5642 Union Pointe Dr · Union City, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +8.4/30.0
- Schools +4.5/10.0
- ARV discount +3.4/15.0
- Rent growth +3.1/5.0
- Livability +2.9/5.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
$263,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
End-Unit Townhome in Villages at Union Pointe! Welcome Home to this Beautifully Maintained 3-Bedroom, 2.5-Bath Residence offering the Perfect Blend of Comfort and Convenience. Step inside to find a Bright, Open Floor Plan designed for today's modern living. The Spacious Family Room flows effortlessly into the Dining Area and Kitchen, creating an ideal layout for Entertaining and Everyday Life. The Kitchen features Granite Countertops, Stainless Steel Appliances, Dark Wood Cabinetry, and a convenient view to the Living Room making it easy to stay connected while you cook. A Half Bath on the Main Level adds extra convenience for guests. Upstairs, retreat to the Primary Suite with a Walk-In Closet and Private Ensuite Bath complete with a Dual Vanity and Shower. Two additional Bedrooms provide versatile space for family, guests, or a Home Office, along with another Full Bathroom and Laundry Area nearby. Step outside to your Private Patio and Grassy Backyard perfect for Morning Coffee, Grilling, or Outdoor Gatherings. As an End Unit, enjoy added privacy and extra natural light throughout. Located in the Villages at Union Pointe, this Move-In-Ready Home offers easy access to I-85 and I-285, nearby Shopping, Dining, and Parks, and is just minutes from Hartsfield-Jackson Airport and Downtown Atlanta. Don't miss the opportunity to enjoy Low-Maintenance Living in this Stylish and Convenient Union City Community!
Key facts
- Grassy backyard
- End unit
- Private patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $263k.
Deal economics
- At list price, monthly cash flow is $-238 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $221k (16.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (23.5% below list).
- Recommended offer: $201k (23.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 58/100 on livability (#443 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
- Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.2%/yr); 167 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- At $2,013/mo this rent would consume 50% of the median local household income ($48k/yr) (locally 1778% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 224 days — a 12% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 224 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 5.21%
- Cash-on-cash
- -3.88%
- DSCR
- 0.83
- GRM
- 10.9
CMA / ARV
- ARV (median comp)
- $241,273
- List price
- $263,000
- Delta
- 9.01%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5800 Union Walk Dr | 0.05mi | 3/2.5 | 1,520 (+0%) | 0mo | $199,000 | $131 | 97 |
| 5634 Union Pointe Dr | 0.02mi | 3/2.5 | 1,516 (0%) | 11mo | $245,000 | $162 | 90 |
| 5696 Union Pointe Dr | 0.11mi | 3/2.5 | 1,536 (+1%) | 10mo | $242,000 | $158 | 85 |
| 5704 Union Pointe Dr | 0.12mi | 3/2.5 | 1,536 (+1%) | 23mo | $265,000 | $173 | 74 |
| 5625 Union Pointe Dr | 0.08mi | 3/2.5 | 1,668 (+10%) | 20mo | $207,000 | $124 | 64 |
| 5604 Union Pointe Dr | 0.11mi | 3/2.5 | 1,644 (+8%) | 22mo | $239,900 | $146 | 63 |
