122 Windmill Ln · Savannah, GA 31419

$159,900

2 bd · 2.0 ba · 1,226 sqft · SingleFamily public records · 50 Days on market

Built 1983 3,485 sqft lot $130/sqft · 7% below area Est $211k · 24% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.5/30.0
• ARV discount +15.0/15.0
• DSCR +6.5/10.0
• 1% rule +5.0/10.0
• Livability +4.3/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

Key facts

• Garage
• Built 1983
• Listed 50 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $212 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $155k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.0% in Savannah — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#1 in GA, #397 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment D, schools F.
• Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-1.4%/yr); 405 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $155,103 (3.0% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 7.88%
• Cash-on-cash: 5.68%
• DSCR: 1.25
• GRM: 8.3

CMA / ARV

• ARV (median comp): $211,144
• List price: $159,900
• Delta: -24.27%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
102 Juniper Cir	0.19mi	3/— (+1)	1,066 (-13%)	3mo	$150,000	$141	62
10 Davidson Ave	0.54mi	3/2.0 (+1)	1,200 (-2%)	10mo	$279,900	$233	58
214 Tanglewood Rd	0.47mi	3/1.5 (+1)	1,338 (+9%)	3mo	$289,000	$216	53
12215 Deerfield Rd	0.58mi	3/2.0 (+1)	1,268 (+3%)	14mo	$231,000	$182	51
511 Collingwood Dr	0.65mi	3/2.0 (+1)	1,255 (+2%)	13mo	$250,000	$199	50
8 Chateaugay Rd	0.54mi	3/1.0 (+1)	1,290 (+5%)	14mo	$209,900	$163	46
120 Van Nuys Blvd	0.66mi	3/1.5 (+1)	1,308 (+7%)	13mo	$245,900	$188	41
38 Merrydell Dr	0.53mi	3/1.0 (+1)	1,362 (+11%)	12mo	$160,000	$117	38
410 Tanglewood Rd	0.71mi	3/2.0 (+1)	1,075 (-12%)	6mo	$195,000	$181	36
16 Ventura Blvd	0.69mi	3/1.0 (+1)	1,404 (+14%)	4mo	$225,000	$160	32
12408 Deerfield Rd	0.61mi	3/1.0 (+1)	1,392 (+14%)	11mo	$274,000	$197	31
306 Wilshire Blvd	0.59mi	3/1.0 (+1)	1,050 (-14%)	15mo	$210,000	$200	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.8%
• Equity multiple: 0.62×
• Total profit: $-17,113
• Equity at exit: $23,842

10-year hold

• IRR: -6.3%
• Equity multiple: 0.65×
• Total profit: $-15,712
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31419

• Home prices YoY: -25.9%
• Rents YoY: -1.4%
• Active inventory: 405
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,605 high
• Mortgage (P&I): −$839
• Tax from tax record: −$151 /mo · $1,810/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$337
• Net cashflow: $212

Break-even live

Break-even rent $1,337

Max offer price $159,900

Occupancy floor 82%

Sensitivity live

Price	-10% $303	-5% $257	+0% $212	+5% $167	+10% $122
Rent	-10% $85	-5% $149	+0% $212	+5% $275	+10% $339
Rate	-1.0pp $293	-0.5pp $253	base $212	+0.5pp $171	+1.0pp $129

