645 Perch Ln · Santee, SC 29142

$221,500

3 bd · 2.0 ba · 1,183 sqft · SingleFamily · 117 Days on market

Built 2026 8,276 sqft lot Est $243k · 9% under $43/mo HOA · 2% of rent ↓ 18% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• ARV discount +11.4/15.0
• Appreciation +6.7/10.0
• Schools +5.0/10.0
• DSCR +4.8/10.0
• 1% rule +4.5/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

Key facts

• Lake marion
• 8,276 sq ft lot
• Garage

Tags

• CENTER POINTE COMMUNITY
• CONVENIENT ACCESS TO GOLF
• LAKE MARION
• SANTEE NATIONAL GOLF CLUB
• LAKE MARION GOLF COURSE
• SANTEE COOPER COUNTRY CLUB

Property features AI

Finance

• HOA & community: Annual association fee of 515; Community trash service

Exterior

• Parking: 1-car garage
• Utilities: Dominion Energy service
• Home design: Single family detached residence; One story; Fee simple ownership; New construction
• Construction: Architectural fiberglass roof
• Exterior features: Pond on property; Level lot; Lot size up to 0.5 acre

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Microwave
• Bedrooms: 3 bedrooms; Master bedroom with walk-in closet
• Flooring: Carpet; Vinyl
• Bathrooms: 2 bathrooms
• Heating & cooling: Central air conditioning; Electric heating
• Interior features: Smooth ceilings; Eat-in kitchen; Living/dining combo; Pantry
• Laundry & utility: Laundry room with washer and electric dryer hook-ups

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $222k.

Deal economics

• At list price, monthly cash flow is $95 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (4.7% below list).
• Recommended offer: $202k (9.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 5.4% in Santee — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 61/100 on livability (#202 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Zoned schools: Elloree Elementary (math 10%, 387 students, 100% FRL).
• Market conditions: 154 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($2k loan paydown + $8k appreciation (3.5% local appreciation)).
• Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.5% appreciation + 3.0% rent growth), your $62k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 117 days — a 9% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $47k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $201,565 (9.0% below list)

Questions for the listing agent

1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.81%
• Cash-on-cash: 1.83%
• DSCR: 1.08
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $242,515
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
701 Striped Bass Ct	0.06mi	3/2.0	1,183 (0%)	4mo	$249,900	$211	93
625 Perch Ln	0.05mi	3/2.0	1,183 (0%)	10mo	$242,850	$205	89
900 Bream Cir	0.03mi	3/2.0	1,183 (0%)	12mo	$249,850	$211	89
744 Striped Bass Ct	0.13mi	3/2.0	1,183 (0%)	12mo	$239,850	$203	84
753 Striped Bass Ct	0.19mi	3/2.0	1,183 (0%)	11mo	$247,850	$210	82
5 Peter Collinson	0.34mi	2/2.0 (-1)	1,150 (-3%)	7mo	$160,000	$139	69
5 Peter Collinson Rd	0.34mi	2/2.0 (-1)	1,150 (-3%)	7mo	$160,000	$139	69
904 Bream Cir	0.04mi	3/2.5	1,360 (+15%)	8mo	$281,000	$207	65
748 Striped Bass Ct	0.14mi	3/2.5	1,360 (+15%)	5mo	$265,900	$196	63
669 Perch Ln	0.13mi	3/2.5	1,360 (+15%)	14mo	$270,900	$199	56
761 Striped Bass Ct	0.13mi	3/2.5	1,360 (+15%)	15mo	$272,900	$201	54
1041 Huran Ln	0.47mi	2/2.0 (-1)	1,050 (-11%)	9mo	$318,000	$303	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.5%
• Equity multiple: 1.62×
• Total profit: $38,368
• Equity at exit: $105,554

10-year hold

• IRR: 12.5%
• Equity multiple: 2.96×
• Total profit: $121,454
• Equity at exit: $167,463

Cash invested: $62,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29142

• Home prices YoY: 1.8%
• Active inventory: 154
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,112 medium
• Mortgage (P&I): −$1,162
• Tax est. 1.5%: −$277 /mo · $3,322/yr
• Insurance: −$92
• HOA: −$43
• Vacancy / Maint / Mgmt: −$443
• Net cashflow: $95

Break-even live

Break-even rent $1,992

Max offer price $221,500

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,375
• Closing costs: $6,645
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
764 Striped Bass Ct Santee, SC	3.0	2.0	1183	$2,000	$1.69	23d	1	0.16mi
208 Trillium Ct Santee, SC	3.0	3.0	1500	$2,100	$1.40	23d	1	1.03mi
127 Ballard Ln Santee, SC	2.0	2.0	1300	$2,999	$2.31	23d	1	1.15mi

