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47 Cuernavaca Dr
C+ Composite 62.63
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • Rent growth +2.7/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$230,000

47 Cuernavaca Dr · Sonoma, CA 95476
2 bd · 2.0 ba · 1,080 sqft · Manufactured · 127 Days on market
Built 1972 Good condition $213/sqft · 37% above area Est $168k · 37% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 55+ Sonoma Living in Pueblo Serena. Discover the best of Wine Country living in this immaculate, well-maintained manufactured home located in the desirable Pueblo Serena 55+ community. Situated on a quiet cul-de-sac in the heart of Sonoma, this 2-bedroom, 2-bathroom residence offers the perfect blend of comfort, convenience, and low-maintenance living. Key Features: Light-Filled Interior: Featuring 1,080 square feet of thoughtfully designed living space with newer carpet, a reliable Trane furnace/AC unit and fresh, neutral paint. Spacious Floorplan: Features a comfortable layout, including a master bedroom with a large walk-in closet. Outdoor Living: Relax on your private, covered patio or tend to the low-maintenance yard, perfect for potted plants and gardening. Convenience & Amenities: Includes a dedicated covered carport for parking, an interior laundry room, and a storage shed. Location, Location, Location: Situated in a peaceful senior park, you are just minutes from the historic Sonoma Plaza, world-class dining, boutique shopping, parks, and the local hospital. Enjoy a serene, active community setting while being moments away from the heart of Sonoma's culture and charm. LOW RENT! Turnkey Condition - A Must See! This home is ready for you to move in and start enjoying the Sonoma lifestyle immediately.

Key facts

  • Low-maintenance yard
  • Quiet cul-de-sac
  • Parking

Tags

PUEBLO SERENA COMMUNITYQUIET CUL-DE-SACLIGHT-FILLED INTERIORPRIVATE COVERED PATIOLOW-MAINTENANCE YARDDEDICATED COVERED CARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $230k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $972 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $230k).
  • Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.4% vs local median 1.4% in Sonoma — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#146 in CA, #4,943 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, health & safety A+; Watch: commute F, cost of living F.
  • Sonoma Valley Unified (town): math 27% / reading 42% proficiency, ranked #849 of 1,400 in CA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 265 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.8% rent growth), your $64k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $202,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
11.36%
Cash-on-cash
18.11%
DSCR
1.81
GRM
5.9

CMA / ARV

ARV (median comp)
$167,500
List price
$230,000
Delta
37.31%
Verdict
OVERPRICED
Comps
10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
160 Chiquita Camino 0.09mi 2/2.0 1,120 (+4%) 1mo $199,000 $178 89
270 Manuella Ln 0.20mi 2/2.0 1,040 (-4%) 2mo $160,000 $154 83
341 El Castillo Vista Way #341 0.23mi 2/2.0 1,080 (0%) 10mo $199,000 $184 81
148 Chiquita Camino 0.08mi 2/2.0 1,140 (+6%) 11mo $140,000 $123 78
122 Paseo Palencia 0.14mi 2/2.0 1,000 (-7%) 9mo $215,000 $215 74
314 Janero Pl 0.20mi 2/2.0 1,200 (+11%) 2mo $190,000 $158 70
298 La Serena Dr 0.21mi 2/2.0 1,000 (-7%) 10mo $145,000 $145 70
185 Pas Pajaros Calle 0.11mi 2/2.0 1,200 (+11%) 10mo $145,000 $121 68
180 Pas Pajaros Calle 0.10mi 2/2.0 1,200 (+11%) 12mo $215,000 $179 67
171 Chiquita Camino 0.09mi 2/1.5 1,160 (+7%) 18mo $155,500 $134 67
213 Cazares Cir #213 0.16mi 2/2.0 1,160 (+7%) 19mo $120,000 $103 64
312 Janero Pl 0.29mi 2/2.0 1,150 (+6%) 17mo $115,000 $100 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.79% rent growth · sell at horizon

5-year hold
IRR
7.2%
Equity multiple
1.27×
Total profit
$17,624
Equity at exit
$34,294
10-year hold
IRR
14.5%
Equity multiple
2.05×
Total profit
$67,559
Equity at exit
$19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95476

Rents YoY
0.8%
Active inventory
265
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$3,242 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$288 /mo · $3,450/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$681
Net cashflow
$972

Break-even live

Break-even rent $2,012
Max offer price $230,000
Occupancy floor 65%

Sensitivity live

Price -10% $1,131 -5% $1,051 +0% $972 +5% $892 +10% $813
Rent -10% $716 -5% $844 +0% $972 +5% $1,100 +10% $1,228
Rate -1.0pp $1,088 -0.5pp $1,030 base $972 +0.5pp $912 +1.0pp $852

