CashFlowRE
Sign in Sign up
258 Becker Dr
B Composite 72.7
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.5/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • Rent growth +4.8/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$99,900

258 Becker Dr · Hazelwood, MO 63135
3 bd · 1.0 ba · 884 sqft · SingleFamily public records · 9 Days on market
Built 1960 10,454 sqft lot Est $112k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity! 258 Becker Drive is a 3-bedroom, 2-full-bath ranch-style home and part of a four-house rental portfolio. This property is vacant and in move-in or near move-in-ready condition, offering a straightforward path to lease-up with little to no work needed. With its desirable ranch layout, 3-bed/2-bath configuration, and large backyard, Becker has projected rent potential of approximately $1,500/month. Seller is acting as Power of Attorney for an inherited four-home portfolio and would prefer to sell this property together with the other three homes. The portfolio includes two occupied homes and two vacant, move-in-ready homes, with expected total portfolio income of approxi

Key facts

  • 0.24 acre lot
  • Built 1960
  • Listed 9 days

Property features AI

Finance

  • Other: Residential property; Above-grade finished area about 884 (public records)
  • Financial info: Lease not considered

Exterior

  • Utilities: Public water; Public sewer; Electric service by Ameren; Natural gas connected; Electricity connected; Sewer connected; Water connected
  • Home design: Single-family residence; One level
  • Construction: Vinyl siding
  • Exterior features: Back yard

Interior

  • Bedrooms: 3 bedrooms (all on the main level)
  • Bathrooms: 2 full bathrooms (on the main level)
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $448 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Cap rate 11.7% vs local median 7.2% in Hazelwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Walnut Grove Elem. (342 students, 99% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+9.0%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $100k implies a 82% gain — meaningful room to come down on a strong offer.
Recommended offer $99,900

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.67%
Cash-on-cash
19.21%
DSCR
1.85
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$112,268
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
233 Buddie Ave 0.14mi 2/1.0 (-1) 862 (-2%) 0mo $74,900 $87 84
159 Flora Dr 0.18mi 2/1.0 (-1) 910 (+3%) 5mo $37,500 $41 78
201 Becker Dr 0.14mi 3/1.0 962 (+9%) 2mo $130,000 $135 77
116 Barto Dr 0.26mi 3/1.0 836 (-5%) 3mo $115,000 $138 76
217 Anistasia Dr 0.33mi 3/1.5 864 (-2%) 4mo $64,900 $75 75
194 Elbring Dr 0.40mi 3/1.5 864 (-2%) 3mo $109,600 $127 73
116 Grether Ave 0.57mi 3/1.0 936 (+6%) 1mo $109,900 $117 63
1865 Clover Ln 0.21mi 2/2.0 (-1) 988 (+12%) 4mo $139,900 $142 58
135 Anistasia Dr 0.34mi 2/1.0 (-1) 792 (-10%) 5mo $94,900 $120 58
6717 Thurston Ave 0.74mi 2/1.0 (-1) 840 (-5%) 2mo $60,000 $71 51
20 Derhake Rd 0.74mi 2/1.0 (-1) 792 (-10%) 1mo $139,900 $177 43
1185 Saint Matthew Dr 0.68mi 2/1.0 (-1) 792 (-10%) 4mo $128,000 $162 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
16.4%
Equity multiple
1.70×
Total profit
$19,547
Equity at exit
$14,895
10-year hold
IRR
28.2%
Equity multiple
4.10×
Total profit
$86,575
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63135

Rents YoY
9.0%
Active inventory
162
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,367 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$67 /mo · $801/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$448

Break-even live

Break-even rent $800
Max offer price $99,900
Occupancy floor 62%

Sensitivity live

Price -10% $504 -5% $476 +0% $448 +5% $420 +10% $391
Rent -10% $340 -5% $394 +0% $448 +5% $502 +10% $556
Rate -1.0pp $498 -0.5pp $473 base $448 +0.5pp $422 +1.0pp $396

