530 La Buona Vita Dr · River Park, FL 34952

$89,500

2 bd · 2.0 ba · 926 sqft · Manufactured public records · 4 Days on market

Built 1988 1,380 sqft lot Est $76k · 18% over $210/mo HOA · 10% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.7/10.0
• Livability +3.5/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE REDUCED. SELLER MOTIVATED. CALL TODAY! Located in desirable La Buona Vita, this light and Bright 2 bedroom 2 bath home just may be the best kept secret in Port St Lucie. Active 55+ community-includes the LAND share! NO LAND LEASE. The front of the house has a large bay window allowing for natural light in the dining area as well as the living room and kitchen. The interior of the home is a blank canvas. Just personalize this home with a pop of your favorite color and enjoy years of low cost living. Side door ramp can easily be removed if not needed. Community is near shopping, restaurants, medical facilities and more. Basic cable provided in your low monthly maintenance fee of $138. Enjoy the clubhouse amenities including year round pool. Free RV storage. All measurements approximate

Key facts

• Clubhouse
• Rv parking
• Community pool

Tags

• COMMUNITY POOL
• CLUBHOUSE
• RV PARKING

Property features AI

Finance

• Financial info: Pets not allowed
• HOA & community: Homeowners association with $210 monthly fee; HOA fee includes Cable TV, Internet, Trash; Community amenities: Billiard room, Clubhouse, Game room, Kitchen facilities, Library, Non-gated community, On-site property manager, Pool, Shuffleboard; Senior community

Exterior

• Parking: 1 total parking space, including 1 covered space
• Utilities: Electricity connected
• Home design: Manufactured home; Single-story
• Construction: Manufactured construction; Resale
• Exterior features: Community pool

Interior

• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Unfurnished

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $90k.

Deal economics

• At list price, monthly cash flow is $846 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Cap rate 17.6% vs local median 6.3% in River Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#451 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: schools F, amenities F, employment F.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.9%/yr); 639 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $619 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.9% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $55k; list at $90k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $89,500

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.24% ✓
• Cap rate: 17.64%
• Cash-on-cash: 40.52%
• DSCR: 2.80
• GRM: 3.7

CMA / ARV

• ARV (on-the-fly): $75,932
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8471 Florence Dr	0.08mi	2/2.0	966 (+4%)	6mo	$110,000	$114	84
541 Natalie Dr	0.09mi	2/2.0	1,032 (+11%)	22mo	$85,000	$82	59
12 Nuestra Calle Ln	0.60mi	2/2.0	984 (+6%)	6mo	$26,000	$26	57
5 Espanola Ln	0.53mi	2/1.5	850 (-8%)	16mo	$33,000	$39	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold

• IRR: 35.7%
• Equity multiple: 2.49×
• Total profit: $37,334
• Equity at exit: $13,345

10-year hold

• IRR: 41.8%
• Equity multiple: 4.74×
• Total profit: $93,664
• Equity at exit: $7,738

Cash invested: $25,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34952

• Home prices YoY: -29.6%
• Rents YoY: 1.9%
• Active inventory: 639
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $2,006 high
• Mortgage (P&I): −$469
• Tax from tax record: −$22 /mo · $268/yr
• Insurance: −$37
• HOA: −$210
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $846

Break-even live

Break-even rent $935

Max offer price $89,500

Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,375
• Closing costs: $2,685
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1900 Bella Vista Way Port Saint Lucie, FL	1.0–2.0	1.0–2.0	995	$1,764	$1.77	14d	15	0.72mi
991 SE Walters Ter Port Saint Lucie, FL	2.0	2.0	1040	$8,500	$8.17	23d	1	0.98mi
650 SE Evergreen Ter Port Saint Lucie, FL	2.0	2.0	974	$2,095	$2.15	14d	1	1.05mi
1810 SE Pinewood Trl Port Saint Lucie, FL	1.0–2.0	1.0–2.0	1013	$2,055	$2.03	14d	7	1.17mi
1455 SE Colchester Cir Port Saint Lucie, FL	2.0	2.0	921	$1,795	$1.95	14d	1	1.28mi
124 E Arbor Ave Port Saint Lucie, FL	3.0	1.0	964	$2,550	$2.65	14d	1	1.45mi
7700 Pine Lakes Blvd Port Saint Lucie, FL	1.0–3.0	1.0–2.0	1022	$1,878	$1.84	14d	16	1.49mi

HOA detail

• Monthly dues: $210 · $2,520/yr
• Likely covers: cablepool

Listing history 13 events

1. 2026-05-30
   status $89,500 Pending 4 DOM
2. 2026-05-25
   price $89,500
3. 2026-05-24
   listed $90,500 Active
4. 2017-04-21
   soldstatus $55,000 Closed 800-char remark

   Show marketing remark (800 chars)

