6927 Oldham Dr · San Antonio, TX 78239

$140,000

3 bd · 2.0 ba · 1,196 sqft · Townhouse public records · 49 Days on market

Built 1979 3,702 sqft lot $117/sqft · 8% below area Est $152k · 8% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.9/30.0
• ARV discount +11.1/15.0
• DSCR +6.7/10.0
• 1% rule +5.3/10.0
• Livability +4.0/5.0
• Schools +3.8/10.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

Key facts

• 3,702 sq ft lot
• Built 1979
• Listed 49 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $140k.

Deal economics

• At list price, monthly cash flow is $195 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• North East ISD (urban): math 38% / reading 49% proficiency, ranked #276 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Montgomery El (math 17% / reading 22%, grade F, #3,583 of 4,322 statewide, top 86%, 263 students, 92% FRL); White Middle (math 28% / reading 40%, grade F, #892 of 1,662 statewide, top 55%, 944 students, 68% FRL); Roosevelt H S (math 20% / reading 40%, grade F, #1,096 of 1,632 statewide, top 68%, 2,599 students, 72% FRL) — zoned schools average 77% FRL vs 41% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 28% at this address vs 44% district-wide (-16 pts) — the specific schools serving this property underperform the North East ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-1.1%/yr); 211 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 21y ago; this cycle's ask has dropped $26k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 7.96%
• Cash-on-cash: 5.96%
• DSCR: 1.27
• GRM: 8.1

CMA / ARV

• ARV (median comp): $151,991
• List price: $140,000
• Delta: -7.89%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6915 Oldham	0.03mi	3/2.0	1,048 (-12%)	5mo	$139,900	$133	74
8002 Mallow	0.22mi	3/2.0	1,177 (-2%)	22mo	$100,000	$85	69
7904 Broadwick	0.13mi	3/2.0	1,104 (-8%)	17mo	$135,000	$122	67
7009 Glen Mist	0.53mi	2/2.0 (-1)	1,232 (+3%)	3mo	$60,000	$49	63
7124 Oldham	0.15mi	3/2.0	1,074 (-10%)	16mo	$170,000	$158	63
6901 Oldham	0.07mi	3/1.0	1,032 (-14%)	9mo	$142,500	$138	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.4%
• Equity multiple: 0.63×
• Total profit: $-14,487
• Equity at exit: $20,874

10-year hold

• IRR: -5.9%
• Equity multiple: 0.67×
• Total profit: $-12,898
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78239

• Home prices YoY: -5.9%
• Rents YoY: -1.1%
• Active inventory: 211
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,437 high
• Mortgage (P&I): −$734
• Tax from tax record: −$148 /mo · $1,778/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $195

