750 Lionel Ln · Lake Charles, LA 70605

$300,000

3 bd · 2.0 ba · 1,925 sqft · SingleFamily · 8 Days on market

Built 2020 8,276 sqft lot $156/sqft · 8% below area Est $326k · 8% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.5/30.0
• ARV discount +11.1/15.0
• DSCR +9.0/10.0
• 1% rule +6.4/10.0
• Rent growth +5.0/5.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Brand NEW Construction built by DSLD HOMES! The ROSE IV A offers 3 bedrooms/2 bathrooms with a computer nook, formal dining room & separate breakfast room! This home includes upgraded ceramic tile flooring throughout, cabinet package, Smartcode deadbolt, conduit run for HDMI cable, gas line added, & more! Special plan features include walk-in kitchen pantry, 2 walk-in master closets, 3cm slab granite countertops with undermount sinks throughout, stainless appliance package with gas range, decorative fireplace mantle with granite profile, LED pendant and recessed lighting in kitchen, LED upgraded lighting package throughout, custom tiled shower with frameless shower door in master bathroom, custom framed mirrors in all bathrooms, gas tankless water heater, covered patio, fully sodded yard with seasonal landscaping package & the list goes on!

Key facts

• Coffered ceilings
• His-and-hers closets
• Natural gas stove

Tags

• PRIME LOCATION
• SPACIOUS FORMAL DINING AREA
• COFFERED CEILINGS
• HIS-AND-HERS CLOSETS
• NATURAL GAS STOVE
• NATURAL GAS FIREPLACE

Property features AI

Exterior

• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Water connected
• Home design: Single-family house; One-story
• Exterior features: Back yard; City lot (approximately 0.19 acres, 139 x 60)

Interior

• Kitchen: Dishwasher; Gas range / gas cooktop; Range / range hood; Microwave; Oven; Tankless water heater
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Tray ceilings; Crown molding; Coffered ceilings; Granite counters; High ceilings; Pantry; Recessed lighting; Gas fireplace in the living room
• Laundry & utility: Water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $789 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $300k).
• Cap rate 9.4% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+15.1%/yr); 456 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
• At $3,416/mo this rent would consume 48% of the median local household income ($86k/yr) (locally 1328% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $84k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $300,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.45%
• Cash-on-cash: 11.27%
• DSCR: 1.50
• GRM: 7.3

CMA / ARV

• ARV (median comp): $326,270
• List price: $300,000
• Delta: -8.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
820 Lakeridge Ln	0.15mi	3/2.0	1,890 (-2%)	6mo	$245,000	$130	85
624 Becky Ln	0.32mi	3/2.0	1,819 (-6%)	6mo	$290,000	$159	71
629 Becky Ln	0.28mi	4/2.0 (+1)	1,990 (+3%)	9mo	$305,000	$153	69
1539 Tuscany Ln	0.65mi	3/2.0	1,940 (+1%)	2mo	$345,000	$178	67
1032 Richmond Cir	0.44mi	3/2.0	2,003 (+4%)	7mo	$325,000	$162	66
1108 Lakeridge Ln	0.48mi	3/3.0	1,814 (-6%)	3mo	$235,000	$130	62
1550 Lacadie Dr #14	0.66mi	3/2.5	1,947 (+1%)	5mo	$227,500	$117	61
450 Greenway St	0.42mi	4/3.0 (+1)	1,827 (-5%)	4mo	$215,000	$118	59
1514 Tuscany Dr	0.60mi	3/2.0	2,020 (+5%)	6mo	$315,000	$156	59
401 Montclair St	0.42mi	4/2.0 (+1)	1,760 (-9%)	4mo	$263,000	$149	58
909 Aberdeen	0.71mi	3/2.0	2,100 (+9%)	2mo	$325,000	$155	50
5718 W Kayleigh Ln W	0.71mi	3/2.5	2,100 (+9%)	6mo	$325,000	$155	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 5.7%
• Equity multiple: 1.23×
• Total profit: $19,628
• Equity at exit: $44,731