   PRICE REDUCED. SELLER MOTIVATED. CALL TODAY! Located in desirable La Buona Vita, this light and Bright 2 bedroom 2 bath home just may be the best kept secret in Port St Lucie. Active 55+ community-includes the LAND share! NO LAND LEASE. The front of the house has a large bay window allowing for natural light in the dining area as well as the living room and kitchen. The interior of the home is a blank canvas. Just personalize this home with a pop of your favorite color and enjoy years of low cost living. Side door ramp can easily be removed if not needed. Community is near shopping, restaurants, medical facilities and more. Basic cable provided in your low monthly maintenance fee of $138. Enjoy the clubhouse amenities including year round pool. Free RV storage. All measurements approximate

5. 2017-03-20
   status Pending 800-char remark

   Show marketing remark (800 chars)

   PRICE REDUCED. SELLER MOTIVATED. CALL TODAY! Located in desirable La Buona Vita, this light and Bright 2 bedroom 2 bath home just may be the best kept secret in Port St Lucie. Active 55+ community-includes the LAND share! NO LAND LEASE. The front of the house has a large bay window allowing for natural light in the dining area as well as the living room and kitchen. The interior of the home is a blank canvas. Just personalize this home with a pop of your favorite color and enjoy years of low cost living. Side door ramp can easily be removed if not needed. Community is near shopping, restaurants, medical facilities and more. Basic cable provided in your low monthly maintenance fee of $138. Enjoy the clubhouse amenities including year round pool. Free RV storage. All measurements approximate

6. 2017-01-10
   price $62,000 800-char remark

   Show marketing remark (800 chars)

   PRICE REDUCED. SELLER MOTIVATED. CALL TODAY! Located in desirable La Buona Vita, this light and Bright 2 bedroom 2 bath home just may be the best kept secret in Port St Lucie. Active 55+ community-includes the LAND share! NO LAND LEASE. The front of the house has a large bay window allowing for natural light in the dining area as well as the living room and kitchen. The interior of the home is a blank canvas. Just personalize this home with a pop of your favorite color and enjoy years of low cost living. Side door ramp can easily be removed if not needed. Community is near shopping, restaurants, medical facilities and more. Basic cable provided in your low monthly maintenance fee of $138. Enjoy the clubhouse amenities including year round pool. Free RV storage. All measurements approximate

7. 2016-08-01
   listed $67,000 Active 800-char remark

   Show marketing remark (800 chars)

   PRICE REDUCED. SELLER MOTIVATED. CALL TODAY! Located in desirable La Buona Vita, this light and Bright 2 bedroom 2 bath home just may be the best kept secret in Port St Lucie. Active 55+ community-includes the LAND share! NO LAND LEASE. The front of the house has a large bay window allowing for natural light in the dining area as well as the living room and kitchen. The interior of the home is a blank canvas. Just personalize this home with a pop of your favorite color and enjoy years of low cost living. Side door ramp can easily be removed if not needed. Community is near shopping, restaurants, medical facilities and more. Basic cable provided in your low monthly maintenance fee of $138. Enjoy the clubhouse amenities including year round pool. Free RV storage. All measurements approximate

8. 2014-10-29
   historical
9. 2014-10-28
   historical
10. 2003-12-26
    soldstatus $24,500
11. 2002-09-28
    listed $32,400
12. 2002-02-27
    listed $35,000
13. 2001-06-01
    soldstatus $4,450,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $268 · $22/mo
• Projected year-2 tax: $743 · $62/mo
• Expected delta: +$475/yr (+$40/mo · 177.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,077
• − Mortgage interest: −$5,013
• − Property taxes: −$268
• − Insurance: −$448
• − Repairs & maintenance: −$1,926
• − Management: −$1,926
• − HOA: −$2,520
• − Depreciation: −$2,604
• Taxable income: $9,372
• Est. tax owed @ 24.0%: −$2,249
• After-tax cash flow: $7,904/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — River Park

• Score: 69/100
• State rank: #451
• US rank: #8159

Category grades

Amenities F Commute A- Cost of living A+ Crime B- Employment F Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: River Park, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 42,655
• Household income: $61,628
• Rent vs Own: 25.8% rent · 74.2% own
• Severe rent burden: 1759.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Hispanic 1%
• Foreign-born: 18% · Canada, Jamaica, China
• Languages at home: 76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.80%
• Current HPI: 371.0573
• Rent YoY: ▲ 1.92%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-98.0% since first listed

12 events — show timeline

• 2026-05-25 Price Changed $89,500 MCRTC
• 2026-05-24 Listed $90,500 MCRTC
• 2017-04-21 Sold (MLS) $55,000 Beaches MLS
• 2017-03-20 Pending — Beaches MLS
• 2017-01-10 Price Changed $62,000 Beaches MLS
• 2016-08-01 Listed $67,000 Beaches MLS
• 2014-10-29 Listing Removed — Beaches MLS
• 2014-10-28 Listing Removed — Beaches MLS
• 2003-12-26 Sold (Public Records) $24,500 Public Records
• 2002-09-28 Listed $32,400 Beaches MLS
• 2002-02-27 Listed $35,000 Beaches MLS
• 2001-06-01 Sold (Public Records) $4,450,000 Public Records

Property tax history

-7.5%/yr

Latest (2025): $268 · +4.2% YoY. Source: county tax records.