8060 Stockholm St · High Point, FL 34613

$215,000

2 bd · 2.0 ba · 1,488 sqft · Manufactured public records · 62 Days on market

Built 1979 7,500 sqft lot Est $205k · at est. $46/mo HOA · 2% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.0/30.0
• DSCR +6.7/10.0
• ARV discount +5.4/15.0
• 1% rule +5.1/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

Key facts

• Remodeled kitchen
• Bonus room
• Updated bathrooms

Tags

• HIGH POINT GOLF COMMUNITY
• NEW FLORAL LANDSCAPING
• REMODELED KITCHEN
• COFFEE BAR
• UPDATED BATHROOMS
• BONUS ROOM

Property features AI

Finance

• Other: Living area reported as 1,488 sq ft; total building area reported as 2,283 sq ft
• Financial info: Lease restrictions apply
• HOA & community: High Point Community HOA with monthly fee of $46 (association approval required); Senior community; Pets allowed (cats and dogs; number limit applies)

Exterior

• Parking: Attached garage (1-car); 1-car carport
• Utilities: Public water; Public sewer; Electricity available; Cable available; Phone available; Broadband/high-speed internet available
• Home design: Manufactured double-wide home; Single-story; Faces north; Entry level: One
• Construction: Vinyl siding on frame construction; Shingle roof; Pillar/post/pier foundation; Built as a manufactured home
• Exterior features: Awning(s); French doors; Paved road access; Lot approximately 60 x 125 (0.17 acres)

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Kitchen open to family room; Solid surface counters; Thermostat
• Laundry & utility: Gas dryer hookup in garage; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $215k.

Deal economics

• At list price, monthly cash flow is $304 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $215k).
• Recommended offer: $202k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, schools F, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 691 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 45% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $150k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,100 (6.0% below list)

Questions for the listing agent

1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.99%
• Cash-on-cash: 6.07%
• DSCR: 1.27
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $205,344
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8060 Stockholm St	0.00mi	2/2.0	1,488 (0%)	0mo	$215,000	$144	100
8795 Highpoint Blvd	0.16mi	2/2.0	1,344 (-10%)	2mo	$145,000	$108	75
8257 Fiesta St	0.34mi	2/2.0	1,380 (-7%)	3mo	$199,900	$145	70
8134 Baycrest Dr	0.19mi	2/2.0	1,284 (-14%)	2mo	$158,000	$123	67
12544 Harker St	0.50mi	3/2.0 (+1)	1,456 (-2%)	2mo	$166,000	$114	66
7156 Fairlane Ave	0.45mi	2/2.0	1,368 (-8%)	1mo	$135,000	$99	65
12160 Sara	0.22mi	3/2.0 (+1)	1,296 (-13%)	1mo	$195,000	$150	62
9328 Highpoint Blvd	0.45mi	2/2.0	1,334 (-10%)	0mo	$153,000	$115	61
7360 Nielson Ave	0.36mi	2/2.0	1,300 (-13%)	2mo	$179,900	$138	61
7409 Eastern Circle Dr	0.39mi	2/2.0	1,296 (-13%)	0mo	$163,000	$126	60
7381 Western Cir	0.64mi	3/2.0 (+1)	1,456 (-2%)	3mo	$245,000	$168	59
8337 Yellow Pine Ave	0.66mi	3/2.0 (+1)	1,671 (+12%)	1mo	$250,000	$150	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.74×
• Total profit: $-15,459
• Equity at exit: $32,057

10-year hold

• IRR: 2.7%
• Equity multiple: 1.19×
• Total profit: $11,461
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34613

• Home prices YoY: -17.2%
• Active inventory: 691
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $2,174 medium
• Mortgage (P&I): −$1,127
• Tax from tax record: −$150 /mo · $1,801/yr
• Insurance: −$90
• HOA: −$46
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $304