| 5195 Lincoln Dr | 0.70mi | 3/2.5 | 1,458 (-4%) | 5mo | $213,500 | $146 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 2.2% rent growth · sell at horizon
- IRR
- 21.3%
- Equity multiple
- 2.72×
- Total profit
- $126,514
- Equity at exit
- $236,931
- IRR
- 19.1%
- Equity multiple
- 6.18×
- Total profit
- $381,394
- Equity at exit
- $510,951
Cash invested: $73,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30291
- Home prices YoY
- 11.1%
- Rents YoY
- 2.2%
- Active inventory
- 167
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $2,013 high interval (Pro) →
- Mortgage (P&I)
- −$1,379
- Tax from tax record
- −$274 /mo · $3,293/yr
- Insurance
- −$110
- HOA
- −$65
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $-238
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $65,750
- Closing costs
- $7,890
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5616 Union Pointe Dr Union City, GA | 2.0 | 2.5 | 1387 | $1,545 | $1.11 | 43d | 1 | 0.05mi |
| 5530 Union Pointe Pl Union City, GA | 3.0 | 2.0 | 1293 | $1,650 | $1.28 | 17d | 1 | 0.06mi |
| 5548 Union Pointe Pl Union City, GA | 4.0 | 2.5 | 1763 | $2,400 | $1.36 | 43d | 1 | 0.09mi |
| 5458 Union Hill Ct Union City, GA | 3.0 | 2.5 | 1650 | $2,096 | $1.27 | 24d | 1 | 0.15mi |
| 6115 Forrest Ave Union City, GA | 4.0 | 2.0 | 1368 | $1,690 | $1.24 | 43d | 1 | 0.32mi |
| 4497 Ravenwood Dr Union City, GA | 3.0 | 2.5 | 1694 | $2,000 | $1.18 | 20d | 1 | 0.42mi |
| 4497 Ravenwood Dr Union City, GA | 3.0 | 2.5 | 1694 | $2,000 | $1.18 | 43d | 1 | 0.42mi |
| 5791 Blacktop Ct Fairburn, GA | 4.0 | 2.5 | 1991 | $2,423 | $1.22 | 43d | 1 | 0.42mi |
| 4681 Ravenwood Loop Union City, GA | 4.0 | 2.5 | 1593 | $1,999 | $1.25 | 43d | 1 | 0.51mi |
| 3234 Diamond Blf Union City, GA | 4.0 | 2.5 | 1922 | $2,360 | $1.23 | 5d | 1 | 0.54mi |
| 4666 Ravenwood Loop Union City, GA | 4.0 | 3.0 | 1916 | $2,175 | $1.14 | 24d | 1 | 0.55mi |
| 3228 Diamond Blf Union City, GA | 4.0 | 2.5 | 1922 | $2,195 | $1.14 | 43d | 1 | 0.58mi |
| 6325 Raymond Ter Union City, GA | 2.0 | 1.0 | 1624 | $1,150 | $0.71 | 43d | 1 | 0.63mi |
| 5207 Dixie Lake Rd Union City, GA | 3.0 | 2.0 | 1516 | $1,950 | $1.29 | 43d | 1 | 0.71mi |
| 6540 Capitol Knl Fairburn, GA | 3.0 | 3.5 | 1458 | $1,920 | $1.32 | 5d | 1 | 0.74mi |
| 5950 Stonewall Dr Unit 2 Union City, GA | 3.0 | 1.5 | 1320 | $1,495 | $1.13 | 15d | 1 | 0.75mi |
| 5950 Stonewall Dr Unit 4 Union City, GA | 3.0 | 1.0 | 1320 | $1,445 | $1.09 | 2d | 1 | 0.75mi |
| 6120 Longino Dr Union City, GA | 4.0 | 2.0 | 1608 | $1,835 | $1.14 | 12d | 1 | 0.77mi |
| 6045 Capitol Knl Fairburn, GA | 3.0 | 2.5 | 1366 | $1,600 | $1.17 | 43d | 1 | 0.78mi |
| 5140 Highpoint Rd Apt 27 Union City, GA | 2.0 | 2.5 | 1290 | $1,295 | $1.00 | 12d | 1 | 0.78mi |
| 12076 Crosswicks Rd Union City, GA | 3.0–4.0 | 2.0–2.5 | 1617 | $2,731 | $1.69 | 1d | 6 | 0.79mi |
| 4509 Ravenwood Pl Union City, GA | 3.0 | 2.5 | 1394 | $1,970 | $1.41 | 12d | 1 | 0.86mi |
| 165 Fireside Way Fairburn, GA | 4.0 | 3.0 | 2230 | $2,396 | $1.07 | 43d | 1 | 0.87mi |
| 12006 Crosswicks Rd Unit Sunshine Union City, GA | 4.0 | 2.5 | 1821 | $2,770 | $1.52 | 3d | 1 | 0.87mi |
| 4037 Ravenwood Ct Union City, GA | 2.0 | 2.5 | 1394 | $1,595 | $1.14 | 1d | 1 | 0.88mi |
| 4037 Ravenwood Ct Union City, GA | 2.0 | 2.5 | 1394 | $1,595 | $1.14 | 15d | 1 | 0.88mi |
| 4037 Ravenwood Ct Union City, GA | 2.0 | 2.5 | 1394 | $1,595 | $1.14 | 24d | 1 | 0.88mi |
