yampa Ct Commerce City, CO | 3.0 | 2.5 | 1982 | $2,895 | $1.46 | 0d | 1 | 0.99mi |
| 16569 E 102nd Pl Commerce City, CO | 4.0 | 3.0 | 2080 | $2,999 | $1.44 | 6d | 1 | 1.00mi |
| 9443 Danube St Commerce City, CO | 3.0 | 2.5 | 1679 | $3,200 | $1.91 | 45d | 1 | 1.04mi |
| 9900 Biscay St Commerce City, CO | 4.0 | 2.5 | 2556 | $3,000 | $1.17 | 45d | 1 | 1.06mi |
| 9892 Cathay St Commerce City, CO | 4.0 | 2.0 | 1850 | $3,200 | $1.73 | 13d | 1 | 1.10mi |
| 16700 E 104th Pl Commerce City, CO | 3.0 | 2.5 | 2004 | $2,700 | $1.35 | 6d | 1 | 1.12mi |
| 15644 E 99th Ave Commerce City, CO | 3.0 | 3.0 | 1508 | $1,675 | $1.11 | 14d | 1 | 1.13mi |
| 15612 E 96th Way Commerce City, CO | 2.0–3.0 | 2.0–2.5 | 1319 | $2,700 | $2.05 | 0d | 2 | 1.13mi |
| 15645 E 99th Ave Commerce City, CO | 3.0 | 3.0 | 1508 | $1,500 | $0.99 | 6d | 1 | 1.14mi |
| 10049 Jasper St Commerce City, CO | 3.0 | 2.0 | 1508 | $2,695 | $1.79 | 12d | 1 | 1.19mi |
| 15316 E 99th Pl Commerce City, CO | 4.0 | 2.5 | 1972 | $2,999 | $1.52 | 3d | 1 | 1.33mi |
| 16183 E 104th Way Commerce City, CO | 3.0 | 3.0 | 1834 | $2,795 | $1.52 | 26d | 1 | 1.34mi |
| 16360 E 106th Way Commerce City, CO | 3.0 | 2.0 | 2149 | $3,199 | $1.49 | 6d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $75 · $900/yr
Listing history 10 events
-
2026-03-26status Pending 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-03-26status Pending 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-03-16price $375,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-03-16price $375,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-02-24price $400,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-02-24price $400,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-02-09price $425,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-02-09price $425,000 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-01-22$440,000 Active 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
-
2026-01-22$440,000 Active 861-char remark
Show marketing remark (861 chars)
Welcome to 17409 E 95th Place in Commerce City. This 3-bedroom, 2.5-bath home offers a functional open-concept layout with comfortable living and dining spaces that flow well for everyday use. The kitchen overlooks the main living area and provides ample cabinet space, making it practical and easy to personalize. Upstairs features three well-sized bedrooms, including a primary suite with a private bath. An unfinished basement offers additional storage or future expansion potential for the next owner. The home is in good overall condition and presents a solid opportunity for buyers looking to add value over time. Conveniently located near schools, shopping, dining, and with easy access to major highways, this property offers a great blend of space, location, and potential. A smart option for buyers seeking a well-located home with room to grow.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CO · Resets to sale price
- Current annual tax
- $5,674 · $473/mo
- Projected year-2 tax
- $5,674 · $473/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 7 d/yr ≥93°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,279
- − Mortgage interest
- −$21,006
- − Property taxes
- −$5,674
- − Insurance
- −$1,875
- − Repairs & maintenance
- −$2,982
- − Management
- −$2,982
- − HOA
- −$900
- − Depreciation
- −$10,909
- Taxable loss
- −$9,050
- Est. tax savings @ 24.0%
- +$2,172
- After-tax cash flow
- $-426/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- School District 27J
- NCES district ID
- 0802580
- Math proficiency
- 20% ▼ -8.00%
- Reading proficiency
- 37% ▼ -2.00%
- Median HH income
- $79,576
- Composite
- 27.72/100
- National rank
- #6904
- State rank
- #46 of 86 in CO
Livability — Commerce City
- Score
- 66/100
- State rank
- #137
- US rank
- #11491
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Commerce City, CO
- County
- Adams County · 464,133 people
- City population
- 13,818
- Metro
- Denver-Aurora-Lakewood, CO
- Population (ZIP)
- 61,452
- Household income
- $104,396
- Rent vs Own
- Severe rent burden
- 1581.0
Population outlook (Adams County) Hauer SSP2
- Today (2025)
- 598,184 people
- By 2030
- 651,880 · +9.0%
- By 2040
- 759,778 · +27.0%
- By 2050
- 862,889 · +44.3%
- By 2075
- 1,085,994 · +81.5%
- By 2100
- 1,211,318 · +102.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 53% White 36% Two or more races 20% Black 5% Native American 3% Asian 2%
- Hispanic origin (detail)
- Mexican 45%
- Common ancestry
- Lithuanian 1% Slovak 1% Portuguese 1%
- Foreign-born
- 18% · Canada, Jamaica
- Languages at home
- 66% English-only · Spanish 29% French/Haitian/Cajun 2% Other Asian/Pacific 1%
Political lean MEDSL · Adams
- 2024 margin
- Lean D (+9.0) · D 53.2% · R 44.1% · Other 2.7%
- 2008→2024 swing
- -9.3pp toward R · 2008: 18.4pp · 2024: 9.0pp
- All cycles
- 2024: D+9.0 2020: D+16.3 2016: D+7.2 2012: D+15.1 2008: D+18.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.35%
- Current HPI
- 643.12
- Rent YoY
- ▲ 2.62%
- Metro
- Denver-Aurora-Lakewood, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
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| Food / Agriculture | 1 | $18B |
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| Packaging | 1 | $14B |
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| Healthcare | 1 | $13B |
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| Energy | 1 | $10B |
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| Technology | 1 | $4B |
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Price history
-14.8% since first listed10 events — show timeline
- 2026-03-26 Pending — IRES
- 2026-03-26 Pending — REColorado as Distributed by MLS Grid
- 2026-03-16 Price Changed $375,000 IRES
- 2026-03-16 Price Changed $375,000 REColorado as Distributed by MLS Grid
- 2026-02-24 Price Changed $400,000 IRES
- 2026-02-24 Price Changed $400,000 REColorado as Distributed by MLS Grid
- 2026-02-09 Price Changed $425,000 IRES
- 2026-02-09 Price Changed $425,000 REColorado as Distributed by MLS Grid
- 2026-01-22 Listed $440,000 REColorado as Distributed by MLS Grid
- 2026-01-22 Listed $440,000 IRES
Property tax history
+81.9%/yrLatest (2025): $5,674 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…