159 W Taylor Ave · Coolidge, AZ 85128

$230,000

4 bd · 2.0 ba · 1,220 sqft · SingleFamily public records · 454 Days on market

Built 2021 4,951 sqft lot $189/sqft · at area comps Est $237k · at est. $56/mo HOA · 3% of rent ↓ 58% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.3/30.0
• ARV discount +8.7/15.0
• DSCR +3.7/10.0
• Livability +2.9/5.0
• 1% rule +2.7/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

Key facts

• White cabinets
• Walk-in closets
• Granite counter top

Tags

• GREAT ROOM
• OPEN KITCHEN
• GRANITE COUNTER TOP
• WHITE CABINETS
• STAINLESS STEEL APPLIANCES
• WALK-IN CLOSETS

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $-41 ($-486/yr) — negative.
• To cash-flow at today's rent, offer at most $223k (3.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (22.6% below list).
• Recommended offer: $178k (22.6% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.5% in Coolidge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#235 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Coolidge Unified District (4442) (town): math 8% / reading 14% proficiency, ranked #229 of 249 in AZ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: West Elementary School (math 6% / reading 13%, grade F, #1,037 of 1,109 statewide, top 94%, 733 students, 74% FRL); Coolidge Jr. High School (math 7% / reading 11%, grade F, #200 of 218 statewide, top 93%, 362 students, 80% FRL); Coolidge High School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 640 students, 68% FRL).
• Market conditions: Rents flat; 272 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
• This rent runs 33% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 454 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $188k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $178,096 (22.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 454 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 6.08%
• Cash-on-cash: -0.75%
• DSCR: 0.97
• GRM: 10.8

CMA / ARV

• ARV (median comp): $236,528
• List price: $230,000
• Delta: -2.76%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
222 W Taylor Ave	0.06mi	4/2.0	1,220 (0%)	3mo	$214,000	$175	95
1848 S Wooten St	0.18mi	4/2.0	1,221 (+0%)	4mo	$209,000	$171	88
247 W Taylor Ave	0.07mi	4/2.0	1,220 (0%)	10mo	$230,000	$189	88
175 E Taylor Ave	0.22mi	4/2.0	1,209 (-1%)	4mo	$225,000	$186	84
122 E Dewey Ave	0.17mi	3/2.0 (-1)	1,237 (+1%)	3mo	$229,000	$185	82
174 E Patton Ave	0.25mi	4/2.0	1,221 (+0%)	19mo	$255,000	$209	72
426 W Gibson Ave	0.41mi	3/2.0 (-1)	1,167 (-4%)	2mo	$175,000	$150	67
141 W Taylor Ave	0.03mi	3/2.5 (-1)	1,385 (+14%)	13mo	$275,000	$199	59
370 W Seagoe Ave	0.72mi	4/2.0	1,274 (+4%)	13mo	$167,500	$131	48
1820 S 7th St	0.66mi	3/2.0 (-1)	1,122 (-8%)	4mo	$225,000	$201	47
197 E Douglas Ave	0.27mi	3/2.5 (-1)	1,401 (+15%)	15mo	$250,000	$178	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold

• IRR: -19.7%
• Equity multiple: 0.32×
• Total profit: $-43,476
• Equity at exit: $34,294

10-year hold

• IRR: -17.0%
• Equity multiple: 0.14×
• Total profit: $-55,472
• Equity at exit: $19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85128

• Home prices YoY: -7.9%
• Rents YoY: 1.0%
• Active inventory: 272
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $1,781 high
• Mortgage (P&I): −$1,206
• Tax from tax record: −$89 /mo · $1,074/yr
• Insurance: −$96
• HOA: −$56
• Vacancy / Maint / Mgmt: −$374
• Net cashflow: $-41

Break-even live

Break-even rent $1,832

Max offer price $222,845

Occupancy floor 97%

Sensitivity live

Price	-10% $90	-5% $25	+0% $-41	+5% $-106	+10% $-171
Rent	-10% $-181	-5% $-111	+0% $-41	+5% $30	+10% $100
Rate	-1.0pp $75	-0.5pp $18	base $-41	+0.5pp $-100	+1.0pp $-161

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1660 S Wooten St Coolidge, AZ	3.0	2.5	1385	$1,500	$1.08	6d	1	0.11mi
227 W Douglas Ave Coolidge, AZ	3.0	2.0	1202	$1,595	$1.33	45d	1	0.15mi
131 E Patton Ave Coolidge, AZ	4.0	2.0	1221	$2,200	$1.80	45d	1	0.22mi
342 W Taylor Ave Coolidge, AZ	3.0	1.5	1008	$1,500	$1.49	45d	1	0.25mi
232 W Elm Ave Unit B Coolidge, AZ	4.0	2.5	1452	$1,350	$0.93	45d	1	0.60mi
393 W Seagoe Ave Unit B Coolidge, AZ	3.0	2.0	1030	$1,250	$1.21	45d	1	0.69mi
144 W Lincoln Ave Coolidge, AZ	3.0	2.0	1125	$1,299	$1.15	5d	1	0.74mi
144 W Lincoln Ave Coolidge, AZ	3.0	2.0	1125	$1,299	$1.15	0d	1	0.74mi
392 E Dirkley Ave Coolidge, AZ	4.0	2.5	1440	$1,700	$1.18	45d	1	0.93mi
1204 W Prior Ave Coolidge, AZ	3.0	2.0	1280	$1,595	$1.25	45d	1	1.47mi

