699 Flynn St SE · Palm Bay, FL 32909

$305,990

3 bd · 2.0 ba · 1,552 sqft · SingleFamily · 464 Days on market

Built 2025 0.25 ac lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.1/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• DSCR +3.6/10.0
• Livability +3.6/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0

Listing remarks MLS

Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

Key facts

• Whirlpool appliances
• Expansive counters
• Owner's suite

Tags

• BLOCK CONSTRUCTED HOME
• EXPANSIVE COUNTERS
• WHIRLPOOL APPLIANCES
• ABUNDANT GREAT ROOM
• OWNER'S SUITE

Property features AI

Exterior

• Parking: Attached 2-car garage
• Security: Smoke detector(s)
• Utilities: Septic tank; Cable available; Electricity connected; Thermostat (energy efficient); Water-smart landscaping
• Home design: Single family residence; One level (single-story); Faces north; New construction
• Construction: Block, concrete, and stucco construction; Shingle roof
• Exterior features: Cleared lot; Asphalt road access; Smoke detector(s)

Interior

• Kitchen: Dishwasher; Electric range; Pantry
• Bedrooms: 3 bedrooms (all on the first floor); Owner's suite (first floor)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air (electric)
• Interior features: Breakfast bar; Open floor plan; Pantry; Primary bathroom with shower (no tub); Split bedrooms; Walk-in closet(s)
• Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $306k.

Deal economics

• At list price, monthly cash flow is $-67 ($-809/yr) — negative.
• To cash-flow at today's rent, offer at most $294k (3.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (28.9% below list).
• Recommended offer: $218k (28.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, health & safety D-.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Westside Elementary School (math 51% / reading 58%, grade C, #892 of 2,144 statewide, top 44%, 798 students, 52% FRL); Southwest Middle School (math 40% / reading 39%, grade F, #373 of 571 statewide, top 66%, 920 students, 58% FRL); Bayside High School (math 27% / reading 40%, grade F, #400 of 667 statewide, top 61%, 1,854 students, 51% FRL).
• Zoned-school proficiency averages 42% at this address vs 55% district-wide (-12 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+3.7%/yr); 1111 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).

Forward outlook

• In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.7% rent growth), your $86k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 464 days — a 12% lower offer ($269k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $11k; list at $306k implies a 2584% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $217,665 (28.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 464 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 6.03%
• Cash-on-cash: -0.94%
• DSCR: 0.96
• GRM: 11.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold

• IRR: 23.8%
• Equity multiple: 2.91×
• Total profit: $163,666
• Equity at exit: $275,660

10-year hold

• IRR: 21.2%
• Equity multiple: 6.70×
• Total profit: $488,091
• Equity at exit: $594,471

Cash invested: $85,677 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32909

• Home prices YoY: 6.0%
• Rents YoY: 3.7%
• Active inventory: 1111
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $2,177 high
• Mortgage (P&I): −$1,605
• Tax from tax record: −$55 /mo · $658/yr
• Insurance: −$127
• HOA: −$0
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $-67

Break-even live

Break-even rent $2,262

Max offer price $294,083

Occupancy floor 98%

Sensitivity live

Price	-10% $106	-5% $19	+0% $-67	+5% $-154	+10% $-607
Rent	-10% $-239	-5% $-153	+0% $-67	+5% $19	+10% $105
Rate	-1.0pp $87	-0.5pp $10	base $-67	+0.5pp $-147	+1.0pp $-227

