CashFlowRE
Sign in Sign up
1816 Wesley
C Composite 56.37
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • DSCR +8.1/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.9/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$99,900

1816 Wesley · McKeesport, PA 15132
2 bd · 1.0 ba · 870 sqft · SingleFamily public records · 27 Days on market
Built 1920 2,178 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

Key facts

  • Flat usable yard
  • Off-street parking
  • First-floor laundry

Tags

LUXURY VINYL PLANK FLOORINGFIRST-FLOOR LAUNDRYFLAT USABLE YARDOFF-STREET PARKINGPROXIMITY TO RENZIEHAUSEN PARKNEARBY UPMC MCKEESPORT

Property features AI

Exterior

  • Parking: Off-street parking; Space for 2 vehicles
  • Utilities: Public water; Public sewer
  • Home design: 2-story property; Resale condition
  • Construction: Vinyl siding; Asphalt roof
  • Exterior features: Small lot (approximately 0.05 acres)

Interior

  • Kitchen: Microwave; Refrigerator; Stove; Some gas appliances
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Gas heating
  • Interior features: Vinyl flooring; Unfinished walk-up basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#1,089 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, health & safety D, crime F.
  • Mckeesport Area SD (suburban): math 11% / reading 28% proficiency, ranked #499 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 113 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $33k; list at $100k implies a 203% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $98,401 (1.5% below list)

Questions for the listing agent

  1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.88%
Cash-on-cash
9.26%
DSCR
1.41
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$63,510
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2805 Riverview St 0.48mi 2/1.0 864 (-1%) 0mo $65,000 $75 76
2004 Orofino St 0.12mi 2/2.0 825 (-5%) 8mo $130,500 $158 75
2407 Harrison St 0.25mi 2/1.0 832 (-4%) 12mo $58,000 $70 71
2120 Dalton St 0.24mi 2/1.0 928 (+7%) 12mo $64,900 $70 68
2101 Barnsdale Ave 0.35mi 2/2.0 928 (+7%) 6mo $45,500 $49 63
2720 Garbett St 0.54mi 3/2.0 (+1) 888 (+2%) 2mo $30,000 $34 61
2619 Harrison St 0.38mi 2/1.0 955 (+10%) 8mo $69,900 $73 59
2714 Kansas St 0.46mi 2/2.0 912 (+5%) 11mo $124,900 $137 58
2620 Kansas St 0.39mi 2/1.0 972 (+12%) 8mo $51,550 $53 56
3001 Riverview St 0.38mi 3/1.0 (+1) 775 (-11%) 14mo $87,000 $112 47
444 27th St 0.61mi 3/1.5 (+1) 812 (-7%) 9mo $132,000 $163 46
1211 Meadow St 0.41mi 3/1.0 (+1) 992 (+14%) 8mo $56,915 $57 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.3%
Equity multiple
0.91×
Total profit
$-2,456
Equity at exit
$14,895
10-year hold
IRR
7.4%
Equity multiple
1.55×
Total profit
$15,513
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15132

Home prices YoY
-32.9%
Active inventory
113
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,091 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$81 /mo · $967/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$229
Net cashflow
$216

Break-even live

Break-even rent $818
Max offer price $99,900
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3506 Mayfair St Unit B McKeesport, PA 2.0 1.0 948 $1,200 $1.27 44d 1 0.07mi
1114-1116 Ohio St Unit 2R McKeesport, PA 2.0 1.0 878 $850 $0.97 16d 1 0.52mi
1108 Prescott St White Oak, PA 2.0 1.0 945 $1,200 $1.27 12d 1 0.69mi
2918 Walnut St Apt 3 McKeesport, PA 2.0 1.0 800 $850 $1.06 44d 1 0.78mi
311-313 24th St McKeesport, PA 2.0 1.0 950 $900 $0.95 44d 1 0.85mi
152 Royal Oak Dr White Oak, PA 1.0–2.0 1.0–2.0 930 $1,445 $1.55 2d 9 1.15mi
1735 Ohio Ave Unit 6 White Oak, PA 3.0 1.0 1034 $1,200 $1.16 44d 1 1.19mi
1205 5th Ave McKeesport, PA 1.0 1.0 593 $1,090 $1.84 44d 1 1.25mi
1827 California Ave Apt 2 Front Second Floor White Oak, PA 1.0 1.0 750 $900 $1.20 14d 1 1.33mi
505 Olympia Park Plz McKeesport, PA 1.0 1.0 800 $775 $0.97 24d 1 1.36mi
604 Shaw Ave McKeesport, PA 2.0 1.0–1.5 800 $900 $1.12 12d 3 1.44mi
604 Shaw Ave Unit 102 McKeesport, PA 1.0 1.0 750 $750 $1.00 44d 1 1.44mi
604 Shaw Ave Unit 101 McKeesport, PA 2.0 1.5 1050 $900 $0.86 14d 1 1.44mi
913 Center St McKeesport, PA 1.0–2.0 1.0 900 $1,005 $1.12 2d 7 1.50mi

