7619 Wycombe Dr N · Jacksonville, FL 32277

$139,900

3 bd · 1.0 ba · 1,287 sqft · SingleFamily public records · 18 Days on market

Built 1960 10,018 sqft lot Est $259k · 46% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.4/30.0
• ARV discount +15.0/15.0
• DSCR +7.2/10.0
• 1% rule +7.0/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome! This solid concrete block home is filled with opportunity and flexible living space. As you enter the property, you're welcomed into a versatile layout designed for both everyday living and future customization. Whether you envision a home office, playroom, hobby area, fitness room, or media space, this additional room adds functionality to the home. Flowing from the family room, the dining room is situated to the left, creating a central gathering area. Just off the dining area is the walk-through kitchen As you continue through the hallway, the bathroom is located on the left-hand side for convenience. Slightly farther down the hall, you'll find the home's three bedrooms with

Key facts

• Versatile layout
• Walk-through kitchen
• Additional room

Tags

• SOLID CONCRETE BLOCK HOME
• VERSATILE LAYOUT
• ADDITIONAL ROOM
• CENTRAL GATHERING AREA
• WALK-THROUGH KITCHEN
• FUNCTIONAL FLOOR PLAN

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Off-street parking
• Utilities: Cable available; Electricity available; Water available
• Home design: Single family residence; One level
• Exterior features: 0.23-acre lot

Interior

• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: No heating listed; No cooling listed
• Interior features: No listed interior appliances

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $233 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.9%/yr); 118 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $28k; list at $140k implies a 400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,801 (1.5% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 8.29%
• Cash-on-cash: 7.14%
• DSCR: 1.32
• GRM: 7.0

CMA / ARV

• ARV (on-the-fly): $258,687
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7619 Wycombe Dr N	0.00mi	3/1.0	1,287 (0%)	0mo	$150,001	$117	100
7824 Rocky Fort Trl	0.34mi	3/2.0	1,284 (-0%)	3mo	$269,000	$210	77
7328 Bamberg Rd	0.34mi	3/2.0	1,246 (-3%)	3mo	$259,900	$209	72
3380 Net Ct	0.51mi	3/2.0	1,292 (+0%)	2mo	$298,000	$231	70
7251 Lawn Tennis Ln	0.58mi	3/2.0	1,303 (+1%)	2mo	$250,000	$192	65
7427 Rentz Ct	0.40mi	3/1.5	1,172 (-9%)	2mo	$254,000	$217	63
7295 Us Open Blvd	0.40mi	3/2.0	1,399 (+9%)	0mo	$265,000	$189	63
2819 Lauderdale Dr E	0.25mi	3/2.0	1,450 (+13%)	2mo	$280,000	$193	62
2615 Kershaw Dr W	0.49mi	4/2.0 (+1)	1,225 (-5%)	3mo	$255,000	$208	58
2721 Lansdowne Dr	0.36mi	4/2.0 (+1)	1,424 (+11%)	0mo	$286,000	$201	56
7029 Hielo Dr	0.75mi	3/2.0	1,350 (+5%)	1mo	$265,000	$196	52
2531 E Burlingame Dr	0.57mi	4/2.0 (+1)	1,460 (+13%)	0mo	$278,000	$190	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.94% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.76×
• Total profit: $-9,491
• Equity at exit: $20,860

10-year hold

• IRR: 1.6%
• Equity multiple: 1.11×
• Total profit: $4,158
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32277

• Rents YoY: 1.9%
• Active inventory: 118
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,676 high
• Mortgage (P&I): −$734
• Tax from tax record: −$299 /mo · $3,593/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $233

Break-even live

Break-even rent $1,381

Max offer price $139,900

Occupancy floor 81%

Sensitivity live

Price	-10% $312	-5% $273	+0% $233	+5% $194	+10% $154
Rent	-10% $101	-5% $167	+0% $233	+5% $299	+10% $366
Rate	-1.0pp $304	-0.5pp $269	base $233	+0.5pp $197	+1.0pp $160

