1273 SW Marmore Ave · Port St. Lucie, FL 34953

$149,000

3 bd · 2.0 ba · 1,664 sqft · SingleFamily public records · 11 Days on market

Built 1990 10,000 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +3.7/10.0
• Rent growth +2.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nice 3/2/2 with Family Room, Dining area, Large covered Patio and covered Swimming Pool. Mostly tiled, family room has wood floor, New Master Bathroom, New carpet there. Walk in closet. Close to Schools, Shopping etc. Small canal in back..Gatlin area.close to Sams,Walmart, Tradition, I-95.......TENANTS Occupied, please make appt first. Room dimensions are approximate and Buyer must do their own due diligence. Has Sprinkler system with a Well. There is a small canal in the back but mostly stays dry. SHOWING SCHEDULED FOR 29 OCT 2015 THURSDAY 1-3:30 PM. BE THERE WITH YOUR CLIENTS.

Key facts

• Psl pool home
• New roof
• 0.23 acre lot

Tags

• PSL POOL HOME
• NEW ROOF

Property features AI

Exterior

• Parking: Total of 4 parking spaces; Attached garage (1.5 spaces; covered)
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Single-family residence; One-story; Faces west; Resale condition
• Construction: Wood frame construction; Shingle roof; Built living area reported as 1,664 (public records)
• Exterior features: Private concrete pool; Not waterfront

Interior

• Bedrooms: Two main-level bedrooms
• Flooring: Other flooring
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No notable interior features reported

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $149k).
• Cap rate 16.3% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 758 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 42% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.2% rent growth), your $42k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $149,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.00% ✓
• Cap rate: 16.32%
• Cash-on-cash: 35.80%
• DSCR: 2.59
• GRM: 4.2

CMA / ARV

• ARV (on-the-fly): $407,680
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3226 SW Nutley St	0.17mi	3/2.0	1,552 (-7%)	12mo	$429,990	$277	71
1382 SW Patricia Ave	0.23mi	4/2.0 (+1)	1,508 (-9%)	2mo	$340,000	$225	67
1051 SW Dubois Ave	0.60mi	3/2.0	1,714 (+3%)	4mo	$250,000	$146	64
3391 SW Rosser Blvd	0.66mi	3/2.0	1,590 (-4%)	1mo	$390,000	$245	61
3519 SW Margela St	0.52mi	3/2.0	1,535 (-8%)	3mo	$425,000	$277	60
3541 SW Kromrey St	0.63mi	3/2.0	1,669 (+0%)	13mo	$442,000	$265	59
1645 SW Cefalu Cir	0.52mi	3/2.0	1,510 (-9%)	8mo	$386,000	$256	54
3616 SW Pisano St	0.59mi	4/2.0 (+1)	1,775 (+7%)	7mo	$400,000	$225	50
1073 SW Mantila Ave	0.46mi	4/2.0 (+1)	1,830 (+10%)	11mo	$385,000	$210	48
1037 SW Romaine Ln	0.74mi	3/2.0	1,763 (+6%)	11mo	$402,000	$228	46
1282 SW Wellington Ave	0.74mi	4/2.0 (+1)	1,871 (+12%)	2mo	$370,000	$198	38
3008 SW Circle St	0.74mi	3/2.0	1,452 (-13%)	8mo	$365,000	$251	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.22% rent growth · sell at horizon

5-year hold

• IRR: 28.2%
• Equity multiple: 2.13×
• Total profit: $47,096
• Equity at exit: $22,216

10-year hold

• IRR: 33.9%
• Equity multiple: 3.68×
• Total profit: $111,955
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34953

• Home prices YoY: -10.1%
• Rents YoY: 0.2%
• Active inventory: 758
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $2,983 high
• Mortgage (P&I): −$781
• Tax from tax record: −$268 /mo · $3,219/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$626
• Net cashflow: $1,244

