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6574 Graham Ln
C- Composite 52.2
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +7.7/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$155,000

6574 Graham Ln · Shreveport, LA 71047
3 bd · 1.5 ba · 1,090 sqft · SingleFamily public records · 52 Days on market
Built 1982 8,407 sqft lot $142/sqft · at area comps Est $156k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Three bedroom, one and a half bath home on a quiet, dead-end road. Relax on your front porch or your rear covered patio overlooking the large private yard that backs to woods. New roof in March 2021. Refrigerator remains. Ceramic flooring in kitchen. Enjoy country living only minutes from town.

Key facts

  • No rear neighbors
  • Covered back patio
  • Quiet lot

Tags

QUIET LOTNO REAR NEIGHBORSCOMFORTABLE LIVING AREAGENEROUS CABINET SPACESEPARATE LAUNDRY ROOMCOVERED BACK PATIO

Property features AI

Finance

  • Other: Accessible by GPS; directions available
  • HOA & community: No association

Exterior

  • Parking: Carport (covered) — 1 covered space, 1 carport space; No garage spaces
  • Utilities: City sewer; Cable available; Not in a municipal utility district
  • Home design: Single-family residence; One-story; Residential property
  • Construction: Brick construction; Shingle roof; Slab foundation; Built in 1982
  • Exterior features: Lot under 0.5 acre; Subdivision: Grawood Estates

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: 3 bedrooms (all on the main level) — primary bedroom with ensuite bath
  • Flooring: Ceramic tile; Luxury vinyl plank
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (natural gas); Central air; Ceiling fans
  • Interior features: Eat-in kitchen; Plantation shutters; One living area; One dining area; Total of 6 rooms
  • Laundry & utility: Full-size washer and dryer area; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $242 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $150k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 59 active listings in the ZIP; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $120k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,350 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.16%
Cash-on-cash
6.68%
DSCR
1.30
GRM
7.9

CMA / ARV

ARV (median comp)
$155,783
List price
$155,000
Delta
-0.50%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6534 Graham Ln 0.11mi 3/1.5 1,070 (-2%) 14mo $157,000 $147 80
6543 Grawood Dr 0.13mi 3/1.0 1,056 (-3%) 14mo $127,970 $121 75
6566 Graham Ln 0.02mi 3/1.5 1,197 (+10%) 10mo $153,000 $128 74
6398 Jersey Gold Rd 0.42mi 3/2.0 1,137 (+4%) 1mo $185,000 $163 70
10393 Drake Ln 0.20mi 3/2.0 1,134 (+4%) 24mo $167,500 $148 62
10362 Drake Ln 0.27mi 3/1.0 1,013 (-7%) 16mo $134,900 $133 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.78×
Total profit
$-9,718
Equity at exit
$23,111
10-year hold
IRR
3.6%
Equity multiple
1.26×
Total profit
$11,389
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71047

Home prices YoY
-27.5%
Active inventory
59
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,629 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$168 /mo · $2,011/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$242

Break-even live

Break-even rent $1,323
Max offer price $155,000
Occupancy floor 80%

Sensitivity live

Price -10% $329 -5% $286 +0% $242 +5% $198 +10% $154
Rent -10% $113 -5% $177 +0% $242 +5% $306 +10% $370
Rate -1.0pp $320 -0.5pp $281 base $242 +0.5pp $201 +1.0pp $161

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-15
    status $155,000 Pending 52 DOM
  2. 2026-06-15
    days on market $155,000 Active 52 DOM
  3. 2026-06-14
    days on market $155,000 Active 50 DOM
  4. 2026-06-13
    days on market $155,000 Active 49 DOM
  5. 2026-06-10
    days on market $155,000 Active 47 DOM
  6. 2026-06-09
    days on market $155,000 Active 46 DOM
  7. 2026-06-08
    days on market $155,000 Active 45 DOM
  8. 2026-06-07
    days on market $155,000 Active 44 DOM
  9. 2026-06-05
    days on market $155,000 Active 41 DOM
  10. 2026-06-03
    days on market $155,000 Active 40 DOM
  11. 2026-06-02
    days on market $155,000 Active 39 DOM
  12. 2026-06-01
    days on market $155,000 Active 38 DOM
  13. 2026-05-31
    days on market $155,000 Active 37 DOM
  14. 2026-05-30
    days on market $155,000 Active 36 DOM
  15. 2026-05-12
    status Active 452-char remark
  16. 2026-04-30
    historical Active Contingent 452-char remark
  17. 2026-04-24
    listed $155,000 Active 452-char remark
  18. 2021-05-14
    soldstatus Sold 295-char remark
    Show marketing remark (295 chars)

    Three bedroom, one and a half bath home on a quiet, dead-end road. Relax on your front porch or your rear covered patio overlooking the large private yard that backs to woods. New roof in March 2021. Refrigerator remains. Ceramic flooring in kitchen. Enjoy country living only minutes from town.

  19. 2021-05-14
    soldstatus $119,900
    Show marketing remark (295 chars)

    Three bedroom, one and a half bath home on a quiet, dead-end road. Relax on your front porch or your rear covered patio overlooking the large private yard that backs to woods. New roof in March 2021. Refrigerator remains. Ceramic flooring in kitchen. Enjoy country living only minutes from town.

  20. 2021-04-02
    historical 295-char remark
    Show marketing remark (295 chars)

    Three bedroom, one and a half bath home on a quiet, dead-end road. Relax on your front porch or your rear covered patio overlooking the large private yard that backs to woods. New roof in March 2021. Refrigerator remains. Ceramic flooring in kitchen. Enjoy country living only minutes from town.

  21. 2021-03-30
    listed $119,900 295-char remark
    Show marketing remark (295 chars)

    Three bedroom, one and a half bath home on a quiet, dead-end road. Relax on your front porch or your rear covered patio overlooking the large private yard that backs to woods. New roof in March 2021. Refrigerator remains. Ceramic flooring in kitchen. Enjoy country living only minutes from town.

  22. 2008-04-24
    soldstatus
  23. 2006-04-27
    soldstatus
  24. 2002-05-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,011 · $168/mo
Projected year-2 tax
$2,011 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 69% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,544
− Mortgage interest
−$8,682
− Property taxes
−$2,011
− Insurance
−$775
− Repairs & maintenance
−$1,564
− Management
−$1,564
− Depreciation
−$4,509
Taxable income
$439
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$105
After-tax cash flow
$2,794/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
164,123
Population (ZIP)
10,874

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 17% Two or more races 3% Hispanic / Latino 2% Native American 1%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.82%
Current HPI
158.0139
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+29.3% since first listed
11 events — show timeline
  • 2026-06-15 Pending NTREIS
  • 2026-05-12 Relisted NTREIS
  • 2026-04-30 Contingent NTREIS
  • 2026-04-24 Listed $155,000 NTREIS
  • 2021-05-14 Sold (Public Records) $119,900 Public Records
  • 2021-05-14 Sold (MLS) NTREIS
  • 2021-04-02 Listing Removed NTREIS
  • 2021-03-30 Listed $119,900 NTREIS
  • 2008-04-24 Sold (Public Records) Public Records
  • 2006-04-27 Sold (Public Records) Public Records
  • 2002-05-02 Sold (Public Records) Public Records

Property tax history

+25.7%/yr

Latest (2025): $2,011 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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