129 Ange Dr · Penn Hills, PA 15235

$175,000

4 bd · 1.5 ba · 1,200 sqft · SingleFamily public records · 29 Days on market

Built 1957 8,145 sqft lot $146/sqft · at area comps Est $167k · at est.

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.1/30.0
• ARV discount +5.4/15.0
• DSCR +5.3/10.0
• 1% rule +4.6/10.0
• Rent growth +4.4/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks

This all-brick 4-bedroom, 2 full bathroom, integral garage Cape Cod home offers comfort and convenience in a great location. The first floor features a bright and welcoming living room and eat in kitchen, including a dishwasher, gas range, microwave and refrigerator. Two bedrooms and a full bath complete the main level. Upstairs, you’ll find two additional spacious bedrooms with ample closet space. The finished basement provides extra living area and includes an additional refrigerator and a washer and dryer. Enjoy convenient access to shopping, dining, major highways, and the bus line – everything you need is just minutes away.

Key facts

• Integral garage
• Eat in kitchen
• Ample closet space

Tags

• INTEGRAL GARAGE
• EAT IN KITCHEN
• FINISHED BASEMENT
• AMPLE CLOSET SPACE
• CONVENIENT ACCESS TO SHOPPING
• CONVENIENT ACCESS TO DINING

Property features AI

Finance

• HOA & community: Public transportation access

Exterior

• Parking: 3 total parking spaces; Garage with door opener
• Utilities: Public water; Public sewer
• Home design: 2 stories; Resale property
• Construction: Brick construction; Shake roof; Home warranty included
• Exterior features: Lot dimensions approximately 66.165 x 109.237 x 82.91

Interior

• Kitchen: Cooktop; Stove; Microwave; Refrigerator; Dishwasher
• Bedrooms: Bedroom 2 on main level (11x9); Bedroom 3 on upper level (14x11); Bedroom 4 on upper level (11x11)
• Flooring: Carpet; Hardwood; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air
• Interior features: Walk-out basement; Bonus room (basement)
• Laundry & utility: Washer; Dryer; Dedicated laundry room (basement, 12x12)

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $122 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (4.4% below list).
• Recommended offer: $167k (4.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Penn Hills SD (suburban): math 13% / reading 24% proficiency, ranked #496 of 539 in PA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Penn Hills El Sch (math 14% / reading 27%, grade F, #1,243 of 1,518 statewide, top 82%, 1,279 students, 100% FRL); Linton Ms (math 3% / reading 21%, grade F, #489 of 512 statewide, top 96%, 640 students, 100% FRL); Penn Hills Shs (math 34% / reading 24%, grade F, #357 of 437 statewide, top 82%, 1,107 students, 88% FRL) — zoned schools average 96% FRL vs 56% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+7.6%/yr); 129 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 7.6% rent growth), your $49k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $167,356 (4.4% below list)

Questions for the listing agent

1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.13%
• Cash-on-cash: 2.98%
• DSCR: 1.13
• GRM: 8.7

CMA / ARV

• ARV (median comp): $167,079
• List price: $175,000
• Delta: 4.74%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
129 Ange Dr	0.00mi	4/2.0	1,200 (0%)	0mo	$193,750	$161	98
1243 Universal Rd	0.09mi	3/1.5 (-1)	1,163 (-3%)	2mo	$149,000	$128	84
136 Deerfield Dr	0.30mi	3/1.5 (-1)	1,145 (-5%)	1mo	$190,000	$166	72
393 Collins Dr	0.30mi	3/3.0 (-1)	1,238 (+3%)	5mo	$182,000	$147	65
365 Stotler Rd	0.66mi	3/1.5 (-1)	1,196 (-0%)	4mo	$190,000	$159	60
156 Deerfield Dr	0.35mi	4/2.0	1,361 (+13%)	1mo	$250,000	$184	59
117 Clay Dr	0.71mi	3/2.0 (-1)	1,163 (-3%)	2mo	$194,000	$167	53
356 Stotler Rd	0.64mi	3/1.0 (-1)	1,306 (+9%)	5mo	$139,000	$106	45
380 Tall Tree Dr	0.61mi	4/2.0	1,341 (+12%)	7mo	$137,500	$103	44
252 Shenandoah Dr	0.75mi	3/2.0 (-1)	1,288 (+7%)	4mo	$225,000	$175	43
333 Stotler Rd	0.61mi	3/1.0 (-1)	1,026 (-14%)	3mo	$201,000	$196	38
369 Stotler Rd	0.67mi	3/1.0 (-1)	1,026 (-14%)	7mo	$135,000	$132	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.63% rent growth · sell at horizon

