3474 S Arundel Ter · Homosassa Springs, FL 34448

$140,000

3 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 65 Days on market

Built 1999 0.34 ac lot Est $116k · 21% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.7/10.0
• Schools +4.1/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Stunning And Well Maintained Home Situated On A Spacious DOUBLE LOT with . 34 acres ideally located, Corner lot Property! This 3 Bedroom, 2 Bathroom 1999 Oakwood Model, Offers Comfortable Living With A Functional Layout Designed For Everyday Ease. Inside, You'll Find too many upgrades to list form 2024 flooring throughout, Kitchen cabinets also replaced, and so much more, !! Step inside and you'll be greeted with your bright, Inviting, open Living Space, Perfect For Relaxing Or Entertaining, your home features a split floor plan with 3 bedrooms 2 full bathrooms, and indoor laundry for convenience. Enjoy The Outdoors From Both The Front And Rear Covered Decks, perfect For Morning Coffee Or Evening Gatherings. Positioned On Two Lots Totaling . 34 Acres, This Property Provides Extra Space And Flexibility With Plenty Of Room For Parking, Storage, Or Future Improvements. Located In A Desirable Area With No HOA. Your yard also features a spacious detached 10x12 shed, along with mature trees creating a beautiful park like setting. This Home Offers Both Freedom And Peace Of Mind. The Roof Was Replaced In 2015, Flooring 2024, Cabinets 2024, Water softener system 202, water heater 2018. A Perfect Opportunity For Homeownership Or Investment--Schedule Your Showing Today!

Key facts

• Corner lot property
• Split floor plan
• Double lot

Tags

• DOUBLE LOT
• CORNER LOT PROPERTY
• 2024 FLOORING
• KITCHEN CABINETS REPLACED
• SPLIT FLOOR PLAN
• INDOOR LAUNDRY

Property features AI

Finance

• Other: Unfurnished; Total acreage: approximately 0.34 acres (1/4 to less than 1/2 acre)
• Financial info: No lease restrictions noted
• HOA & community: No association

Exterior

• Parking: No parking details provided
• Security: No security details provided
• Utilities: Well water; Septic tank; Broadband/High-speed internet available; Cable available; Electricity available; Phone available; Water available
• Home design: Manufactured single-wide home; Residential property; One level; Faces east; Entry on front porch
• Construction: Vinyl siding with frame construction; Shingle roof; Crawlspace foundation; Built as a manufactured home
• Exterior features: Covered patio/porch; Front porch; Rear porch; Chain link and wood fencing; Corner lot; Paved road access

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Open floor plan
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $140k.

Deal economics

• At list price, monthly cash flow is $536 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $132k (6.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 5.9% in Homosassa Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#391 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Rock Crusher Elementary School (math 70% / reading 56%, grade B, #582 of 2,144 statewide, top 28%, 665 students, 68% FRL); Lecanto High School (math 46% / reading 53%, grade D, #179 of 667 statewide, top 29%, 1,630 students, 46% FRL) — zoned schools at 57% FRL track the district average.
• Market conditions: 307 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 65 days — a 6% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 14y ago; this cycle's ask has dropped $12k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $73k; list at $140k implies a 92% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,600 (6.0% below list)

Questions for the listing agent

1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 11.45%
• Cash-on-cash: 18.44%
• DSCR: 1.82
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $116,160
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3360 S Arundel Ter	0.12mi	2/1.5 (-1)	1,104 (+4%)	17mo	$75,000	$68	66
7323 W Lacey Ln	0.27mi	2/2.0 (-1)	976 (-8%)	14mo	$95,000	$97	58
3491 S Enright Ter	0.20mi	2/2.0 (-1)	924 (-12%)	13mo	$94,900	$103	54
3496 S Arundel Ter	0.02mi	2/1.0 (-1)	934 (-12%)	23mo	$119,900	$128	52
7870 W OX Eye Pl	0.43mi	2/2.0 (-1)	924 (-12%)	6mo	$130,000	$141	49
3265 S Viscaria Way	0.56mi	3/1.0	920 (-13%)	2mo	$101,000	$110	47
7910 W Candlewick Ln	0.59mi	3/2.0	924 (-12%)	8mo	$65,000	$70	46
7151 W Vantage Ln	0.40mi	2/1.5 (-1)	948 (-10%)	20mo	$135,000	$142	40
3759 S Sonny Ter	0.46mi	2/2.0 (-1)	910 (-14%)	20mo	$90,000	$99	34
7059 W Jackson Ln	0.52mi	2/2.0 (-1)	1,204 (+14%)	18mo	$199,000	$165	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.5%
• Equity multiple: 1.29×
• Total profit: $11,474
• Equity at exit: $20,874