Break-even live

Break-even rent $1,789

Max offer price $215,000

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12136 Fairway Ave Brooksville, FL	2.0	2.0	920	$1,650	$1.79	24d	1	0.42mi
7405 Western Circle Dr Brooksville, FL	2.0	2.0	1442	$1,500	$1.04	24d	1	0.65mi
7718 Rome Ln Brooksville, FL	3.0	2.0	1674	$2,200	$1.31	24d	1	1.12mi
13109 Lola Dr Spring Hill, FL	2.0	2.0	1483	$4,900	$3.30	24d	1	1.22mi

HOA detail

• Monthly dues: $46 · $552/yr

Listing history 13 events

1. 2026-05-12
   status Pending
2. 2026-04-09
   price $215,000
3. 2026-03-10
   listed $219,900 Active
4. 2022-05-04
   soldstatus $150,000
5. 2022-05-04
   soldstatus $150,000
6. 2022-04-28
   soldstatus $150,000 Closed 833-char remark

   Show marketing remark (833 chars)

   Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

7. 2022-04-28
   soldstatus $150,000 833-char remark

   Show marketing remark (833 chars)

   Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

8. 2022-03-23
   status Pending 833-char remark

   Show marketing remark (833 chars)

   Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

9. 2022-03-14
   listed $148,800 Active 833-char remark

   Show marketing remark (833 chars)

   Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

10. 2022-03-14
    listed $148,800 833-char remark

    Show marketing remark (833 chars)

    Terrific buy in High Point Golf Community, an active 55 plus development with an 18-hole par 72 course! Located within 10 miles of the Gulf of Mexico! Spacious Home located on the 5th hole of the golf course! 2 bedroom, 2 bathroom plan, 1488 feet of living area which includes a spacious family room, and dining area as well as an attached enclosed room perfect for a den, office, hobbies, and more! Main bedroom has a full bathroom with shower and a large walk-in closet. Storage and workshop rooms are large with a front entry and a rear golf cart garage door! Exterior features a large covered carport, screened in area, and nice yard with great golf course frontage views! Great location close to the Clubhouse and tennis courts! Located near all local amenities! Priced below market value for an as is quick sale, don't miss it!

11. 2005-07-27
    soldstatus $85,000
12. 2005-07-19
    soldstatus $85,000
13. 2005-05-03
    listed $92,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,801 · $150/mo
• Projected year-2 tax: $1,801 · $150/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,090
• − Mortgage interest: −$12,043
• − Property taxes: −$1,801
• − Insurance: −$1,075
• − Repairs & maintenance: −$2,087
• − Management: −$2,087
• − HOA: −$552
• − Depreciation: −$6,255
• Taxable income: $190
• Est. tax owed @ 24.0%: −$46
• After-tax cash flow: $3,608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — High Point

• Score: 64/100
• State rank: #677
• US rank: #14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: High Point, FL
• County: Hernando County · 169,677 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 19,337
• Household income: $58,596
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 307.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.51%
• Current HPI: 276.2229
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+132.4% since first listed

13 events — show timeline

• 2026-05-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Listed $219,900 Stellar MLS as Distributed by MLS Grid
• 2022-05-04 Sold (Public Records) $150,000 Public Records
• 2022-05-04 Sold (Public Records) $150,000 Public Records
• 2022-04-28 Sold (MLS) $150,000 St. Augustine and St. Johns County Board of REALTORS®
• 2022-04-28 Sold (MLS) $150,000 HCAR
• 2022-03-23 Pending — HCAR
• 2022-03-14 Listed $148,800 St. Augustine and St. Johns County Board of REALTORS®
• 2022-03-14 Listed $148,800 HCAR
• 2005-07-27 Sold (Public Records) $85,000 Public Records
• 2005-07-19 Sold (MLS) $85,000 HCAR
• 2005-05-03 Listed $92,500 HCAR

Property tax history

+14.9%/yr

Latest (2025): $1,801 · -0.1% YoY. Source: county tax records.