5288 Pepper Dr · Rockford, IL 61114

$299,999

4 bd · 2.5 ba · 2,343 sqft · SingleFamily · 37 Days on market

Built 1985 0.33 ac lot $128/sqft · at area comps Est $305k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.3/30.0
• ARV discount +8.2/15.0
• DSCR +6.8/10.0
• 1% rule +6.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house which definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, Furnace, Ac, Refrigerator, Stove, Dishwasher, Washer, Dryer, Garbage Disposal H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

Key facts

• First floor laundry
• Cathedral ceilings
• Open canvas basement

Tags

• PRIMARY BEDROOM
• JETTED TUB
• FIRST FLOOR LAUNDRY
• CATHEDRAL CEILINGS
• OPEN CANVAS BASEMENT
• LARGER DECK

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $300k).
• Recommended offer: $291k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 6.1% in Rockford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#876 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Rockford SD 205 (urban): math 12% / reading 16% proficiency, ranked #533 of 620 in IL (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Clifford P Carlson Elem School (math 12% / reading 12%, grade F, #1,403 of 2,056 statewide, top 71%, 347 students, 0% FRL); Eisenhower Middle School (math 9% / reading 17%, grade F, #540 of 665 statewide, top 82%, 961 students, 0% FRL); Guilford High School (math 15% / reading 28%, grade F, #345 of 693 statewide, top 50%, 2,071 students, 0% FRL) — zoned schools average 0% FRL vs 73% district-wide (73 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 74 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 285 units permitted in Winnebago County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Winnebago County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $25k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $192k; list at $300k implies a 56% gain — meaningful room to come down on a strong offer.

Recommended offer $290,999 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.04%
• Cash-on-cash: 6.25%
• DSCR: 1.28
• GRM: 7.2

CMA / ARV

• ARV (median comp): $304,995
• List price: $299,999
• Delta: -1.64%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5288 Pepper Dr	0.00mi	4/2.5	2,343 (0%)	0mo	$299,000	$128	100
3739 Applewood Ln	0.27mi	4/2.5	2,420 (+3%)	9mo	$325,000	$134	74
5427 Chapel Hill Ct	0.22mi	3/2.5 (-1)	2,250 (-4%)	8mo	$299,900	$133	72
5087 Wilderness Trl	0.23mi	3/2.5 (-1)	2,472 (+6%)	6mo	$239,900	$97	71
3759 Sherbrooke Rd	0.33mi	4/3.0	2,440 (+4%)	10mo	$337,000	$138	68
5822 Vineyard Ln	0.55mi	3/3.0 (-1)	2,370 (+1%)	6mo	$289,000	$122	61
5965 Chandler Dr	0.75mi	4/3.0	2,288 (-2%)	0mo	$286,000	$125	59
3087 Cheroakwood Ln	0.72mi	4/3.0	2,282 (-3%)	2mo	$291,000	$128	58
3584 Modesto Dr	0.62mi	4/2.5	2,090 (-11%)	1mo	$315,000	$151	52
2836 Soland Dr	0.70mi	4/3.0	2,132 (-9%)	0mo	$230,000	$108	50
4068 Caraway Ct	0.56mi	3/3.0 (-1)	2,192 (-6%)	7mo	$225,000	$103	50
3560 Montlake Dr	0.49mi	3/2.0 (-1)	2,054 (-12%)	3mo	$225,900	$110	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.76×
• Total profit: $-20,540
• Equity at exit: $44,731

10-year hold

• IRR: 3.1%
• Equity multiple: 1.22×
• Total profit: $18,824
• Equity at exit: $25,938

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 61114

• Home prices YoY: -27.1%
• Active inventory: 74
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $3,486 medium
• Mortgage (P&I): −$1,573
• Tax from tax record: −$618 /mo · $7,421/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$732
• Net cashflow: $438

Break-even live

Break-even rent $2,932

Max offer price $299,999

Occupancy floor 82%

Sensitivity live

Price	-10% $607	-5% $523	+0% $438	+5% $353	+10% $268
Rent	-10% $162	-5% $300	+0% $438	+5% $575	+10% $713
Rate	-1.0pp $589	-0.5pp $514	base $438	+0.5pp $360	+1.0pp $281

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4016 Eaton Dr Unit 1232695P Rockford, IL	3.0	3.0	1722	$4,169	$2.42	14d	1	1.37mi
3121 Carefree Dr Rockford, IL	4.0	2.5	3000	$2,800	$0.93	45d	1	1.46mi

Listing history 15 events

1. 2026-05-12
   status Pending 1087-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

2. 2026-05-12
   status Pending 1086-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

3. 2026-05-08
   price $299,999 1087-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

4. 2026-05-08
   price $299,999 1086-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

5. 2026-04-23
   status Active 1087-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

6. 2026-04-23
   status Active 1086-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