HOA detail

• Monthly dues: $43 · $516/yr

Listing history 30 events

1. 2026-06-19
   days on market $221,500 Active 117 DOM
2. 2026-06-18
   days on market $221,500 Active 116 DOM
3. 2026-06-17
   days on market $221,500 Active 115 DOM
4. 2026-06-16
   days on market $221,500 Active 114 DOM
5. 2026-06-15
   days on market $221,500 Active 113 DOM
6. 2026-06-14
   days on market $221,500 Active 111 DOM
7. 2026-06-12
   days on market $221,500 Active 110 DOM
8. 2026-06-09
   days on market $221,500 Active 107 DOM
9. 2026-06-08
   days on market $221,500 Active 106 DOM
10. 2026-06-07
    days on market $221,500 Active 105 DOM
11. 2026-06-07
    days on market $221,500 Active 104 DOM
12. 2026-06-04
    days on market $221,500 Active 101 DOM
13. 2026-06-02
    days on market $221,500 Active 100 DOM
14. 2026-06-01
    days on market $221,500 Active 99 DOM
15. 2026-05-31
    days on market $221,500 Active 98 DOM
16. 2026-05-31
    days on market $221,500 Active 97 DOM
17. 2026-05-20
    price $221,500 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

18. 2026-05-19
    price $221,500

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

19. 2026-05-19
    price $201,280 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

20. 2026-05-11
    price $250,400
21. 2026-05-05
    price $250,400 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

22. 2026-04-17
    price $249,900 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

23. 2026-04-16
    price $249,900

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

24. 2026-04-16
    price $263,715 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

25. 2026-04-11
    price $264,000 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

26. 2026-04-09
    price $264,000
27. 2026-04-07
    price $270,405 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

28. 2026-03-18
    price $269,105 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

29. 2026-02-23
    listed $268,605 Active 1251-char remark

    Show marketing remark (1251 chars)

    Special Interest Rate with Closing Cost Assistance paid for by Seller Welcome to 645 Perch Lane in the Center Pointe community of Santee, South Carolina, where modern new construction meets relaxed Lowcountry living. Surrounded by natural beauty, this community offers convenient access to golf, outdoor recreation, and Lake Marion, making it an ideal location for those who enjoy an active yet peaceful lifestyle. Center Pointe is just minutes from Santee National Golf Club, Lake Marion Golf Course, and Santee Cooper Country Club, along with boating, fishing, and hiking opportunities nearby. This home features The Sullivan floor plan, a thoughtfully designed layout offering 3 bedrooms, 2 bathrooms, and a one-car garage. Two front bedrooms and a full bath lead into an open-concept living, dining, and kitchen area, perfect for everyday living. The primary suite is privately located at the rear of the home, featuring a walk-in closet and walk-in shower. Conveniently located near shopping, dining, golf, and Lake Marion, 645 Perch Lane delivers comfort, efficiency, and lifestyle in one of Santee's growing communities. Square footage is approximate. Photos are for illustrative purposes only. Buyer to verify all information deemed important

30. 2026-02-22
    listed $268,605 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,342
• − Mortgage interest: −$12,407
• − Property taxes: −$3,322
• − Insurance: −$1,108
• − Repairs & maintenance: −$2,027
• − Management: −$2,027
• − HOA: −$516
• − Depreciation: −$6,444
• Taxable loss: −$2,510
• Est. tax savings @ 24.0%: +$602
• After-tax cash flow: $1,738/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Santee

• Score: 61/100
• State rank: #202
• US rank: #17354

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Santee, SC
• Population (ZIP): 4,658

Population outlook (Orangeburg County) Hauer SSP2

• Today (2025): 82,698 people
• By 2030: 78,615 · -4.9%
• By 2040: 69,308 · -16.2%
• By 2050: 60,629 · -26.7%
• By 2075: 42,678 · -48.4%
• By 2100: 28,136 · -66.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (64%)
• Race & ethnicity: Black 64% White 31% Asian 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 2% Romanian 2%
• Foreign-born: 1%
• Languages at home: 96% English-only · Other Indo-European 2% Spanish 1%

Political lean MEDSL · Orangeburg

• 2024 margin: Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
• All cycles: 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.47%
• Current HPI: 193.5623
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-17.5% since first listed

14 events — show timeline

• 2026-05-20 Price Changed $221,500 Zillow
• 2026-05-19 Price Changed $221,500 Charleston Trident MLS
• 2026-05-19 Price Changed $201,280 Zillow
• 2026-05-11 Price Changed $250,400 Charleston Trident MLS
• 2026-05-05 Price Changed $250,400 Zillow
• 2026-04-17 Price Changed $249,900 Zillow
• 2026-04-16 Price Changed $249,900 Charleston Trident MLS
• 2026-04-16 Price Changed $263,715 Zillow
• 2026-04-11 Price Changed $264,000 Zillow
• 2026-04-09 Price Changed $264,000 Charleston Trident MLS
• 2026-04-07 Price Changed $270,405 Zillow
• 2026-03-18 Price Changed $269,105 Zillow
• 2026-02-23 Listed $268,605 Zillow
• 2026-02-22 Listed $268,605 Charleston Trident MLS