2719 Moot Ave · Mobile, AL 36606

$92,000

3 bd · 1.5 ba · 2,406 sqft · SingleFamily public records · 89 Days on market

Built 1981 Fair condition 0.77 ac lot $38/sqft · 49% below area Est $179k · 49% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.2/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 2719 Moot Ave 3 bedroom 2-bath home You will appreciate the large space this home offers. Located just minutes from Goverment St shopping, dining, and easy access to I-65, this home offers both comfort and convenience areas in Mobile County. Don’t miss this opportunity to own a piece of Mobile exciting future! Alabama Right of Redemption Laws may apply. The U. S. Dept. of Housing and Urban Development- HUD owns the property. HUD Case# 011747105. Insurability Code is "INSURABLE WITH REPAIR ESCROW, (IN) Subject to Buyer's Appraisal. The seller makes no representations or warranties regarding the property's condition. HUD Homes are Sold AS-IS.

Key facts

• 0.77 acre lot
• Built 1981
• Listed 89 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $92k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $663 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $92k).
• Recommended offer: $86k (6.0% below list) — sets the bar for market timing.
• Cap rate 14.9% vs local median 5.3% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Maryvale Elementary School (math 5% / reading 25%, grade F, #505 of 627 statewide, top 81%, 494 students, 92% FRL); Lillie B Williamson High School (math 2% / reading 12%, grade F, #273 of 305 statewide, top 89%, 956 students, 94% FRL) — zoned schools average 93% FRL vs 67% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 11% at this address vs 27% district-wide (-16 pts) — the specific schools serving this property underperform the Mobile County average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+5.1%/yr); 256 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 36% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $636 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.1% rent growth), your $26k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($86k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $86,480 (6.0% below list)

Questions for the listing agent

1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 14.94%
• Cash-on-cash: 30.88%
• DSCR: 2.37
• GRM: 5.0

CMA / ARV

• ARV (median comp): $178,718
• List price: $92,000
• Delta: -42.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1151 Navco Rd	0.59mi	4/2.0 (+1)	2,542 (+6%)	11mo	$89,500	$35	47
2759 Kreitner St	0.90mi	4/3.0 (+1)	2,490 (+4%)	9mo	$292,500	$117	40
552 Magnolia Rd	0.91mi	3/2.0	2,071 (-14%)	3mo	$228,000	$110	37
701 Lilac Ave	0.98mi	3/2.0	1,969 (-18%)	1mo	$82,000	$42	37
1293 Carlton Acres Rd E	0.54mi	3/2.0	1,980 (-18%)	14mo	$92,000	$46	36
420 Pennington Cir	1.05mi	4/2.5 (+1)	2,261 (-6%)	14mo	$255,000	$113	34
916 Shady Brook Dr	0.82mi	4/2.0 (+1)	2,060 (-14%)	7mo	$209,900	$102	28
504 Barksdale Dr W	1.00mi	4/2.5 (+1)	2,000 (-17%)	3mo	$280,000	$140	28
2761 Barksdale Dr N	1.01mi	4/2.0 (+1)	2,154 (-10%)	15mo	$270,500	$126	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold

• IRR: 27.8%
• Equity multiple: 2.19×
• Total profit: $30,551
• Equity at exit: $13,717

10-year hold

• IRR: 36.4%
• Equity multiple: 4.68×
• Total profit: $94,851
• Equity at exit: $7,954

Cash invested: $25,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 2 active · 4 under contract
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $218,094 ($97/sqft)
• Median days on market: 26 d
• This list price: lowest-priced of the active set
• ARV vs active asking: -23.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 36606

• Rents YoY: 5.1%
• Active inventory: 256
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,545 high
• Mortgage (P&I): −$482
• Tax from tax record: −$37 /mo · $444/yr
• Insurance: −$38
• HOA: −$0
• Vacancy / Maint / Mgmt: −$324
• Net cashflow: $663