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $76,498
• Closing costs: $9,180
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2691 Tepee Ave SE Palm Bay, FL	4.0	2.0	1833	$2,040	$1.11	22d	1	0.13mi
1224 Dillard Dr SE Palm Bay, FL	3.0	2.0	1770	$2,336	$1.32	15d	1	0.26mi
543 Reading St SE Palm Bay, FL	4.0	2.0	1833	$2,010	$1.10	22d	1	0.26mi
590 Trymore Dr SE Palm Bay, FL	4.0	2.0	1873	$2,250	$1.20	15d	1	0.29mi
830 Painesville St SE Palm Bay, FL	3.0	2.0	2029	$2,220	$1.09	15d	1	0.41mi
2749 Freehold Ave SE Palm Bay, FL	3.0	2.0	1386	$1,800	$1.30	24d	1	0.52mi
486 Dadeville St SE Palm Bay, FL	4.0	2.0	1833	$1,995	$1.09	15d	1	0.55mi
2785 Gabboys Ave SE Palm Bay, FL	3.0	2.0	1475	$1,849	$1.25	24d	1	0.59mi
1198 Venus St SE Palm Bay, FL	3.0	2.0	1535	$1,961	$1.28	22d	1	0.93mi
496 Vanguard St SE Palm Bay, FL	3.0	2.0	1666	$2,150	$1.29	24d	1	0.93mi
978 Remington Green Dr SE Palm Bay, FL	4.0	2.0	1830	$2,200	$1.20	24d	1	0.94mi
2250 Chinaberry Cir SE Palm Bay, FL	3.0	2.0	1669	$1,995	$1.20	24d	1	0.95mi
160 Dailey St SE Palm Bay, FL	4.0	2.0	1795	$2,275	$1.27	24d	1	0.97mi
820 Tedder Rd SE Palm Bay, FL	3.0	2.0	1808	$2,000	$1.11	24d	1	0.98mi
3219 Hainsworth Ave SE Palm Bay, FL	3.0	2.0	1219	$2,100	$1.72	15d	1	1.02mi
402 Breckenridge Cir SE Palm Bay, FL	3.0	2.0	1960	$2,200	$1.12	24d	1	1.03mi
1165 Rabbit St SE Palm Bay, FL	3.0	2.0	1994	$1,895	$0.95	20d	1	1.07mi
3247 Halblum Ave SE Palm Bay, FL	4.0	3.0	1820	$2,516	$1.38	14d	1	1.20mi
291 Foley St SE Palm Bay, FL	4.0	2.0	1833	$2,025	$1.10	14d	1	1.20mi
286 Silver Frost St SE Palm Bay, FL	4.0	2.0	1833	$1,925	$1.05	15d	1	1.25mi
2877 Palisades Dr SE Palm Bay, FL	3.0	2.0	1974	$2,150	$1.09	20d	1	1.28mi
238 Silver Frost St SE Palm Bay, FL	3.0	2.0	1475	$1,849	$1.25	24d	1	1.29mi
1213 Waterford St SE Palm Bay, FL	4.0	2.0	1695	$2,000	$1.18	24d	1	1.34mi
2650 De Groodt Rd SW Palm Bay, FL	4.0	2.0	1874	$2,350	$1.25	15d	1	1.36mi
1454 Graves St SE Palm Bay, FL	3.0	2.0	1621	$2,100	$1.30	15d	1	1.49mi

Listing history 35 events

1. 2026-06-18
   days on market $305,990 Active 464 DOM
2. 2026-06-17
   days on market $305,990 Active 463 DOM
3. 2026-06-16
   days on market $305,990 Active 462 DOM
4. 2026-06-15
   days on market $305,990 Active 461 DOM
5. 2026-06-14
   days on market $305,990 Active 459 DOM
6. 2026-06-10
   days on market $305,990 Active 456 DOM
7. 2026-06-08
   days on market $305,990 Active 454 DOM
8. 2026-06-07
   days on market $305,990 Active 453 DOM
9. 2026-06-05
   days on market $305,990 Active 450 DOM
10. 2026-06-03
    days on market $305,990 Active 449 DOM
11. 2026-06-02
    days on market $305,990 Active 448 DOM
12. 2026-06-01
    days on market $305,990 Active 447 DOM
13. 2026-05-31
    days on market $305,990 Active 446 DOM
14. 2026-05-31
    days on market $305,990 Active 445 DOM
15. 2026-05-08
    price $305,990
16. 2026-05-07
    price $305,990 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

17. 2026-03-10
    status Active
18. 2026-02-25
    historical
19. 2025-09-19
    status Active 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

20. 2025-09-19
    price $319,990 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

