2865 W Lafayette Ave · Baltimore, MD 21216

$120,000

3 bd · 1.0 ba · 1,142 sqft · Townhouse public records · 35 Days on market

Built 1920 8,712 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.8/10.0
• ARV discount +7.5/15.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

ONLINE AUCTION: Bidding begins 09/24/2025 @ 10:00 AM. Bidding ends 09/26/2025 @ 12:50 PM. List Price is Suggested Opening Bid. Deposit: $7,500. Lender Financing Available! This renovated/rent ready 2-story rowhome is located in the Mosher neighborhood of Baltimore. Located near Gwynns Falls Park and Coppin State University, offering access to recreational trails and a major academic hub.  Closest traffic arteries are W Franklin St and W Lafayette Ave.

Key facts

• Renovated bathroom
• Central a/c
• Spacious layout

Tags

• LUXURY VINYL FLOORING
• FRESHLY PAINTED INTERIOR
• RENOVATED BATHROOM
• CENTRAL A/C
• SPACIOUS LAYOUT

Property features AI

Finance

• Other: Above-grade finished area per assessor: 1,142; Below-grade unfinished area per assessor: 571; Total below-grade area: 571; Improvement and land assessed values on record; Directions: Turn on Lafayette St — house is on your right

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public septic / Private sewer; Natural gas for heating and hot water; Electric cooling
• Home design: Interior townhouse/rowhouse; Fee simple ownership
• Construction: Brick construction; Other foundation; Building winterized; Above-grade and below-grade structures; Built year per assessor
• Exterior features: Off-street parking; Property located within city limits

Interior

• Bedrooms: Three bedrooms on the first upper level
• Bathrooms: One full bathroom (total)
• Heating & cooling: Radiator heating; Central air conditioning
• Interior features: Unfinished basement; Two or more access exits

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $120k.

Deal economics

• At list price, monthly cash flow is $572 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.1%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,778/mo this rent would consume 51% of the median local household income ($42k/yr) (locally 2264% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.1% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 25 sale attempts since 12y ago; this cycle's ask has dropped $14k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $120k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $116,400 (3.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 12.01%
• Cash-on-cash: 20.42%
• DSCR: 1.91
• GRM: 5.6

CMA / ARV

• ARV (on-the-fly): $69,662
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3039 Harlem Ave	0.24mi	3/1.0	1,070 (-6%)	1mo	$27,500	$26	77
537 Longwood St	0.28mi	4/2.0 (+1)	1,176 (+3%)	0mo	$60,000	$51	72
3224 Belmont Ave	0.49mi	3/1.5	1,178 (+3%)	1mo	$77,000	$65	70
2711 Riggs Ave	0.20mi	3/1.0	1,288 (+13%)	2mo	$134,000	$104	68
1218 N Longwood St	0.31mi	4/2.0 (+1)	1,190 (+4%)	2mo	$56,000	$47	67
2727 Baker St	0.57mi	3/1.0	1,116 (-2%)	3mo	$125,000	$112	67
222 N Hilton St	0.75mi	3/1.0	1,120 (-2%)	1mo	$89,775	$80	61
2435 Lauretta Ave	0.55mi	3/1.0	1,260 (+10%)	1mo	$45,000	$36	56
3004 Brighton St	0.54mi	3/1.0	1,288 (+13%)	1mo	$44,000	$34	53
2952 Presstman St	0.49mi	3/1.0	980 (-14%)	1mo	$60,000	$61	53
2544 W Fairmount Ave	0.75mi	2/1.5 (-1)	1,204 (+5%)	2mo	$55,000	$46	47
300 Denison St	0.73mi	3/2.0	1,260 (+10%)	2mo	$205,000	$163	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold

• IRR: 16.2%
• Equity multiple: 1.68×
• Total profit: $22,717
• Equity at exit: $17,892

10-year hold

• IRR: 27.0%
• Equity multiple: 3.73×
• Total profit: $91,793
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21216

• Rents YoY: 6.1%
• Active inventory: 252
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,778 high
• Mortgage (P&I): −$629
• Tax from tax record: −$153 /mo · $1,840/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$373
• Net cashflow: $572

Break-even live

Break-even rent $1,054

Max offer price $120,000

Occupancy floor 63%

Sensitivity live

Price	-10% $640	-5% $606	+0% $572	+5% $538	+10% $504
Rent	-10% $431	-5% $502	+0% $572	+5% $642	+10% $712
Rate	-1.0pp $632	-0.5pp $602	base $572	+0.5pp $541	+1.0pp $509

