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207 W Saunders St
D Composite 42.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.6/30.0
  • Schools +4.6/10.0
  • Livability +3.8/5.0
  • 1% rule +3.4/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • Appreciation +0.0/10.0

$221,999

207 W Saunders St · League City, TX 77573
3 bd · 2.0 ba · 1,621 sqft · SingleFamily public records · 26 Days on market
Built 1954 7,357 sqft lot $137/sqft · 35% below area Est $342k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious Single-Story Home with Bonus Room and Extra Storage Welcome to this great single-story home featuring 3 bedrooms, 2 bathrooms, and an additional bonus room that can be used as a fourth bedroom, office, or flex space. The property also includes an additional garage in the back—perfect for extra storage or a workshop. Conveniently located near freeway access, restaurants, and shopping, this home offers both comfort and convenience. A must-see opportunity for families or investors!

Key facts

  • Extra storage
  • Bonus room
  • Freeway access

Tags

SINGLE-STORY HOMEBONUS ROOMEXTRA STORAGEFREEWAY ACCESS

Property features AI

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story (all main rooms listed on the first floor)
  • Construction: Vinyl siding; Composition roof; Slab foundation; Built in 1954
  • Exterior features: Back yard fence; Cleared lot

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Oven; Garbage disposal; Refrigerator
  • Bedrooms: Primary bedroom on the first floor (approx. 11 x 10); Two additional bedrooms on the first floor (each approx. 10 x 10)
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Interior features: Ceiling fan(s)
  • Laundry & utility: Washer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $222k.

Deal economics

  • At list price, monthly cash flow is $-192 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $188k (15.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (15.9% below list).
  • Recommended offer: $187k (15.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 2.7% in League City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#135 in TX, #3,961 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Clear Creek ISD (suburban): math 48% / reading 54% proficiency, ranked #114 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Ralph Parr El (math 51% / reading 57%, grade C, #664 of 4,322 statewide, top 16%, 704 students, 37% FRL); Victory Lakes Int (math 47% / reading 54%, grade C, #333 of 1,662 statewide, top 21%, 937 students, 28% FRL); Clear Creek H S (math 51% / reading 54%, grade C-, #444 of 1,632 statewide, top 27%, 2,400 students, 0% FRL) — zoned schools at 22% FRL track the district average.
  • Market conditions: Rents flat; 959 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,740 (15.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.25%
Cash-on-cash
-3.71%
DSCR
0.83
GRM
9.9

CMA / ARV

ARV (median comp)
$341,575
List price
$221,999
Delta
-35.01%
Verdict
UNDERPRICED
Comps
20 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
215 Oakwood St 0.43mi 3/2.0 1,599 (-1%) 10mo $265,000 $166 69
213 Oakwood St 0.43mi 3/2.0 1,584 (-2%) 10mo $262,000 $165 68
218 Englewood Dr 0.44mi 3/2.0 1,598 (-1%) 12mo $318,500 $199 67
203 Fleetwood Cir 0.52mi 3/2.0 1,596 (-2%) 11mo $239,900 $150 64
203 W Saunders St 0.03mi 3/2.0 1,382 (-15%) 14mo $225,000 $163 62
217 Oakwood St 0.42mi 3/2.0 1,715 (+6%) 11mo $275,000 $160 62
218 Pecan Dr 0.58mi 3/2.0 1,620 (-0%) 14mo $349,999 $216 62
807 Driftwood St 0.47mi 3/2.0 1,730 (+7%) 9mo $240,000 $139 59
205 Oakwood St 0.46mi 4/2.0 (+1) 1,546 (-5%) 11mo $249,000 $161 57
212 Englewood Dr 0.46mi 3/2.0 1,532 (-6%) 15mo $250,000 $163 56
613 4th 0.64mi 3/2.5 1,683 (+4%) 12mo $329,900 $196 52
604 Elmore St 0.50mi 3/2.0 1,757 (+8%) 14mo $349,000 $199 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.78% rent growth · sell at horizon

5-year hold
IRR
-25.2%
Equity multiple
0.16×
Total profit
$-52,196
Equity at exit
$33,101
10-year hold
IRR
-30.8%
Equity multiple
-0.24×
Total profit
$-76,796
Equity at exit
$19,194

Cash invested: $62,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77573

Home prices YoY
-29.2%
Rents YoY
0.8%
Active inventory
959
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,867 high interval (Pro) →
Mortgage (P&I)
$1,164
Tax from tax record
$411 /mo · $4,931/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$392
Net cashflow
$-192

