318 S 2nd St · Guthrie, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Rent growth +5.0/5.0
- DSCR +4.6/10.0
- Livability +3.7/5.0
- 1% rule +3.6/10.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
Key facts
- Historic downtown
- Updated home
- New roof
Tags
Property features AI
Finance
- Other: Occupied by owner; Storm shelter present; Directions: Downtown Guthrie, 2nd, 1 block south of Harrison
- Financial info: Loan qualification possible; Not assumable
- HOA & community: No mandatory association dues
Exterior
- Utilities: No flood insurance required
- Home design: Single family residence; One-story; West-facing; Residential property; Located in Guthrie Proper
- Construction: Frame construction; Composition roof (replaced/updated 2023); Conventional foundation; Existing property; Homestead exempt
- Exterior features: Covered patio; Covered porch; Wood fencing; Interior lot
Interior
- Kitchen: Free-standing gas range; Free-standing gas oven
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom
- Interior features: No fireplace; No in-law plan
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $58 ($692/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (14.3% below list).
- Recommended offer: $159k (14.3% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 3.1% in Guthrie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#15 in OK, #4,696 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Guthrie (town): math 24% / reading 24% proficiency, ranked #119 of 270 in OK (top 44%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Central Es (math 12% / reading 8%, grade F, #711 of 845 statewide, top 87%, 278 students, 0% FRL); Guthrie Jhs (math 23% / reading 19%, grade F, #149 of 345 statewide, top 44%, 496 students, 0% FRL); Guthrie Hs (math 22% / reading 32%, grade F, #125 of 447 statewide, top 31%, 1,025 students, 0% FRL) — zoned schools average 0% FRL vs 55% district-wide (55 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+12.2%/yr); 851 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 102 units permitted in Logan County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Logan County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 63 days — a 6% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 21y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 63 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.67%
- Cash-on-cash
- 1.34%
- DSCR
- 1.06
- GRM
- 9.7
CMA / ARV
- ARV (on-the-fly)
- $150,120
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 622 S Ash St | 0.41mi | 3/2.0 | 1,140 (+2%) | 3mo | $154,000 | $135 | 70 |
| 620 S Ash St | 0.40mi | 3/2.0 | 1,140 (+2%) | 5mo | $155,000 | $136 | 68 |
| 624 S Ash St | 0.41mi | 3/2.0 | 1,140 (+2%) | 5mo | $159,999 | $140 | 68 |
| 512 Oklahoma Ave | 0.48mi | 3/1.0 | 1,137 (+2%) | 7mo | $132,844 | $117 | 68 |
| 316 N Broad St | 0.46mi | 2/1.5 (-1) | 1,140 (+2%) | 8mo | $132,500 | $116 | 61 |
| 415 N Wentz St | 0.49mi | 2/2.0 (-1) | 1,125 (+1%) | 8mo | $87,500 | $78 | 60 |
| 1011 W Mansur Ave | 0.72mi | 3/1.0 | 1,152 (+4%) | 1mo | $122,165 | $106 | 60 |
| 517 N Wentz St | 0.55mi | 3/1.0 | 1,210 (+9%) | 2mo | $220,000 | $182 | 58 |
| 805 E Harrison Ave | 0.64mi | 3/2.0 | 1,150 (+3%) | 3mo | $185,000 | $161 | 58 |
| 515 E Harrison Ave | 0.45mi | 4/2.0 (+1) | 1,270 (+14%) | 2mo | $172,000 | $135 | 44 |
| 708 E Harrison Ave | 0.58mi | 4/1.0 (+1) | 952 (-14%) | 6mo | $35,000 | $37 | 39 |
| 621 N Wentz St | 0.63mi | 2/1.0 (-1) | 966 (-13%) | 6mo | $115,000 | $119 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -9.0%
- Equity multiple
- 0.65×
- Total profit
- $-17,948
- Equity at exit
- $27,584
- IRR
- 5.8%
- Equity multiple
- 1.52×
- Total profit
- $27,144
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73044
- Home prices YoY
- -25.9%
- Rents YoY
- 12.2%
- Active inventory
- 851
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,586 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$148 /mo · $1,777/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$333
- Net cashflow
- $58
Break-even live
Sensitivity live
| Price | -10% $162 | -5% $110 | +0% $58 | +5% $5 | +10% $-47 |
|---|---|---|---|---|---|
| Rent | -10% $-68 | -5% $-5 | +0% $58 | +5% $120 | +10% $183 |
| Rate | -1.0pp $151 | -0.5pp $105 | base $58 | +0.5pp $10 | +1.0pp $-39 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 520 E Springer Ave Guthrie, OK | 2.0 | 2.0 | 1092 | $1,300 | $1.19 | 25d | 1 | 0.43mi |
| 1211 Clydesdale Dr Guthrie, OK | 3.0 | 2.0 | 1273 | $1,625 | $1.28 | 3d | 1 | 1.05mi |
| 409 E Hill Dr Guthrie, OK | 3.0 | 2.0 | 1305 | $1,445 | $1.11 | 12d | 1 | 1.07mi |
| 406 S Pine St Guthrie, OK | 4.0 | 1.0 | 1272 | $1,400 | $1.10 | 3d | 1 | 1.10mi |
| 1221 Colt Dr Guthrie, OK | 3.0 | 2.0 | 1051 | $1,645 | $1.57 | 5d | 1 | 1.18mi |
| 1201 Stallion Dr Guthrie, OK | 4.0 | 2.0 | 1459 | $2,000 | $1.37 | 13d | 1 | 1.19mi |
| 101 Harvest Rd Unit 109H Guthrie, OK | 3.0 | 2.0 | 1312 | $1,303 | $0.99 | 3d | 1 | 1.44mi |
Listing history 33 events
-
2026-06-21days on market $185,000 Active 63 DOM
-
2026-06-18days on market $185,000 Active 60 DOM
-
2026-06-17days on market $185,000 Active 59 DOM
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2026-06-16days on market $185,000 Active 58 DOM
-
2026-06-15days on market $185,000 Active 57 DOM
-
2026-06-13days on market $185,000 Active 55 DOM
-
2026-06-13days on market $185,000 Active 54 DOM
-
2026-06-09days on market $185,000 Active 51 DOM
-
2026-06-08days on market $185,000 Active 50 DOM
-
2026-06-07days on market $185,000 Active 49 DOM
-