HOA detail

• Monthly dues: $56 · $672/yr

Listing history 29 events

1. 2026-06-21
   days on market $230,000 Active 454 DOM
2. 2026-06-18
   days on market $230,000 Active 451 DOM
3. 2026-06-17
   days on market $230,000 Active 450 DOM
4. 2026-06-16
   days on market $230,000 Active 449 DOM
5. 2026-06-15
   days on market $230,000 Active 448 DOM
6. 2026-06-13
   days on market $230,000 Active 446 DOM
7. 2026-06-13
   days on market $230,000 Active 445 DOM
8. 2026-06-09
   days on market $230,000 Active 442 DOM
9. 2026-06-08
   days on market $230,000 Active 441 DOM
10. 2026-06-07
    days on market $230,000 Active 440 DOM
11. 2026-06-04
    days on market $230,000 Active 437 DOM
12. 2026-06-03
    days on market $230,000 Active 436 DOM
13. 2026-06-02
    days on market $230,000 Active 435 DOM
14. 2026-06-01
    days on market $230,000 Active 434 DOM
15. 2026-05-31
    days on market $230,000 Active 433 DOM
16. 2026-03-31
    price $230,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

17. 2026-02-14
    price $239,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

18. 2026-01-16
    price $240,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

19. 2025-09-16
    price $249,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

20. 2025-07-10
    price $250,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

21. 2025-05-17
    price $252,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

22. 2025-04-29
    price $254,000 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

23. 2025-03-24
    listed $255,000 Active 395-char remark

    Show marketing remark (395 chars)

    MOTIVATED SELLER! This cute popular floor plan home features 4 bedrooms, 2 bath, a great room, blinds throughout, vinyl flooring, carpet in bedroom. Open kitchen with granite counter top, white cabinets, and stainless steel appliances. Nice size bedrooms; master bedroom with walk-in closets. Backyard with view fencing, and ready for you to design your dream backyard. Hurry and see this home!

24. 2021-05-21
    soldstatus $188,490 Closed 252-char remark

    Show marketing remark (252 chars)

    1201-B NEW single-story garage home! The home has an open great room and kitchen. The owner's suite has a private bathroom and walk-in closet. Additionally, there are 3 more bedrooms and another full bath! Haggle free pricing. No negotiation necessary.

25. 2021-01-28
    status Pending 252-char remark

    Show marketing remark (252 chars)

    1201-B NEW single-story garage home! The home has an open great room and kitchen. The owner's suite has a private bathroom and walk-in closet. Additionally, there are 3 more bedrooms and another full bath! Haggle free pricing. No negotiation necessary.

26. 2021-01-25
    listed $188,490 Active 252-char remark

    Show marketing remark (252 chars)

    1201-B NEW single-story garage home! The home has an open great room and kitchen. The owner's suite has a private bathroom and walk-in closet. Additionally, there are 3 more bedrooms and another full bath! Haggle free pricing. No negotiation necessary.

27. 2018-10-18
    soldstatus $2,195,000
28. 2013-01-30
    soldstatus $2,000,000
29. 2011-06-09
    soldstatus $550,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,074 · $89/mo
• Projected year-2 tax: $1,518 · $126/mo
• Expected delta: +$444/yr (+$37/mo · 41.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 21 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,372
• − Mortgage interest: −$12,884
• − Property taxes: −$1,074
• − Insurance: −$1,150
• − Repairs & maintenance: −$1,710
• − Management: −$1,710
• − HOA: −$672
• − Depreciation: −$6,691
• Taxable loss: −$4,518
• Est. tax savings @ 24.0%: +$1,084
• After-tax cash flow: $598/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Coolidge Unified District (4442)
• NCES district ID: 0402320
• Math proficiency: 8% ▼ -6.00%
• Reading proficiency: 14% ▼ -2.00%
• Median HH income: $49,182
• Composite: 10.35/100
• National rank: #9787
• State rank: #229 of 249 in AZ

Livability — Coolidge

• Score: 57/100
• State rank: #235
• US rank: #22344

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coolidge, AZ
• County: Pinal County · 399,947 people
• City population: 19,487
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 19,487
• Household income: $65,477
• Rent vs Own: 26.0% rent · 74.0% own
• Severe rent burden: 264.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 52% White 29% Two or more races 22% Native American 17% Black 4%
• Hispanic origin (detail): Mexican 49%
• Common ancestry: Lithuanian 1% Portuguese 1% Serbian 1%
• Foreign-born: 9% · Canada
• Languages at home: 71% English-only · Spanish 25% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.95%
• Current HPI: 280.3422
• Rent YoY: ▲ 0.97%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-58.2% since first listed

14 events — show timeline

• 2026-03-31 Price Changed $230,000 ARMLS
• 2026-02-14 Price Changed $239,000 ARMLS
• 2026-01-16 Price Changed $240,000 ARMLS
• 2025-09-16 Price Changed $249,000 ARMLS
• 2025-07-10 Price Changed $250,000 ARMLS
• 2025-05-17 Price Changed $252,000 ARMLS
• 2025-04-29 Price Changed $254,000 ARMLS
• 2025-03-24 Listed $255,000 ARMLS
• 2021-05-21 Sold (MLS) $188,490 ARMLS
• 2021-01-28 Pending — ARMLS
• 2021-01-25 Listed $188,490 ARMLS
• 2018-10-18 Sold (Public Records) $2,195,000 Public Records
• 2013-01-30 Sold (Public Records) $2,000,000 Public Records
• 2011-06-09 Sold (Public Records) $550,000 Public Records

Property tax history

+32.1%/yr

Latest (2025): $1,074 · +5.3% YoY. Source: county tax records.