Break-even live

Break-even rent $1,191

Max offer price $140,000

Occupancy floor 81%

Sensitivity live

Price	-10% $274	-5% $234	+0% $195	+5% $155	+10% $116
Rent	-10% $81	-5% $138	+0% $195	+5% $252	+10% $308
Rate	-1.0pp $265	-0.5pp $230	base $195	+0.5pp $159	+1.0pp $122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6918 Stockport San Antonio, TX	3.0	2.0	1390	$1,050	$0.76	45d	1	0.04mi
6814 Oldham San Antonio, TX	3.0	2.0	1238	$1,300	$1.05	25d	1	0.11mi
7923 Langport San Antonio, TX	3.0	2.0	1095	$1,800	$1.64	45d	1	0.14mi
7812 Broadwick San Antonio, TX	2.0	1.0	884	$1,075	$1.22	19d	1	0.17mi
7809 Sarepto San Antonio, TX	2.0	2.0	1152	$950	$0.82	25d	1	0.19mi
7904 Mallow San Antonio, TX	3.0	2.0	1135	$1,145	$1.01	16d	1	0.23mi
7138 Brecon San Antonio, TX	3.0	2.5	1276	$1,065	$0.83	45d	1	0.24mi
8318 Tuxford San Antonio, TX	4.0	2.0	1452	$1,700	$1.17	5d	1	0.26mi
7006 Glen Grv San Antonio, TX	3.0	2.0	1036	$1,495	$1.44	45d	1	0.28mi
6811 Avila San Antonio, TX	3.0	2.0	1260	$1,555	$1.23	22d	1	0.29mi
6733 Montgomery Dr San Antonio, TX	3.0	2.0	1150	$860	$0.75	45d	2	0.31mi
7210 John Palmer Dr Unit 101 San Antonio, TX	3.0	2.5	1426	$1,700	$1.19	25d	1	0.39mi
7210 John Palmer Dr Unit 101 San Antonio, TX	3.0	2.5	1426	$1,650	$1.16	18d	1	0.39mi
8259 Montgomery Oak San Antonio, TX	3.0	2.0	1152	$1,250	$1.09	45d	5	0.40mi
7603 Glen Vis San Antonio, TX	3.0	2.0	980	$1,200	$1.22	9d	1	0.45mi
7643 Glen Shire San Antonio, TX	3.0	2.0	868	$1,475	$1.70	25d	1	0.45mi
8215 Littleport San Antonio, TX	3.0	2.0	1344	$1,600	$1.19	19d	1	0.49mi
8310 Hastings San Antonio, TX	2.0	1.0	1315	$1,450	$1.10	25d	1	0.50mi
6607 Benhill San Antonio, TX	3.0	2.0	1318	$2,000	$1.52	23d	1	0.51mi
7662 Oak Chase San Antonio, TX	3.0	2.0	1250	$1,200	$0.96	12d	1	0.53mi
7664 Oak Chase San Antonio, TX	3.0	2.0	1250	$1,350	$1.08	9d	1	0.53mi
7658 Oak Chase San Antonio, TX	3.0	2.0	1250	$1,350	$1.08	9d	1	0.54mi
7222 Glen Hvn San Antonio, TX	4.0	2.0	1320	$1,350	$1.02	25d	1	0.54mi
7660 Oak Chase San Antonio, TX	3.0	2.0	1250	$1,200	$0.96	12d	1	0.54mi
7650 Oak Chase Unit 7650 San Antonio, TX	4.0	2.0	1250	$1,650	$1.32	45d	1	0.54mi
7636 Oak Chase Unit 1 San Antonio, TX	3.0	2.0	1200	$1,255	$1.05	45d	1	0.55mi
6721 Brothers Ln Unit 6721 San Antonio, TX	4.0	2.0	1250	$1,300	$1.04	18d	1	0.56mi
6721 Brothers Ln San Antonio, TX	4.0	2.0	1250	$1,300	$1.04	9d	1	0.56mi
7651 Oak Chase San Antonio, TX	3.0	3.5	1034	$1,695	$1.64	25d	1	0.57mi
7648 Windsor Oaks San Antonio, TX	4.0	2.0	1500	$1,295	$0.86	25d	1	0.57mi
7614 Glen Hurst San Antonio, TX	3.0	1.0	1100	$1,400	$1.27	3d	1	0.59mi
7042 Glen Mist San Antonio, TX	3.0	2.0	1284	$950	$0.74	45d	1	0.61mi
7613 Oak Chase San Antonio, TX	3.0	2.0	1200	$1,100	$0.92	45d	1	0.61mi
7318 Glen Trl San Antonio, TX	3.0	2.0	1226	$1,900	$1.55	45d	1	0.61mi
8350 Hastings San Antonio, TX	3.0	2.0	1247	$2,000	$1.60	45d	1	0.62mi
7326 Glen Trl San Antonio, TX	4.0	2.0	1370	$1,549	$1.13	4d	1	0.64mi
7568 Windsor Oaks Unit 7572 San Antonio, TX	3.0	2.0	1150	$1,250	$1.09	6d	1	0.64mi
7528 Oak Chase San Antonio, TX	3.0	2.0	1138	$995	$0.87	45d	1	0.64mi
7571 Windsor Oaks San Antonio, TX	2.0	1.0	750	$695	$0.93	25d	1	0.66mi
7548 Windsor Oaks Unit 7548 San Antonio, TX	3.0	2.0	1001	$1,200	$1.20	45d	1	0.66mi

Listing history 34 events

1. 2026-06-07
   statusdays on market $140,000 Pending 49 DOM
2. 2026-06-04
   days on market $140,000 Active Option 48 DOM
3. 2026-06-03
   days on market $140,000 Active Option 47 DOM
4. 2026-06-02
   days on market $140,000 Active Option 46 DOM
5. 2026-06-01
   days on market $140,000 Active Option 45 DOM
6. 2026-05-31
   days on market $140,000 Active Option 44 DOM
7. 2026-05-09
   price $140,000 853-char remark

   Show marketing remark (853 chars)

   Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

8. 2026-05-09
   status Back on Market 853-char remark

   Show marketing remark (853 chars)

   Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

9. 2026-04-25
   historical Active Option 853-char remark

   Show marketing remark (853 chars)

   Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

10. 2026-04-18
    price $150,000 853-char remark

    Show marketing remark (853 chars)

    Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

11. 2026-04-17
    listed $166,000 New 853-char remark

    Show marketing remark (853 chars)

    Single story home in San Antonio featuring modern updates and a thoughtfully designed layout. This open concept home offers seamless flow between the living and dining areas, enhanced by recessed lighting that creates a bright and inviting atmosphere. The updated kitchen is designed for both style and functionality, showcasing white cabinets, quartz countertops, and stainless steel appliances, making it a standout space for everyday living and entertaining. Both bathrooms have been beautifully renovated with contemporary finishes, including new tile, modern fixtures, and refreshed vanities that provide a clean, spa like feel. Step outside to a private backyard ideal for relaxing or entertaining, with plenty of space to enjoy outdoor activities. The property also offers ample parking and strong curb appeal, completing this move in ready home.

