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2827 W 74th Street West #2193
C- Composite 54.57
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$199,000

2827 W 74th Street West #2193 · Bradenton, FL 34209
2 bd · 2.0 ba · 1,291 sqft · Condo · 235 Days on market
Built 1987 $513/mo HOA · 19% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

Key facts

  • Corner condo
  • Covered parking
  • Electric fireplace

Tags

CORNER CONDOCOVERED PARKINGELECTRIC FIREPLACE

Property features AI

Finance

  • Other: Unfurnished; Homestead exemption present
  • Financial info: Total annual fees reported as $6,156; Lease restrictions apply
  • HOA & community: Monthly condo fee of $513 (includes common area taxes, pool, and grounds maintenance); Association approval required; Association name: Joanne; Monthly fee required; Community clubhouse; Senior community; Pets allowed (max ~10 lbs)

Exterior

  • Parking: Carport with 1 space
  • Utilities: Public water; Private sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Residential condominium; Completed condition; One level; Faces west; Stories: 2
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Building area ~1,312 sq ft
  • Exterior features: Covered, screened porch; Porch; Sliding doors; Hurricane shutters; Wood fencing; Asphalt/paved road access; Located in county

Interior

  • Kitchen: Dishwasher; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Ceramic tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Split-bedroom layout; Window treatments; Decorative electric fireplace (non–wood burning)
  • Laundry & utility: Washer and dryer included; Inside laundry in a laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $199k.

Deal economics

  • At list price, monthly cash flow is $215 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $199k).
  • Recommended offer: $175k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 52% district-wide (-18 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 510 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 235 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 13y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $140k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 235 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.34%
Cap rate
7.59%
Cash-on-cash
4.64%
DSCR
1.21
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.5%
Equity multiple
0.53×
Total profit
$-25,984
Equity at exit
$29,672
10-year hold
IRR
-12.5%
Equity multiple
0.40×
Total profit
$-33,684
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34209

Rents YoY
-0.3%
Active inventory
510
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$2,663 high interval (Pro) →
Mortgage (P&I)
$1,044
Tax est. 1.5%
$249 /mo · $2,985/yr
Insurance
$83
HOA
$513
Vacancy / Maint / Mgmt
$559
Net cashflow
$215