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
140 Windmill Ln Savannah, GA	3.0	2.5	1388	$1,775	$1.28	44d	1	0.05mi
245 Holland Dr Savannah, GA	2.0	2.0	1000	$1,462	$1.46	24d	6	0.14mi
10725 Abercorn St Savannah, GA	1.0–2.0	1.0–2.0	837	$1,713	$2.05	14d	10	0.29mi
10875 Abercorn St Savannah, GA	2.0	2.0	1033	$1,475	$1.43	14d	13	0.35mi
10615 Abercorn St Savannah, GA	1.0–3.0	1.0–1.5	837	$1,454	$1.74	22d	25	0.35mi
12509 Woodley Rd Savannah, GA	3.0	2.0	1200	$2,000	$1.67	44d	1	0.36mi
12510 White Bluff Rd #703 Savannah, GA	2.0	2.0	917	$1,299	$1.42	14d	1	0.36mi
11910 White Bluff Rd Savannah, GA	1.0–2.0	1.0	750	$1,365	$1.82	14d	3	0.37mi
10612 Abercorn St Savannah, GA	1.0–3.0	1.0–2.0	797	$1,549	$1.94	14d	35	0.38mi
10611 Abercorn St Savannah, GA	1.0–2.0	1.0–1.5	917	$1,696	$1.85	14d	13	0.40mi
12510 White Bluff Rd Savannah, GA	2.0	2.0	917	$1,325	$1.44	14d	1	0.44mi
12510 White Bluff Rd Savannah, GA	2.0	2.0	934	$1,238	$1.32	44d	2	0.44mi
11400 White Bluff Rd Savannah, GA	1.0–3.0	1.0–2.0	1000	$1,494	$1.49	14d	21	0.45mi
17 Vineyard Dr Savannah, GA	3.0	2.0	1120	$2,195	$1.96	24d	1	0.59mi
12473 Northwood Rd Savannah, GA	3.0	2.0	1422	$2,000	$1.41	44d	1	0.81mi
10014 White Bluff Rd Savannah, GA	1.0	1.0	951	$1,450	$1.52	44d	1	0.97mi
44 Knollwood Cir Savannah, GA	2.0	2.5	1018	$1,500	$1.47	44d	1	0.98mi
210 Tibet Ave Savannah, GA	2.0–3.0	1.5–2.5	1150	$1,289	$1.12	14d	11	0.98mi
226 Bordeaux Ln Savannah, GA	3.0	2.0	1403	$2,025	$1.44	44d	1	0.98mi
2 La Brea Blvd Savannah, GA	3.0	2.0	1361	$1,900	$1.40	44d	1	0.98mi
10913 Queen Ann Ct Apt D Savannah, GA	2.0	1.0	925	$1,750	$1.89	44d	1	1.02mi
12350 Mercy Blvd Savannah, GA	1.0–2.0	1.0–2.0	865	$1,420	$1.64	14d	14	1.02mi
406 Montclair Blvd Savannah, GA	3.0	2.0	1422	$1,995	$1.40	14d	1	1.03mi
59 Knollwood Cir Savannah, GA	1.0	1.5	1018	$1,400	$1.38	44d	1	1.03mi
10910 Queen Ann Ct Apt A Savannah, GA	2.0	1.0	925	$1,650	$1.78	44d	1	1.05mi
11 Knollwood Cir Savannah, GA	2.0	2.5	1188	$1,400	$1.18	44d	1	1.09mi
13 N Nicholson Cir Savannah, GA	3.0	2.0	1445	$2,500	$1.73	44d	1	1.10mi
9610 White Bluff Rd Savannah, GA	2.0	2.0	1000	$1,370	$1.37	24d	5	1.17mi
12 Dyches Dr Savannah, GA	3.0	2.0	1461	$2,000	$1.37	44d	1	1.24mi
100 Lewis Dr Unit 3D Savannah, GA	2.0	1.5	1000	$1,450	$1.45	44d	1	1.28mi
9111 White Bluff Rd Savannah, GA	1.0–2.0	1.0–2.0	901	$1,510	$1.67	14d	5	1.40mi
205 W Montgomery Xrds Savannah, GA	1.0–3.0	1.0–2.0	1075	$1,550	$1.44	24d	1	1.42mi
64 Brown Pelican Dr Savannah, GA	2.0	2.0	1364	$1,895	$1.39	44d	1	1.44mi
201 W Montgomery Cross Rd Savannah, GA	1.0–3.0	1.0–2.0	1013	$1,472	$1.45	14d	18	1.46mi
211 Edgewater Rd #40 Savannah, GA	2.0	2.0	1085	$1,400	$1.29	24d	1	1.48mi
26 Chatham St Unit A Savannah, GA	2.0	1.0	964	$1,500	$1.56	24d	1	1.48mi
26 Chatham St Savannah, GA	1.0	1.0	928	$1,350	$1.45	24d	1	1.48mi
28 Chatham St Unit A Savannah, GA	2.0	2.0	964	$1,325	$1.37	44d	1	1.48mi

Listing history 26 events

1. 2026-06-05
   statusdays on market $159,900 Pending 50 DOM
2. 2026-06-03
   days on market $159,900 Active 49 DOM
3. 2026-06-02
   days on market $159,900 Active 48 DOM
4. 2026-06-01
   days on market $159,900 Active 47 DOM
5. 2026-05-31
   days on market $159,900 Active 46 DOM
6. 2026-05-30
   days on market $159,900 Active 45 DOM
7. 2026-05-14
   status Active 872-char remark

   Show marketing remark (872 chars)

   Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

8. 2026-05-13
   status Active 878-char remark

   Show marketing remark (878 chars)

   Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

9. 2026-05-13
   status Active

   Show marketing remark (878 chars)

   Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

10. 2026-05-13
    status Back On Market

    Show marketing remark (878 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

11. 2026-05-12
    historical Active Under Contract

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

12. 2026-05-12
    historical Active Under Contract 878-char remark

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

13. 2026-05-12
    historical Active Under Contract

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

14. 2026-05-12
    historical Active Under Contract 872-char remark

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

15. 2026-04-30
    listed $159,900 New

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

16. 2026-04-30
    listed $159,900 Active 872-char remark

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

17. 2026-04-30
    listed $159,900 Active

    Show marketing remark (872 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don't miss the opportunity—schedule your tour today!