2026-06-05days on market $185,000 Active 46 DOM
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2026-06-03days on market $185,000 Active 45 DOM
-
2026-06-02days on market $185,000 Active 44 DOM
-
2026-06-01days on market $185,000 Active 43 DOM
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2026-05-31days on market $185,000 Active 42 DOM
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2026-05-21price $185,000
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2026-04-19$195,000 Active
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2026-02-20historical
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2025-11-06$195,000 Active
-
2023-08-15soldstatus $172,000
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2023-08-10soldstatus $172,000 Closed 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-07-11status Pending 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-07-01status Active 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-06-11historical 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-06-11status Active 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-05-27historical 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-05-27status Active 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-05-19historical 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
-
2023-05-13$183,450 Active 1011-char remark
Show marketing remark (1011 chars)
PRO PHOTOS COMING SOON! Inspiring Victorian on Redbrick Historic Street just 1 block from DT Gutrhie'Ts charm, dining, entertainment and festivals. HVAC 2023, ROOF 2023, fixtures, plumbing updated with cleanout and backflow preventer PLUS totally reimagined kitchen with new cabinets, countertop and stainless steel appliances. Refinished hardwood floors, new paint inside + out. Canopy trees over an entire lot for shady, covered porches and a shed for gardening equipment. The kitchen overlooks the backyard with windows for natural light. This home is perfect for those who don't want cookie-cutter AND enjoy the accessibility of small-town amenities. Splash Pad, Tennis Courts, Pond, Coffee shop, post office, and dining+ theatre are all within less than 1/2 mile. Looking for an investment? Operating as a turnkey, Vacation Rental "Airbnb" is equipped with linens, appliances, and TVs +. Everything you need to start your own STR business. $210,000 Turnkey. USDA/VA/CONV/FHA. Broker Owner #160157
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2020-02-28soldstatus $50,000
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2006-06-28historical
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2005-11-07$55,000
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2002-01-06soldstatus $10,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $1,777 · $148/mo
- Projected year-2 tax
- $1,777 · $148/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,033
- − Mortgage interest
- −$10,363
- − Property taxes
- −$1,777
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,523
- − Management
- −$1,523
- − Depreciation
- −$5,382
- Taxable loss
- −$2,459
- Est. tax savings @ 24.0%
- +$590
- After-tax cash flow
- $1,282/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Guthrie
- NCES district ID
- 4013560
- Math proficiency
- 24% ▼ -7.00%
- Reading proficiency
- 24% ▼ -2.00%
- Median HH income
- $45,370
- Composite
- 20.79/100
- National rank
- #8513
- State rank
- #119 of 270 in OK
Livability — Guthrie
- Score
- 74/100
- State rank
- #15
- US rank
- #4696
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guthrie, OK
- County
- Logan County · 25,398 people
- City population
- 25,398
- Metro
- Oklahoma City, OK
- Population (ZIP)
- 25,398
- Household income
- $72,288
- Rent vs Own
- Severe rent burden
- 397.0
Population outlook (Logan County) Hauer SSP2
- Today (2025)
- 55,683 people
- By 2030
- 60,011 · +7.8%
- By 2040
- 68,071 · +22.2%
- By 2050
- 75,815 · +36.2%
- By 2075
- 94,749 · +70.2%
- By 2100
- 108,057 · +94.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Two or more races 10% Hispanic / Latino 8% Black 6% Native American 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 3% Lithuanian 3% Italian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 6%
Political lean MEDSL · Logan
- 2024 margin
- Solid R (+49.0) · D 24.4% · R 73.5% · Other 2.1%
- 2008→2024 swing
- -11.6pp toward R · 2008: -37.4pp · 2024: -49.0pp
- All cycles
- 2024: R+49.0 2020: R+47.1 2016: R+49.5 2012: R+44.8 2008: R+37.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -86.90%
- Current HPI
- 247.9481
- Rent YoY
- ▲ 12.22%
- Metro
- Oklahoma City, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
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Price history
+1750.0% since first listed18 events — show timeline
- 2026-05-21 Price Changed $185,000 MLSOK
- 2026-04-19 Listed $195,000 MLSOK
- 2026-02-20 Listing Removed — MLSOK
- 2025-11-06 Listed $195,000 MLSOK
- 2023-08-15 Sold (Public Records) $172,000 Public Records
- 2023-08-10 Sold (MLS) $172,000 MLSOK
- 2023-07-11 Pending — MLSOK
- 2023-07-01 Relisted — MLSOK
- 2023-06-11 Listing Removed — MLSOK
- 2023-06-11 Relisted — MLSOK
- 2023-05-27 Listing Removed — MLSOK
- 2023-05-27 Relisted — MLSOK
- 2023-05-19 Listing Removed — MLSOK
- 2023-05-13 Listed $183,450 MLSOK
- 2020-02-28 Sold (Public Records) $50,000 Public Records
- 2006-06-28 Listing Removed — MLSOK
- 2005-11-07 Listed $55,000 MLSOK
- 2002-01-06 Sold (Public Records) $10,000 Public Records
Property tax history
+23.3%/yrLatest (2025): $1,777 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…