47 Cuernavaca Dr · Sonoma, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.23%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 19 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- Condition / age +3.8/5.0
- Livability +3.7/5.0
- Schools +3.4/10.0
- Rent growth +2.7/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 55+ Sonoma Living in Pueblo Serena. Discover the best of Wine Country living in this immaculate, well-maintained manufactured home located in the desirable Pueblo Serena 55+ community. Situated on a quiet cul-de-sac in the heart of Sonoma, this 2-bedroom, 2-bathroom residence offers the perfect blend of comfort, convenience, and low-maintenance living. Key Features: Light-Filled Interior: Featuring 1,080 square feet of thoughtfully designed living space with newer carpet, a reliable Trane furnace/AC unit and fresh, neutral paint. Spacious Floorplan: Features a comfortable layout, including a master bedroom with a large walk-in closet. Outdoor Living: Relax on your private, covered patio or tend to the low-maintenance yard, perfect for potted plants and gardening. Convenience & Amenities: Includes a dedicated covered carport for parking, an interior laundry room, and a storage shed. Location, Location, Location: Situated in a peaceful senior park, you are just minutes from the historic Sonoma Plaza, world-class dining, boutique shopping, parks, and the local hospital. Enjoy a serene, active community setting while being moments away from the heart of Sonoma's culture and charm. LOW RENT! Turnkey Condition - A Must See! This home is ready for you to move in and start enjoying the Sonoma lifestyle immediately.
Key facts
- Low-maintenance yard
- Quiet cul-de-sac
- Parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $230k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $972 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $230k).
- Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.4% vs local median 1.4% in Sonoma — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#146 in CA, #4,943 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, health & safety A+; Watch: commute F, cost of living F.
- Sonoma Valley Unified (town): math 27% / reading 42% proficiency, ranked #849 of 1,400 in CA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 265 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
- This rent runs 37% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.8% rent growth), your $64k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 127 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 11.36%
- Cash-on-cash
- 18.11%
- DSCR
- 1.81
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $167,500
- List price
- $230,000
- Delta
- 37.31%
- Verdict
- OVERPRICED
- Comps
- 10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 160 Chiquita Camino | 0.09mi | 2/2.0 | 1,120 (+4%) | 1mo | $199,000 | $178 | 89 |
| 270 Manuella Ln | 0.20mi | 2/2.0 | 1,040 (-4%) | 2mo | $160,000 | $154 | 83 |
| 341 El Castillo Vista Way #341 | 0.23mi | 2/2.0 | 1,080 (0%) | 10mo | $199,000 | $184 | 81 |
| 148 Chiquita Camino | 0.08mi | 2/2.0 | 1,140 (+6%) | 11mo | $140,000 | $123 | 78 |
| 122 Paseo Palencia | 0.14mi | 2/2.0 | 1,000 (-7%) | 9mo | $215,000 | $215 | 74 |
| 314 Janero Pl | 0.20mi | 2/2.0 | 1,200 (+11%) | 2mo | $190,000 | $158 | 70 |
| 298 La Serena Dr | 0.21mi | 2/2.0 | 1,000 (-7%) | 10mo | $145,000 | $145 | 70 |
| 185 Pas Pajaros Calle | 0.11mi | 2/2.0 | 1,200 (+11%) | 10mo | $145,000 | $121 | 68 |
| 180 Pas Pajaros Calle | 0.10mi | 2/2.0 | 1,200 (+11%) | 12mo | $215,000 | $179 | 67 |
| 171 Chiquita Camino | 0.09mi | 2/1.5 | 1,160 (+7%) | 18mo | $155,500 | $134 | 67 |