5-year hold

• IRR: -6.5%
• Equity multiple: 0.75×
• Total profit: $-12,432
• Equity at exit: $26,093

10-year hold

• IRR: 8.0%
• Equity multiple: 1.74×
• Total profit: $36,080
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15235

• Home prices YoY: -34.1%
• Rents YoY: 7.6%
• Active inventory: 129
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,674 high
• Mortgage (P&I): −$918
• Tax from tax record: −$210 /mo · $2,518/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $122

Break-even live

Break-even rent $1,520

Max offer price $175,000

Occupancy floor 88%

Sensitivity live

Price	-10% $221	-5% $171	+0% $122	+5% $72	+10% $23
Rent	-10% $-11	-5% $56	+0% $122	+5% $188	+10% $254
Rate	-1.0pp $210	-0.5pp $166	base $122	+0.5pp $76	+1.0pp $30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
175 Charleston Dr Pittsburgh, PA	3.0	2.0	1163	$1,799	$1.55	25d	1	0.09mi
98 Stotler Rd Penn Hills, PA	2.0–3.0	1.0	1660	$1,400	$0.84	9d	3	0.26mi
154 Collins Dr Pittsburgh, PA	3.0	1.0	986	$1,295	$1.31	4d	1	0.51mi
279 Hazel Rd Pittsburgh, PA	3.0	1.0	1080	$1,732	$1.60	45d	1	0.61mi
213 Tilford Rd Pittsburgh, PA	4.0	1.5	1000	$1,640	$1.64	45d	1	0.80mi
261 Universal Rd Unit 261UNIV Pittsburgh, PA	3.0	1.0	1100	$1,225	$1.11	5d	1	0.80mi
717 Jefferson Rd Pittsburgh, PA	3.0	1.0	1152	$1,295	$1.12	16d	1	0.84mi
753 Jefferson Rd Pittsburgh, PA	4.0	1.0	1152	$1,350	$1.17	6d	1	0.87mi
127 Stowe Dr Pittsburgh, PA	3.0	1.0	948	$1,495	$1.58	23d	1	0.93mi
1160 Jefferson Rd Pittsburgh, PA	3.0	1.0	1066	$1,295	$1.21	16d	1	1.15mi

Listing history 8 events

1. 2026-06-05
   status $175,000 Pending 29 DOM
2. 2026-06-03
   days on market $175,000 Contingent 29 DOM
3. 2026-06-02
   days on market $175,000 Contingent 28 DOM
4. 2026-06-01
   days on market $175,000 Contingent 27 DOM
5. 2026-05-31
   days on market $175,000 Contingent 26 DOM
6. 2026-05-12
   historical Contingent 648-char remark
7. 2026-05-03
   listed $175,000 Active 648-char remark
8. 2020-10-19
   soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,518 · $210/mo
• Projected year-2 tax: $2,642 · $220/mo
• Expected delta: +$123/yr (+$10/mo · 4.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,083
• − Mortgage interest: −$9,803
• − Property taxes: −$2,518
• − Insurance: −$875
• − Repairs & maintenance: −$1,607
• − Management: −$1,607
• − Depreciation: −$5,091
• Taxable loss: −$1,417
• Est. tax savings @ 24.0%: +$340
• After-tax cash flow: $1,800/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Penn Hills SD
• NCES district ID: 4218590
• Math proficiency: 13% ▼ -6.00%
• Reading proficiency: 24% ▼ -14.00%
• Median HH income: $47,794
• Composite: 16.42/100
• National rank: #9192
• State rank: #496 of 539 in PA

Livability — Penn Hills

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 33,951
• Household income: $67,240
• Rent vs Own: 25.2% rent · 74.8% own
• Severe rent burden: 955.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 51% Black 40% Two or more races 7% Hispanic / Latino 2%
• Common ancestry: Romanian 5% Serbian 2% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 97% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -121.68%
• Current HPI: 235.4861
• Rent YoY: ▲ 7.63%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+115.3% since first listed

5 events — show timeline

• 2026-06-11 Sold (MLS) $193,750 West Penn MLS
• 2026-06-03 Pending — West Penn MLS
• 2026-05-12 Contingent — West Penn MLS
• 2026-05-03 Listed $175,000 West Penn MLS
• 2020-10-19 Sold (Public Records) $90,000 Public Records

Property tax history

+5.2%/yr

Latest (2026): $2,518 · +0.0% YoY. Source: county tax records.