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49305 California 74 #139
B- Composite 65.64
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.8/10.0
  • Condition / age +3.8/5.0
  • Rent growth +2.9/5.0
  • ARV discount +2.7/15.0
  • Livability +2.6/5.0
  • Appreciation +0.0/10.0

$249,500

49305 California 74 #139 · Palm Desert, CA 92260
3 bd · 2.0 ba · 1,664 sqft · Manufactured · 112 Days on market
Built 1973 Good condition 4,275 sqft lot $150/sqft · 11% above area Est $225k · 11% over ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Indian Springs, one of the desert's most desirable 55+ communities, where comfort, space, and lifestyle come together beautifully. This exceptional 3 bedroom, 2 bathroom home offers an impressive 1,664 sq. ft. of living space, making it one of the larger homes in the community and providing the flexibility today's buyers are searching for. Inside, you'll find a thoughtfully updated interior highlighted by one of the largest kitchens in the park. Designed with both function and connection in mind, the kitchen opens seamlessly into the expansive living and dining areas, creating an ideal open floor plan perfect for entertaining, relaxing, or simply enjoying everyday living. Ample cabinetry, generous counter space, and natural light make this kitchen the true heart of the home. The versatile third bedroom is a fully permitted flex space, offering endless possibilities. Whether you envision it as a guest bedroom, sunroom, art studio, den, or peaceful retreat, this bonus area adapts effortlessly to your lifestyle and needs. Step outside and discover multiple private patio areas designed to capture the beauty of the surrounding mountain views. The property backs up to Chola Rd, providing added privacy and separation from rear neighbors. These outdoor spaces create the perfect setting for morning coffee, evening sunsets, or entertaining friends while enjoying the desert's year-round climate. Indian Springs community residents enjoy a peaceful environment while remaining conveniently close to shopping, dining, golf, and all the amenities the desert has to offer. On-site management, clubhouse, and community pool/spa are all just steps away. The space rent includes water, sewer, and trash services, offering added value and predictable monthly expenses. This is a rare opportunity to own a spacious, move-in ready home with flexible living space, exceptional outdoor areas, enhanced privacy, and stunning mountain views in one of the area's most sought-after active adult communities.

Key facts

  • Community pool
  • Largest kitchens
  • Enhanced privacy

Tags

LARGEST KITCHENSFLEXIBLE LIVING SPACEMULTIPLE PRIVATE PATIO AREASMOUNTAIN VIEWSENHANCED PRIVACYCOMMUNITY POOL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $250k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $250k).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 12.8% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 545 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $3,887/mo this rent would consume 67% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $70k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 9→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $227,045 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.56%
Cap rate
12.77%
Cash-on-cash
23.14%
DSCR
2.03
GRM
5.3

CMA / ARV

ARV (median comp)
$225,306
List price
$249,500
Delta
10.74%
Verdict
OVERPRICED
Comps
18 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
49305 Highway 74 #101 0.00mi 3/2.0 1,640 (-1%) 1mo $90,000 $55 97
49305 Highway 74 #111 0.00mi 2/2.0 (-1) 1,650 (-1%) 4mo $299,950 $182 90
49305 Highway 74 #4 0.00mi 2/2.0 (-1) 1,488 (-11%) 1mo $229,000 $154 76
50 Country Club Dr 0.25mi 2/2.0 (-1) 1,740 (+5%) 1mo $170,000 $98 74
49305 Highway 74 Spc 33 0.00mi 2/2.0 (-1) 1,440 (-14%) 0mo $235,000 $163 72
49305 Highway 74 #158 0.20mi 2/2.0 (-1) 1,536 (-8%) 3mo $290,000 $189 70
49305 Highway 74 #6 0.00mi 2/2.0 (-1) 1,440 (-14%) 3mo $248,500 $173 70
49305 Hwy 74 #89 0.11mi 2/2.0 (-1) 1,440 (-14%) 3mo $131,000 $91 65
25 Pampas Ln 0.35mi 2/2.0 (-1) 1,536 (-8%) 2mo $155,000 $101 64
49305 Highway 74 #11 0.09mi 2/2.0 (-1) 1,440 (-14%) 6mo $208,500 $145 63
23 Rustic Rock Ln 0.20mi 2/2.0 (-1) 1,440 (-14%) 6mo $260,000 $181 58
49305 Highway 74 #173 0.20mi 2/2.0 (-1) 1,416 (-15%) 8mo $260,000 $184 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
14.6%
Equity multiple
1.57×
Total profit
$40,009
Equity at exit
$37,201
10-year hold
IRR
22.2%
Equity multiple
2.77×
Total profit
$123,988
Equity at exit
$21,572