Break-even live

Break-even rent $2,390
Max offer price $199,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2727 75th St W Bradenton, FL 1.0–2.0 1.5 835 $1,700 $2.04 3d 4 0.10mi
2724 72nd St W Unit 2010 Bradenton, FL 2.0 2.0 942 $1,950 $2.07 3d 1 0.15mi
7710 34th Ave W #303 Bradenton, FL 3.0 2.5 1854 $3,500 $1.89 16d 1 0.31mi
7710 34th Ave W #202 Bradenton, FL 2.0 2.0 1650 $3,000 $1.82 23d 1 0.31mi
6908 Arbor Oaks Cir Bradenton, FL 3.0 2.0 1600 $3,200 $2.00 3d 1 0.32mi
7610 34th Ave W Unit 203 Bradenton, FL 3.0 2.5 1857 $3,000 $1.62 23d 1 0.32mi
7610 34th Ave W #102 Bradenton, FL 2.0 2.0 1657 $2,600 $1.57 23d 1 0.32mi
7740 34th Ave W #203 Bradenton, FL 3.0 2.5 1854 $3,500 $1.89 23d 1 0.35mi
7840 34th Ave W #202 Bradenton, FL 2.0 2.0 1650 $3,000 $1.82 23d 1 0.45mi
7840 34th Ave W #102 Bradenton, FL 2.0 2.0 1650 $2,800 $1.70 23d 1 0.45mi
4122 Overture Cir #533 Bradenton, FL 3.0 2.0 1381 $2,900 $2.10 23d 1 0.47mi
3450 77th St W #303 Bradenton, FL 3.0 2.5 1857 $5,400 $2.91 23d 1 0.47mi
7930 34th Ave W #102 Bradenton, FL 2.0 2.0 1657 $6,000 $3.62 23d 1 0.50mi
7930 34th Ave W #303 Bradenton, FL 3.0 2.5 1854 $4,000 $2.16 16d 1 0.50mi
7242 Hamilton Rd Bradenton, FL 3.0 2.5 1520 $2,800 $1.84 3d 1 0.51mi
2107 Palma Sola Blvd #8 Bradenton, FL 2.0 2.0 1056 $1,850 $1.75 16d 1 0.53mi
6709 35th Ave W Unit 1346494P Bradenton, FL 3.0 2.0 1227 $4,527 $3.69 16d 1 0.53mi
3412 79th Street Cir W #103 Bradenton, FL 3.0 2.5 1854 $3,500 $1.89 23d 1 0.54mi
6914 20th Ave W Bradenton, FL 2.0 2.0 1383 $2,795 $2.02 16d 1 0.55mi
3418 79th Street Cir W #302 Bradenton, FL 2.0 2.0 1657 $2,949 $1.78 16d 1 0.56mi
7202 Hamilton Rd Unit 7202 Bradenton, FL 3.0 2.0 1277 $2,250 $1.76 16d 1 0.57mi
4241 Overture Cir Unit 447 Bradenton, FL 3.0 2.5 1627 $3,000 $1.84 23d 1 0.58mi
2914 64th St W Bradenton, FL 2.0 2.0 1135 $2,025 $1.78 23d 1 0.58mi
3426 79th Street Cir W #203 Bradenton, FL 3.0 2.5 1857 $5,100 $2.75 23d 1 0.58mi
4005 Overture Cir Unit 4005 Bradenton, FL 3.0 2.0 1381 $2,700 $1.96 23d 1 0.59mi
4196 Overture Cir Unit 4196 Bradenton, FL 3.0 2.0 1277 $2,300 $1.80 3d 1 0.63mi
4037 Overture Cir Unit 4037 Bradenton, FL 3.0 2.0 1381 $2,195 $1.59 23d 1 0.63mi
4005 78th St W Bradenton, FL 3.0 2.0 1000 $1,895 $1.90 3d 1 0.64mi
7333 Skybird Rd Bradenton, FL 3.0 2.0 1277 $3,500 $2.74 23d 1 0.64mi
2926 63rd St W Bradenton, FL 2.0 2.0 946 $2,100 $2.22 3d 1 0.66mi
4063 Overture Cir Bradenton, FL 3.0 2.0 1277 $2,400 $1.88 23d 1 0.68mi
6602 38th Avenue Cir W Bradenton, FL 3.0 2.0 1800 $2,800 $1.56 23d 1 0.70mi
7207 15th Avenue Dr W Bradenton, FL 3.0 2.0 1719 $3,495 $2.03 23d 1 0.75mi
6304 Pointe West Blvd Unit A309 Bradenton, FL 2.0 2.0 1042 $1,795 $1.72 10d 1 0.75mi
6415 21st Ave W Bradenton, FL 1.0–2.0 1.0–2.0 1150 $1,896 $1.65 3d 5 0.76mi
5933 28th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 945 $2,013 $2.13 1d 6 0.89mi
4325 80th St W Bradenton, FL 3.0 1.5 1000 $2,200 $2.20 23d 1 0.89mi
4326 80th St W Bradenton, FL 2.0 2.0 1564 $1,600 $1.02 2d 1 0.89mi
5909 30th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 788 $1,670 $2.12 2d 6 0.93mi
4112 66th Street Cir W Bradenton, FL 2.0 2.0 1100 $1,960 $1.78 20d 1 0.94mi

