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914 Glenbrook Rd
D Composite 42.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +12.1/15.0
  • DSCR +4.3/10.0
  • 1% rule +3.3/10.0
  • Rent growth +2.9/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$189,000

914 Glenbrook Rd · Macon-Bibb County, GA 31210
3 bd · 2.0 ba · 1,917 sqft · SingleFamily public records · 69 Days on market
Built 1957 0.52 ac lot $99/sqft · 10% below area Est $210k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

All Brick One-Level Affordable 3 Bed 2 Ranch W/ Wraparound Driveway, Super Large Great Room, Separate Living Room, Dine-In Kitchen & Close To All North Macon Amenities. Currently Leased. Add To Your Portfolio Or Perfect Setting To Call Home. Priced To Sell!

Key facts

  • Dine-in kitchen
  • Wraparound driveway
  • All brick

Tags

ALL BRICKWRAPAROUND DRIVEWAYSUPER LARGE GREAT ROOMSEPARATE LIVING ROOMDINE-IN KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $189k.

Deal economics

  • At list price, monthly cash flow is $29 ($344/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (17.2% below list).
  • Recommended offer: $156k (17.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Lane Elementary School (math 8% / reading 8%, grade F, #1,125 of 1,228 statewide, top 93%, 445 students, 100% FRL); Howard Middle School (math 16% / reading 30%, grade F, #321 of 470 statewide, top 69%, 992 students, 100% FRL); Howard High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 1,076 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 238 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; list at $189k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,494 (17.2% below list)

Questions for the listing agent

  1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.47%
Cash-on-cash
0.65%
DSCR
1.03
GRM
10.1

CMA / ARV

ARV (median comp)
$210,395
List price
$189,000
Delta
-10.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
938 Lundy Ter 0.16mi 3/2.0 2,110 (+10%) 6mo $285,000 $135 71
600 Lokchapee Rdg 0.23mi 4/3.5 (+1) 1,996 (+4%) 9mo $260,000 $130 64
673 Commanche Dr 0.36mi 4/2.0 (+1) 2,086 (+9%) 1mo $210,000 $101 63
859 Forest Lake Dr S 0.25mi 4/3.5 (+1) 2,095 (+9%) 3mo $165,000 $79 59
1412 Fern Dr 0.75mi 3/2.0 1,864 (-3%) 2mo $249,000 $134 59
880 Winchester Cir 0.62mi 3/2.0 1,814 (-5%) 5mo $224,000 $123 58
109 Kells Ct 0.59mi 4/2.5 (+1) 1,925 (+0%) 9mo $265,500 $138 57
718 Dogwood Cir 0.49mi 3/1.5 1,753 (-9%) 7mo $205,000 $117 55
1246 Newport Rd 0.61mi 4/3.0 (+1) 1,865 (-3%) 5mo $244,000 $131 54
4515 N Beechwood Dr 0.72mi 3/2.0 2,028 (+6%) 7mo $219,900 $108 51
1209 Normandy Rd 0.42mi 4/3.0 (+1) 2,184 (+14%) 2mo $239,000 $109 47
760 Blanton Blvd 0.73mi 4/2.0 (+1) 1,727 (-10%) 3mo $212,062 $123 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.42×
Total profit
$-30,844
Equity at exit
$28,181
10-year hold
IRR
-10.8%
Equity multiple
0.38×
Total profit
$-32,678
Equity at exit
$16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31210

Rents YoY
1.7%
Active inventory
238
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,565 high interval (Pro) →
Mortgage (P&I)
$991
Tax from tax record
$138 /mo · $1,653/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$29

Break-even live

Break-even rent $1,529
Max offer price $189,000
Occupancy floor 93%

Sensitivity live

Price -10% $136 -5% $82 +0% $29 +5% $-25 +10% $-78
Rent -10% $-95 -5% $-33 +0% $29 +5% $90 +10% $152
Rate -1.0pp $124 -0.5pp $77 base $29 +0.5pp $-20 +1.0pp $-70

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,250
Closing costs
$5,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3876 Northside Dr Macon, GA 1.0–3.0 1.0–2.0 995 $1,100 $1.11 15d 7 0.70mi
3901 Northside Dr Macon, GA 3.0 2.0 1250 $1,100 $0.88 23d 1 0.84mi
101 Village Ln Macon, GA 2.0 2.0 1611 $2,395 $1.49 15d 1 0.88mi
777 Windsor Rd Macon, GA 3.0 2.0 1442 $1,850 $1.28 45d 1 1.05mi
3896 Riverside Dr Macon, GA 3.0 3.0 1550 $1,324 $0.85 23d 1 1.15mi
3896 Riverside Dr Macon, GA 2.0 2.0 1305 $1,024 $0.78 45d 1 1.15mi
200 Charter Ln Macon, GA 1.0–3.0 1.0–2.0 1088 $1,525 $1.40 15d 18 1.23mi
2962 Thornwood Dr Macon, GA 3.0 2.0 1680 $1,700 $1.01 45d 1 1.31mi
810 Wesleyan Dr Macon, GA 3.0 2.0 1337 $1,900 $1.42 45d 1 1.33mi