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,500
Closing costs
$6,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
655 W Spain St Sonoma, CA 2.0 2.5 1349 $3,525 $2.61 15d 1 0.49mi
434 Bernice Ln Unit 1546207P Sonoma, CA 2.0 2.0 979 $4,564 $4.66 15d 1 0.52mi
790 2nd St W Sonoma, CA 1.0–2.0 1.0–1.5 975 $2,660 $2.73 15d 3 0.58mi
342 Church St Sonoma, CA 1.0 1.0 700 $2,600 $3.71 45d 1 0.62mi
340 Church St Sonoma, CA 3.0 2.5 1282 $3,750 $2.93 45d 1 0.63mi
663 Spring Ln Sonoma, CA 2.0 1.0 1050 $3,200 $3.05 45d 1 0.64mi
210 Tuscany Pl Sonoma, CA 1.0–2.0 1.0–2.0 1200 $2,750 $2.29 15d 1 0.76mi
208 Todd Ave Sonoma, CA 3.0 2.5 1384 $3,800 $2.75 15d 1 0.79mi
1211 Broadway Unit 1213 Sonoma, CA 2.0 2.5 1200 $3,600 $3.00 24d 1 0.82mi
1207 Broadway Unit 1209 Sonoma, CA 2.0 2.5 1200 $3,750 $3.12 45d 1 0.82mi
1207 Broadway Sonoma, CA 2.0 2.5 1200 $3,600 $3.00 24d 1 0.82mi
21 Ramon St Sonoma, CA 2.0 2.0 1440 $2,250 $1.56 24d 1 0.85mi
19019 5th St W Sonoma, CA 3.0 2.0 1286 $3,400 $2.64 15d 1 1.02mi
336 Las Casitas Ct Sonoma, CA 2.0 1.5 1158 $2,500 $2.16 45d 1 1.21mi
126 Blue Wing Dr Sonoma, CA 2.0 2.0 1156 $2,975 $2.57 15d 2 1.23mi
126 Blue Wing Dr #11 Sonoma, CA 2.0 2.0 1156 $3,200 $2.77 15d 1 1.24mi

Listing history 18 events

  1. 2026-06-21
    days on market $230,000 Active 127 DOM
  2. 2026-06-18
    days on market $230,000 Active 124 DOM
  3. 2026-06-17
    days on market $230,000 Active 123 DOM
  4. 2026-06-16
    days on market $230,000 Active 122 DOM
  5. 2026-06-15
    days on market $230,000 Active 121 DOM
  6. 2026-06-14
    days on market $230,000 Active 119 DOM
  7. 2026-06-13
    days on market $230,000 Active 118 DOM
  8. 2026-06-10
    days on market $230,000 Active 116 DOM
  9. 2026-06-09
    days on market $230,000 Active 115 DOM
  10. 2026-06-08
    days on market $230,000 Active 114 DOM
  11. 2026-06-07
    days on market $230,000 Active 113 DOM
  12. 2026-06-05
    days on market $230,000 Active 110 DOM
  13. 2026-06-03
    days on market $230,000 Active 109 DOM
  14. 2026-06-02
    days on market $230,000 Active 108 DOM
  15. 2026-06-01
    days on market $230,000 Active 107 DOM
  16. 2026-05-31
    days on market $230,000 Active 106 DOM
  17. 2026-05-30
    days on market $230,000 Active 105 DOM
  18. 2026-02-15
    listed $230,000 Active 1364-char remark
    Show marketing remark (1364 chars)

    Charming 55+ Sonoma Living in Pueblo Serena. Discover the best of Wine Country living in this immaculate, well-maintained manufactured home located in the desirable Pueblo Serena 55+ community. Situated on a quiet cul-de-sac in the heart of Sonoma, this 2-bedroom, 2-bathroom residence offers the perfect blend of comfort, convenience, and low-maintenance living. Key Features: Light-Filled Interior: Featuring 1,080 square feet of thoughtfully designed living space with newer carpet, a reliable Trane furnace/AC unit and fresh, neutral paint. Spacious Floorplan: Features a comfortable layout, including a master bedroom with a large walk-in closet. Outdoor Living: Relax on your private, covered patio or tend to the low-maintenance yard, perfect for potted plants and gardening. Convenience & Amenities: Includes a dedicated covered carport for parking, an interior laundry room, and a storage shed. Location, Location, Location: Situated in a peaceful senior park, you are just minutes from the historic Sonoma Plaza, world-class dining, boutique shopping, parks, and the local hospital. Enjoy a serene, active community setting while being moments away from the heart of Sonoma's culture and charm. LOW RENT! Turnkey Condition - A Must See! This home is ready for you to move in and start enjoying the Sonoma lifestyle immediately.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 23% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 19 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,907
− Mortgage interest
−$12,884
− Property taxes
−$3,450
− Insurance
−$1,150
− Repairs & maintenance
−$3,113
− Management
−$3,113
− Depreciation
−$6,691
Taxable income
$8,507
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,042
After-tax cash flow
$9,621/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained manufactured home in Sonoma offers a comfortable and low-maintenance living experience with a good condition score and minimal repairs needed.

Value-add opportunities

  • Resale Paint exterior walls — Enhances curb appeal and property value.
  • Rental Clean gutters — Keeps property in good condition and prevents water damage.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior walls — Enhances curb appeal and property value.
  • Rental Clean gutters — Keeps property in good condition and prevents water damage.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sonoma Valley Unified
NCES district ID
0637200
Math proficiency
27% ▼ -1.00%
Reading proficiency
42% ▲ 1.00%
Median HH income
$63,880
Composite
33.88/100
National rank
#10355
State rank
#849 of 1400 in CA

Livability — Sonoma

Score
74/100
State rank
#146
US rank
#4943

Category grades

Amenities A+ Commute F Cost of living F Crime A- Employment A+ Housing C+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sonoma, CA
County
Sonoma County · 449,805 people
City population
35,196
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
35,196
Household income
$105,374
Rent vs Own
32.8% rent · 67.2% own
Severe rent burden
1218.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 28% Two or more races 13% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Italian 5% Lithuanian 4% Portuguese 3%
Foreign-born
16% · Canada, Dominican Republic
Languages at home
75% English-only · Spanish 21% Other Indo-European 1% Other Asian/Pacific 0%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1116.03%
Current HPI
236.6408
Rent YoY
▲ 0.79%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-02-15 Listed $230,000 BAREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…