| 4037 Ravenwood Ct Union City, GA | 2.0 | 2.5 | 1394 | $1,625 | $1.17 | 43d | 1 | 0.88mi |
| 4122 Ravenwood Ct Union City, GA | 3.0 | 3.0 | 1394 | $1,849 | $1.33 | 24d | 1 | 0.88mi |
| 8317 Hunters Grove Rd Union City, GA | 4.0 | 2.5 | 1821 | $5,500 | $3.02 | 43d | 1 | 0.94mi |
| 220 Splitwood Ln Fairburn, GA | 3.0 | 2.0 | 1424 | $1,850 | $1.30 | 43d | 1 | 0.98mi |
| 220 Splitwood Ln Fairburn, GA | 3.0 | 2.0 | 1424 | $1,850 | $1.30 | 20d | 1 | 0.98mi |
| 220 Splitwood Ln Fairburn, GA | 3.0 | 2.0 | 1424 | $1,850 | $1.30 | 5d | 1 | 0.98mi |
| 220 Splitwood Ln Fairburn, GA | 3.0 | 2.0 | 1424 | $1,850 | $1.30 | 24d | 1 | 0.98mi |
| 12006 Crosswicks Rd Unit 105 Union City, GA | 3.0 | 2.5 | 1413 | $2,455 | $1.74 | 43d | 1 | 0.99mi |
| 12006 Crosswicks Rd Union City, GA | 4.0 | 3.0 | 1821 | $3,468 | $1.90 | 44d | 1 | 0.99mi |
| 12006 Crosswicks Rd Union City, GA | 3.0 | 2.0 | 1413 | $2,545 | $1.80 | 15d | 1 | 0.99mi |
| 365 Elder St Fairburn, GA | 3.0 | 2.5 | 1084 | $1,625 | $1.50 | 24d | 1 | 1.06mi |
| 4056 Robin Cir Atlanta, GA | 3.0 | 2.5 | 1174 | $1,895 | $1.61 | 24d | 1 | 1.15mi |
| 4062 Robin Cir Atlanta, GA | 3.0 | 3.0 | 1874 | $1,910 | $1.02 | 24d | 1 | 1.16mi |
HOA detail
- Monthly dues
- $65 · $780/yr
Listing history 26 events
-
2026-06-18days on market $263,000 Active 224 DOM
-
2026-06-17days on market $263,000 Active 223 DOM
-
2026-06-16days on market $263,000 Active 222 DOM
-
2026-06-15days on market $263,000 Active 221 DOM
-
2026-06-13days on market $263,000 Active 219 DOM
-
2026-06-09days on market $263,000 Active 215 DOM
-
2026-06-08days on market $263,000 Active 214 DOM
-
2026-06-07days on market $263,000 Active 213 DOM
-
2026-06-04days on market $263,000 Active 210 DOM
-
2026-06-03days on market $263,000 Active 209 DOM
-
2026-06-01days on market $263,000 Active 207 DOM
-
2026-05-31days on market $263,000 Active 206 DOM
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2026-03-17price $263,000 1429-char remark
Show marketing remark (1429 chars)
End-Unit Townhome in Villages at Union Pointe! Welcome Home to this Beautifully Maintained 3-Bedroom, 2.5-Bath Residence offering the Perfect Blend of Comfort and Convenience. Step inside to find a Bright, Open Floor Plan designed for today's modern living. The Spacious Family Room flows effortlessly into the Dining Area and Kitchen, creating an ideal layout for Entertaining and Everyday Life. The Kitchen features Granite Countertops, Stainless Steel Appliances, Dark Wood Cabinetry, and a convenient view to the Living Room making it easy to stay connected while you cook. A Half Bath on the Main Level adds extra convenience for guests. Upstairs, retreat to the Primary Suite with a Walk-In Closet and Private Ensuite Bath complete with a Dual Vanity and Shower. Two additional Bedrooms provide versatile space for family, guests, or a Home Office, along with another Full Bathroom and Laundry Area nearby. Step outside to your Private Patio and Grassy Backyard perfect for Morning Coffee, Grilling, or Outdoor Gatherings. As an End Unit, enjoy added privacy and extra natural light throughout. Located in the Villages at Union Pointe, this Move-In-Ready Home offers easy access to I-85 and I-285, nearby Shopping, Dining, and Parks, and is just minutes from Hartsfield-Jackson Airport and Downtown Atlanta. Don't miss the opportunity to enjoy Low-Maintenance Living in this Stylish and Convenient Union City Community!