Break-even live

Break-even rent $2,111
Max offer price $188,018
Occupancy floor

Sensitivity live

Price -10% $-67 -5% $-130 +0% $-192 +5% $-255 +10% $-318
Rent -10% $-340 -5% $-266 +0% $-192 +5% $-119 +10% $-45
Rate -1.0pp $-81 -0.5pp $-136 base $-192 +0.5pp $-250 +1.0pp $-308

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,500
Closing costs
$6,660
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18 W Walker St League City, TX 2.0 2.0 1172 $1,662 $1.42 45d 1 0.05mi
113 W Main St League City, TX 2.0 2.0 1144 $1,699 $1.49 26d 1 0.26mi
382 Hyland Ln League City, TX 3.0 2.0 2229 $1,200 $0.54 0d 1 0.32mi
382 Hyland Ln League City, TX 3.0 2.0 2227 $1,480 $0.66 4d 1 0.32mi
310 Waco Ave Apt 206 League City, TX 2.0 1.5 1100 $1,250 $1.14 0d 1 0.44mi
316 3rd St League City, TX 3.0 1.0 1400 $1,450 $1.04 45d 1 0.46mi
703 Coryell St League City, TX 3.0 2.0 1580 $1,595 $1.01 23d 1 0.73mi
1751 W Walker St Unit 3174 League City, TX 3.0 2.0 1363 $2,536 $1.86 0d 1 0.75mi
1751 W Walker St Unit 1784 League City, TX 3.0 2.0 1363 $2,485 $1.82 0d 1 0.75mi
301 N Wesley Dr Unit 2047 League City, TX 2.0 2.0 1067 $1,614 $1.51 0d 1 1.09mi
301 N Wesley Dr Unit 3047 League City, TX 3.0 2.0 1445 $1,640 $1.13 12d 1 1.09mi
2205 W Walker St Unit 424 League City, TX 2.0 2.0 1093 $1,615 $1.48 9d 1 1.10mi
301 N Wesley Dr League City, TX 2.0 2.0 1144 $1,699 $1.49 45d 1 1.14mi
307 N Wesley Dr League City, TX 2.0 2.0 1067 $1,469 $1.38 45d 1 1.14mi
301 N Wesley Dr Unit 3112 League City, TX 3.0 2.0 1445 $1,589 $1.10 0d 1 1.15mi
301 N Wesley Dr Apt 424 League City, TX 2.0 2.0 1067 $1,589 $1.49 7d 1 1.15mi
301 N Wesley Dr Unit 3174 League City, TX 3.0 2.0 1445 $1,640 $1.13 0d 1 1.15mi
301 N Wesley Dr Apt 422 League City, TX 2.0 2.0 1067 $1,589 $1.49 9d 1 1.15mi
301 N Wesley Dr Unit 338 League City, TX 2.0 2.0 1067 $1,613 $1.51 12d 1 1.15mi
301 N Wesley Dr Unit 334 League City, TX 3.0 2.0 1445 $2,084 $1.44 45d 1 1.15mi
301 N Wesley Dr Unit 2112 League City, TX 2.0 2.0 1067 $1,573 $1.47 0d 1 1.15mi
350 N Wesley Dr League City, TX 1.0–2.0 1.0–2.0 872 $2,120 $2.43 0d 15 1.15mi
2205 W Walker St Unit 3174 League City, TX 3.0 2.0 1434 $2,149 $1.50 0d 1 1.18mi
2205 W Walker St Unit 2238 League City, TX 3.0 2.0 1434 $1,975 $1.38 45d 1 1.18mi
2205 W Walker St Unit 2228 League City, TX 2.0 2.0 1093 $1,599 $1.46 0d 1 1.18mi
2205 W Walker St Unit 2174 League City, TX 2.0 2.0 1093 $1,532 $1.40 18d 1 1.18mi
2205 W Walker St Unit 2262 League City, TX 2.0 2.0 1093 $1,565 $1.43 14d 1 1.18mi
1627 Texas Ave League City, TX 4.0 2.0 1430 $2,800 $1.96 45d 1 1.21mi
1521 Pearl Dr League City, TX 4.0 2.5 1747 $2,500 $1.43 0d 1 1.23mi
1612 2nd St League City, TX 3.0 2.0 1496 $2,200 $1.47 45d 1 1.31mi
1617 3rd St League City, TX 4.0 2.0 1687 $2,150 $1.27 45d 1 1.34mi
306 Lafayette Ln League City, TX 4.0 2.0 2232 $2,250 $1.01 45d 1 1.41mi
1835 Wren Dr League City, TX 3.0 2.0 1092 $1,595 $1.46 3d 1 1.49mi