10-year hold

• IRR: 16.8%
• Equity multiple: 2.38×
• Total profit: $54,079
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34448

• Home prices YoY: -26.1%
• Active inventory: 307
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,919 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$121 /mo · $1,454/yr
• Insurance: −$58
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$403
• Net cashflow: $536

Break-even live

Break-even rent $1,241

Max offer price $140,000

Occupancy floor 67%

Sensitivity live

Price	-10% $615	-5% $575	+0% $536	+5% $496	+10% $457
Rent	-10% $384	-5% $460	+0% $536	+5% $612	+10% $687
Rate	-1.0pp $606	-0.5pp $571	base $536	+0.5pp $499	+1.0pp $463

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3844 S Swan Ter Homosassa, FL	3.0	2.0	1172	$1,800	$1.54	22d	1	0.88mi

Listing history 39 events

1. 2026-06-19
   days on market $140,000 Active 65 DOM
2. 2026-06-18
   days on market $140,000 Active 64 DOM
3. 2026-06-17
   days on market $140,000 Active 63 DOM
4. 2026-06-16
   days on market $140,000 Active 62 DOM
5. 2026-06-15
   days on market $140,000 Active 61 DOM
6. 2026-06-14
   days on market $140,000 Active 59 DOM
7. 2026-06-13
   days on market $140,000 Active 58 DOM
8. 2026-06-09
   days on market $140,000 Active 55 DOM
9. 2026-06-08
   days on market $140,000 Active 54 DOM
10. 2026-06-07
    days on market $140,000 Active 53 DOM
11. 2026-06-03
    days on market $140,000 Active 49 DOM
12. 2026-06-02
    days on market $140,000 Active 48 DOM
13. 2026-06-01
    days on market $140,000 Active 47 DOM
14. 2026-05-31
    days on market $140,000 Active 46 DOM
15. 2026-05-30
    days on market $140,000 Active 45 DOM
16. 2026-05-07
    price $140,000 1279-char remark

    Show marketing remark (1279 chars)

    Stunning And Well Maintained Home Situated On A Spacious DOUBLE LOT with . 34 acres ideally located, Corner lot Property! This 3 Bedroom, 2 Bathroom 1999 Oakwood Model, Offers Comfortable Living With A Functional Layout Designed For Everyday Ease. Inside, You'll Find too many upgrades to list form 2024 flooring throughout, Kitchen cabinets also replaced, and so much more, !! Step inside and you'll be greeted with your bright, Inviting, open Living Space, Perfect For Relaxing Or Entertaining, your home features a split floor plan with 3 bedrooms 2 full bathrooms, and indoor laundry for convenience. Enjoy The Outdoors From Both The Front And Rear Covered Decks, perfect For Morning Coffee Or Evening Gatherings. Positioned On Two Lots Totaling . 34 Acres, This Property Provides Extra Space And Flexibility With Plenty Of Room For Parking, Storage, Or Future Improvements. Located In A Desirable Area With No HOA. Your yard also features a spacious detached 10x12 shed, along with mature trees creating a beautiful park like setting. This Home Offers Both Freedom And Peace Of Mind. The Roof Was Replaced In 2015, Flooring 2024, Cabinets 2024, Water softener system 202, water heater 2018. A Perfect Opportunity For Homeownership Or Investment--Schedule Your Showing Today!

