7821 Veronawalk Blvd · Verona Walk, FL 34114

$459,000

3 bd · 3.0 ba · 945 sqft · SingleFamily public records · 62 Days on market

Built 2005 $430/mo HOA · 12% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.6/30.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +3.1/5.0
• 1% rule +2.9/10.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0

Listing remarks MLS

BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

Key facts

• Private balconies
• Central vacuum
• Brand new oven

Tags

• BRAND NEW OVEN
• PRIVATE BALCONIES
• POURED CONCRETE CONSTRUCTION
• UPGRADED PORCELAIN TILE
• CUSTOM CLOSET SYSTEMS
• CENTRAL VACUUM

Property features AI

Finance

• Other: Property is part of a 2-unit building in a complex with 2 units and 2 floors
• HOA & community: Mandatory HOA with professional management; Quarterly master HOA fee; Total annual recurring HOA fees: $5,160; One-time fees: $1,390; HOA maintenance covers cable, internet/WiFi, irrigation, manager, interior pest control, street lights, street maintenance, and trash removal; Community amenities include clubhouse, community pool and room, exercise room, tennis, pickleball, bocce, basketball, bike/jog path, sidewalks, library, business center, restaurant, beauty salon, and streetlights; Gated community

Exterior

• Parking: Detached 2-car garage; Paved driveway
• Security: Gated community; Security system present
• Utilities: Central water; Central sewer; Electric service (central)
• Home design: Residential townhouse; 2-story design; Rear exposure facing north; Located in the Verona Walk development
• Construction: Concrete block construction; Stucco exterior finish; Tile roof; Built in 2005
• Exterior features: Deck; Privacy wall; Double-hung windows; Manual shutters; Gated community

Interior

• Kitchen: Island; Pantry; Electric cooktop; Dishwasher; Disposal; Microwave; Refrigerator/Freezer
• Bedrooms: 3 bedrooms with a first-floor primary and split bedroom layout
• Flooring: Carpet; Tile
• Bathrooms: 3 full bathrooms; Primary bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric cooling; Cable available
• Interior features: High-speed internet available; Smoke detectors; Walk-in closet; Balcony; Screened lanai/porch; Laundry in residence; Unfurnished
• Laundry & utility: Washer and dryer in residence; Security system

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $459k.

Deal economics

• At list price, monthly cash flow is $-694 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $336k (26.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $361k (21.4% below list).
• Recommended offer: $336k (26.7% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 62/100 on livability (#746 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A, housing B+; Watch: health & safety D, schools F, amenities F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $3,610/mo this rent would consume 48% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $3k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($431k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 17y ago; this cycle's ask is 13014% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $350k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $336,398 (26.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 4.88%
• Cash-on-cash: -5.06%
• DSCR: 0.77
• GRM: 10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: -16.7%
• Equity multiple: 0.32×
• Total profit: $-87,584
• Equity at exit: $100,298

10-year hold

• IRR: -9.5%
• Equity multiple: 0.21×
• Total profit: $-101,445
• Equity at exit: $96,614

Cash invested: $128,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 900
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $3,610 medium
• Mortgage (P&I): −$2,407
• Tax from tax record: −$366 /mo · $4,387/yr
• Insurance: −$191
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$430
• Vacancy / Maint / Mgmt: −$758
• Net cashflow: $-694

Break-even live

Break-even rent $4,488

Max offer price $336,398

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $114,750
• Closing costs: $13,770
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7870 Mahogany Run Ln #1713 Naples, FL	2.0	2.0	1062	$3,570	$3.36	23d	1	1.13mi
8120 Acacia St Naples, FL	1.0–3.0	1.0–2.0	1128	$2,748	$2.44	14d	33	1.31mi