Break-even live

Break-even rent $1,407

Max offer price $149,000

Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 35 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3226 SW Nutley St Port Saint Lucie, FL	3.0	2.0	1552	$2,900	$1.87	23d	1	0.16mi
1217 SW Marmore Ave Port Saint Lucie, FL	3.0	2.0	1580	$3,700	$2.34	23d	1	0.23mi
3201 SW Collings Dr Port Saint Lucie, FL	3.0	2.0	1389	$2,616	$1.88	14d	1	0.38mi
1454 SW Medina Ave Port Saint Lucie, FL	3.0	2.0	1558	$2,395	$1.54	14d	1	0.42mi
1298 SW Crost Ave Port Saint Lucie, FL	4.0	2.0	1833	$2,566	$1.40	14d	1	0.42mi
3450 SW Martin St Port Saint Lucie, FL	4.0	2.0	1930	$3,800	$1.97	23d	1	0.48mi
1037 SW Payne Ave Port Saint Lucie, FL	4.0	2.0	1867	$3,200	$1.71	23d	1	0.53mi
3158 SW Martin St Port Saint Lucie, FL	3.0	2.0	1878	$4,800	$2.56	23d	1	0.56mi
1025 SW Majorca Ave Port Saint Lucie, FL	3.0	2.0	1480	$3,300	$2.23	23d	1	0.61mi
1021 SW Dubois Ave Port Saint Lucie, FL	3.0	2.0	1331	$2,400	$1.80	23d	1	0.64mi
3273 SW Rosser Blvd Port Saint Lucie, FL	4.0	2.0	1787	$2,600	$1.45	14d	1	0.67mi
1538 SW Neptune Ave Port Saint Lucie, FL	3.0	2.0	2052	$2,650	$1.29	14d	1	0.72mi
3014 SW Segovia St Port Saint Lucie, FL	3.0	2.0	2102	$2,700	$1.28	14d	1	0.75mi
1692 SW Alvaton Ave Port St Lucie, FL	4.0	2.0	2050	$2,900	$1.41	14d	1	0.79mi
1692 SW Alvaton Ave Port Saint Lucie, FL	4.0	2.0	2050	$2,900	$1.41	23d	1	0.79mi
2992 SW Lucerne St Port Saint Lucie, FL	3.0	2.0	1734	$2,500	$1.44	23d	1	0.80mi
3773 SW Swope St Port Saint Lucie, FL	4.0	2.0	1915	$2,600	$1.36	21d	1	0.81mi
1766 SW Millikin Ave Port Saint Lucie, FL	2.0	1.0	1501	$1,800	$1.20	23d	1	0.81mi
3262 SW Cohutta St Port Saint Lucie, FL	3.0	2.0	2026	$2,700	$1.33	23d	1	0.87mi
2957 SW Collings Dr Port Saint Lucie, FL	3.0	2.0	2042	$3,000	$1.47	23d	1	0.87mi
3542 SW Viceroy St Port Saint Lucie, FL	4.0	2.0	1833	$2,536	$1.38	21d	1	0.92mi
3542 SW Viceroy St Port Saint Lucie, FL	4.0	2.0	1833	$2,380	$1.30	14d	1	0.92mi
1733 SW Open View Dr Port Saint Lucie, FL	4.0	2.0	1915	$2,600	$1.36	21d	1	0.94mi
1791 SW Effland Ave Port Saint Lucie, FL	4.0	3.0	2239	$3,300	$1.47	14d	1	0.96mi
902 SW McCracken Ave Port St. Lucie, FL	3.0	2.0	1245	$2,800	$2.25	23d	1	1.01mi
1342 SW Wampler Ave Port Saint Lucie, FL	3.0	2.0	1282	$2,400	$1.87	23d	1	1.14mi
2264 SW Newport Isles Blvd Port Saint Lucie, FL	3.0	2.0	2182	$2,475	$1.13	14d	1	1.19mi
1198 SW Ingrassina Ave Port Saint Lucie, FL	4.0	2.0	1993	$2,800	$1.40	23d	1	1.26mi
1086 SW Eureka Ave Port Saint Lucie, FL	3.0	2.0	1508	$2,600	$1.72	14d	1	1.27mi
997 SW Eureka Ave Port Saint Lucie, FL	3.0	2.0	1986	$2,600	$1.31	23d	1	1.32mi
2165 SW Newport Isles Blvd Port Saint Lucie, FL	3.0	2.0	2182	$2,995	$1.37	23d	1	1.36mi
602 SW Jeanne St Port Saint Lucie, FL	3.0	2.0	1061	$2,100	$1.98	23d	1	1.36mi
1900 SW Aledo Ln Port Saint Lucie, FL	1.0–3.0	1.0–2.0	1060	$2,666	$2.52	14d	16	1.38mi
3189 SW Curcuma St Port Saint Lucie, FL	4.0	2.0	1800	$2,900	$1.61	23d	1	1.46mi
1791 SW Porta Nuova Ter Port Saint Lucie, FL	3.0	2.5	1565	$2,000	$1.28	23d	1	1.46mi