HOA detail condo

Monthly dues
$513 · $6,156/yr
Likely covers
electric
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-18
    days on market $199,000 Active 235 DOM
  2. 2026-06-17
    days on market $199,000 Active 234 DOM
  3. 2026-06-16
    days on market $199,000 Active 233 DOM
  4. 2026-06-15
    days on market $199,000 Active 232 DOM
  5. 2026-06-13
    days on market $199,000 Active 230 DOM
  6. 2026-06-13
    days on market $199,000 Active 229 DOM
  7. 2026-06-10
    days on market $199,000 Active 227 DOM
  8. 2026-06-09
    days on market $199,000 Active 226 DOM
  9. 2026-06-08
    days on market $199,000 Active 225 DOM
  10. 2026-06-08
    days on market $199,000 Active 224 DOM
  11. 2026-06-03
    days on market $199,000 Active 220 DOM
  12. 2026-06-02
    days on market $199,000 Active 219 DOM
  13. 2026-06-01
    days on market $199,000 Active 218 DOM
  14. 2026-05-31
    days on market $199,000 Active 217 DOM
  15. 2026-04-10
    price $199,000
  16. 2026-03-02
    price $205,000
  17. 2025-10-21
    listed $218,740 Active
  18. 2025-04-06
    historical
  19. 2025-03-09
    price $224,900
  20. 2025-02-17
    listed $239,000 Active
  21. 2015-11-13
    soldstatus $139,500 Sold 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  22. 2015-10-25
    status Pending 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  23. 2015-10-17
    status Active 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  24. 2015-10-03
    historical Contingent - Other Contract Contingencies 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  25. 2015-08-03
    status Active 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  26. 2015-07-30
    historical Contingent - Pending 3rd Party Approval 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  27. 2015-07-29
    status Pending 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  28. 2015-07-16
    listed Active with Contract 991-char remark
    Show marketing remark (991 chars)

    No need to look further for your new home or winter escape. The renovated 2 bedroom / 2 bath first floor one level end unit condo will give you the Florida life you seek. Too many renovations and updates to mention. Heads above the comparable association condos! Being sold mostly furnished with a lovely beach feel. Master bedroom has slider out to the lanai, private bath and large walk in closet. Guest room has a Murphy bed with built in desk providing flexible living options. Newer tile throughout. Baths & kitchen renovated. Large one level lanai with new wood look tiles. Fenced for privacy and rain cover. Electric Hurricane shutters on Lanai. Impact windows throughout some with tinting. Newer interior doors, one with frosted windows to keep light flowing. Carport right outside the front door. Near Blake hospital, groceries and other services. The beach is only a short drive or bike away but the décor will have you feeling like you live at the beach all the time.

  29. 2013-10-11
    soldstatus $119,900
  30. 2013-06-27
    listed $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,952
− Mortgage interest
−$11,147
− Property taxes
−$2,985
− Insurance
−$995
− Repairs & maintenance
−$2,556
− Management
−$2,556
− HOA
−$6,156
− Depreciation
−$5,789
Taxable loss
−$232
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$56
After-tax cash flow
$2,639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bradenton

Score
81/100
State rank
#101
US rank
#1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Manatee County · 416,364 people
City population
227,091
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,224
Household income
$81,728
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
1126.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
Hispanic origin (detail)
Puerto Rican 4% Cuban 3%
Common ancestry
Romanian 3% Slovak 3% Lithuanian 3%
Foreign-born
9% · Canada, Jamaica, China
Languages at home
90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -360.34%
Current HPI
320.0061
Rent YoY
▼ -0.30%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+66.0% since first listed
16 events — show timeline
  • 2026-04-10 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-02 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-21 Listed $218,740 Stellar MLS as Distributed by MLS Grid
  • 2025-04-06 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-03-09 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
  • 2025-02-17 Listed $239,000 Stellar MLS as Distributed by MLS Grid
  • 2015-11-13 Sold (MLS) $139,500 Stellar MLS as Distributed by MLS Grid
  • 2015-10-25 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-10-17 Relisted Stellar MLS as Distributed by MLS Grid
  • 2015-10-03 Contingent Stellar MLS as Distributed by MLS Grid
  • 2015-08-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2015-07-30 Contingent Stellar MLS as Distributed by MLS Grid
  • 2015-07-29 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-07-16 Listed Stellar MLS as Distributed by MLS Grid
  • 2013-10-11 Sold (MLS) $119,900 Stellar MLS as Distributed by MLS Grid
  • 2013-06-27 Listed $119,900 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…