Listing history 28 events

  1. 2026-06-21
    days on market $189,000 Active 69 DOM
  2. 2026-06-19
    days on market $189,000 Active 67 DOM
  3. 2026-06-18
    days on market $189,000 Active 66 DOM
  4. 2026-06-17
    days on market $189,000 Active 65 DOM
  5. 2026-06-16
    days on market $189,000 Active 64 DOM
  6. 2026-06-15
    days on market $189,000 Active 63 DOM
  7. 2026-06-14
    days on market $189,000 Active 61 DOM
  8. 2026-06-13
    days on market $189,000 Active 60 DOM
  9. 2026-06-10
    days on market $189,000 Active 58 DOM
  10. 2026-06-09
    days on market $189,000 Active 57 DOM
  11. 2026-06-09
    days on market $189,000 Active 56 DOM
  12. 2026-06-07
    days on market $189,000 Active 55 DOM
  13. 2026-06-03
    days on market $189,000 Active 51 DOM
  14. 2026-06-02
    days on market $189,000 Active 50 DOM
  15. 2026-06-01
    days on market $189,000 Active 49 DOM
  16. 2026-05-31
    days on market $189,000 Active 48 DOM
  17. 2026-05-30
    days on market $189,000 Active 47 DOM
  18. 2026-04-13
    listed $189,000 Active 263-char remark
    Show marketing remark (263 chars)

    All Brick One-Level Affordable 3 Bed 2 Ranch W/ Wraparound Driveway, Super Large Great Room, Separate Living Room, Dine-In Kitchen & Close To All North Macon Amenities. Currently Leased. Add To Your Portfolio Or Perfect Setting To Call Home. Priced To Sell!

  19. 2023-03-10
    soldstatus $125,000 Sold 193-char remark
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  20. 2023-03-10
    soldstatus $125,000
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  21. 2023-03-10
    soldstatus $125,000 Closed
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  22. 2023-02-07
    status Pending
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  23. 2023-02-07
    status Under Contract 193-char remark
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  24. 2023-02-02
    listed $124,500
  25. 2023-02-02
    listed $124,500 Active
  26. 2023-02-01
    listed $124,500 New 193-char remark
    Show marketing remark (193 chars)

    All brick 3 bedroom, 2 bath home in north Macon. house has tons of living space with huge great room, kitchen open to keeping room with fireplace. Perfect for first time home buyer or investor.

  27. 2006-02-28
    soldstatus $82,000
  28. 2005-08-02
    soldstatus $78,750

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,653 · $138/mo
Projected year-2 tax
$1,739 · $145/mo
Expected delta
+$86/yr (+$7/mo · 5.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,779
− Mortgage interest
−$10,587
− Property taxes
−$1,653
− Insurance
−$945
− Repairs & maintenance
−$1,502
− Management
−$1,502
− Depreciation
−$5,498
Taxable loss
−$2,909
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$698
After-tax cash flow
$1,042/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
33,288
Household income
$78,447
Rent vs Own
45.3% rent · 54.7% own
Severe rent burden
1845.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Black 32% Two or more races 7% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Mexican 2% Cuban 1%
Common ancestry
Slovak 3% Serbian 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.60%
Current HPI
172.1313
Rent YoY
▲ 1.71%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+140.0% since first listed
11 events — show timeline
  • 2026-04-13 Listed $189,000 MGMLS
  • 2023-03-10 Sold (MLS) $125,000 CGMLS
  • 2023-03-10 Sold (MLS) $125,000 MGMLS
  • 2023-03-10 Sold (MLS) $125,000 GAMLS
  • 2023-02-07 Pending CGMLS
  • 2023-02-07 Pending GAMLS
  • 2023-02-02 Listed $124,500 CGMLS
  • 2023-02-02 Listed $124,500 MGMLS
  • 2023-02-01 Listed $124,500 GAMLS
  • 2006-02-28 Sold (Public Records) $82,000 Public Records
  • 2005-08-02 Sold (Public Records) $78,750 Public Records

Property tax history

+9.7%/yr

Latest (2025): $1,653 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…