Break-even live

Break-even rent $706

Max offer price $92,000

Occupancy floor 52%

Sensitivity live

Price	-10% $715	-5% $689	+0% $663	+5% $637	+10% $611
Rent	-10% $541	-5% $602	+0% $663	+5% $724	+10% $785
Rate	-1.0pp $709	-0.5pp $686	base $663	+0.5pp $639	+1.0pp $615

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,000
• Closing costs: $2,760
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
965 Navco Rd Mobile, AL	2.0	1.0	1924	$825	$0.43	6d	1	0.46mi
713 Iris Ave Mobile, AL	3.0	1.0	1617	$1,300	$0.80	116d	1	0.94mi
701 Lilac Ave Mobile, AL	4.0	2.0	1969	$1,695	$0.86	2d	1	1.02mi
413 Coventry Way Unit 1043635P Mobile, AL	4.0	2.0	1797	$4,058	$2.26	3d	1	1.15mi
412 Pinehill Dr Mobile, AL	2.0	2.0	2000	$2,450	$1.23	109d	1	1.34mi
2105 Steiner St Mobile, AL	2.0	1.0	1858	$850	$0.46	0d	1	1.34mi
2055 Steiner St Mobile, AL	2.0	1.0	1797	$895	$0.50	139d	1	1.39mi
315 Hadrian St Mobile, AL	3.0	2.0	1843	$1,800	$0.98	139d	1	1.41mi

Property features AI

Exterior

• Parking: Driveway
• Utilities: Underground utilitiesWater availablePublic sewerNo electric information provided
• Home design: Residential single family home
• Construction: Wood sidingOther construction materialsBuilt in 1981Slab foundation
• Exterior features: OtherBack yard fencingView

Interior

• Kitchen: DishwasherElectric cooktopElectric oven
• Bedrooms: 3 bedrooms
• Flooring: CarpetHardwood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral airCeiling fan(s)
• Interior features: OtherSeparate dining roomEat-in kitchenNo basement

Listing history 48 events

1. 2026-09-24
   days on market $92,000 Active 89 DOM
2. 2026-09-22
   days on market $92,000 Active 88 DOM
3. 2026-09-21
   days on market $92,000 Active 87 DOM
4. 2026-09-20
   days on market $92,000 Active 86 DOM
5. 2026-09-19
   days on market $92,000 Active 85 DOM
6. 2026-09-18
   days on market $92,000 Active 84 DOM
7. 2026-09-17
   pricedays on market $92,000 Active 83 DOM
8. 2026-09-16
   days on market $103,000 Active 82 DOM
9. 2026-09-15
   days on market $103,000 Active 81 DOM
10. 2026-09-14
    days on market $103,000 Active 80 DOM
11. 2026-09-13
    days on market $103,000 Active 79 DOM
12. 2026-09-12
    days on market $103,000 Active 78 DOM
13. 2026-09-11
    days on market $103,000 Active 77 DOM
14. 2026-09-05
    days on market $103,000 Active 71 DOM
15. 2026-09-04
    status $103,000 Active 70 DOM
16. 2026-07-08
    statusdays on market $103,000 Pending 70 DOM
17. 2026-07-07
    days on market $103,000 Active 69 DOM
18. 2026-07-06
    days on market $103,000 Active 68 DOM
19. 2026-07-05
    days on market $103,000 Active 67 DOM
20. 2026-07-04
    days on market $103,000 Active 66 DOM
21. 2026-07-03
    days on market $103,000 Active 65 DOM
22. 2026-07-02
    days on market $103,000 Active 64 DOM
23. 2026-07-01
    days on market $103,000 Active 63 DOM
24. 2026-06-30
    days on market $103,000 Active 62 DOM
25. 2026-06-29
    days on market $103,000 Active 61 DOM
26. 2026-06-28
    days on market $103,000 Active 60 DOM
27. 2026-06-28
    days on market $103,000 Active 59 DOM
28. 2026-06-27
    days on market $103,000 Active 58 DOM
29. 2026-06-25
    days on market $103,000 Active 56 DOM
30. 2026-06-23
    days on market $103,000 Active 54 DOM
31. 2026-06-21
    days on market $103,000 Active 53 DOM
32. 2026-06-18
    days on market $103,000 Active 50 DOM
33. 2026-06-17
    days on market $103,000 Active 49 DOM
34. 2026-06-16
    days on market $103,000 Active 48 DOM
35. 2026-06-15
    days on market $103,000 Active 47 DOM
36. 2026-06-14
    days on market $103,000 Active 45 DOM
37. 2026-06-13
    days on market $103,000 Active 44 DOM
38. 2026-06-10
    days on market $103,000 Active 42 DOM
39. 2026-06-09
    days on market $103,000 Active 41 DOM
40. 2026-06-08
    days on market $103,000 Active 40 DOM
41. 2026-06-07
    days on market $103,000 Active 39 DOM
42. 2026-06-05
    days on market $103,000 Active 36 DOM
43. 2026-06-03
    days on market $103,000 Active 35 DOM
44. 2026-06-02
    days on market $103,000 Active 34 DOM
45. 2026-06-01
    days on market $103,000 Active 33 DOM
46. 2026-05-31
    days on market $103,000 Active 32 DOM
47. 2026-05-30
    days on market $103,000 Active 31 DOM
48. 2026-04-30
    listed $103,000 Active 732-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $444 · $37/mo
• Projected year-2 tax: $444 · $37/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,540
• − Mortgage interest: −$5,153
• − Property taxes: −$444
• − Insurance: −$460
• − Repairs & maintenance: −$1,483
• − Management: −$1,483
• − Depreciation: −$2,676
• Taxable income: $6,841
• Est. tax owed @ 24.0%: −$1,642
• After-tax cash flow: $6,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $60,150–$108,270 screening

