8175 104th Ave · Vero Lake Estates, FL 32967

$342,900

3 bd · 2.0 ba · 1,270 sqft · Land · 295 Days on market

Built 2025 ↓ 46% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.7/30.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.2/5.0
• DSCR +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

Key facts

• Quiet road
• Low-e windows
• Granite countertops

Tags

• EAST-FACING HOME
• QUIET ROAD
• ENERGY-EFFICIENT APPLIANCES
• GRANITE COUNTERTOPS
• LOW-E WINDOWS

Property features AI

Finance

• Other: Pets allowed with no restrictions
• HOA & community: No association amenities

Exterior

• Parking: Attached 2-car garage; Covered parking; Driveway; Garage door opener
• Security: Smoke detector(s)
• Utilities: Public water; Cable available
• Home design: Single-family residence; One story; First-floor entry; New construction
• Construction: Block construction; Shingle/composition roof; Built as new construction
• Exterior features: Patio; Not waterfront; East-facing

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Water softener (owned); Electric water heater
• Bedrooms: 3 bedrooms on the main level
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Walk-in closets; Split bedroom layout; Blinds; Insulated windows; Smoke detector(s)
• Laundry & utility: Washer hookup; Dryer hookup

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $343k.

Deal economics

• At list price, monthly cash flow is $-818 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $225k (34.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (27.0% below list).
• Recommended offer: $225k (34.5% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Indian River (other): math 48% / reading 52% proficiency, ranked #35 of 73 in FL (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.2%/yr); 612 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 564 units permitted in Indian River County in 2024 (281 in 5+ unit buildings).
• This rent runs 39% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Indian River County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 295 days — a 12% lower offer ($302k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $35k; list at $343k implies a 880% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $224,583 (34.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 295 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 4.92%
• Cash-on-cash: -4.89%
• DSCR: 0.78
• GRM: 11.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -38.8%
• Equity multiple: -0.19×
• Total profit: $-114,682
• Equity at exit: $51,128

10-year hold

• IRR: -88.0%
• Equity multiple: -1.02×
• Total profit: $-194,068
• Equity at exit: $29,648

Cash invested: $96,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32967

• Home prices YoY: -24.4%
• Rents YoY: -1.2%
• Active inventory: 612
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $2,505 high
• Mortgage (P&I): −$1,798
• Tax est. 1.5%: −$429 /mo · $5,144/yr
• Insurance: −$143
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$526
• Net cashflow: $-818

Break-even live

Break-even rent $3,540

Max offer price $224,583

Occupancy floor —

Sensitivity live

Price	-10% $-581	-5% $-699	+0% $-818	+5% $-936	+10% $-1,055
Rent	-10% $-1,016	-5% $-917	+0% $-818	+5% $-719	+10% $-620
Rate	-1.0pp $-645	-0.5pp $-730	base $-818	+0.5pp $-907	+1.0pp $-997

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $85,725
• Closing costs: $10,287
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8075 104th Ave Vero Beach, FL	3.0	2.0	1610	$2,500	$1.55	14d	1	0.12mi
8415 102nd Ave Vero Beach, FL	3.0	2.0	1400	$2,065	$1.48	22d	1	0.38mi
7955 101st Ct Vero Beach, FL	4.0	2.0	1764	$2,200	$1.25	22d	1	0.39mi
8185 99th Ct Vero Beach, FL	3.0	2.0	1449	$2,075	$1.43	22d	1	0.54mi
8756 103rd Ave Vero Beach, FL	3.0	2.0	1244	$2,000	$1.61	22d	1	0.76mi
8516 E 98th Ave Vero Beach, FL	3.0	2.0	1514	$2,500	$1.65	14d	1	0.88mi
9715 79th St Vero Beach, FL	3.0	2.0	1152	$1,825	$1.58	14d	1	0.93mi
9024 100th Ct Vero Beach, FL	3.0	2.0	1852	$2,500	$1.35	22d	1	1.17mi
10635 92nd St Vero Beach, FL	3.0	2.0	1280	$2,025	$1.58	22d	1	1.33mi

Listing history 41 events

1. 2026-06-19
   days on market $342,900 Active 295 DOM
2. 2026-06-18
   days on market $342,900 Active 294 DOM
3. 2026-06-17
   days on market $342,900 Active 293 DOM
4. 2026-06-16
   days on market $342,900 Active 292 DOM
5. 2026-06-15
   days on market $342,900 Active 291 DOM
6. 2026-06-14
   days on market $342,900 Active 289 DOM
7. 2026-06-13
   statusdays on marketlisting id $342,900 Active 288 DOM
8. 2026-05-18
   status Pending
9. 2026-05-08
   status Active

   Show marketing remark (614 chars)

   Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

10. 2026-05-08
    status Active 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

11. 2026-05-04
    status Pending

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

12. 2026-05-04
    status Pending 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

13. 2026-04-24
    status Active 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

14. 2026-04-15
    status Active
15. 2026-04-13
    status Pending

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

16. 2026-04-13
    status Pending 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

17. 2026-04-02
    status Active 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

18. 2026-04-02
    status Active

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

19. 2026-04-02
    price $342,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

20. 2026-04-02
    price $342,900

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

21. 2026-01-26
    status Pending 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

22. 2026-01-25
    historical
23. 2026-01-09
    status Active 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

24. 2026-01-09
    price $338,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

25. 2026-01-06
    status Pending 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

26. 2025-10-08
    price $336,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

27. 2025-09-03
    price $332,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

28. 2025-07-02
    price $342,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