-
2026-03-17price $263,000 1429-char remark
Show marketing remark (1429 chars)
End-Unit Townhome in Villages at Union Pointe! Welcome Home to this Beautifully Maintained 3-Bedroom, 2.5-Bath Residence offering the Perfect Blend of Comfort and Convenience. Step inside to find a Bright, Open Floor Plan designed for today's modern living. The Spacious Family Room flows effortlessly into the Dining Area and Kitchen, creating an ideal layout for Entertaining and Everyday Life. The Kitchen features Granite Countertops, Stainless Steel Appliances, Dark Wood Cabinetry, and a convenient view to the Living Room making it easy to stay connected while you cook. A Half Bath on the Main Level adds extra convenience for guests. Upstairs, retreat to the Primary Suite with a Walk-In Closet and Private Ensuite Bath complete with a Dual Vanity and Shower. Two additional Bedrooms provide versatile space for family, guests, or a Home Office, along with another Full Bathroom and Laundry Area nearby. Step outside to your Private Patio and Grassy Backyard perfect for Morning Coffee, Grilling, or Outdoor Gatherings. As an End Unit, enjoy added privacy and extra natural light throughout. Located in the Villages at Union Pointe, this Move-In-Ready Home offers easy access to I-85 and I-285, nearby Shopping, Dining, and Parks, and is just minutes from Hartsfield-Jackson Airport and Downtown Atlanta. Don't miss the opportunity to enjoy Low-Maintenance Living in this Stylish and Convenient Union City Community!
-
2025-11-06$265,000 New 1429-char remark
Show marketing remark (1429 chars)
End-Unit Townhome in Villages at Union Pointe! Welcome Home to this Beautifully Maintained 3-Bedroom, 2.5-Bath Residence offering the Perfect Blend of Comfort and Convenience. Step inside to find a Bright, Open Floor Plan designed for today's modern living. The Spacious Family Room flows effortlessly into the Dining Area and Kitchen, creating an ideal layout for Entertaining and Everyday Life. The Kitchen features Granite Countertops, Stainless Steel Appliances, Dark Wood Cabinetry, and a convenient view to the Living Room making it easy to stay connected while you cook. A Half Bath on the Main Level adds extra convenience for guests. Upstairs, retreat to the Primary Suite with a Walk-In Closet and Private Ensuite Bath complete with a Dual Vanity and Shower. Two additional Bedrooms provide versatile space for family, guests, or a Home Office, along with another Full Bathroom and Laundry Area nearby. Step outside to your Private Patio and Grassy Backyard perfect for Morning Coffee, Grilling, or Outdoor Gatherings. As an End Unit, enjoy added privacy and extra natural light throughout. Located in the Villages at Union Pointe, this Move-In-Ready Home offers easy access to I-85 and I-285, nearby Shopping, Dining, and Parks, and is just minutes from Hartsfield-Jackson Airport and Downtown Atlanta. Don't miss the opportunity to enjoy Low-Maintenance Living in this Stylish and Convenient Union City Community!