12. 2026-04-09
    historical
13. 2026-04-07
    listed $166,000 New
14. 2026-03-25
    soldstatus
15. 2026-03-23
    soldstatus Sold
16. 2026-03-13
    status Pending
17. 2026-02-24
    historical Active Option
18. 2026-02-02
    listed $155,500 New
19. 2024-10-16
    soldstatus
20. 2024-10-12
    soldstatus Sold
21. 2024-10-11
    status Pending
22. 2024-08-27
    price $85,000
23. 2024-08-14
    listed $88,000 New
24. 2023-08-11
    soldstatus
25. 2008-08-23
    historical
26. 2008-05-14
    listed $41,900
27. 2006-07-27
    soldstatus
28. 2006-04-17
    soldstatus
29. 2005-10-17
    soldstatus
30. 2005-10-14
    soldstatus
31. 2005-08-08
    listed $39,900
32. 1999-09-17
    soldstatus
33. 1997-06-26
    soldstatus
34. 1992-01-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,778 · $148/mo
• Projected year-2 tax: $2,562 · $214/mo
• Expected delta: +$784/yr (+$65/mo · 44.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,247
• − Mortgage interest: −$7,842
• − Property taxes: −$1,778
• − Insurance: −$700
• − Repairs & maintenance: −$1,380
• − Management: −$1,380
• − Depreciation: −$4,073
• Taxable income: $95
• Est. tax owed @ 24.0%: −$23
• After-tax cash flow: $2,315/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: North East ISD
• NCES district ID: 4832940
• Math proficiency: 38% ▼ -14.00%
• Reading proficiency: 49% ▼ -4.00%
• Median HH income: $57,715
• Composite: 38.1/100
• National rank: #4276
• State rank: #276 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 28,609
• Household income: $70,098
• Rent vs Own: 26.2% rent · 73.8% own
• Severe rent burden: 488.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Hispanic / Latino 47% White 30% Two or more races 20% Black 16% Asian 4% Pacific Islander 2%
• Hispanic origin (detail): Mexican 38% Puerto Rican 4%
• Common ancestry: Lithuanian 2% Romanian 1% Slovak 1%
• Foreign-born: 13% · Canada, Vietnam, Jamaica
• Languages at home: 72% English-only · Spanish 24% Vietnamese 1% Chinese 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -15.13%
• Current HPI: 242.1272
• Rent YoY: ▼ -1.05%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+250.9% since first listed

28 events — show timeline

• 2026-05-09 Price Changed $140,000 LERA
• 2026-05-09 Relisted — LERA
• 2026-04-25 Contingent — LERA
• 2026-04-18 Price Changed $150,000 LERA
• 2026-04-17 Listed $166,000 LERA
• 2026-04-09 Listing Removed — LERA
• 2026-04-07 Listed $166,000 LERA
• 2026-03-25 Sold (Public Records) — Public Records
• 2026-03-23 Sold (MLS) — LERA
• 2026-03-13 Pending — LERA
• 2026-02-24 Contingent — LERA
• 2026-02-02 Listed $155,500 LERA
• 2024-10-16 Sold (Public Records) — Public Records
• 2024-10-12 Sold (MLS) — LERA
• 2024-10-11 Pending — LERA
• 2024-08-27 Price Changed $85,000 LERA
• 2024-08-14 Listed $88,000 LERA
• 2023-08-11 Sold (Public Records) — Public Records
• 2008-08-23 Listing Removed — LERA
• 2008-05-14 Listed $41,900 LERA
• 2006-07-27 Sold (Public Records) — Public Records
• 2006-04-17 Sold (Public Records) — Public Records
• 2005-10-17 Sold (Public Records) — Public Records
• 2005-10-14 Sold (MLS) — LERA
• 2005-08-08 Listed $39,900 LERA
• 1999-09-17 Sold (Public Records) — Public Records
• 1997-06-26 Sold (Public Records) — Public Records
• 1992-01-01 Sold (Public Records) — Public Records

Property tax history

+9.6%/yr

Latest (2025): $1,778 · -25.5% YoY. Source: county tax records.