Listing history 27 events

  1. 2026-06-17
    days on market $99,900 Active 27 DOM
  2. 2026-06-16
    days on market $99,900 Active 26 DOM
  3. 2026-06-15
    days on market $99,900 Active 25 DOM
  4. 2026-06-13
    days on market $99,900 Active 23 DOM
  5. 2026-06-13
    days on market $99,900 Active 22 DOM
  6. 2026-06-09
    days on market $99,900 Active 19 DOM
  7. 2026-06-08
    days on market $99,900 Active 18 DOM
  8. 2026-06-07
    days on market $99,900 Active 17 DOM
  9. 2026-06-03
    days on market $99,900 Active 13 DOM
  10. 2026-06-02
    days on market $99,900 Active 12 DOM
  11. 2026-06-01
    days on market $99,900 Active 11 DOM
  12. 2026-05-31
    days on market $99,900 Active 10 DOM
  13. 2026-05-21
    listed $99,900 Active
  14. 2026-04-27
    historical $1,100
  15. 2026-04-18
    listed $1,100
  16. 2024-04-03
    historical $1,000
  17. 2024-02-07
    historical $1,000
  18. 2024-02-04
    listed $1,000
  19. 2023-10-21
    listed $999
  20. 2023-05-31
    soldstatus $33,000 Closed 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  21. 2023-05-01
    status Pending 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  22. 2023-03-31
    price $41,900 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  23. 2023-03-03
    price $42,900 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  24. 2023-01-24
    price $43,900 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  25. 2023-01-14
    listed $44,900 Active 901-char remark
    Show marketing remark (901 chars)

    Heart of Mckeesport! Beautiful tree lined street. This frame single family is nestled back on a great size lot. It is conveniently located near local shopping, public transit, and offers easy access to anywhere in the city. This is perfect for an investor who wants to inherit a great rental that needs some TLC to place a tenant and generate income or a rehabber who wants to renovate and resell. Implement your own personal touches and revive this property to its potential! Main floor has Living Room, Kitchen, and Laundry/Mechanical Room. Second floor has 2 Bedrooms and a Full Bath. Nice covered front porch and off street parking in the rear. Blank canvas! Perfect for any investor- tons of potential! Opportunities are endless! Buyer/Buyers agent to confirm all information provided. Seller has never lived in the property- was planned to be used only as an investment. Looking for cash, .

  26. 2022-06-22
    soldstatus $24,846
  27. 1987-03-09
    soldstatus $10,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$967 · $81/mo
Projected year-2 tax
$1,273 · $106/mo
Expected delta
+$306/yr (+$25/mo · 31.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 9 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,092
− Mortgage interest
−$5,596
− Property taxes
−$967
− Insurance
−$500
− Repairs & maintenance
−$1,047
− Management
−$1,047
− Depreciation
−$2,906
Taxable income
$1,028
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$247
After-tax cash flow
$2,342/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mckeesport Area SD
NCES district ID
4214940
Math proficiency
11% ▼ -9.00%
Reading proficiency
28% ▼ -10.00%
Median HH income
$33,779
Composite
15.88/100
National rank
#9257
State rank
#499 of 539 in PA

Livability — McKeesport

Score
66/100
State rank
#1089
US rank
#12321

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
McKeesport, PA
County
Allegheny County · 1,022,028 people
City population
25,010
Metro
Pittsburgh, PA
Population (ZIP)
18,898
Household income
$35,397
Rent vs Own
49.0% rent · 51.0% own
Severe rent burden
1239.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 50% Black 35% Two or more races 10% Hispanic / Latino 4% Asian 1%
Common ancestry
Romanian 5% Serbian 2% Scotch-Irish 2%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.01%
Current HPI
145.195
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+851.4% since first listed
15 events — show timeline
  • 2026-05-21 Listed $99,900 West Penn MLS
  • 2026-04-27 Rental Removed $1,100 SHOWMOJO
  • 2026-04-18 Listed for Rent $1,100 SHOWMOJO
  • 2024-04-03 Rental Removed $1,000 BUILDIUM
  • 2024-02-07 Rental Removed $1,000 APPFOLIO
  • 2024-02-04 Listed for Rent $1,000 APPFOLIO
  • 2023-10-21 Listed for Rent $999 BUILDIUM
  • 2023-05-31 Sold (MLS) $33,000 West Penn MLS
  • 2023-05-01 Pending West Penn MLS
  • 2023-03-31 Price Changed $41,900 West Penn MLS
  • 2023-03-03 Price Changed $42,900 West Penn MLS
  • 2023-01-24 Price Changed $43,900 West Penn MLS
  • 2023-01-14 Listed $44,900 West Penn MLS
  • 2022-06-22 Sold (Public Records) $24,846 Public Records
  • 1987-03-09 Sold (Public Records) $10,500 Public Records

Property tax history

+6.2%/yr

Latest (2026): $967 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…