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1765 Puente #33
C+ Composite 60.82
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$215,000

1765 Puente #33 · Baldwin Park, CA 91706
3 bd · 2.0 ba · 1,260 sqft · Manufactured public records · 6 Days on market
Built 2002 Est $156k · 38% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Clean custom built 3 bedrooms and 2 full baths built in 2002. double wide unit. Central air and heat, front porch with open space living room, . Huge size kitchen and dining area. Has wood cabinets, laminate countertop . has it own laundry area. Bedroom with French doors with large oval tub . Has two car carport. The backyard has mature fruits trees. and added shed storage. Community amenities: Clubhouse, Pool, Billiard tables , community laundry, with pool area.

Key facts

  • Long cement driveway
  • Indoor laundry
  • Community pool

Tags

FOUNTAIN BLUE MOBILE HOME PARKOPEN AND SPACIOUS KITCHENINDOOR LAUNDRYLONG CEMENT DRIVEWAYTRANSFERABLE WARRANTYSPARKLING SWIMMING POOL

Property features AI

Finance

  • Other: Located within Fountain Blue Mobile Home Park; Directions: Exit Puente off the 10 freeway, head south and enter The Fountain Blue Mobile Home Park
  • Financial info: Land lease: $1,400
  • HOA & community: Part of an association with pool amenity; Community features: Urban

Exterior

  • Parking: Located in the Fountain Blue mobile home park
  • Utilities: Public sewer; Other water source
  • Home design: Single-story mobile home; Model 7041; Mobile home remains on site
  • Construction: Year built per assessor; Double body type (multi-section mobile)
  • Exterior features: In-ground, fenced community pool (association); Located on a cul-de-sac; Level/flat lot

Interior

  • Bathrooms: One full bathroom; One 3/4 bathroom
  • Interior features: Entry on the main level
  • Laundry & utility: Inside laundry in a dedicated room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $215k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $215k).
  • Cap rate 12.9% vs local median 2.8% in Baldwin Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#357 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment B+; Watch: crime C-, schools D-, cost of living F.
  • Baldwin Park Unified (suburban): math 20% / reading 37% proficiency, ranked #359 of 517 in CA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 53 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $3,378/mo this rent would consume 50% of the median local household income ($81k/yr) (locally 1946% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $155k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $215,000

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.57%
Cap rate
12.89%
Cash-on-cash
23.58%
DSCR
2.05
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$156,240
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1661 Puente Ave #88 0.12mi 3/3.0 1,368 (+9%) 21mo $170,000 $124 59
1661 Puente Ave #88 0.15mi 3/3.0 1,368 (+9%) 21mo $170,000 $124 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.1%
Equity multiple
1.60×
Total profit
$36,352
Equity at exit
$32,057
10-year hold
IRR
23.8%
Equity multiple
3.05×
Total profit
$123,579
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91706

Active inventory
53
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$3,378 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax est. 1.5%
$269 /mo · $3,225/yr
Insurance
$90
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$709
Net cashflow
$1,116

