14803 E 33rd Pl · Tulsa, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- Livability +3.8/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!
Key facts
- Master suite
- Vaulted ceiling
- Attached bathroom
Tags
Property features AI
Finance
- HOA & community: Sidewalks; Gutters (community feature)
Exterior
- Parking: Attached garage with storage; 2 garage spaces
- Security: Smoke detector(s); No safety shelter
- Utilities: Cable available; Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story home; Faces south; Slab foundation
- Construction: Built using stone, wood siding and wood frame; Asphalt/fiberglass roof
- Exterior features: Concrete driveway; Rain gutters; Patio; Corner lot; Mature trees
Interior
- Kitchen: Dishwasher; Garbage disposal; Oven; Range / Stove; Gas water heater; Breakfast nook
- Bedrooms: Multiple first-floor bedrooms with walk-in closets; Master bedroom on first floor with private bath and walk-in closet
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: Two full bathrooms (including master bath and hall bath)
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: Aluminum window frames; Storm door(s); High-speed internet; Cable TV; Wired for data; Ceiling fan(s); Laminate counters; Programmable thermostat
- Laundry & utility: Indoor utility room (separate); Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $475 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Cap rate 11.0% vs local median 3.9% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
- Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+3.5%/yr); 195 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.5% rent growth), your $34k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 26y ago; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.04%
- Cash-on-cash
- 16.96%
- DSCR
- 1.75
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $254,016
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14803 E 33rd Pl | 0.00mi | 3/2.0 | 1,512 (0%) | 1mo | $115,623 | $76 | 100 |
| 15035 E 35th Pl | 0.31mi | 3/2.0 | 1,530 (+1%) | 4mo | $223,000 | $146 | 80 |
| 14810 E 37th St | 0.44mi | 3/2.0 | 1,504 (-0%) | 1mo | $250,000 | $166 | 77 |
| 15119 E 35th St | 0.30mi | 3/2.0 | 1,420 (-6%) | 3mo | $175,000 | $123 | 74 |
| 3437 S 148th EastAvenue | 0.16mi | 3/2.0 | 1,349 (-11%) | 4mo | $145,000 | $107 | 71 |
| 14715 E 39th St S | 0.59mi | 3/2.0 | 1,419 (-6%) | 3mo | $259,999 | $183 | 59 |
| 14827 E 39th St S | 0.60mi | 3/2.0 | 1,419 (-6%) | 4mo | $250,000 | $176 | 59 |
| 3740 S 150th EastAvenue | 0.56mi | 3/2.0 | 1,423 (-6%) | 7mo | $256,350 | $180 | 59 |
| 3743 S 153rd Ave E | 0.62mi | 3/2.0 | 1,431 (-5%) | 4mo | $240,000 | $168 | 58 |
| 3749 S 153rd East Ave | 0.64mi | 4/2.0 (+1) | 1,526 (+1%) | 7mo | $270,000 | $177 | 58 |
| 3938 S 148th EastPlace | 0.71mi | 3/2.0 | 1,456 (-4%) | 4mo | $269,900 | $185 | 58 |
| 3711 S 151st East Ave | 0.51mi | 4/2.0 (+1) | 1,690 (+12%) | 7mo | $259,000 | $153 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.52% rent growth · sell at horizon
- IRR
- 8.8%
- Equity multiple
- 1.35×
- Total profit
- $11,719
- Equity at exit
- $17,892
- IRR
- 18.5%
- Equity multiple
- 2.58×
- Total profit
- $52,979
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74134
- Home prices YoY
- -25.5%
- Rents YoY
- 3.5%
- Active inventory
- 195
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,683 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$176 /mo · $2,109/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$353
- Net cashflow
- $475
Break-even live
Sensitivity live
| Price | -10% $543 | -5% $509 | +0% $475 | +5% $441 | +10% $407 |
|---|---|---|---|---|---|
| Rent | -10% $342 | -5% $408 | +0% $475 | +5% $541 | +10% $608 |
| Rate | -1.0pp $535 | -0.5pp $505 | base $475 | +0.5pp $444 | +1.0pp $412 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14826 E 39th St S Tulsa, OK | 4.0 | 2.0 | 1691 | $1,980 | $1.17 | 12d | 1 | 0.66mi |
| 3208 S 137th East Ave Tulsa, OK | 3.0 | 2.0 | 1367 | $1,578 | $1.15 | 3d | 1 | 0.68mi |
| 13809 E 27th Pl Tulsa, OK | 4.0 | 2.0 | 1741 | $1,785 | $1.03 | 22d | 1 | 0.79mi |
| 13102 E 30th St Tulsa, OK | 3.0 | 2.0 | 1190 | $1,395 | $1.17 | 20d | 1 | 1.02mi |
| 13102 E 30th St Tulsa, OK | 3.0 | 2.0 | 1190 | $1,395 | $1.17 | 24d | 1 | 1.02mi |
| 2336 S 137th East Ave Tulsa, OK | 1.0–3.0 | 1.0–2.0 | 1080 | $1,499 | $1.39 | 2d | 1 | 1.11mi |
| 3311 S 126th East Ave Tulsa, OK | 3.0 | 2.0 | 1395 | $1,650 | $1.18 | 24d | 1 | 1.38mi |
Listing history 19 events
-
2026-05-22status Pending
-
2026-05-20price $120,000
-
2026-05-20$115,000 Active
-
2017-04-26soldstatus $112,000 Closed 263-char remark
Show marketing remark (263 chars)
Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!