21. 2025-09-17
    price $319,990
22. 2025-06-04
    historical 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

23. 2025-05-06
    price $324,990
24. 2025-05-05
    price $324,990 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

25. 2025-02-26
    listed $319,990 Active
26. 2025-01-18
    status Active 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

27. 2025-01-18
    price $319,990 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

28. 2024-12-06
    historical 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

29. 2024-12-05
    status Active 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

30. 2024-12-05
    historical 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

31. 2024-11-19
    listed $321,990 Active 1093-char remark

    Show marketing remark (1093 chars)

    Introducing the Foxtail, a delightful floorplan from our Value collection designed with families in mind. This home offers a well-thought-out layout featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage. The split plan of the Foxtail ensures a welcoming master suite with ample privacy from the other two bedrooms. The Owner's Suite boasts a full bath and a walk-in closet, providing a comfortable and relaxing retreat. For added convenience, the laundry room is just steps away and offers direct access to the 2-car garage. The open concept kitchen and great room create an inviting and versatile space, ideal for memorable family gatherings. Additionally, you'll find a second living room and a dining room at the front of the home, offering extra space for relaxation and entertaining. The Foxtail is constructed with our renowned commitment to quality. Built with CBS construction, this home incorporates energy-smart features throughout. These include a digital thermostat, an A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows.

32. 2001-10-05
    soldstatus $11,400
33. 1999-10-05
    soldstatus $666,700
34. 1997-12-19
    soldstatus $217,200
35. 1995-11-09
    soldstatus $1,276,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $658 · $55/mo
• Projected year-2 tax: $2,540 · $212/mo
• Expected delta: +$1,882/yr (+$157/mo · 286.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,120
• − Mortgage interest: −$17,140
• − Property taxes: −$658
• − Insurance: −$1,530
• − Repairs & maintenance: −$2,090
• − Management: −$2,090
• − Depreciation: −$8,902
• Taxable loss: −$6,289
• Est. tax savings @ 24.0%: +$1,509
• After-tax cash flow: $700/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Palm Bay

• Score: 72/100
• State rank: #366
• US rank: #6458

Category grades

Amenities F Commute C+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety D- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Bay, FL
• County: Brevard County · 602,871 people
• City population: 132,211
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 41,804
• Household income: $79,977
• Rent vs Own: 17.3% rent · 82.7% own
• Severe rent burden: 697.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 5%
• Common ancestry: Hispanic 3% Slovak 2% Lithuanian 2%
• Foreign-born: 17% · Canada, China, Jamaica
• Languages at home: 84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 18.81%
• Current HPI: 330.8595
• Rent YoY: ▲ 3.67%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-76.0% since first listed

21 events — show timeline

• 2026-05-08 Price Changed $305,990 SCMLS
• 2026-05-07 Price Changed $305,990 Zillow
• 2026-03-10 Relisted — SCMLS
• 2026-02-25 Listing Removed — SCMLS
• 2025-09-19 Relisted — Zillow
• 2025-09-19 Price Changed $319,990 Zillow
• 2025-09-17 Price Changed $319,990 SCMLS
• 2025-06-04 Delisted — Zillow
• 2025-05-06 Price Changed $324,990 SCMLS
• 2025-05-05 Price Changed $324,990 Zillow
• 2025-02-26 Listed $319,990 SCMLS
• 2025-01-18 Relisted — Zillow
• 2025-01-18 Price Changed $319,990 Zillow
• 2024-12-06 Delisted — Zillow
• 2024-12-05 Relisted — Zillow
• 2024-12-05 Delisted — Zillow
• 2024-11-19 Listed $321,990 Zillow
• 2001-10-05 Sold (Public Records) $11,400 Public Records
• 1999-10-05 Sold (Public Records) $666,700 Public Records
• 1997-12-19 Sold (Public Records) $217,200 Public Records
• 1995-11-09 Sold (Public Records) $1,276,400 Public Records

Property tax history

+20.4%/yr

Latest (2025): $658 · +132.7% YoY. Source: county tax records.