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14803 E 33rd Pl
B- Composite 68.54
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$120,000

14803 E 33rd Pl · Tulsa, OK 74134
3 bd · 2.0 ba · 1,512 sqft · SingleFamily public records · 1 Days on market
Built 1978 9,786 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!

Key facts

  • Master suite
  • Vaulted ceiling
  • Attached bathroom

Tags

CORNER LOTVAULTED CEILINGMASTER SUITEATTACHED BATHROOM

Property features AI

Finance

  • HOA & community: Sidewalks; Gutters (community feature)

Exterior

  • Parking: Attached garage with storage; 2 garage spaces
  • Security: Smoke detector(s); No safety shelter
  • Utilities: Cable available; Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story home; Faces south; Slab foundation
  • Construction: Built using stone, wood siding and wood frame; Asphalt/fiberglass roof
  • Exterior features: Concrete driveway; Rain gutters; Patio; Corner lot; Mature trees

Interior

  • Kitchen: Dishwasher; Garbage disposal; Oven; Range / Stove; Gas water heater; Breakfast nook
  • Bedrooms: Multiple first-floor bedrooms with walk-in closets; Master bedroom on first floor with private bath and walk-in closet
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: Two full bathrooms (including master bath and hall bath)
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: Aluminum window frames; Storm door(s); High-speed internet; Cable TV; Wired for data; Ceiling fan(s); Laminate counters; Programmable thermostat
  • Laundry & utility: Indoor utility room (separate); Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $475 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Cap rate 11.0% vs local median 3.9% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+3.5%/yr); 195 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.5% rent growth), your $34k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 26y ago; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,000

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
11.04%
Cash-on-cash
16.96%
DSCR
1.75
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$254,016
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14803 E 33rd Pl 0.00mi 3/2.0 1,512 (0%) 1mo $115,623 $76 100
15035 E 35th Pl 0.31mi 3/2.0 1,530 (+1%) 4mo $223,000 $146 80
14810 E 37th St 0.44mi 3/2.0 1,504 (-0%) 1mo $250,000 $166 77
15119 E 35th St 0.30mi 3/2.0 1,420 (-6%) 3mo $175,000 $123 74
3437 S 148th EastAvenue 0.16mi 3/2.0 1,349 (-11%) 4mo $145,000 $107 71
14715 E 39th St S 0.59mi 3/2.0 1,419 (-6%) 3mo $259,999 $183 59
14827 E 39th St S 0.60mi 3/2.0 1,419 (-6%) 4mo $250,000 $176 59
3740 S 150th EastAvenue 0.56mi 3/2.0 1,423 (-6%) 7mo $256,350 $180 59
3743 S 153rd Ave E 0.62mi 3/2.0 1,431 (-5%) 4mo $240,000 $168 58
3749 S 153rd East Ave 0.64mi 4/2.0 (+1) 1,526 (+1%) 7mo $270,000 $177 58
3938 S 148th EastPlace 0.71mi 3/2.0 1,456 (-4%) 4mo $269,900 $185 58
3711 S 151st East Ave 0.51mi 4/2.0 (+1) 1,690 (+12%) 7mo $259,000 $153 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.52% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$11,719
Equity at exit
$17,892
10-year hold
IRR
18.5%
Equity multiple
2.58×
Total profit
$52,979
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74134

Home prices YoY
-25.5%
Rents YoY
3.5%
Active inventory
195
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,683 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$176 /mo · $2,109/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$353
Net cashflow
$475

Break-even live

Break-even rent $1,082
Max offer price $120,000
Occupancy floor 67%

Sensitivity live

Price -10% $543 -5% $509 +0% $475 +5% $441 +10% $407
Rent -10% $342 -5% $408 +0% $475 +5% $541 +10% $608
Rate -1.0pp $535 -0.5pp $505 base $475 +0.5pp $444 +1.0pp $412

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14826 E 39th St S Tulsa, OK 4.0 2.0 1691 $1,980 $1.17 12d 1 0.66mi
3208 S 137th East Ave Tulsa, OK 3.0 2.0 1367 $1,578 $1.15 3d 1 0.68mi
13809 E 27th Pl Tulsa, OK 4.0 2.0 1741 $1,785 $1.03 22d 1 0.79mi
13102 E 30th St Tulsa, OK 3.0 2.0 1190 $1,395 $1.17 20d 1 1.02mi
13102 E 30th St Tulsa, OK 3.0 2.0 1190 $1,395 $1.17 24d 1 1.02mi
2336 S 137th East Ave Tulsa, OK 1.0–3.0 1.0–2.0 1080 $1,499 $1.39 2d 1 1.11mi
3311 S 126th East Ave Tulsa, OK 3.0 2.0 1395 $1,650 $1.18 24d 1 1.38mi

Listing history 19 events

  1. 2026-05-22
    status Pending
  2. 2026-05-20
    price $120,000
  3. 2026-05-20
    listed $115,000 Active
  4. 2017-04-26
    soldstatus $112,000 Closed 263-char remark
    Show marketing remark (263 chars)

    Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!