17. 2026-05-07
    price $140,000

    Show marketing remark (1279 chars)

    Stunning And Well Maintained Home Situated On A Spacious DOUBLE LOT with . 34 acres ideally located, Corner lot Property! This 3 Bedroom, 2 Bathroom 1999 Oakwood Model, Offers Comfortable Living With A Functional Layout Designed For Everyday Ease. Inside, You'll Find too many upgrades to list form 2024 flooring throughout, Kitchen cabinets also replaced, and so much more, !! Step inside and you'll be greeted with your bright, Inviting, open Living Space, Perfect For Relaxing Or Entertaining, your home features a split floor plan with 3 bedrooms 2 full bathrooms, and indoor laundry for convenience. Enjoy The Outdoors From Both The Front And Rear Covered Decks, perfect For Morning Coffee Or Evening Gatherings. Positioned On Two Lots Totaling . 34 Acres, This Property Provides Extra Space And Flexibility With Plenty Of Room For Parking, Storage, Or Future Improvements. Located In A Desirable Area With No HOA. Your yard also features a spacious detached 10x12 shed, along with mature trees creating a beautiful park like setting. This Home Offers Both Freedom And Peace Of Mind. The Roof Was Replaced In 2015, Flooring 2024, Cabinets 2024, Water softener system 202, water heater 2018. A Perfect Opportunity For Homeownership Or Investment--Schedule Your Showing Today!

18. 2026-04-15
    listed $152,000 Active 1279-char remark

    Show marketing remark (1279 chars)

    Stunning And Well Maintained Home Situated On A Spacious DOUBLE LOT with . 34 acres ideally located, Corner lot Property! This 3 Bedroom, 2 Bathroom 1999 Oakwood Model, Offers Comfortable Living With A Functional Layout Designed For Everyday Ease. Inside, You'll Find too many upgrades to list form 2024 flooring throughout, Kitchen cabinets also replaced, and so much more, !! Step inside and you'll be greeted with your bright, Inviting, open Living Space, Perfect For Relaxing Or Entertaining, your home features a split floor plan with 3 bedrooms 2 full bathrooms, and indoor laundry for convenience. Enjoy The Outdoors From Both The Front And Rear Covered Decks, perfect For Morning Coffee Or Evening Gatherings. Positioned On Two Lots Totaling . 34 Acres, This Property Provides Extra Space And Flexibility With Plenty Of Room For Parking, Storage, Or Future Improvements. Located In A Desirable Area With No HOA. Your yard also features a spacious detached 10x12 shed, along with mature trees creating a beautiful park like setting. This Home Offers Both Freedom And Peace Of Mind. The Roof Was Replaced In 2015, Flooring 2024, Cabinets 2024, Water softener system 202, water heater 2018. A Perfect Opportunity For Homeownership Or Investment--Schedule Your Showing Today!

19. 2026-04-15
    listed $152,000 Active

    Show marketing remark (1279 chars)

    Stunning And Well Maintained Home Situated On A Spacious DOUBLE LOT with . 34 acres ideally located, Corner lot Property! This 3 Bedroom, 2 Bathroom 1999 Oakwood Model, Offers Comfortable Living With A Functional Layout Designed For Everyday Ease. Inside, You'll Find too many upgrades to list form 2024 flooring throughout, Kitchen cabinets also replaced, and so much more, !! Step inside and you'll be greeted with your bright, Inviting, open Living Space, Perfect For Relaxing Or Entertaining, your home features a split floor plan with 3 bedrooms 2 full bathrooms, and indoor laundry for convenience. Enjoy The Outdoors From Both The Front And Rear Covered Decks, perfect For Morning Coffee Or Evening Gatherings. Positioned On Two Lots Totaling . 34 Acres, This Property Provides Extra Space And Flexibility With Plenty Of Room For Parking, Storage, Or Future Improvements. Located In A Desirable Area With No HOA. Your yard also features a spacious detached 10x12 shed, along with mature trees creating a beautiful park like setting. This Home Offers Both Freedom And Peace Of Mind. The Roof Was Replaced In 2015, Flooring 2024, Cabinets 2024, Water softener system 202, water heater 2018. A Perfect Opportunity For Homeownership Or Investment--Schedule Your Showing Today!