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
241 Flora Dr Saint Louis, MO 2.0 1.0 703 $1,075 $1.53 24d 1 0.06mi
220 Du Bourg Ln Florissant, MO 2.0 1.0 816 $1,150 $1.41 44d 1 0.10mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 21d 1 0.16mi
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 44d 1 0.21mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 18d 1 0.22mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 21d 1 0.24mi
36 Connolly Dr Saint Louis, MO 3.0 1.0 1024 $1,149 $1.12 24d 1 0.36mi
107 Anistasia Dr Saint Louis, MO 2.0 2.0 1030 $1,400 $1.36 24d 1 0.38mi
24 Barto Dr Saint Louis, MO 3.0 1.0 864 $1,400 $1.62 44d 1 0.39mi
171 Elbring Dr Saint Louis, MO 3.0 1.5 1008 $1,395 $1.38 13d 1 0.40mi
153 Bascom Dr Saint Louis, MO 3.0 1.0 1076 $1,195 $1.11 20d 1 0.45mi
11 Anistasia Dr Saint Louis, MO 3.0 1.5 1120 $1,345 $1.20 24d 1 0.45mi
46 Bascom Dr Saint Louis, MO 2.0 1.0 932 $1,175 $1.26 44d 1 0.50mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 44d 5 0.50mi
1275 N Florissant Rd Saint Louis, MO 2.0 1.0 1008 $1,275 $1.26 24d 1 0.55mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 44d 1 0.55mi
8330 Woodhurst Dr Saint Louis, MO 3.0 1.0 1120 $1,000 $0.89 8d 1 0.56mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 24d 1 0.59mi
135 Saint Maurice Ln Florissant, MO 3.0 1.0 816 $1,395 $1.71 44d 1 0.63mi
24 Vierling Dr Saint Louis, MO 2.0 1.0 850 $1,290 $1.52 8d 1 0.71mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,400 $1.49 24d 1 0.87mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,300 $1.38 44d 1 0.87mi
50 Lynn Meadows Ln Florissant, MO 3.0 1.0 864 $1,450 $1.68 24d 1 0.90mi
1600 Washington St Florissant, MO 3.0 1.5 1095 $1,250 $1.14 21d 1 1.03mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 44d 1 1.04mi
7437 Hazelcrest Dr Unit H Hazelwood, MO 3.0 1.0 1000 $1,000 $1.00 8d 1 1.15mi
6336 Washington Ave Berkeley, MO 2.0 1.0 720 $1,175 $1.63 44d 1 1.17mi
6334 Washington Ave Berkeley, MO 3.0 1.0 864 $1,100 $1.27 5d 1 1.18mi
765 Bobbins Ln Florissant, MO 3.0 1.0 1107 $1,450 $1.31 44d 1 1.19mi
6315 Washington Ave Berkeley, MO 2.0 1.0 739 $1,175 $1.59 17d 1 1.22mi
6333 Peurifoy Ave Saint Louis, MO 3.0 2.0 840 $1,295 $1.54 24d 1 1.23mi
305 S Lafayette St Florissant, MO 3.0 1.0 864 $1,409 $1.63 17d 1 1.26mi
20 Saint Benedict Ln Florissant, MO 3.0 1.5 1092 $1,525 $1.40 21d 1 1.30mi
1050 Ozment Dr Florissant, MO 3.0 2.0 984 $1,525 $1.55 44d 1 1.33mi
1725 Saint Catherine St Florissant, MO 3.0 1.0 1107 $1,800 $1.63 15d 1 1.34mi
6214 Jefferson Ave Saint Louis, MO 2.0 1.0 816 $1,195 $1.46 24d 1 1.36mi
6234 Hancock Ave Berkeley, MO 2.0 1.0 846 $1,050 $1.24 44d 1 1.37mi
1095 Ozment Dr Florissant, MO 3.0 2.0 984 $1,461 $1.48 24d 1 1.39mi
8306 Whitewater Dr Saint Louis, MO 3.0 1.0 792 $1,195 $1.51 8d 1 1.45mi
6132 Eaton Dr Saint Louis, MO 2.0 1.0 792 $1,125 $1.42 24d 1 1.46mi

Listing history 8 events

  1. 2026-06-18
    days on market $99,900 Active 9 DOM
  2. 2026-06-17
    days on market $99,900 Active 8 DOM
  3. 2026-06-16
    days on market $99,900 Active 7 DOM
  4. 2026-06-15
    days on market $99,900 Active 6 DOM
  5. 2026-06-13
    days on market $99,900 Active 4 DOM
  6. 2026-06-13
    days on market $99,900 Active 3 DOM
  7. 2026-06-10
    remarks 699-char remark
  8. 2026-06-10
    listed $99,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$801 · $67/mo
Projected year-2 tax
$969 · $81/mo
Expected delta
+$168/yr (+$14/mo · 21.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,407
− Mortgage interest
−$5,596
− Property taxes
−$801
− Insurance
−$500
− Repairs & maintenance
−$1,313
− Management
−$1,313
− Depreciation
−$2,906
Taxable income
$3,979
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$955
After-tax cash flow
$4,419/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Hazelwood

Score
62/100
State rank
#395
US rank
#16956

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazelwood, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
18,381
Household income
$52,328
Rent vs Own
45.8% rent · 54.2% own
Severe rent burden
957.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 1% Iranian 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -152.56%
Current HPI
138.6781
Rent YoY
▲ 9.03%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+299.6% since first listed
8 events — show timeline
  • 2026-06-10 Listed $99,900 MARIS as Distributed by MLS Grid
  • 2026-06-09 Coming Soon $99,900 MARIS as Distributed by MLS Grid
  • 2025-02-03 Rental Removed $1,595 APPFOLIO
  • 2025-01-01 Listed for Rent $1,595 APPFOLIO
  • 2021-04-23 Sold (Public Records) $55,000 Public Records
  • 2021-04-22 Sold (Public Records) $40,000 Public Records
  • 2003-09-25 Sold (Public Records) $64,999 Public Records
  • 1997-03-04 Sold (Public Records) $25,000 Public Records

Property tax history

-5.0%/yr

Latest (2022): $801 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…