25 Vets Road Rd · Windham, NY 12496

$425,000

4 bd · 4.0 ba · 2,950 sqft · MultiFamily public records · 408 Days on market

Built 1946 0.72 ac lot $144/sqft · 63% below area ↓ 47% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.2/30.0
• ARV discount +7.5/15.0
• Appreciation +7.5/10.0
• Schools +4.3/10.0
• Livability +3.0/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

Key facts

• Blueberry bushes
• Apple trees
• Pear trees

Tags

• PRIVATE BEACH
• MANICURED LANDSCAPING
• APPLE TREES
• PEAR TREES
• GRAPE ARBORS
• BLUEBERRY BUSHES

What this means for you Summary

Snapshot

• This is a 4-bed/4.0-bath multifamily listed at $425k.

Deal economics

• At list price, monthly cash flow is $-781 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $287k (32.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $308k (27.6% below list).
• Recommended offer: $287k (32.5% below list) — sets the bar for cash-flow.
• Cap rate 5.4% vs local median 3.2% in Windham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#964 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools C-, crime D+, cost of living D+.
• Windham-Ashland-Jewett Central School District (rural): math 55% / reading 40% proficiency, ranked #517 of 755 in NY (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 143 active listings in the ZIP; 97 units permitted in Greene County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $24k of equity ($3k loan paydown + $21k appreciation (5.1% local appreciation)).
• Greene County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 408 days — a 12% lower offer ($374k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $274k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $460/mo; built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $287,082 (32.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 408 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
3. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.39%
• Cash-on-cash: -3.23%
• DSCR: 0.86
• GRM: 11.5

CMA / ARV

• ARV (median comp): $1,156,761
• List price: $425,000
• Delta: -63.26%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

5.06% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.5%
• Equity multiple: 1.42×
• Total profit: $49,808
• Equity at exit: $242,290

10-year hold

• IRR: 8.7%
• Equity multiple: 2.63×
• Total profit: $193,421
• Equity at exit: $419,362

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 12496

• Home prices YoY: 1.2%
• Active inventory: 143
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $3,076 medium
• Mortgage (P&I): −$2,229
• Tax from tax record: −$345 /mo · $4,136/yr
• Insurance: −$177
• Flood insurance flood zone: −$460 /mo · $5,525/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$646
• Net cashflow: $-781

Break-even live

Break-even rent $4,064

Max offer price $287,082

Occupancy floor —

Sensitivity live

Price	-10% $-540	-5% $-660	+0% $-781	+5% $-901	+10% $-1,021
Rent	-10% $-1,024	-5% $-902	+0% $-781	+5% $-659	+10% $-538
Rate	-1.0pp $-567	-0.5pp $-673	base $-781	+0.5pp $-891	+1.0pp $-1,003

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-21
   days on market $425,000 Active 408 DOM
2. 2026-06-21
   days on market $425,000 Active 407 DOM
3. 2026-06-18
   days on market $425,000 Active 405 DOM
4. 2026-06-17
   days on market $425,000 Active 404 DOM
5. 2026-06-16
   days on market $425,000 Active 403 DOM
6. 2026-06-15
   days on market $425,000 Active 402 DOM
7. 2026-06-13
   days on market $425,000 Active 400 DOM
8. 2026-06-12
   days on market $425,000 Active 399 DOM
9. 2026-06-09
   days on market $425,000 Active 396 DOM
10. 2026-06-08
    days on market $425,000 Active 395 DOM
11. 2026-06-07
    days on market $425,000 Active 394 DOM
12. 2026-06-07
    days on market $425,000 Active 393 DOM
13. 2026-06-04
    days on market $425,000 Active 390 DOM
14. 2026-06-02
    days on market $425,000 Active 389 DOM
15. 2026-06-01
    days on market $425,000 Active 388 DOM
16. 2026-05-31
    days on market $425,000 Active 387 DOM
17. 2026-05-04
    price $425,000 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

18. 2026-02-01
    price $449,000 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

19. 2026-01-29
    status Active 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

20. 2026-01-15
    historical Active Under Contract 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

21. 2025-10-29
    price $499,000 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

22. 2025-08-10
    price $599,000 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

23. 2025-04-15
    listed $699,000 Active 2095-char remark

    Show marketing remark (2095 chars)