20. 2025-02-12
    soldstatus $73,000
21. 2025-02-11
    soldstatus $73,000 Closed 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

22. 2025-02-11
    soldstatus $73,000 Closed

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

23. 2025-01-22
    status Pending

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

24. 2025-01-22
    status Pending 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

25. 2025-01-16
    price $80,000 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

26. 2025-01-16
    price $80,000

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

27. 2025-01-11
    price $88,000 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

28. 2025-01-11
    price $88,000

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

29. 2024-12-28
    price $95,000

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

30. 2024-12-28
    price $95,000 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

31. 2024-12-12
    listed $100,000 Active 401-char remark

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

32. 2024-12-12
    listed $100,000 Active

    Show marketing remark (401 chars)

    This 1999 16x70 Oakwood model mobile home offers 3 bedrooms and 2 baths. Inside laundry room and covered decks on the front and back. Sits on 2 lots for a total of . 31 acre on a corner lot in a no flood zone and no HOA here. Reroof was done in 2015. Mobile was put on this property in 2015. Home needs some tlc. Schedule your appointment today and start your to-do-list to make this home great again!

33. 2022-02-28
    soldstatus $89,000
34. 2012-05-21
    soldstatus $40,000
35. 2012-05-16
    soldstatus $40,000
36. 2012-05-16
    soldstatus $40,000
37. 2012-03-29
    listed $39,900
38. 2012-03-29
    listed $39,900
39. 2010-12-08
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,454 · $121/mo
• Projected year-2 tax: $1,454 · $121/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,027
• − Mortgage interest: −$7,842
• − Property taxes: −$1,454
• − Insurance: −$1,498
• − Repairs & maintenance: −$1,842
• − Management: −$1,842
• − Depreciation: −$4,073
• Taxable income: $4,476
• Est. tax owed @ 24.0%: −$1,074
• After-tax cash flow: $5,355/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Homosassa Springs

• Score: 71/100
• State rank: #391
• US rank: #6877

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Homosassa Springs, FL
• County: Citrus County · 111,314 people
• Metro: Homosassa Springs, FL
• Population (ZIP): 10,817
• Household income: $45,916
• Rent vs Own: 14.6% rent · 85.4% own
• Severe rent burden: 113.0

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 3% Black 1%
• Common ancestry: Slovak 3% Scotch-Irish 2% Lithuanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.27%
• Current HPI: 312.4302
• Rent YoY: —
• Metro: Homosassa Springs, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+366.7% since first listed

24 events — show timeline

• 2026-05-07 Price Changed $140,000 HCAR
• 2026-05-07 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Listed $152,000 HCAR
• 2026-04-15 Listed $152,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-12 Sold (Public Records) $73,000 Public Records
• 2025-02-11 Sold (MLS) $73,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-11 Sold (MLS) $73,000 RACC
• 2025-01-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-01-22 Pending — RACC
• 2025-01-16 Price Changed $80,000 RACC
• 2025-01-16 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-11 Price Changed $88,000 RACC
• 2025-01-11 Price Changed $88,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-28 Price Changed $95,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-28 Price Changed $95,000 RACC
• 2024-12-12 Listed $100,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-12 Listed $100,000 RACC
• 2022-02-28 Sold (Public Records) $89,000 Public Records
• 2012-05-21 Sold (Public Records) $40,000 Public Records
• 2012-05-16 Sold (MLS) $40,000 HCAR
• 2012-05-16 Sold (MLS) $40,000 St. Augustine and St. Johns County Board of REALTORS®
• 2012-03-29 Listed $39,900 HCAR
• 2012-03-29 Listed $39,900 St. Augustine and St. Johns County Board of REALTORS®
• 2010-12-08 Sold (Public Records) $30,000 Public Records

Property tax history

+29.0%/yr

Latest (2025): $1,454 · +8.2% YoY. Source: county tax records.