Cash invested: $69,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92260

Rents YoY
1.6%
Active inventory
545
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$3,887 high interval (Pro) →
Mortgage (P&I)
$1,308
Tax est. 1.5%
$312 /mo · $3,742/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$816
Net cashflow
$1,347

Break-even live

Break-even rent $2,183
Max offer price $249,500
Occupancy floor 60%

Sensitivity live

Price -10% $1,519 -5% $1,433 +0% $1,347 +5% $1,261 +10% $1,174
Rent -10% $1,040 -5% $1,193 +0% $1,347 +5% $1,500 +10% $1,654
Rate -1.0pp $1,472 -0.5pp $1,410 base $1,347 +0.5pp $1,282 +1.0pp $1,216

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,375
Closing costs
$7,485
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
72304 Blueridge Ct Palm Desert, CA 2.0 2.0 1786 $4,000 $2.24 10d 1 0.21mi
48950 Desert Flower Dr Palm Desert, CA 3.0 2.5 1348 $5,000 $3.71 2d 1 0.22mi
73280 Avenida Descanso Palm Desert, CA 3.0 2.0 1290 $4,250 $3.29 3d 1 0.24mi
48983 Canyon Crest Ln Unit 1 Palm Desert, CA 3.0 2.0 1892 $2,300 $1.22 2d 1 0.26mi
48828 Desert Flower Dr Palm Desert, CA 2.0 1.0 1118 $2,450 $2.19 44d 1 0.26mi
48790 Desert Flower Dr Palm Desert, CA 3.0 2.5 1348 $2,500 $1.85 24d 1 0.29mi
48790 Desert Flower Dr Palm Desert, CA 3.0 2.5 1348 $2,500 $1.85 2d 1 0.29mi
48728 Desert Flower Dr Palm Desert, CA 3.0 2.0 1348 $2,400 $1.78 24d 1 0.31mi
48980 Wildwood Ln Palm Desert, CA 2.0 2.0 1184 $2,795 $2.36 44d 1 0.33mi
72417 Rolling Knolls Dr Palm Desert, CA 3.0 2.0 1548 $6,500 $4.20 44d 1 0.35mi
72346 Sommerset Dr Palm Desert, CA 2.0 2.0 1440 $3,950 $2.74 44d 1 0.40mi
48624 Moon Terrace Ln Palm Desert, CA 2.0 2.0 1184 $2,600 $2.20 15d 1 0.42mi
72350 Rim Dr Palm Desert, CA 3.0 3.0 1744 $3,800 $2.18 15d 1 0.50mi
72409 Glenview Cir Palm Desert, CA 3.0 2.0 1786 $2,700 $1.51 18d 1 0.52mi
72499 Desert Flower Dr Palm Desert, CA 3.0 2.0 1786 $3,400 $1.90 44d 1 0.59mi
73103 Ajo Ln Palm Desert, CA 2.0 3.0 1689 $8,250 $4.88 2d 1 0.69mi
48624 Torrito Ct Palm Desert, CA 2.0 2.0 1745 $7,000 $4.01 2d 1 0.77mi
73153 Ajo Ln Palm Desert, CA 2.0 2.0 1585 $4,500 $2.84 3d 1 0.93mi
72818 Skyward Way Palm Desert, CA 3.0 2.0 1810 $4,000 $2.21 44d 1 0.96mi
72827 Haystack Rd Palm Desert, CA 4.0 4.0 2247 $7,500 $3.34 44d 1 1.03mi
73407 Foxtail Ln Palm Desert, CA 2.0 2.0 1426 $2,600 $1.82 44d 1 1.11mi
73405 Foxtail Ln Palm Desert, CA 3.0 2.5 1525 $4,000 $2.62 44d 1 1.11mi
73422 Irontree Dr Palm Desert, CA 2.0 2.5 1502 $3,500 $2.33 4d 1 1.11mi
73416 Mariposa Dr Palm Desert, CA 2.0 2.0 1685 $5,000 $2.97 44d 1 1.13mi
72870 Deer Grass Dr Palm Desert, CA 4.0 2.5 2220 $5,999 $2.70 44d 1 1.15mi
73429 Foxtail Ln Palm Desert, CA 2.0 3.0 1525 $3,250 $2.13 44d 1 1.15mi
73441 Foxtail Ln Palm Desert, CA 2.0 2.0 1426 $3,495 $2.45 44d 1 1.16mi
73446 Dalea Ln Palm Desert, CA 2.0 2.0 1202 $6,500 $5.41 18d 1 1.19mi
73335 Oriole Ct Palm Desert, CA 2.0 2.0 1700 $6,500 $3.82 44d 1 1.22mi
73476 Dalea Ln Palm Desert, CA 2.0 2.0 1271 $5,000 $3.93 44d 1 1.24mi
73503 Foxtail Ln Palm Desert, CA 2.0 3.0 1502 $2,800 $1.86 19d 1 1.27mi
48910 Noline Pl Palm Desert, CA 2.0 2.0 1512 $7,000 $4.63 3d 1 1.30mi
73409 Little Bend Trl Palm Desert, CA 3.0 3.0 1847 $4,000 $2.17 24d 1 1.32mi
48885 Mariposa Dr Palm Desert, CA 2.0 2.0 1164 $6,900 $5.93 3d 1 1.35mi
73428 Little Bend Trl Palm Desert, CA 3.0 2.0 1885 $4,500 $2.39 11d 1 1.36mi
73680 Irontree Dr Palm Desert, CA 2.0 2.5 1819 $6,500 $3.57 3d 1 1.36mi
73310 Calliandra St Palm Desert, CA 3.0 3.5 2225 $6,600 $2.97 3d 1 1.42mi
72751 Citrus Ct Unit Na Palm Desert, CA 2.0 2.0 1350 $4,000 $2.96 44d 1 1.46mi
48832 Cassia Pl Palm Desert, CA 3.0 3.5 2238 $12,000 $5.36 44d 1 1.48mi