-
2017-03-02status Pending 263-char remark
Show marketing remark (263 chars)
Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!
-
2017-02-16price $116,500 263-char remark
Show marketing remark (263 chars)
Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!
-
2017-02-10$120,000 Active 263-char remark
Show marketing remark (263 chars)
Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!
-
2011-03-25soldstatus $88,000
-
2011-03-22soldstatus $88,000 147-char remark
Show marketing remark (147 chars)
'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.
-
2011-03-01historical 147-char remark
Show marketing remark (147 chars)
'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.
-
2011-01-20$90,000 147-char remark
Show marketing remark (147 chars)
'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.
-
2006-02-03soldstatus $97,000
-
2006-01-31soldstatus $97,000
-
2006-01-09historical
-
2005-09-14$104,000
-
2000-04-24soldstatus $85,000
-
2000-04-17soldstatus $85,000
-
2000-03-16historical
-
2000-01-16$87,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,109 · $176/mo
- Projected year-2 tax
- $2,109 · $176/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,199
- − Mortgage interest
- −$6,722
- − Property taxes
- −$2,109
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,616
- − Management
- −$1,616
- − Depreciation
- −$3,491
- Taxable income
- $4,046
- Est. tax owed @ 24.0%
- −$971
- After-tax cash flow
- $4,726/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broken Arrow
- NCES district ID
- 4005490
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -9.00%
- Median HH income
- $64,646
- Composite
- 23.86/100
- National rank
- #7801
- State rank
- #79 of 270 in OK
Livability — Tulsa
- Score
- 75/100
- State rank
- #13
- US rank
- #4058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tulsa, OK
- County
- Tulsa County · 640,811 people
- City population
- 389,418
- Metro
- Tulsa, OK
- Population (ZIP)
- 23,323
- Household income
- $73,119
- Rent vs Own
- Severe rent burden
- 608.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 46% Hispanic / Latino 26% Two or more races 15% Black 10% Asian 7% Native American 5%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Slovak 1% Lithuanian 1% Italian 1%
- Foreign-born
- 18% · Canada, Vietnam, South Korea
- Languages at home
- 71% English-only · Spanish 22% Other Asian/Pacific 3% Vietnamese 2%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.07%
- Current HPI
- 198.7031
- Rent YoY
- ▲ 3.52%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+37.1% since first listed19 events — show timeline
- 2026-05-22 Pending — MLS Technology, Inc.
- 2026-05-20 Price Changed $120,000 MLS Technology, Inc.
- 2026-05-20 Listed $115,000 MLS Technology, Inc.
- 2017-04-26 Sold (MLS) $112,000 MLS Technology, Inc.
- 2017-03-02 Pending — MLS Technology, Inc.
- 2017-02-16 Price Changed $116,500 MLS Technology, Inc.
- 2017-02-10 Listed $120,000 MLS Technology, Inc.
- 2011-03-25 Sold (Public Records) $88,000 Public Records
- 2011-03-22 Sold (MLS) $88,000 MLS Technology, Inc.
- 2011-03-01 Listing Removed — MLS Technology, Inc.
- 2011-01-20 Listed $90,000 MLS Technology, Inc.
- 2006-02-03 Sold (Public Records) $97,000 Public Records
- 2006-01-31 Sold (MLS) $97,000 MLS Technology, Inc.
- 2006-01-09 Listing Removed — MLS Technology, Inc.
- 2005-09-14 Listed $104,000 MLS Technology, Inc.
- 2000-04-24 Sold (Public Records) $85,000 Public Records
- 2000-04-17 Sold (MLS) $85,000 MLS Technology, Inc.
- 2000-03-16 Listing Removed — MLS Technology, Inc.
- 2000-01-16 Listed $87,500 MLS Technology, Inc.
Property tax history
+5.5%/yrLatest (2025): $2,109 · +8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…