10-year hold

• IRR: 19.0%
• Equity multiple: 2.95×
• Total profit: $163,752
• Equity at exit: $25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70605

• Rents YoY: 15.1%
• Active inventory: 456
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $3,416 medium
• Mortgage (P&I): −$1,573
• Tax from tax record: −$212 /mo · $2,543/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$717
• Net cashflow: $789

Break-even live

Break-even rent $2,418

Max offer price $300,000

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
716 Dianne Ln Lake Charles, LA	3.0	2.0	2200	$5,000	$2.27	43d	1	0.14mi
155 Heather St Lake Charles, LA	3.0	2.0	1316	$1,650	$1.25	13d	1	0.48mi
4326 Christina St Lake Charles, LA	3.0	2.0	1600	$1,770	$1.11	21d	1	1.35mi

Listing history 3 events

1. 2026-05-14
   listed $300,000 Active 815-char remark
2. 2021-01-28
   soldstatus 869-char remark

   Show marketing remark (869 chars)

   Brand NEW Construction built by DSLD HOMES! The ROSE IV A offers 3 bedrooms/2 bathrooms with a computer nook, formal dining room & separate breakfast room! This home includes upgraded ceramic tile flooring throughout, cabinet package, Smartcode deadbolt, conduit run for HDMI cable, gas line added, & more! Special plan features include walk-in kitchen pantry, 2 walk-in master closets, 3cm slab granite countertops with undermount sinks throughout, stainless appliance package with gas range, decorative fireplace mantle with granite profile, LED pendant and recessed lighting in kitchen, LED upgraded lighting package throughout, custom tiled shower with frameless shower door in master bathroom, custom framed mirrors in all bathrooms, gas tankless water heater, covered patio, fully sodded yard with seasonal landscaping package & the list goes on!

3. 2020-06-29
   listed $274,125 869-char remark

   Show marketing remark (869 chars)

   Brand NEW Construction built by DSLD HOMES! The ROSE IV A offers 3 bedrooms/2 bathrooms with a computer nook, formal dining room & separate breakfast room! This home includes upgraded ceramic tile flooring throughout, cabinet package, Smartcode deadbolt, conduit run for HDMI cable, gas line added, & more! Special plan features include walk-in kitchen pantry, 2 walk-in master closets, 3cm slab granite countertops with undermount sinks throughout, stainless appliance package with gas range, decorative fireplace mantle with granite profile, LED pendant and recessed lighting in kitchen, LED upgraded lighting package throughout, custom tiled shower with frameless shower door in master bathroom, custom framed mirrors in all bathrooms, gas tankless water heater, covered patio, fully sodded yard with seasonal landscaping package & the list goes on!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $2,543 · $212/mo
• Projected year-2 tax: $2,543 · $212/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,996
• − Mortgage interest: −$16,805
• − Property taxes: −$2,543
• − Insurance: −$1,500
• − Repairs & maintenance: −$3,280
• − Management: −$3,280
• − Depreciation: −$8,727
• Taxable income: $4,861
• Est. tax owed @ 24.0%: −$1,167
• After-tax cash flow: $8,298/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Lake Charles

• Score: 68/100
• State rank: #95
• US rank: #9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lake Charles, LA
• County: Calcasieu Parish · 170,889 people
• City population: 133,538
• Metro: Lake Charles, LA
• Population (ZIP): 40,482
• Household income: $86,015
• Rent vs Own: 27.7% rent · 72.3% own
• Severe rent burden: 1328.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 12% Italian 3% Slovak 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.68%
• Current HPI: 105.1903
• Rent YoY: ▲ 15.10%
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+9.4% since first listed

5 events — show timeline

• 2026-05-21 Pending — SWLAR
• 2026-05-21 Contingent — SWLAR
• 2026-05-14 Listed $300,000 SWLAR
• 2021-01-28 Sold (MLS) — SWLAR
• 2020-06-29 Listed $274,125 SWLAR

Property tax history

+49.0%/yr

Latest (2025): $2,543 · +2.4% YoY. Source: county tax records.