Listing history 17 events

  1. 2026-06-18
    days on market $249,500 Active 112 DOM
  2. 2026-06-17
    days on market $249,500 Active 111 DOM
  3. 2026-06-16
    days on market $249,500 Active 110 DOM
  4. 2026-06-15
    days on market $249,500 Active 109 DOM
  5. 2026-06-13
    days on market $249,500 Active 107 DOM
  6. 2026-06-09
    days on market $249,500 Active 103 DOM
  7. 2026-06-08
    days on market $249,500 Active 102 DOM
  8. 2026-06-07
    days on market $249,500 Active 101 DOM
  9. 2026-06-04
    days on market $249,500 Active 98 DOM
  10. 2026-06-03
    days on market $249,500 Active 97 DOM
  11. 2026-06-02
    days on market $249,500 Active 96 DOM
  12. 2026-06-01
    days on market $249,500 Active 95 DOM
  13. 2026-05-31
    days on market $249,500 Active 94 DOM
  14. 2026-05-13
    price $249,500 2014-char remark
    Show marketing remark (2014 chars)

    Welcome to Indian Springs, one of the desert's most desirable 55+ communities, where comfort, space, and lifestyle come together beautifully. This exceptional 3 bedroom, 2 bathroom home offers an impressive 1,664 sq. ft. of living space, making it one of the larger homes in the community and providing the flexibility today's buyers are searching for. Inside, you'll find a thoughtfully updated interior highlighted by one of the largest kitchens in the park. Designed with both function and connection in mind, the kitchen opens seamlessly into the expansive living and dining areas, creating an ideal open floor plan perfect for entertaining, relaxing, or simply enjoying everyday living. Ample cabinetry, generous counter space, and natural light make this kitchen the true heart of the home. The versatile third bedroom is a fully permitted flex space, offering endless possibilities. Whether you envision it as a guest bedroom, sunroom, art studio, den, or peaceful retreat, this bonus area adapts effortlessly to your lifestyle and needs. Step outside and discover multiple private patio areas designed to capture the beauty of the surrounding mountain views. The property backs up to Chola Rd, providing added privacy and separation from rear neighbors. These outdoor spaces create the perfect setting for morning coffee, evening sunsets, or entertaining friends while enjoying the desert's year-round climate. Indian Springs community residents enjoy a peaceful environment while remaining conveniently close to shopping, dining, golf, and all the amenities the desert has to offer. On-site management, clubhouse, and community pool/spa are all just steps away. The space rent includes water, sewer, and trash services, offering added value and predictable monthly expenses. This is a rare opportunity to own a spacious, move-in ready home with flexible living space, exceptional outdoor areas, enhanced privacy, and stunning mountain views in one of the area's most sought-after active adult communities.

  15. 2026-03-27
    price $259,000 2014-char remark
    Show marketing remark (2014 chars)

    Welcome to Indian Springs, one of the desert's most desirable 55+ communities, where comfort, space, and lifestyle come together beautifully. This exceptional 3 bedroom, 2 bathroom home offers an impressive 1,664 sq. ft. of living space, making it one of the larger homes in the community and providing the flexibility today's buyers are searching for. Inside, you'll find a thoughtfully updated interior highlighted by one of the largest kitchens in the park. Designed with both function and connection in mind, the kitchen opens seamlessly into the expansive