This single-family home requires significant repairs and maintenance, including a new roof, exterior siding replacement, and interior painting. Upgrading the HVAC and plumbing systems will also improve its value. The home has potential for substantial value increase with these updates.

Components & finishes AI

Roof asphalt shingle · good

Repairs flagged

• Major roof — Signs of wear and discoloration suggest significant damage and potential leaks.
• Major exterior siding — The siding is visibly worn and peeling, indicating a need for replacement.
• Major interior walls/paint — The walls and paint show significant wear and discoloration, requiring repainting and possibly repairs to underlying surfaces.

Value-add opportunities

• Resale roof replacement — A new roof will significantly improve the home's curb appeal and reduce the risk of water damage. ↑
• Resale exterior siding replacement — Replacing the worn siding will enhance the home's appearance and increase its market value. ↑
• Resale interior painting — Repainting the interior walls will refresh the home's appearance and make it more appealing to potential buyers. ↑
• Both HVAC system upgrade — Upgrading the HVAC system will improve comfort and energy efficiency, benefiting both resale and rental value. ↑
• Both plumbing system inspection and repair — Ensuring the plumbing system is in good condition will prevent costly repairs and improve the home's overall value. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 11/100

Zoned Schools

Elementary Maryvale Elementary School F AL #505/627 Nat'l #36,250/41,679 High Lillie B Williamson High School F AL #273/305 Nat'l #16,813/17,239

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

B Composite livability gradescore 75/100

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 415,303 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 18,728
• Household income: $51,303
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 13% of renters

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Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (56%)
• Race & ethnicity: Black 56% White 37% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Italian 2% Scottish 2% Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

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Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.19%
• Current HPI: 145.9025
• Rent YoY: ▲ 5.06%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

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Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Property features AI

Exterior

• Parking: Driveway
• Utilities: Underground utilitiesWater availablePublic sewerNo electric information provided
• Home design: Residential single family home
• Construction: Wood sidingOther construction materialsBuilt in 1981Slab foundation
• Exterior features: OtherBack yard fencingView

Interior

• Kitchen: DishwasherElectric cooktopElectric oven
• Bedrooms: 3 bedrooms
• Flooring: CarpetHardwood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral airCeiling fan(s)
• Interior features: OtherSeparate dining roomEat-in kitchenNo basement

Price history

1 event — show timeline

• 2026-04-30 Listed $103,000 GCMLS AL

Property tax history

+2.7%/yr

Latest (2021): $444 · +0.0% YoY. Source: county tax records.