  5. 2017-03-02
    status Pending 263-char remark
    Show marketing remark (263 chars)

    Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!

  6. 2017-02-16
    price $116,500 263-char remark
    Show marketing remark (263 chars)

    Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!

  7. 2017-02-10
    listed $120,000 Active 263-char remark
    Show marketing remark (263 chars)

    Super cute! New gorgeous flooring, fresh paint in updated colors, new HVAC gives home a WOW factor! Vaulted den w/ fireplace, new dishwasher in kitchen. Generous size bedrooms w/ walk in closets. Master w/ its own bath & walk in. Corner lot w/ mature trees!

  8. 2011-03-25
    soldstatus $88,000
  9. 2011-03-22
    soldstatus $88,000 147-char remark
    Show marketing remark (147 chars)

    'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.

  10. 2011-03-01
    historical 147-char remark
    Show marketing remark (147 chars)

    'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.

  11. 2011-01-20
    listed $90,000 147-char remark
    Show marketing remark (147 chars)

    'What a deal' - New roof, new paint, new Pergo flooring. Open floor plan, walk-in closets in all the bedrooms, private bath off master. Corner lot.

  12. 2006-02-03
    soldstatus $97,000
  13. 2006-01-31
    soldstatus $97,000
  14. 2006-01-09
    historical
  15. 2005-09-14
    listed $104,000
  16. 2000-04-24
    soldstatus $85,000
  17. 2000-04-17
    soldstatus $85,000
  18. 2000-03-16
    historical
  19. 2000-01-16
    listed $87,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,109 · $176/mo
Projected year-2 tax
$2,109 · $176/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,199
− Mortgage interest
−$6,722
− Property taxes
−$2,109
− Insurance
−$600
− Repairs & maintenance
−$1,616
− Management
−$1,616
− Depreciation
−$3,491
Taxable income
$4,046
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$971
After-tax cash flow
$4,726/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Tulsa

Score
75/100
State rank
#13
US rank
#4058

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tulsa, OK
County
Tulsa County · 640,811 people
City population
389,418
Metro
Tulsa, OK
Population (ZIP)
23,323
Household income
$73,119
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
608.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 46% Hispanic / Latino 26% Two or more races 15% Black 10% Asian 7% Native American 5%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Slovak 1% Lithuanian 1% Italian 1%
Foreign-born
18% · Canada, Vietnam, South Korea
Languages at home
71% English-only · Spanish 22% Other Asian/Pacific 3% Vietnamese 2%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.07%
Current HPI
198.7031
Rent YoY
▲ 3.52%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+37.1% since first listed
19 events — show timeline
  • 2026-05-22 Pending MLS Technology, Inc.
  • 2026-05-20 Price Changed $120,000 MLS Technology, Inc.
  • 2026-05-20 Listed $115,000 MLS Technology, Inc.
  • 2017-04-26 Sold (MLS) $112,000 MLS Technology, Inc.
  • 2017-03-02 Pending MLS Technology, Inc.
  • 2017-02-16 Price Changed $116,500 MLS Technology, Inc.
  • 2017-02-10 Listed $120,000 MLS Technology, Inc.
  • 2011-03-25 Sold (Public Records) $88,000 Public Records
  • 2011-03-22 Sold (MLS) $88,000 MLS Technology, Inc.
  • 2011-03-01 Listing Removed MLS Technology, Inc.
  • 2011-01-20 Listed $90,000 MLS Technology, Inc.
  • 2006-02-03 Sold (Public Records) $97,000 Public Records
  • 2006-01-31 Sold (MLS) $97,000 MLS Technology, Inc.
  • 2006-01-09 Listing Removed MLS Technology, Inc.
  • 2005-09-14 Listed $104,000 MLS Technology, Inc.
  • 2000-04-24 Sold (Public Records) $85,000 Public Records
  • 2000-04-17 Sold (MLS) $85,000 MLS Technology, Inc.
  • 2000-03-16 Listing Removed MLS Technology, Inc.
  • 2000-01-16 Listed $87,500 MLS Technology, Inc.

Property tax history

+5.5%/yr

Latest (2025): $2,109 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…