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2744 W Mosher St Baltimore, MD	4.0	2.0	1412	$2,100	$1.49	24d	1	0.15mi
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	44d	1	0.17mi
2806 Riggs Ave Baltimore, MD	3.0	2.5	1412	$1,900	$1.35	4d	1	0.19mi
1042 Ellicott Dr Baltimore, MD	2.0	1.0	900	$1,450	$1.61	44d	1	0.28mi
2728 Winchester St Baltimore, MD	3.0	1.5	1260	$1,800	$1.43	4d	1	0.28mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	44d	1	0.37mi
3238 Westmont Ave Baltimore, MD	3.0	1.0	1280	$1,600	$1.25	44d	1	0.39mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	44d	1	0.39mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	24d	1	0.41mi
3003 Presstman St Unit 2 Baltimore, MD	2.0	1.0	1450	$1,300	$0.90	24d	1	0.46mi
3003 Presstman St Unit 1 Baltimore, MD	2.0	2.0	1450	$1,400	$0.97	45d	1	0.46mi
2800 Presstman St Baltimore, MD	3.0	2.5	1460	$1,799	$1.23	24d	1	0.48mi
709 Denison St Baltimore, MD	2.0	2.0	840	$1,630	$1.94	24d	1	0.49mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	44d	1	0.53mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	24d	1	0.55mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	24d	1	0.55mi
2303 Calverton Heights Ave Baltimore, MD	4.0	2.0	1314	$2,250	$1.71	24d	1	0.59mi
3127 Baker St Baltimore, MD	3.0	1.0	1000	$1,300	$1.30	44d	1	0.59mi
3423 Edmondson Ave Baltimore, MD	2.0	1.5	1400	$1,710	$1.22	44d	1	0.60mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	24d	1	0.61mi
918 N Bentalou St Baltimore, MD	3.0	1.5	1485	$1,750	$1.18	44d	1	0.61mi
2301 Riggs Ave Baltimore, MD	3.0	2.0	1072	$1,600	$1.49	24d	1	0.61mi
3309 Brighton St Baltimore, MD	3.0	1.0	1134	$1,700	$1.50	44d	1	0.62mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	44d	1	0.65mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	24d	1	0.68mi
405 N Edgewood St Baltimore, MD	4.0	2.0	1408	$2,950	$2.10	5d	1	0.68mi
3003 W North Ave Baltimore, MD	1.0–2.0	1.0	841	$935	$1.11	3d	3	0.76mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	24d	1	0.78mi
1617 Moreland Ave Baltimore, MD	2.0	1.0	900	$1,450	$1.61	24d	1	0.80mi
41 N Kossuth St Baltimore, MD	3.0	2.0	1216	$1,800	$1.48	24d	1	0.82mi
1617-A Moreland Ave Unit 2nd Flr Baltimore, MD	2.0	1.0	1500	$1,400	$0.93	44d	1	0.82mi
3706 W Franklin St Unit 1 Baltimore, MD	2.0	1.0	735	$1,100	$1.50	5d	1	0.83mi
3607 W Lexington St Baltimore, MD	3.0	2.0	1050	$1,895	$1.80	5d	1	0.84mi
2636 W North Ave Baltimore, MD	2.0–3.0	1.0–2.0	975	$1,475	$1.51	5d	1	0.84mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	18d	1	0.86mi
3310 Elbert St Baltimore, MD	2.0	1.0	920	$1,550	$1.68	24d	1	0.87mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	44d	1	0.88mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	24d	1	0.89mi
1914 Mosher St Unit 1914 Baltimore, MD	4.0	2.5	1200	$1,700	$1.42	44d	1	0.92mi
3336 W Caton Ave Baltimore, MD	3.0	2.0	1236	$1,625	$1.31	24d	1	0.93mi

Listing history 50 events

1. 2026-06-21
   days on market $120,000 Active 35 DOM
2. 2026-06-18
   days on market $120,000 Active 32 DOM
3. 2026-06-17
   days on market $120,000 Active 31 DOM
4. 2026-06-16
   days on market $120,000 Active 30 DOM
5. 2026-06-15
   days on market $120,000 Active 29 DOM
6. 2026-06-13
   pricedays on market $120,000 Active 27 DOM
7. 2026-06-09
   days on market $129,000 Active 23 DOM
8. 2026-06-08
   days on market $129,000 Active 22 DOM
9. 2026-06-07
   days on market $129,000 Active 21 DOM
10. 2026-06-04
    days on market $129,000 Active 18 DOM
11. 2026-06-03
    days on market $129,000 Active 17 DOM
12. 2026-06-02
    days on market $129,000 Active 16 DOM
13. 2026-06-02
    price $129,000 Active 15 DOM
14. 2026-06-01
    days on market $134,000 Active 15 DOM
15. 2026-05-31
    days on market $134,000 Active 14 DOM
16. 2026-05-17
    listed $134,500 Active
17. 2025-12-26
    soldstatus $70,000
18. 2025-10-31
    soldstatus $70,000 Closed 460-char remark