living and dining areas, creating an ideal open floor plan perfect for entertaining, relaxing, or simply enjoying everyday living. Ample cabinetry, generous counter space, and natural light make this kitchen the true heart of the home. The versatile third bedroom is a fully permitted flex space, offering endless possibilities. Whether you envision it as a guest bedroom, sunroom, art studio, den, or peaceful retreat, this bonus area adapts effortlessly to your lifestyle and needs. Step outside and discover multiple private patio areas designed to capture the beauty of the surrounding mountain views. The property backs up to Chola Rd, providing added privacy and separation from rear neighbors. These outdoor spaces create the perfect setting for morning coffee, evening sunsets, or entertaining friends while enjoying the desert's year-round climate. Indian Springs community residents enjoy a peaceful environment while remaining conveniently close to shopping, dining, golf, and all the amenities the desert has to offer. On-site management, clubhouse, and community pool/spa are all just steps away. The space rent includes water, sewer, and trash services, offering added value and predictable monthly expenses. This is a rare opportunity to own a spacious, move-in ready home with flexible living space, exceptional outdoor areas, enhanced privacy, and stunning mountain views in one of the area's most sought-after active adult communities.

  16. 2026-03-12
    price $265,000 2014-char remark
    Show marketing remark (2014 chars)

    Welcome to Indian Springs, one of the desert's most desirable 55+ communities, where comfort, space, and lifestyle come together beautifully. This exceptional 3 bedroom, 2 bathroom home offers an impressive 1,664 sq. ft. of living space, making it one of the larger homes in the community and providing the flexibility today's buyers are searching for. Inside, you'll find a thoughtfully updated interior highlighted by one of the largest kitchens in the park. Designed with both function and connection in mind, the kitchen opens seamlessly into the expansive living and dining areas, creating an ideal open floor plan perfect for entertaining, relaxing, or simply enjoying everyday living. Ample cabinetry, generous counter space, and natural light make this kitchen the true heart of the home. The versatile third bedroom is a fully permitted flex space, offering endless possibilities. Whether you envision it as a guest bedroom, sunroom, art studio, den, or peaceful retreat, this bonus area adapts effortlessly to your lifestyle and needs. Step outside and discover multiple private patio areas designed to capture the beauty of the surrounding mountain views. The property backs up to Chola Rd, providing added privacy and separation from rear neighbors. These outdoor spaces create the perfect setting for morning coffee, evening sunsets, or entertaining friends while enjoying the desert's year-round climate. Indian Springs community residents enjoy a peaceful environment while remaining conveniently close to shopping, dining, golf, and all the amenities the desert has to offer. On-site management, clubhouse, and community pool/spa are all just steps away. The space rent includes water, sewer, and trash services, offering added value and predictable monthly expenses. This is a rare opportunity to own a spacious, move-in ready home with flexible living space, exceptional outdoor areas, enhanced privacy, and stunning mountain views in one of the area's most sought-after active adult communities.