Listing history 6 events

1. 2026-05-14
   listed $149,000 Active
2. 2015-12-29
   soldstatus $152,000
3. 2015-11-18
   soldstatus $149,700 Closed 592-char remark

   Show marketing remark (592 chars)

   Nice 3/2/2 with Family Room, Dining area, Large covered Patio and covered Swimming Pool. Mostly tiled, family room has wood floor, New Master Bathroom, New carpet there. Walk in closet. Close to Schools, Shopping etc. Small canal in back..Gatlin area.close to Sams,Walmart, Tradition, I-95.......TENANTS Occupied, please make appt first. Room dimensions are approximate and Buyer must do their own due diligence. Has Sprinkler system with a Well. There is a small canal in the back but mostly stays dry. SHOWING SCHEDULED FOR 29 OCT 2015 THURSDAY 1-3:30 PM. BE THERE WITH YOUR CLIENTS.

4. 2015-11-07
   status Pending 592-char remark

   Show marketing remark (592 chars)

   Nice 3/2/2 with Family Room, Dining area, Large covered Patio and covered Swimming Pool. Mostly tiled, family room has wood floor, New Master Bathroom, New carpet there. Walk in closet. Close to Schools, Shopping etc. Small canal in back..Gatlin area.close to Sams,Walmart, Tradition, I-95.......TENANTS Occupied, please make appt first. Room dimensions are approximate and Buyer must do their own due diligence. Has Sprinkler system with a Well. There is a small canal in the back but mostly stays dry. SHOWING SCHEDULED FOR 29 OCT 2015 THURSDAY 1-3:30 PM. BE THERE WITH YOUR CLIENTS.

5. 2015-10-22
   listed $149,700 Active 592-char remark

   Show marketing remark (592 chars)

   Nice 3/2/2 with Family Room, Dining area, Large covered Patio and covered Swimming Pool. Mostly tiled, family room has wood floor, New Master Bathroom, New carpet there. Walk in closet. Close to Schools, Shopping etc. Small canal in back..Gatlin area.close to Sams,Walmart, Tradition, I-95.......TENANTS Occupied, please make appt first. Room dimensions are approximate and Buyer must do their own due diligence. Has Sprinkler system with a Well. There is a small canal in the back but mostly stays dry. SHOWING SCHEDULED FOR 29 OCT 2015 THURSDAY 1-3:30 PM. BE THERE WITH YOUR CLIENTS.

6. 1990-12-06
   soldstatus $73,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,219 · $268/mo
• Projected year-2 tax: $3,219 · $268/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,791
• − Mortgage interest: −$8,346
• − Property taxes: −$3,219
• − Insurance: −$745
• − Repairs & maintenance: −$2,863
• − Management: −$2,863
• − Depreciation: −$4,335
• Taxable income: $13,419
• Est. tax owed @ 24.0%: −$3,221
• After-tax cash flow: $11,713/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 86,875
• Household income: $85,667
• Rent vs Own: 13.1% rent · 86.9% own
• Severe rent burden: 857.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 42% Hispanic / Latino 28% Black 23% Two or more races 15% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 4% Dominican 3%
• Common ancestry: Hispanic 4% Romanian 2% Estonian 2%
• Foreign-born: 24% · Canada, Jamaica, China
• Languages at home: 69% English-only · Spanish 19% French/Haitian/Cajun 6% Other Indo-European 3%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.19%
• Current HPI: 392.7681
• Rent YoY: ▲ 0.22%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+102.4% since first listed

6 events — show timeline

• 2026-05-14 Listed $149,000 Beaches MLS
• 2015-12-29 Sold (Public Records) $152,000 Public Records
• 2015-11-18 Sold (MLS) $149,700 Beaches MLS
• 2015-11-07 Pending — Beaches MLS
• 2015-10-22 Listed $149,700 Beaches MLS
• 1990-12-06 Sold (Public Records) $73,600 Public Records

Property tax history

+1.8%/yr

Latest (2025): $3,219 · +3.6% YoY. Source: county tax records.