Listing history 35 events

  1. 2026-06-17
    days on market $221,999 Pending 26 DOM
  2. 2026-06-16
    days on market $221,999 Pending 25 DOM
  3. 2026-06-15
    days on market $221,999 Pending 24 DOM
  4. 2026-06-13
    days on market $221,999 Pending 22 DOM
  5. 2026-06-13
    days on market $221,999 Pending 21 DOM
  6. 2026-06-10
    status $221,999 Pending 18 DOM
  7. 2026-06-09
    days on market $221,999 Active 18 DOM
  8. 2026-06-08
    days on market $221,999 Active 17 DOM
  9. 2026-06-07
    days on market $221,999 Active 16 DOM
  10. 2026-06-04
    days on market $221,999 Active 13 DOM
  11. 2026-06-03
    days on market $221,999 Active 12 DOM
  12. 2026-06-02
    days on market $221,999 Active 11 DOM
  13. 2026-06-01
    days on market $221,999 Active 10 DOM
  14. 2026-05-31
    days on market $221,999 Active 9 DOM
  15. 2026-05-07
    historical
  16. 2026-01-14
    price $221,999
  17. 2025-12-19
    price $226,999
  18. 2025-10-22
    listed $233,999 Active
  19. 2025-10-22
    historical
  20. 2025-10-20
    price $239,000
  21. 2025-08-19
    price $245,000
  22. 2025-05-16
    listed $250,000 Active
  23. 2023-10-12
    historical $1,800
  24. 2023-10-12
    historical
  25. 2023-10-01
    listed $1,800
  26. 2023-03-08
    listed $240,000 Active
  27. 2021-07-07
    soldstatus
  28. 2019-06-28
    soldstatus Sold
  29. 2019-06-28
    soldstatus
  30. 2019-05-16
    status Pending
  31. 2019-05-03
    listed $220,000 Active
  32. 2018-09-07
    soldstatus Sold
  33. 2018-09-03
    status Pending
  34. 2018-08-28
    status Option Pending
  35. 2018-08-22
    listed $100,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,931 · $411/mo
Projected year-2 tax
$4,931 · $411/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,409
− Mortgage interest
−$12,435
− Property taxes
−$4,931
− Insurance
−$1,110
− Repairs & maintenance
−$1,793
− Management
−$1,793
− Depreciation
−$6,458
Taxable loss
−$6,111
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,467
After-tax cash flow
$-842/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clear Creek ISD
NCES district ID
4814280
Math proficiency
48% ▼ -10.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$80,240
Composite
46.49/100
National rank
#2431
State rank
#114 of 826 in TX

Livability — League City

Score
75/100
State rank
#135
US rank
#3961

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
League City, TX
County
Galveston County · 357,330 people
City population
98,109
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
98,109
Household income
$122,722
Rent vs Own
24.2% rent · 75.8% own
Severe rent burden
2226.0

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 19% Two or more races 12% Black 6% Asian 5%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Italian 3% Lithuanian 2% Romanian 2%
Foreign-born
11% · Canada, Vietnam, China
Languages at home
82% English-only · Spanish 11% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -100.70%
Current HPI
244.0714
Rent YoY
▲ 0.78%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+122.0% since first listed
24 events — show timeline
  • 2026-06-18 Pending HARMLS
  • 2026-06-09 Pending HARMLS
  • 2026-05-22 Listed $221,999 HARMLS
  • 2026-05-07 Listing Removed HARMLS
  • 2026-01-14 Price Changed $221,999 HARMLS
  • 2025-12-19 Price Changed $226,999 HARMLS
  • 2025-10-22 Listing Removed HARMLS
  • 2025-10-22 Listed $233,999 HARMLS
  • 2025-10-20 Price Changed $239,000 HARMLS
  • 2025-08-19 Price Changed $245,000 HARMLS
  • 2025-05-16 Listed $250,000 HARMLS
  • 2023-10-12 Rental Removed $1,800 BUILDIUM
  • 2023-10-12 Listing Removed HARMLS
  • 2023-10-01 Listed for Rent $1,800 BUILDIUM
  • 2023-03-08 Listed $240,000 HARMLS
  • 2021-07-07 Sold (Public Records) Public Records
  • 2019-06-28 Sold (Public Records) Public Records
  • 2019-06-28 Sold (MLS) HARMLS
  • 2019-05-16 Pending HARMLS
  • 2019-05-03 Listed $220,000 HARMLS
  • 2018-09-07 Sold (MLS) HARMLS
  • 2018-09-03 Pending HARMLS
  • 2018-08-28 Pending HARMLS
  • 2018-08-22 Listed $100,000 HARMLS

Property tax history

+7.3%/yr

Latest (2025): $4,931 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…