-
2025-11-06$265,000 Active 1429-char remark
Show marketing remark (1429 chars)
End-Unit Townhome in Villages at Union Pointe! Welcome Home to this Beautifully Maintained 3-Bedroom, 2.5-Bath Residence offering the Perfect Blend of Comfort and Convenience. Step inside to find a Bright, Open Floor Plan designed for today's modern living. The Spacious Family Room flows effortlessly into the Dining Area and Kitchen, creating an ideal layout for Entertaining and Everyday Life. The Kitchen features Granite Countertops, Stainless Steel Appliances, Dark Wood Cabinetry, and a convenient view to the Living Room making it easy to stay connected while you cook. A Half Bath on the Main Level adds extra convenience for guests. Upstairs, retreat to the Primary Suite with a Walk-In Closet and Private Ensuite Bath complete with a Dual Vanity and Shower. Two additional Bedrooms provide versatile space for family, guests, or a Home Office, along with another Full Bathroom and Laundry Area nearby. Step outside to your Private Patio and Grassy Backyard perfect for Morning Coffee, Grilling, or Outdoor Gatherings. As an End Unit, enjoy added privacy and extra natural light throughout. Located in the Villages at Union Pointe, this Move-In-Ready Home offers easy access to I-85 and I-285, nearby Shopping, Dining, and Parks, and is just minutes from Hartsfield-Jackson Airport and Downtown Atlanta. Don't miss the opportunity to enjoy Low-Maintenance Living in this Stylish and Convenient Union City Community!
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2024-11-05soldstatus $255,000
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2024-11-04soldstatus $255,000 Closed
-
2024-11-04soldstatus $255,000 Sold
-
2024-10-09historical Active Under Contract
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2024-10-09historical Active Under Contract
-
2024-10-07status Active
-
2024-10-05status Pending
-
2024-10-04historical Active Under Contract
-
2024-09-12$260,000 Active
-
2024-09-12$260,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,293 · $274/mo
- Projected year-2 tax
- $3,293 · $274/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,157
- − Mortgage interest
- −$14,732
- − Property taxes
- −$3,293
- − Insurance
- −$1,315
- − Repairs & maintenance
- −$1,933
- − Management
- −$1,933
- − HOA
- −$780
- − Depreciation
- −$7,651
- Taxable loss
- −$7,480
- Est. tax savings @ 24.0%
- +$1,795
- After-tax cash flow
- $-1,060/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fulton County
- NCES district ID
- 1302280
- Math proficiency
- 49% ▼ -2.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $68,035
- Composite
- 45.33/100
- National rank
- #2640
- State rank
- #12 of 174 in GA
Livability — Union City
- Score
- 58/100
- State rank
- #443
- US rank
- #21281
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Union City, GA
- County
- Fulton County · 1,094,430 people
- City population
- 25,130
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 25,130
- Household income
- $48,184
- Rent vs Own
- Severe rent burden
- 1778.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Italian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 6%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 23.98%
- Current HPI
- 239.3471
- Rent YoY
- ▲ 2.20%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+1.2% since first listed14 events — show timeline
- 2026-03-17 Price Changed $263,000 GAMLS
- 2026-03-17 Price Changed $263,000 FMLS
- 2025-11-06 Listed $265,000 FMLS
- 2025-11-06 Listed $265,000 GAMLS
- 2024-11-05 Sold (Public Records) $255,000 Public Records
- 2024-11-04 Sold (MLS) $255,000 GAMLS
- 2024-11-04 Sold (MLS) $255,000 FMLS
- 2024-10-09 Contingent — GAMLS
- 2024-10-09 Contingent — FMLS
- 2024-10-07 Relisted — FMLS
- 2024-10-05 Pending — FMLS
- 2024-10-04 Contingent — FMLS
- 2024-09-12 Listed $260,000 GAMLS
- 2024-09-12 Listed $260,000 FMLS
Property tax history
+62.7%/yrLatest (2025): $3,293 · +122.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…