Break-even live

Break-even rent $1,965
Max offer price $215,000
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3234 Vineland Ave Unit A Baldwin Park, CA 3.0 2.0 1200 $3,300 $2.75 24d 1 0.32mi
1435 S Ardilla Ave West Covina, CA 3.0 2.0 1507 $3,500 $2.32 24d 1 0.33mi
3245 Stichman Ave Baldwin Park, CA 3.0 2.0 1304 $3,250 $2.49 43d 1 0.38mi
2310 W Ituni St West Covina, CA 3.0 1.5 1201 $3,800 $3.16 18d 1 0.45mi
13725 Kenmore Ave Baldwin Park, CA 3.0 2.0 1200 $2,600 $2.17 43d 1 0.84mi
1043 Stichman Ave La Puente, CA 3.0 2.0 1410 $3,500 $2.48 5d 1 0.84mi
1024 N Orange Blossom Ave La Puente, CA 3.0 2.0 1170 $3,200 $2.74 19d 1 0.95mi
3831 1/4 Bresee Ave Baldwin Park, CA 4.0 2.5 1591 $3,300 $2.07 43d 1 0.96mi
14724 Clydewood St Baldwin Park, CA 3.0 2.0 1254 $3,375 $2.69 43d 1 1.01mi
1501 W Delhaven St West Covina, CA 3.0 2.0 1080 $3,000 $2.78 7d 1 1.11mi
13690 Ramona Pkwy Baldwin Park, CA 3.0 2.5 1504 $3,200 $2.13 43d 1 1.15mi
13268 Ramona Blvd Unit B Baldwin Park, CA 3.0 2.5 1546 $3,600 $2.33 43d 1 1.29mi
14536 Jeremie St Baldwin Park, CA 3.0 2.0 1129 $3,600 $3.19 1d 1 1.29mi
14536 Jeremie St Baldwin Park, CA 3.0 2.0 1129 $3,350 $2.97 24d 1 1.29mi
14536 Jeremie St Unit A Baldwin Park, CA 3.0 2.0 1129 $3,050 $2.70 24d 1 1.29mi
1225 W Glenmere St West Covina, CA 3.0 2.0 1706 $3,300 $1.93 1d 1 1.32mi
1231 W Francisquito Ave Unit 140 West Covina, CA 2.0 2.0 1003 $2,785 $2.78 24d 1 1.33mi
1231 W Francisquito Ave Unit 084 West Covina, CA 2.0 2.0 1003 $2,485 $2.48 24d 1 1.33mi
1812 San Diego St West Covina, CA 2.0 2.5 1195 $2,900 $2.43 43d 1 1.39mi
851 S Sunset Ave West Covina, CA 2.0 1.0 923 $2,686 $2.91 1d 6 1.40mi
1113 W Ituni St West Covina, CA 3.0 2.0 1497 $3,900 $2.61 21d 1 1.47mi

Listing history 6 events

  1. 2026-06-18
    days on market $215,000 Active 6 DOM
  2. 2026-06-17
    days on market $215,000 Active 5 DOM
  3. 2026-06-16
    days on market $215,000 Active 4 DOM
  4. 2026-06-15
    days on market $215,000 Active 3 DOM
  5. 2026-06-13
    remarks 699-char remark
  6. 2026-06-13
    listed $215,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$40,536
− Mortgage interest
−$12,043
− Property taxes
−$3,225
− Insurance
−$1,872
− Repairs & maintenance
−$3,243
− Management
−$3,243
− Depreciation
−$6,255
Taxable income
$10,655
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,557
After-tax cash flow
$10,839/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baldwin Park Unified
NCES district ID
0603690
Math proficiency
20% ▼ -9.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$53,156
Composite
25.2/100
National rank
#7510
State rank
#359 of 517 in CA

Livability — Baldwin Park

Score
66/100
State rank
#357
US rank
#12192

Category grades

Amenities C Commute A+ Cost of living F Crime C- Employment B+ Housing B- Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baldwin Park, CA
County
Los Angeles County · 9,444,647 people
City population
71,082
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
71,082
Household income
$81,122
Rent vs Own
42.0% rent · 58.0% own
Severe rent burden
1946.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (73%)
Race & ethnicity
Hispanic / Latino 73% Two or more races 24% Asian 22% Native American 3% White 3%
Hispanic origin (detail)
Mexican 63%
Foreign-born
44% · Canada, China, Vietnam
Languages at home
21% English-only · Spanish 60% Chinese 10% Vietnamese 4%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1031.00%
Current HPI
458.8227
Rent YoY
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+139.2% since first listed
12 events — show timeline
  • 2026-06-12 Listed $215,000 CRMLS
  • 2025-09-25 Listing Removed CRMLS
  • 2025-04-28 Listed $160,000 CRMLS
  • 2025-04-23 Coming Soon CRMLS
  • 2023-05-12 Sold (MLS) $155,000 CRMLS
  • 2023-05-08 Pending CRMLS
  • 2023-05-01 Listed $160,000 CRMLS
  • 2022-03-08 Pending CRMLS
  • 2022-03-08 Listing Removed CRMLS
  • 2022-03-02 Listed $125,000 CRMLS
  • 2020-01-15 Listing Removed CRMLS
  • 2019-09-14 Listed $89,900 CRMLS

Property tax history

+4.5%/yr

Latest (2025): $33,787 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…