7. 2026-04-17
   status Pending 1086-char remark

   Show marketing remark (1087 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house which definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, Furnace, Ac, Refrigerator, Stove, Dishwasher, Washer, Dryer, Garbage Disposal H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

8. 2026-04-17
   status Pending 1087-char remark

   Show marketing remark (1087 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house which definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, Furnace, Ac, Refrigerator, Stove, Dishwasher, Washer, Dryer, Garbage Disposal H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

9. 2026-04-14
   price $315,999 1087-char remark

   Show marketing remark (1086 chars)

   This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

10. 2026-04-14
    price $315,999 1086-char remark

    Show marketing remark (1086 chars)

    This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

11. 2026-03-30
    listed $324,999 Active 1087-char remark

    Show marketing remark (1086 chars)

    This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

12. 2026-03-30
    listed $324,999 Active 1086-char remark

    Show marketing remark (1086 chars)

    This is the ONE! Beautiful inside and out. Two-story house with four larger sized bedrooms. Primary bedroom is located on the main level, with a full bathroom and jetted tub. Kitchen includes appliances with the sale of the house. (Refrigerator, Gas stove, microwave, dishwasher) First floor laundry right off the kitchen area. Washer and dryer also included. Half bath located on the main level. Cathedral ceilings in the main living room. Three bedrooms and two full bathrooms in the upper level. Basement is an open canvas for all your basement needs and wants. Plenty of space for extra living room, exercise, office room, and bathroom. Several larger windows throughout the house and definitely captures that beautiful natural light. Larger deck off the living room. Fenced yard. Irrigation system. Updated items within 5 years include: Roof, furnace, Ac, Refrigerator, stove, dishwasher, washer, dryer, garbage disposal, H2O heater, H2O softener, Sump pump. Home warranty included with the sale of the house. House is in such a great and convenient location. Why not come see it?!

13. 2021-03-22
    soldstatus $192,000
14. 2021-03-18
    soldstatus $192,000
15. 2020-12-21
    listed $192,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $7,421 · $618/mo
• Projected year-2 tax: $7,421 · $618/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,837
• − Mortgage interest: −$16,805
• − Property taxes: −$7,421
• − Insurance: −$1,500
• − Repairs & maintenance: −$3,347
• − Management: −$3,347
• − Depreciation: −$8,727
• Taxable income: $690
• Est. tax owed @ 24.0%: −$166
• After-tax cash flow: $5,086/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rockford SD 205
• NCES district ID: 1734510
• Math proficiency: 12% ▼ -2.00%
• Reading proficiency: 16% ▼ -3.00%
• Median HH income: $42,533
• Composite: 12.21/100
• National rank: #9649
• State rank: #533 of 620 in IL

Livability — Rockford

• Score: 62/100
• State rank: #876
• US rank: #17035

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rockford, IL
• City population: 147,297
• Population (ZIP): 15,026

Population outlook (Winnebago County) Hauer SSP2

• Today (2025): 271,080 people
• By 2030: 260,684 · -3.8%
• By 2040: 238,405 · -12.1%
• By 2050: 216,129 · -20.3%
• By 2075: 172,882 · -36.2%
• By 2100: 135,336 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 11% Black 10% Two or more races 6% Asian 4%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Romanian 5% Portuguese 3% Lithuanian 2%
• Foreign-born: 10% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 7% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Winnebago

• 2024 margin: Toss-up / Even · D 49.5% · R 49.0% · Other 1.5%
• 2008→2024 swing: -12.2pp toward R · 2008: 12.8pp · 2024: 0.6pp
• All cycles: 2024: D+0.6 2020: D+2.5 2016: R+1.2 2012: D+5.7 2008: D+12.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.00%
• Current HPI: 225.8485
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+56.2% since first listed

15 events — show timeline

• 2026-05-12 Pending — NWIAR
• 2026-05-12 Pending — MRED as Distributed by MLS Grid
• 2026-05-08 Price Changed $299,999 NWIAR
• 2026-05-08 Price Changed $299,999 MRED as Distributed by MLS Grid
• 2026-04-23 Relisted — NWIAR
• 2026-04-23 Relisted — MRED as Distributed by MLS Grid
• 2026-04-17 Pending — MRED as Distributed by MLS Grid
• 2026-04-17 Pending — NWIAR
• 2026-04-14 Price Changed $315,999 NWIAR
• 2026-04-14 Price Changed $315,999 MRED as Distributed by MLS Grid
• 2026-03-30 Listed $324,999 NWIAR
• 2026-03-30 Listed $324,999 MRED as Distributed by MLS Grid
• 2021-03-22 Sold (Public Records) $192,000 Public Records
• 2021-03-18 Sold (MLS) $192,000 NWIAR
• 2020-12-21 Listed $192,000 NWIAR

Property tax history

+1.4%/yr

Latest (2024): $7,421 · +4.6% YoY. Source: county tax records.