| 213 Cazares Cir #213 | 0.16mi | 2/2.0 | 1,160 (+7%) | 19mo | $120,000 | $103 | 64 |
| 312 Janero Pl | 0.29mi | 2/2.0 | 1,150 (+6%) | 17mo | $115,000 | $100 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.79% rent growth · sell at horizon
- IRR
- 7.2%
- Equity multiple
- 1.27×
- Total profit
- $17,624
- Equity at exit
- $34,294
- IRR
- 14.5%
- Equity multiple
- 2.05×
- Total profit
- $67,559
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95476
- Rents YoY
- 0.8%
- Active inventory
- 265
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $3,242 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$288 /mo · $3,450/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$681
- Net cashflow
- $972
Break-even live
Sensitivity live
| Price | -10% $1,131 | -5% $1,051 | +0% $972 | +5% $892 | +10% $813 |
|---|---|---|---|---|---|
| Rent | -10% $716 | -5% $844 | +0% $972 | +5% $1,100 | +10% $1,228 |
| Rate | -1.0pp $1,088 | -0.5pp $1,030 | base $972 | +0.5pp $912 | +1.0pp $852 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 655 W Spain St Sonoma, CA | 2.0 | 2.5 | 1349 | $3,525 | $2.61 | 15d | 1 | 0.49mi |
| 434 Bernice Ln Unit 1546207P Sonoma, CA | 2.0 | 2.0 | 979 | $4,564 | $4.66 | 15d | 1 | 0.52mi |
| 790 2nd St W Sonoma, CA | 1.0–2.0 | 1.0–1.5 | 975 | $2,660 | $2.73 | 15d | 3 | 0.58mi |
| 342 Church St Sonoma, CA | 1.0 | 1.0 | 700 | $2,600 | $3.71 | 45d | 1 | 0.62mi |
| 340 Church St Sonoma, CA | 3.0 | 2.5 | 1282 | $3,750 | $2.93 | 45d | 1 | 0.63mi |
| 663 Spring Ln Sonoma, CA | 2.0 | 1.0 | 1050 | $3,200 | $3.05 | 45d | 1 | 0.64mi |
| 210 Tuscany Pl Sonoma, CA | 1.0–2.0 | 1.0–2.0 | 1200 | $2,750 | $2.29 | 15d | 1 | 0.76mi |
| 208 Todd Ave Sonoma, CA | 3.0 | 2.5 | 1384 | $3,800 | $2.75 | 15d | 1 | 0.79mi |
| 1211 Broadway Unit 1213 Sonoma, CA | 2.0 | 2.5 | 1200 | $3,600 | $3.00 | 24d | 1 | 0.82mi |
| 1207 Broadway Unit 1209 Sonoma, CA | 2.0 | 2.5 | 1200 | $3,750 | $3.12 | 45d | 1 | 0.82mi |
| 1207 Broadway Sonoma, CA | 2.0 | 2.5 | 1200 | $3,600 | $3.00 | 24d | 1 | 0.82mi |
| 21 Ramon St Sonoma, CA | 2.0 | 2.0 | 1440 | $2,250 | $1.56 | 24d | 1 | 0.85mi |
| 19019 5th St W Sonoma, CA | 3.0 | 2.0 | 1286 | $3,400 | $2.64 | 15d | 1 | 1.02mi |
| 336 Las Casitas Ct Sonoma, CA | 2.0 | 1.5 | 1158 | $2,500 | $2.16 | 45d | 1 | 1.21mi |
| 126 Blue Wing Dr Sonoma, CA | 2.0 | 2.0 | 1156 | $2,975 | $2.57 | 15d | 2 | 1.23mi |
| 126 Blue Wing Dr #11 Sonoma, CA | 2.0 | 2.0 | 1156 | $3,200 | $2.77 | 15d | 1 | 1.24mi |
Listing history 18 events
-
2026-06-21days on market $230,000 Active 127 DOM
-
2026-06-18days on market $230,000 Active 124 DOM
-
2026-06-17days on market $230,000 Active 123 DOM
-
2026-06-16days on market $230,000 Active 122 DOM
-
2026-06-15days on market $230,000 Active 121 DOM
-
2026-06-14days on market $230,000 Active 119 DOM
-
2026-06-13days on market $230,000 Active 118 DOM
-
2026-06-10days on market $230,000 Active 116 DOM
-
2026-06-09days on market $230,000 Active 115 DOM
-
2026-06-08days on market $230,000 Active 114 DOM
-
2026-06-07days on market $230,000 Active 113 DOM
-
2026-06-05days on market $230,000 Active 110 DOM
-
2026-06-03days on market $230,000 Active 109 DOM
-
2026-06-02days on market $230,000 Active 108 DOM
-
2026-06-01days on market $230,000 Active 107 DOM
-
2026-05-31days on market $230,000 Active 106 DOM
-
2026-05-30days on market $230,000 Active 105 DOM
-
2026-02-15$230,000 Active 1364-char remark
Show marketing remark (1364 chars)