HOA detail

• Monthly dues: $430 · $5,160/yr
• Likely covers: gaspoolgymsecurity

Listing history 32 events

1. 2026-06-18
   days on market $459,000 Active 62 DOM
2. 2026-06-17
   days on market $459,000 Active 61 DOM
3. 2026-06-16
   days on market $459,000 Active 60 DOM
4. 2026-06-15
   price $459,000 Active 59 DOM
5. 2026-06-15
   days on market $449,000 Active 59 DOM
6. 2026-06-14
   days on market $449,000 Active 57 DOM
7. 2026-06-10
   days on market $449,000 Active 54 DOM
8. 2026-06-09
   days on market $449,000 Active 53 DOM
9. 2026-06-08
   days on market $449,000 Active 52 DOM
10. 2026-06-07
    days on market $449,000 Active 51 DOM
11. 2026-06-03
    days on market $449,000 Active 47 DOM
12. 2026-06-02
    days on market $449,000 Active 46 DOM
13. 2026-06-01
    days on market $449,000 Active 45 DOM
14. 2026-05-31
    days on market $449,000 Active 44 DOM
15. 2026-05-30
    days on market $449,000 Active 43 DOM
16. 2026-05-07
    listed $3,500
17. 2026-04-17
    listed $449,000 Active
18. 2021-08-23
    soldstatus $350,000
19. 2021-08-17
    soldstatus $350,000 Sold 490-char remark

    Show marketing remark (490 chars)

    BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

20. 2021-07-23
    status Pending 490-char remark

    Show marketing remark (490 chars)

    BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

21. 2021-07-18
    status Active 490-char remark

    Show marketing remark (490 chars)

    BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

22. 2021-07-08
    status Pending With Contingencies 490-char remark

    Show marketing remark (490 chars)

    BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

23. 2021-07-06
    listed $375,000 Active 490-char remark

    Show marketing remark (490 chars)

    BEAUTIFULLY MAINTAINED 3 BEROOM 3 BATHROOM TOWHOUSE, HOME HAS A MASTER ON THE FIRST FLOOR AND A MASTER ON THE SECOND FLOOR A WELL, SIT OUTSIDE IN YOUR SCREENED LANAI OR SIT OUT ON ONE OF THE TWO FRONT PORCHES TO ENJOY PARADISE. GATE COMMUNITY, COMMUNITY POOL, LAP POOL, TENNIS COURTS, BOCCE COURTS, PICKLE BALL, BASKETBALL, FITNESS CENTER, HAIR SALON, ICE CREAM SHOP, RESTAURANT, POST OFFICE, GAS STATION, CAR WASH AND ONSITE REAL ESTATE FOR ALL YOUR NEEDS ALL LOCATED IN A GATED COMMUNITY.

24. 2020-09-10
    historical
25. 2020-08-25
    listed $286,000 Active
26. 2014-01-23
    price $159,000
27. 2011-07-05
    soldstatus $167,000
28. 2011-06-29
    soldstatus $167,000
29. 2011-03-10
    historical
30. 2010-09-10
    listed $167,000
31. 2010-09-09
    historical
32. 2009-10-07
    listed $174,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,387 · $366/mo
• Projected year-2 tax: $4,387 · $366/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone AH · 13% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $43,320
• − Mortgage interest: −$25,711
• − Property taxes: −$4,387
• − Insurance: −$4,120
• − Repairs & maintenance: −$3,466
• − Management: −$3,466
• − HOA: −$5,160
• − Depreciation: −$13,353
• Taxable loss: −$16,342
• Est. tax savings @ 24.0%: +$3,922
• After-tax cash flow: $-4,406/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Verona Walk

• Score: 62/100
• State rank: #746
• US rank: #16132

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A Housing B+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Verona Walk, FL
• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-98.0% since first listed

17 events — show timeline

• 2026-05-07 Listed for Rent $3,500 FGCMLS
• 2026-04-17 Listed $449,000 NAPLESMLS
• 2021-08-23 Sold (Public Records) $350,000 Public Records
• 2021-08-17 Sold (MLS) $350,000 NAPLESMLS
• 2021-07-23 Pending — NAPLESMLS
• 2021-07-18 Relisted — NAPLESMLS
• 2021-07-08 Pending — NAPLESMLS
• 2021-07-06 Listed $375,000 NAPLESMLS
• 2020-09-10 Listing Removed — NAPLESMLS
• 2020-08-25 Listed $286,000 NAPLESMLS
• 2014-01-23 Price Changed $159,000 FORTMLS
• 2011-07-05 Sold (Public Records) $167,000 Public Records
• 2011-06-29 Sold (MLS) $167,000 FORTMLS
• 2011-03-10 Listing Removed — FORTMLS
• 2010-09-10 Listed $167,000 FORTMLS
• 2010-09-09 Listing Removed — FORTMLS
• 2009-10-07 Listed $174,500 FORTMLS

Property tax history

+8.9%/yr

Latest (2025): $4,387 · -0.5% YoY. Source: county tax records.