29. 2025-06-18
    price $343,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

30. 2025-06-12
    price $337,900 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

31. 2025-06-05
    listed $343,900 Active 614-char remark

    Show marketing remark (614 chars)

    Ask us about our incentives, builder paid closing costs and no down payment options! This beautiful Vero plan combines country charm with convenient access to everything you need. Just minutes from I-95 and located between Vero Beach and Sebastian, you’ll enjoy shopping, dining, and beaches nearby—yet still feel like you’re in a private retreat. Mornings are calm, nights are quiet, and the stars shine brighter. Inside, the open living room, kitchen, and dining area create a warm, welcoming space for meals, conversations, and making memories. * appliance models are subject to availability *

32. 2025-04-22
    listed $338,900
33. 2022-04-15
    soldstatus $35,000 Closed 78-char remark

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

34. 2022-04-15
    soldstatus $35,000 Closed

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

35. 2022-03-14
    historical Contingent 78-char remark

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

36. 2022-03-14
    historical Active Under Contract

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

37. 2022-01-25
    price $35,000 78-char remark

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

38. 2022-01-24
    price $35,000
39. 2021-09-20
    listed $30,000 Active 78-char remark

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

40. 2021-09-20
    listed $30,000 Active

    Show marketing remark (78 chars)

    Perfect lot to invest or build your dream home. 8165 104th Ave also available.

41. 2003-11-18
    soldstatus $637,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,054
• − Mortgage interest: −$19,208
• − Property taxes: −$5,144
• − Insurance: −$6,833
• − Repairs & maintenance: −$2,404
• − Management: −$2,404
• − Depreciation: −$9,975
• Taxable loss: −$15,914
• Est. tax savings @ 24.0%: +$3,819
• After-tax cash flow: $-5,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Indian River
• NCES district ID: 1200930
• Math proficiency: 48% ▼ -9.00%
• Reading proficiency: 52% ▼ -3.00%
• Median HH income: $46,597
• Composite: 42.45/100
• National rank: #3218
• State rank: #35 of 73 in FL

Livability — Vero Lake Estates

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Vero Lake Estates, FL
• County: Indian River County · 143,738 people
• Metro: Sebastian-Vero Beach, FL
• Population (ZIP): 27,240
• Household income: $78,058
• Rent vs Own: 19.9% rent · 80.1% own
• Severe rent burden: 674.0

Population outlook (Indian River County) Hauer SSP2

• Today (2025): 165,104 people
• By 2030: 172,869 · +4.7%
• By 2040: 185,640 · +12.4%
• By 2050: 194,465 · +17.8%
• By 2075: 211,115 · +27.9%
• By 2100: 211,781 · +28.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 60% Black 17% Two or more races 16% Hispanic / Latino 15%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 2% Salvadoran 2%
• Common ancestry: Romanian 3% Hispanic 3% Lithuanian 3%
• Foreign-born: 10% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 9% French/Haitian/Cajun 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Indian River

• 2024 margin: Strong R (+27.4) · D 36.0% · R 63.4%
• 2008→2024 swing: -12.5pp toward R · 2008: -14.8pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+21.6 2016: R+24.5 2012: R+22.3 2008: R+14.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -91.34%
• Current HPI: 282.6156
• Rent YoY: ▼ -1.16%
• Metro: Sebastian-Vero Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-46.2% since first listed

34 events — show timeline

• 2026-05-18 Pending — Beaches MLS
• 2026-05-08 Relisted — Beaches MLS
• 2026-05-08 Relisted — RAIRCMLS
• 2026-05-04 Pending — Beaches MLS
• 2026-05-04 Pending — RAIRCMLS
• 2026-04-24 Relisted — RAIRCMLS
• 2026-04-15 Relisted — Beaches MLS
• 2026-04-13 Pending — Beaches MLS
• 2026-04-13 Pending — RAIRCMLS
• 2026-04-02 Relisted — RAIRCMLS
• 2026-04-02 Relisted — Beaches MLS
• 2026-04-02 Price Changed $342,900 RAIRCMLS
• 2026-04-02 Price Changed $342,900 Beaches MLS
• 2026-01-26 Pending — RAIRCMLS
• 2026-01-25 Listing Removed — Beaches MLS
• 2026-01-09 Relisted — RAIRCMLS
• 2026-01-09 Price Changed $338,900 RAIRCMLS
• 2026-01-06 Pending — RAIRCMLS
• 2025-10-08 Price Changed $336,900 RAIRCMLS
• 2025-09-03 Price Changed $332,900 RAIRCMLS
• 2025-07-02 Price Changed $342,900 RAIRCMLS
• 2025-06-18 Price Changed $343,900 RAIRCMLS
• 2025-06-12 Price Changed $337,900 RAIRCMLS
• 2025-06-05 Listed $343,900 RAIRCMLS
• 2025-04-22 Listed $338,900 Beaches MLS
• 2022-04-15 Sold (MLS) $35,000 RAIRCMLS
• 2022-04-15 Sold (MLS) $35,000 SCMLS
• 2022-03-14 Contingent — SCMLS
• 2022-03-14 Contingent — RAIRCMLS
• 2022-01-25 Price Changed $35,000 SCMLS
• 2022-01-24 Price Changed $35,000 RAIRCMLS
• 2021-09-20 Listed $30,000 RAIRCMLS
• 2021-09-20 Listed $30,000 SCMLS
• 2003-11-18 Sold (Public Records) $637,500 Public Records

Property tax history

+13.0%/yr

Latest (2025): $461 · +11.6% YoY. Source: county tax records.