    Show marketing remark (460 chars)

    ONLINE AUCTION: Bidding begins 09/24/2025 @ 10:00 AM. Bidding ends 09/26/2025 @ 12:50 PM. List Price is Suggested Opening Bid. Deposit: $7,500. Lender Financing Available! This renovated/rent ready 2-story rowhome is located in the Mosher neighborhood of Baltimore. Located near Gwynns Falls Park and Coppin State University, offering access to recreational trails and a major academic hub.  Closest traffic arteries are W Franklin St and W Lafayette Ave.

19. 2025-10-07
    status Pending 460-char remark

    Show marketing remark (460 chars)

    ONLINE AUCTION: Bidding begins 09/24/2025 @ 10:00 AM. Bidding ends 09/26/2025 @ 12:50 PM. List Price is Suggested Opening Bid. Deposit: $7,500. Lender Financing Available! This renovated/rent ready 2-story rowhome is located in the Mosher neighborhood of Baltimore. Located near Gwynns Falls Park and Coppin State University, offering access to recreational trails and a major academic hub.  Closest traffic arteries are W Franklin St and W Lafayette Ave.

20. 2025-07-31
    listed $35,000 Active 460-char remark

    Show marketing remark (460 chars)

    ONLINE AUCTION: Bidding begins 09/24/2025 @ 10:00 AM. Bidding ends 09/26/2025 @ 12:50 PM. List Price is Suggested Opening Bid. Deposit: $7,500. Lender Financing Available! This renovated/rent ready 2-story rowhome is located in the Mosher neighborhood of Baltimore. Located near Gwynns Falls Park and Coppin State University, offering access to recreational trails and a major academic hub.  Closest traffic arteries are W Franklin St and W Lafayette Ave.

21. 2025-07-24
    soldstatus $75,000
22. 2025-06-20
    soldstatus $75,000 Closed 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

23. 2025-05-13
    status Pending 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

24. 2025-04-08
    price $85,000 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

25. 2025-04-08
    status Active 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

26. 2025-03-26
    historical 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

27. 2025-03-26
    listed $105,000 785-char remark

    Show marketing remark (785 chars)

    Discover the potential of 2865 W Lafayette Ave—a delightful 3-BR, and 1BA - gem that’s brimming with possibilities! Whether you’re a first-time homebuyer eager to put down roots or an investor searching for your next great opportunity, this home offers a canvas ready for your vision. With a layout that’s both cozy and functional, this home invites you to imagine the possibilities. Picture yourself transforming each room into a space that reflects your unique style. The property is sold strictly as-is, giving you the perfect opportunity to personalize and upgrade to your heart’s content. This is your chance to invest in a home with great bones, nestled in a convenient location. Act fast—opportunities like this don’t come around often!

28. 2024-12-26
    historical
29. 2024-10-10
    listed $120,000 Active
30. 2024-09-30
    historical $1,300
31. 2024-08-06
    listed $1,300
32. 2023-06-22
    historical
33. 2023-02-06
    soldstatus $396,250
34. 2022-02-10
    soldstatus $110,000
35. 2020-02-19
    soldstatus $23,500 Closed
36. 2020-01-24
    status Pending
37. 2019-12-20
    price $27,900
38. 2019-11-19
    price $29,900
39. 2019-10-29
    price $33,000
40. 2019-10-11
    listed $34,900 Active
41. 2019-05-20
    historical
42. 2019-04-24
    listed $15,000 Active
43. 2018-06-30
    historical
44. 2018-06-21
    status Pending
45. 2018-06-21
    status Contract
46. 2018-06-20
    historical Withdrawn
47. 2018-06-01
    status Active
48. 2018-06-01
    status Active
49. 2018-06-01
    historical
50. 2018-06-01
    historical Expired

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,840 · $153/mo
• Projected year-2 tax: $1,840 · $153/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,332
• − Mortgage interest: −$6,722
• − Property taxes: −$1,840
• − Insurance: −$600
• − Repairs & maintenance: −$1,707
• − Management: −$1,707
• − Depreciation: −$3,491
• Taxable income: $5,267
• Est. tax owed @ 24.0%: −$1,264
• After-tax cash flow: $5,597/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 29,426
• Household income: $42,031
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 2264.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% Hispanic / Latino 4% Two or more races 3% White 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.42%
• Current HPI: 164.3933
• Rent YoY: ▲ 6.10%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+438.0% since first listed