18. 2026-04-29
    status Active 878-char remark

    Show marketing remark (878 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

19. 2026-04-22
    status Pending 878-char remark

    Show marketing remark (878 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

20. 2026-04-07
    listed $159,900 Active 878-char remark

    Show marketing remark (878 chars)

    Welcome to 122 Windmill Lane—a charming 2-bed, 2-bath Townhome in Savannah with no HOA fees and easy access to Truman Parkway. Step into the spacious living room with skylights, and a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The open dining area flows into a large kitchen featuring ample cabinetry, and a passthrough window ideal for hosting. The primary suite offers comfort and privacy with dual sinks and an upgraded tiled walk-in shower. Enjoy your own private fenced courtyard, perfect for pets, outdoor dining, or gardening. A single-car garage, and natural light throughout make this home both functional and inviting. Conveniently located near shopping, dining, and parks, this move-in-ready this gem is perfect for first-time buyers, downsizers, or investors. Don’t miss the opportunity—schedule your tour today!

21. 2025-08-17
    historical
22. 2025-07-02
    listed $199,000
23. 2022-04-06
    soldstatus $155,000
24. 2022-03-15
    soldstatus $155,000
25. 2022-02-11
    listed $150,000
26. 2002-07-09
    soldstatus $75,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,810 · $151/mo
• Projected year-2 tax: $1,810 · $151/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,262
• − Mortgage interest: −$8,957
• − Property taxes: −$1,810
• − Insurance: −$800
• − Repairs & maintenance: −$1,541
• − Management: −$1,541
• − Depreciation: −$4,652
• Taxable loss: −$38
• Est. tax savings @ 24.0%: +$9
• After-tax cash flow: $2,554/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Savannah-Chatham County
• NCES district ID: 1301020
• Math proficiency: 20% ▼ -11.00%
• Reading proficiency: 26% ▼ -5.00%
• Median HH income: $47,443
• Composite: 20.14/100
• National rank: #8639
• State rank: #134 of 174 in GA

Livability — Savannah

• Score: 86/100
• State rank: #1
• US rank: #397

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A+ Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Savannah, GA
• County: Chatham County · 271,602 people
• City population: 216,564
• Metro: Savannah, GA
• Population (ZIP): 57,077
• Household income: $69,635
• Rent vs Own: 43.8% rent · 56.2% own
• Severe rent burden: 2575.0

Population outlook (Chatham County) Hauer SSP2

• Today (2025): 332,584 people
• By 2030: 355,508 · +6.9%
• By 2040: 400,030 · +20.3%
• By 2050: 443,019 · +33.2%
• By 2075: 534,579 · +60.7%
• By 2100: 583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 40% Black 38% Hispanic / Latino 12% Two or more races 7% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3%
• Common ancestry: Slovak 2% Lithuanian 1% Serbian 1%
• Foreign-born: 12% · Canada, Vietnam, South Korea
• Languages at home: 83% English-only · Spanish 9% Other Indo-European 2% Vietnamese 1%

Political lean MEDSL · Chatham

• 2024 margin: D (+18.0) · D 58.6% · R 40.6%
• 2008→2024 swing: +3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
• All cycles: 2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -92.38%
• Current HPI: 264.8625
• Rent YoY: ▼ -1.44%
• Metro: Savannah, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+110.9% since first listed

20 events — show timeline

• 2026-05-14 Relisted — HABR
• 2026-05-13 Relisted — Hive MLS
• 2026-05-13 Relisted — GIAR
• 2026-05-13 Relisted — GAMLS
• 2026-05-12 Contingent — GIAR
• 2026-05-12 Contingent — Hive MLS
• 2026-05-12 Contingent — GAMLS
• 2026-05-12 Contingent — HABR
• 2026-04-30 Listed $159,900 GIAR
• 2026-04-30 Listed $159,900 HABR
• 2026-04-30 Listed $159,900 GAMLS
• 2026-04-29 Relisted — Hive MLS
• 2026-04-22 Pending — Hive MLS
• 2026-04-07 Listed $159,900 Hive MLS
• 2025-08-17 Listing Removed — Hive MLS
• 2025-07-02 Listed $199,000 Hive MLS
• 2022-04-06 Sold (Public Records) $155,000 Public Records
• 2022-03-15 Sold (MLS) $155,000 Hive MLS
• 2022-02-11 Listed $150,000 Hive MLS
• 2002-07-09 Sold (Public Records) $75,800 Public Records

Property tax history

+9.5%/yr

Latest (2025): $1,810 · -9.7% YoY. Source: county tax records.