    Welcome to your peaceful sanctuary in the heart of Windham, a rare blend of convenience, natural beauty, and endless potential. Just a short stroll from Main Street and less than half a mile from the slopes, this rambling ranch sits in the perfect spot to enjoy everything Windham has to offer while feeling miles away from it all. Surrounded by lush Macintosh apple and pear trees, grape arbors, blueberry bushes, and framed by stunning mountain views, the property feels like a private retreat. Spend your mornings fishing or relaxing by the tranquil Batavia Kill stream that winds gently through your backyard, and your evenings taking in views of Windham's ski slopes from one of three decks. Inside, the home invites you to make it your own. With four bedrooms, four baths, and a separate one-bedroom accessory apartment, it offers incredible flexibility. You can live in the main home while renting the apartment to offset your mortgage, or operate it as a vacation rental for added income. The possibilities are endless. Every room tells a story from the sunroom with its warm pine ceiling and vaulted design to the cozy family room anchored by a floor-to-ceiling stone fireplace handcrafted by local artisan Bill Hoyt. The primary bedroom overlooks the soothing sights and sounds of the Batavia Kill, creating a true retreat after a long day on the mountain. The home has been lovingly cared for with thoughtful updates over the years new siding (2018), a new garage roof (2019), 13 replaced windows (2018), updated apartment flooring (2022), and a beautiful sunroom addition completed between 2012 and 2015. A detached two-car garage, a charming sap house, and manicured landscaping add even more to its appeal. Whether you imagine a modern mountain retreat, an income-producing rental, or a cozy getaway for family and friends, this property delivers it all. With just a few updates, it could easily become your dream home in one of Windham's most desirable locations. Schedule your visit today and experience the rare serenity and potential this one-of-a-kind Windham property offers.

24. 2024-11-30
    historical
25. 2024-05-23
    listed $749,000 Active
26. 2021-05-25
    listed $669,000
27. 2020-09-01
    listed $795,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $4,136 · $345/mo
• Projected year-2 tax: $5,659 · $472/mo
• Expected delta: +$1,523/yr (+$127/mo · 36.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone AE · 78% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 8 d/yr ≥86°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,915
• − Mortgage interest: −$23,807
• − Property taxes: −$4,136
• − Insurance: −$7,650
• − Repairs & maintenance: −$2,953
• − Management: −$2,953
• − Depreciation: −$12,364
• Taxable loss: −$16,948
• Est. tax savings @ 24.0%: +$4,068
• After-tax cash flow: $-5,301/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Windham-Ashland-Jewett Central School District
• NCES district ID: 3631590
• Math proficiency: 55% ▲ 5.00%
• Reading proficiency: 40% ▼ -10.00%
• Median HH income: $46,942
• Composite: 42.57/100
• National rank: #6842
• State rank: #517 of 755 in NY

Livability — Windham

• Score: 60/100
• State rank: #964
• US rank: #18888

Category grades

Amenities F Commute F Cost of living D+ Crime D+ Employment B+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Windham, NY
• Population (ZIP): 1,241

Population outlook (Greene County) Hauer SSP2

• Today (2025): 44,963 people
• By 2030: 43,126 · -4.1%
• By 2040: 38,756 · -13.8%
• By 2050: 34,913 · -22.4%
• By 2075: 28,156 · -37.4%
• By 2100: 22,296 · -50.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 5% Black 5% Hispanic / Latino 3% Asian 2%
• Common ancestry: Romanian 5% Hispanic 4% Lithuanian 3%
• Foreign-born: 18% · Canada
• Languages at home: 75% English-only · Russian/Polish/Slavic 10% French/Haitian/Cajun 7% Other Indo-European 4%

Political lean MEDSL · Greene

• 2024 margin: R (+17.0) · D 41.5% · R 58.5%
• 2008→2024 swing: -7.1pp toward R · 2008: -9.9pp · 2024: -17.0pp
• All cycles: 2024: R+17.0 2020: R+15.6 2016: R+27.4 2012: R+11.1 2008: R+9.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.06%
• Current HPI: 425.2138
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-46.5% since first listed

11 events — show timeline

• 2026-05-04 Price Changed $425,000 HVCRMLS
• 2026-02-01 Price Changed $449,000 HVCRMLS
• 2026-01-29 Relisted — HVCRMLS
• 2026-01-15 Contingent — HVCRMLS
• 2025-10-29 Price Changed $499,000 HVCRMLS
• 2025-08-10 Price Changed $599,000 HVCRMLS
• 2025-04-15 Listed $699,000 HVCRMLS
• 2024-11-30 Listing Removed — Global MLS
• 2024-05-23 Listed $749,000 Global MLS
• 2021-05-25 Listed $669,000 HVCRMLS
• 2020-09-01 Listed $795,000 HVCRMLS

Property tax history

+2.7%/yr

Latest (2025): $4,136 · +4.1% YoY. Source: county tax records.