72 events — show timeline

• 2026-05-17 Listed $134,500 BRIGHT MLS
• 2025-12-26 Sold (Public Records) $70,000 Public Records
• 2025-10-31 Sold (MLS) $70,000 BRIGHT MLS
• 2025-10-07 Pending — BRIGHT MLS
• 2025-07-31 Listed $35,000 BRIGHT MLS
• 2025-07-24 Sold (Public Records) $75,000 Public Records
• 2025-06-20 Sold (MLS) $75,000 BRIGHT MLS
• 2025-05-13 Pending — BRIGHT MLS
• 2025-04-08 Price Changed $85,000 BRIGHT MLS
• 2025-04-08 Relisted — BRIGHT MLS
• 2025-03-26 Listed $105,000 BRIGHT MLS
• 2025-03-26 Listing Removed — BRIGHT MLS
• 2024-12-26 Listing Removed — BRIGHT MLS
• 2024-10-10 Listed $120,000 BRIGHT MLS
• 2024-09-30 Rental Removed $1,300 APPFOLIO
• 2024-08-06 Listed for Rent $1,300 APPFOLIO
• 2023-06-22 Rental Removed — APPFOLIO
• 2023-02-06 Sold (Public Records) $396,250 Public Records
• 2022-02-10 Sold (Public Records) $110,000 Public Records
• 2020-02-19 Sold (MLS) $23,500 BRIGHT MLS
• 2020-01-24 Pending — BRIGHT MLS
• 2019-12-20 Price Changed $27,900 BRIGHT MLS
• 2019-11-19 Price Changed $29,900 BRIGHT MLS
• 2019-10-29 Price Changed $33,000 BRIGHT MLS
• 2019-10-11 Listed $34,900 BRIGHT MLS
• 2019-05-20 Listing Removed — BRIGHT MLS
• 2019-04-24 Listed $15,000 BRIGHT MLS
• 2018-06-30 Listing Removed — BRIGHT MLS
• 2018-06-21 Pending — BRIGHT MLS
• 2018-06-21 Pending — MRIS
• 2018-06-20 Delisted — MRIS
• 2018-06-01 Relisted — BRIGHT MLS
• 2018-06-01 Relisted — MRIS
• 2018-06-01 Listing Removed — BRIGHT MLS
• 2018-06-01 Delisted — MRIS
• 2018-04-29 Relisted — BRIGHT MLS
• 2018-04-29 Relisted — MRIS
• 2018-04-17 Pending — BRIGHT MLS
• 2018-04-17 Pending — MRIS
• 2018-04-13 Listing Removed — BRIGHT MLS
• 2018-04-13 Delisted — MRIS
• 2018-04-13 Listed — MRIS
• 2018-04-13 Listed $34,500 BRIGHT MLS
• 2018-02-22 Price Changed $34,500 BRIGHT MLS
• 2018-02-22 Relisted — MRIS
• 2018-02-18 Pending — MRIS
• 2018-02-17 Delisted — MRIS
• 2017-12-02 Price Changed — MRIS
• 2017-12-02 Relisted — MRIS
• 2017-12-01 Delisted — MRIS
• 2017-06-14 Relisted — MRIS
• 2017-06-05 Pending — MRIS
• 2017-05-30 Listed — MRIS
• 2017-05-30 Listed $36,500 BRIGHT MLS
• 2017-01-20 Listing Removed — BRIGHT MLS
• 2017-01-10 Pending — MRIS
• 2016-11-26 Pending — MRIS
• 2016-11-26 Delisted — MRIS
• 2016-11-26 Delisted — MRIS
• 2016-11-04 Listed — MRIS
• 2016-11-04 Listed $33,000 BRIGHT MLS
• 2016-09-01 Delisted — MRIS
• 2016-09-01 Listing Removed — BRIGHT MLS
• 2016-03-02 Price Changed — MRIS
• 2015-12-30 Price Changed — MRIS
• 2015-09-28 Listed — MRIS
• 2015-09-28 Listed $33,000 BRIGHT MLS
• 2014-11-01 Delisted — MRIS
• 2014-11-01 Listing Removed — BRIGHT MLS
• 2014-03-29 Listed — MRIS
• 2014-03-29 Listed $40,000 BRIGHT MLS
• 2008-05-22 Sold (Public Records) $25,000 Public Records

Property tax history

+7.8%/yr

Latest (2025): $1,840 · +67.9% YoY. Source: county tax records.