Charming 55+ Sonoma Living in Pueblo Serena. Discover the best of Wine Country living in this immaculate, well-maintained manufactured home located in the desirable Pueblo Serena 55+ community. Situated on a quiet cul-de-sac in the heart of Sonoma, this 2-bedroom, 2-bathroom residence offers the perfect blend of comfort, convenience, and low-maintenance living. Key Features: Light-Filled Interior: Featuring 1,080 square feet of thoughtfully designed living space with newer carpet, a reliable Trane furnace/AC unit and fresh, neutral paint. Spacious Floorplan: Features a comfortable layout, including a master bedroom with a large walk-in closet. Outdoor Living: Relax on your private, covered patio or tend to the low-maintenance yard, perfect for potted plants and gardening. Convenience & Amenities: Includes a dedicated covered carport for parking, an interior laundry room, and a storage shed. Location, Location, Location: Situated in a peaceful senior park, you are just minutes from the historic Sonoma Plaza, world-class dining, boutique shopping, parks, and the local hospital. Enjoy a serene, active community setting while being moments away from the heart of Sonoma's culture and charm. LOW RENT! Turnkey Condition - A Must See! This home is ready for you to move in and start enjoying the Sonoma lifestyle immediately.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 23% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 19 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,907
- − Mortgage interest
- −$12,884
- − Property taxes
- −$3,450
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$3,113
- − Management
- −$3,113
- − Depreciation
- −$6,691
- Taxable income
- $8,507
- Est. tax owed @ 24.0%
- −$2,042
- After-tax cash flow
- $9,621/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained manufactured home in Sonoma offers a comfortable and low-maintenance living experience with a good condition score and minimal repairs needed.
Value-add opportunities
- Resale Paint exterior walls — Enhances curb appeal and property value.
- Rental Clean gutters — Keeps property in good condition and prevents water damage.
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior walls — Enhances curb appeal and property value. ↑
- Rental Clean gutters — Keeps property in good condition and prevents water damage. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Sonoma Valley Unified
- NCES district ID
- 0637200
- Math proficiency
- 27% ▼ -1.00%
- Reading proficiency
- 42% ▲ 1.00%
- Median HH income
- $63,880
- Composite
- 33.88/100
- National rank
- #10355
- State rank
- #849 of 1400 in CA
Livability — Sonoma
- Score
- 74/100
- State rank
- #146
- US rank
- #4943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sonoma, CA
- County
- Sonoma County · 449,805 people
- City population
- 35,196
- Metro
- Santa Rosa-Petaluma, CA
- Population (ZIP)
- 35,196
- Household income
- $105,374
- Rent vs Own
- Severe rent burden
- 1218.0
Population outlook (Sonoma County) Hauer SSP2
- Today (2025)
- 539,935 people
- By 2030
- 554,870 · +2.8%
- By 2040
- 573,262 · +6.2%
- By 2050
- 580,715 · +7.6%
- By 2075
- 579,229 · +7.3%
- By 2100
- 547,835 · +1.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 28% Two or more races 13% Asian 2% Black 1%
- Hispanic origin (detail)
- Mexican 23%
- Common ancestry
- Italian 5% Lithuanian 4% Portuguese 3%
- Foreign-born
- 16% · Canada, Dominican Republic
- Languages at home
- 75% English-only · Spanish 21% Other Indo-European 1% Other Asian/Pacific 0%
Political lean MEDSL · Sonoma
- 2024 margin
- Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
- 2008→2024 swing
- -3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
- All cycles
- 2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1116.03%
- Current HPI
- 236.6408
- Rent YoY
- ▲ 0.79%
- Metro
- Santa Rosa-Petaluma, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-02-15 Listed $230,000 BAREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…