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7720 Lauderdale Dr N Jacksonville, FL	4.0	2.0	1708	$1,906	$1.12	14d	1	0.11mi
7537 Dalehurst Dr S Jacksonville, FL	3.0	2.0	1170	$1,524	$1.30	4d	1	0.12mi
7716 Monetta Dr Jacksonville, FL	3.0	2.0	1401	$1,716	$1.22	24d	1	0.14mi
7609 Tacony Dr Jacksonville, FL	3.0	1.0	1176	$1,450	$1.23	4d	1	0.18mi
7609 Tacony Dr Jacksonville, FL	3.0	1.0	1176	$1,450	$1.23	24d	1	0.18mi
2921 Mansion Rd Jacksonville, FL	3.0	2.0	1450	$1,845	$1.27	24d	1	0.30mi
7336 Merrill Rd Jacksonville, FL	4.0	2.0	1468	$1,800	$1.23	4d	1	0.34mi
7925 Merrill Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1065	$1,750	$1.64	2d	46	0.43mi
3460 Net Ct Jacksonville, FL	3.0	2.0	1292	$1,869	$1.45	3d	1	0.57mi
8230 Dames Point Crossing Blvd N #1103 Jacksonville, FL	2.0	2.5	1100	$1,100	$1.00	11d	1	0.67mi
7027 Berrywood Ln Jacksonville, FL	3.0	2.0	1247	$1,875	$1.50	24d	1	0.67mi
7920 Merrill Rd Jacksonville, FL	2.0–3.0	2.0	1048	$1,400	$1.34	17d	5	0.68mi
7920 Merrill Rd Jacksonville, FL	2.0–3.0	2.0	1048	$1,350	$1.29	2d	3	0.68mi
7920 Merrill Rd Jacksonville, FL	2.0–3.0	2.0	1048	$1,350	$1.29	8d	4	0.68mi
7656 Arble Dr Jacksonville, FL	2.0	1.5	1192	$1,490	$1.25	4d	1	0.68mi
3501 Townsend Blvd Jacksonville, FL	3.0	1.0–2.5	816	$1,475	$1.81	2d	25	0.69mi
7608 Rain Forest Dr N Jacksonville, FL	3.0	2.0	1312	$1,745	$1.33	21d	1	0.72mi
3450 Townsend Blvd Jacksonville, FL	3.0	1.0–2.0	816	$1,346	$1.65	15d	13	0.72mi
3683 Hartsfield Forest Cir Jacksonville, FL	3.0	2.5	1716	$1,700	$0.99	24d	1	0.79mi
3523 Colony Cove Trl W Jacksonville, FL	2.0	2.0	1062	$1,450	$1.37	24d	1	0.79mi
3545 Villa Pl Jacksonville, FL	3.0	2.0	1386	$1,695	$1.22	24d	1	0.80mi
3544 Villa Pl Jacksonville, FL	2.0	2.0	1086	$1,400	$1.29	24d	1	0.82mi
3654 Hartsfield Forest Cir Jacksonville, FL	3.0	2.5	1716	$1,800	$1.05	15d	1	0.84mi
3617 Hartsfield Forest Cir Jacksonville, FL	3.0	2.5	1701	$1,698	$1.00	8d	1	0.90mi
8543 Fort Caroline Rd Jacksonville, FL	3.0	1.0	957	$1,800	$1.88	24d	1	1.07mi
1600 Lansdowne Dr Jacksonville, FL	1.0–2.0	1.0	850	$1,049	$1.23	4d	12	1.11mi
1715 Garden Grove Ct Jacksonville, FL	3.0	3.0	1717	$1,950	$1.14	14d	1	1.14mi
1715 Garden Grove Ct Jacksonville, FL	3.0	2.5	1704	$1,950	$1.14	24d	1	1.14mi
1566 Quante Rd Jacksonville, FL	3.0	2.0	1416	$1,674	$1.18	17d	1	1.15mi
1566 Quante Rd Jacksonville, FL	3.0	2.0	1416	$1,674	$1.18	24d	1	1.15mi
7118 Pellias Rd Jacksonville, FL	4.0	2.0	1294	$1,700	$1.31	19d	1	1.18mi
3459 Rogero Rd Jacksonville, FL	3.0	2.0	1322	$1,695	$1.28	24d	1	1.24mi
2328 Caladium Rd Jacksonville, FL	3.0	2.0	1425	$1,595	$1.12	24d	1	1.26mi
2335 Rogero Rd Jacksonville, FL	4.0	2.0	1606	$1,499	$0.93	15d	1	1.28mi
2845 Holly Point Dr Jacksonville, FL	3.0	2.0	1612	$1,995	$1.24	24d	1	1.28mi
6308 Merrill Rd Jacksonville, FL	3.0	2.0	1292	$1,585	$1.23	8d	1	1.30mi
6260 Merrill Rd Jacksonville, FL	3.0	2.0	1600	$1,645	$1.03	4d	1	1.32mi
1573 Landau Rd Jacksonville, FL	3.0	2.5	1480	$1,700	$1.15	8d	1	1.33mi
1496 Fieldview Dr Jacksonville, FL	2.0	2.5	1008	$1,400	$1.39	8d	1	1.33mi
1468 Pitney Cir Jacksonville, FL	2.0	2.5	1076	$1,650	$1.53	8d	1	1.33mi

Listing history 5 events

1. 2026-06-02
   status $139,900 Pending 18 DOM
2. 2026-06-01
   days on market $139,900 Active Under Contract 18 DOM
3. 2026-05-31
   days on market $139,900 Active Under Contract 17 DOM
4. 2026-05-14
   listed $139,900 Active
5. 1978-10-20
   soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,593 · $299/mo
• Projected year-2 tax: $3,593 · $299/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,118
• − Mortgage interest: −$7,837
• − Property taxes: −$3,593
• − Insurance: −$700
• − Repairs & maintenance: −$1,609
• − Management: −$1,609
• − Depreciation: −$4,070
• Taxable income: $700
• Est. tax owed @ 24.0%: −$168
• After-tax cash flow: $2,629/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 36,338
• Household income: $61,554
• Rent vs Own: 49.1% rent · 50.9% own
• Severe rent burden: 2550.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 41% Black 36% Hispanic / Latino 16% Two or more races 10% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 7% Cuban 4%
• Common ancestry: Hispanic 5% Slovak 2% Lithuanian 1%
• Foreign-born: 15% · Canada, Jamaica, Vietnam
• Languages at home: 80% English-only · Spanish 10% French/Haitian/Cajun 4% Russian/Polish/Slavic 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -180.79%
• Current HPI: 289.4062
• Rent YoY: ▲ 1.94%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+399.6% since first listed

2 events — show timeline

• 2026-05-14 Listed $139,900 realMLS
• 1978-10-20 Sold (Public Records) $28,000 Public Records

Property tax history

+16.7%/yr

Latest (2025): $3,593 · +11.7% YoY. Source: county tax records.