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929 Vitalious St
C+ Composite 61.27
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.1/30.0
  • DSCR +7.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.8/10.0
  • Appreciation +5.0/10.0
  • Livability +3.5/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$111,900

929 Vitalious St · Ranger, TX 76470
3 bd · 1.0 ba · 1,464 sqft · SingleFamily public records · 183 Days on market
Built 1935 10,498 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

Key facts

  • Original window trim
  • 0.24 acre lot
  • Built 1935

Tags

ORIGINAL HARDWOOD FLOORSORIGINAL WINDOW TRIMDEDICATED LAUNDRY ROOMSUBWAY TILE BACKSPLASHFULLY FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $112k.

Deal economics

  • At list price, monthly cash flow is $222 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $112k).
  • Recommended offer: $98k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#378 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools F, amenities F, commute F.
  • Ranger ISD (rural): math 23% / reading 33% proficiency, ranked #1,056 of 1,141 in TX (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 44 active listings in the ZIP; 10 units permitted in Eastland County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $732 of equity ($774 loan paydown + $-42 appreciation (-0.0% local appreciation)).
  • Eastland County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-0.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 183 days — a 12% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 7y ago; this cycle's ask has dropped $8k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $98,472 (12.0% below list)

Questions for the listing agent

  1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.67%
Cash-on-cash
8.51%
DSCR
1.38
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.04% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.2%
Equity multiple
1.34×
Total profit
$10,667
Equity at exit
$32,280
10-year hold
IRR
12.3%
Equity multiple
2.34×
Total profit
$41,930
Equity at exit
$38,634

Cash invested: $31,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76470

Home prices YoY
-0.0%
Active inventory
44
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,207 medium interval (Pro) →
Mortgage (P&I)
$587
Tax from tax record
$98 /mo · $1,175/yr
Insurance
$47
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$222

Break-even live

Break-even rent $926
Max offer price $111,900
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,975
Closing costs
$3,357
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-05-16
    status Pending 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  2. 2026-05-11
    status Active 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  3. 2026-05-05
    historical Active Option Contract 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  4. 2026-04-17
    price $111,900 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  5. 2026-03-30
    price $112,900 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  6. 2026-03-06
    price $117,900 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  7. 2026-01-20
    status Active 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  8. 2025-11-14
    status Active 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  9. 2025-11-07
    historical Active Option Contract 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  10. 2025-10-17
    listed $119,900 Active 1104-char remark
    Show marketing remark (1104 chars)

    Charming Updated 1935 Home in Ranger, TX – 3 Bed, 1 Bath on Large Lot Step into timeless character blended with modern updates in this beautifully refreshed 3-bedroom, 1-bath home in Ranger, Texas. Built in 1935, this 1,464 sq ft home retains its original charm with inviting curb appeal, a welcoming front porch, and thoughtfully preserved architectural details. Inside, you’ll find a bright and open layout. The spacious living and dining areas offer plenty of natural light, while the updated kitchen and bath blend comfort with functionality. Situated on a generous 0.241-acre lot, there’s ample space for outdoor enjoyment, gardening, or future expansion. Highlights include Refinished original hardwood floors; Gorgeous original window trim and baseboards; Neutral, modern paint and fixtures for a light + bright feel; Dedicated laundry room with backyard access; New subway tile backsplash; Spacious, fully fenced backyard; Move-in ready with modern updates while maintaining its 1930s charm!; Priced to sell quickly — schedule your private tour today before it's gone.

  11. 2025-09-08
    soldstatus
  12. 2025-03-09
    price $85,000
  13. 2025-02-20
    price $89,500
  14. 2025-01-12
    listed $95,000 Active
  15. 2019-07-17
    soldstatus
  16. 2019-07-12
    soldstatus Sold
  17. 2019-05-07
    status Pending
  18. 2019-02-17
    listed $59,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,175 · $98/mo
Projected year-2 tax
$2,048 · $171/mo
Expected delta
+$873/yr (+$73/mo · 74.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,483
− Mortgage interest
−$6,268
− Property taxes
−$1,175
− Insurance
−$560
− Repairs & maintenance
−$1,159
− Management
−$1,159
− Depreciation
−$3,255
Taxable income
$908
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$218
After-tax cash flow
$2,448/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ranger ISD
NCES district ID
4836480
Math proficiency
23% ▲ 3.00%
Reading proficiency
33% ▲ 8.00%
Median HH income
$32,023
Composite
25.73/100
National rank
#12804
State rank
#1056 of 1141 in TX

Livability — Ranger

Score
70/100
State rank
#378
US rank
#7977

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ranger, TX
Population (ZIP)
3,161

Population outlook (Eastland County) Hauer SSP2

Today (2025)
17,433 people
By 2030
16,908 · -3.0%
By 2040
15,855 · -9.1%
By 2050
14,906 · -14.5%
By 2075
12,843 · -26.3%
By 2100
10,344 · -40.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 15% Two or more races 10% Black 4% Native American 1%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Italian 15% Iranian 3% Slovak 3%
Foreign-born
4% · Canada
Languages at home
90% English-only · Spanish 7% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Eastland

2024 margin
Solid R (+77.5) · D 11.0% · R 88.5%
2008→2024 swing
-17.6pp toward R · 2008: -59.8pp · 2024: -77.5pp
All cycles
2024: R+77.5 2020: R+75.4 2016: R+75.4 2012: R+68.9 2008: R+59.8

Not yet ingested

Civics

Market trends

HPI YoY
▬ -0.04%
Current HPI
124.079
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+88.1% since first listed
18 events — show timeline
  • 2026-05-16 Pending NTREIS
  • 2026-05-11 Relisted NTREIS
  • 2026-05-05 Contingent NTREIS
  • 2026-04-17 Price Changed $111,900 NTREIS
  • 2026-03-30 Price Changed $112,900 NTREIS
  • 2026-03-06 Price Changed $117,900 NTREIS
  • 2026-01-20 Relisted NTREIS
  • 2025-11-14 Relisted NTREIS
  • 2025-11-07 Contingent NTREIS
  • 2025-10-17 Listed $119,900 NTREIS
  • 2025-09-08 Sold (Public Records) Public Records
  • 2025-03-09 Price Changed $85,000 NTREIS
  • 2025-02-20 Price Changed $89,500 NTREIS
  • 2025-01-12 Listed $95,000 NTREIS
  • 2019-07-17 Sold (Public Records) Public Records
  • 2019-07-12 Sold (MLS) NTREIS
  • 2019-05-07 Pending NTREIS
  • 2019-02-17 Listed $59,500 NTREIS

Property tax history

+2.4%/yr

Latest (2025): $1,175 · +21.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…