  17. 2026-02-22
    listed $295,000 Active 2014-char remark
    Show marketing remark (2014 chars)

    Welcome to Indian Springs, one of the desert's most desirable 55+ communities, where comfort, space, and lifestyle come together beautifully. This exceptional 3 bedroom, 2 bathroom home offers an impressive 1,664 sq. ft. of living space, making it one of the larger homes in the community and providing the flexibility today's buyers are searching for. Inside, you'll find a thoughtfully updated interior highlighted by one of the largest kitchens in the park. Designed with both function and connection in mind, the kitchen opens seamlessly into the expansive living and dining areas, creating an ideal open floor plan perfect for entertaining, relaxing, or simply enjoying everyday living. Ample cabinetry, generous counter space, and natural light make this kitchen the true heart of the home. The versatile third bedroom is a fully permitted flex space, offering endless possibilities. Whether you envision it as a guest bedroom, sunroom, art studio, den, or peaceful retreat, this bonus area adapts effortlessly to your lifestyle and needs. Step outside and discover multiple private patio areas designed to capture the beauty of the surrounding mountain views. The property backs up to Chola Rd, providing added privacy and separation from rear neighbors. These outdoor spaces create the perfect setting for morning coffee, evening sunsets, or entertaining friends while enjoying the desert's year-round climate. Indian Springs community residents enjoy a peaceful environment while remaining conveniently close to shopping, dining, golf, and all the amenities the desert has to offer. On-site management, clubhouse, and community pool/spa are all just steps away. The space rent includes water, sewer, and trash services, offering added value and predictable monthly expenses. This is a rare opportunity to own a spacious, move-in ready home with flexible living space, exceptional outdoor areas, enhanced privacy, and stunning mountain views in one of the area's most sought-after active adult communities.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 9 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$46,649
− Mortgage interest
−$13,976
− Property taxes
−$3,742
− Insurance
−$1,248
− Repairs & maintenance
−$3,732
− Management
−$3,732
− Depreciation
−$7,258
Taxable income
$12,961
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,111
After-tax cash flow
$13,051/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained and updated manufactured home in a desirable community offers a good balance of comfort and space, with potential for further improvements to enhance its resale and rental value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Resale Updating the kitchen backsplash — A fresh backsplash can make the kitchen more appealing to potential buyers.
  • Resale Upgrading the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the bathrooms.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to both buyers and renters.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Resale Updating the kitchen backsplash — A fresh backsplash can make the kitchen more appealing to potential buyers.
  • Resale Upgrading the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the bathrooms.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to both buyers and renters.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Palm Desert

Score
51/100
State rank
#1050
US rank
#25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Desert, CA
County
Riverside County · 2,287,001 people
City population
58,615
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
30,523
Household income
$70,091
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1734.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 4% Lithuanian 3% Slovak 2%
Foreign-born
18% · Canada, South Korea, Vietnam
Languages at home
73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -364.94%
Current HPI
294.9425
Rent YoY
▲ 1.60%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-15.4% since first listed
4 events — show timeline
  • 2026-05-13 Price Changed $249,500 GPSMLS
  • 2026-03-27 Price Changed $259,000 GPSMLS
  • 2026-03-12 Price Changed $265,000 GPSMLS
  • 2026-02-22 Listed $295,000 GPSMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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