CashFlowRE
Sign in Sign up
19 Quaquanantuck Ln
C Composite 55.04
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.4/30.0
  • Appreciation +7.0/10.0
  • Schools +6.6/10.0
  • Livability +3.4/5.0
  • 1% rule +3.3/10.0
  • DSCR +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$4,850,000

19 Quaquanantuck Ln · Quogue, NY 11959
5 bd · 4.0 ba · 4,366 sqft · SingleFamily public records · 445 Days on market
Built 1967 1.65 ac lot $1111/sqft · 26% below area Est $6553k · 26% under ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a rare opportunity to acquire a stunning property close to the ocean, brimming with potential. Whether you wish to embrace the charm of the existing home or create your ultimate dream sanctuary, this 1.65+/- acre estate offers nearly endless possibilities. Designed by the renowned American architectural firm Royal Barry Wills and nestled in the highly desirable Quogue estate section, this property features a 4,366+/- sq ft home with 5 bedrooms and 4 full baths. The expansive lot size and considerable square footage make it a fantastic place to relax or entertain. The well-designed interior spaces are light-filled and full of character. The living room boasts a wood-burning fireplace, cathedral ceiling, two cozy built-in book nooks, and French doors leading to the patio. An adjoining sitting room with built-in bookcases and window seats is perfect for reading or playing games. The original part of the home includes an open kitchen with breakfast bar, an en suite junior primary bedroom, two guest bedrooms, and a bath. A new wing added in 1998 offers a second kitchen, primary suite with spa bath and dressing room, spacious family room, additional guest bedroom, bath, and a screened porch for al fresco dining. The second floor features a loft area ideal for guests. 19 Quaquanantuck Lane is a private, serene setting with ample room for a pool, pool house, and tennis court. All this, within a half-mile to the Quogue shops, market, and the village dock that hosts amazing sunsets. Plus, moments from Dune Road and some of the most breathtaking ocean beaches in the world. This property is a unique opportunity to own a piece of paradise in one of the most sought-after locations within the Quogue estate section.

Key facts

  • 4 acre estate
  • French doors
  • Built in book nooks

Tags

4 ACRE ESTATEWOOD BURNING FIREPLACECATHEDRAL CEILINGBUILT IN BOOK NOOKSFRENCH DOORSOPEN KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $4.85M.

Deal economics

  • At list price, monthly cash flow is $-2k ($-26k/yr) — negative.
  • To cash-flow at today's rent, offer at most $4.54M (6.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $4.03M (16.9% below list).
  • Recommended offer: $4.03M (16.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#600 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety B+; Watch: amenities F, commute F, cost of living F.
  • Quogue Union Free School District (suburban): math 70% / reading 80% proficiency, ranked #125 of 755 in NY (top 17%) — strong family-tenant draw, lease renewals of 3-5y typical; only 4% free/reduced lunch — higher-income household profile.
  • Zoned schools: Quogue Elementary School (math 87% / reading 92%, grade A+, #45 of 2,108 statewide, top 3%, 84 students, 0% FRL) — zoned schools at 0% FRL track the district average.
  • Zoned-school proficiency averages 90% at this address vs 75% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Quogue Union Free School District average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 37 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).

Forward outlook

  • In year one you build about $228k of equity ($34k loan paydown + $195k appreciation (4.0% local appreciation)).
  • Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$367k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 445 days — a 12% lower offer ($4.27M) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $460/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer $4,031,662 (16.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 445 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
5.88%
Cash-on-cash
-1.47%
DSCR
0.93
GRM
10.0

CMA / ARV

ARV (median comp)
$6,553,289
List price
$4,850,000
Delta
-25.99%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3 Waters Edge Dr 0.54mi 4/4.0 (-1) 3,928 (-10%) 1mo $3,800,000 $967 52
6 Assups Neck Ln 0.56mi 6/8.0 (+1) 4,515 (+3%) 13mo $6,637,500 $1,470 38
3 Assups Neck Ln 0.62mi 4/4.5 (-1) 3,793 (-13%) 19mo $5,375,000 $1,417 26
21 Wildwood Ln 0.57mi 4/5.0 (-1) 3,786 (-13%) 24mo $4,225,000 $1,116 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.01% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.7%
Equity multiple
1.53×
Total profit
$714,565
Equity at exit
$2,462,604
10-year hold
IRR
10.7%
Equity multiple
2.78×
Total profit
$2,422,197
Equity at exit
$4,030,651

Cash invested: $1,358,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 11959

Home prices YoY
1.1%
Active inventory
37
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$40,317 medium interval (Pro) →
Mortgage (P&I)
$25,434
Tax est. 1.5%
$6,062 /mo · $72,750/yr
Insurance
$2,021
Flood insurance flood zone
−$460 /mo · $5,525/yr
HOA
$0
Vacancy / Maint / Mgmt
$8,466
Net cashflow
$-2,128

Break-even live

Break-even rent $43,010
Max offer price $4,542,142
Occupancy floor

Sensitivity live

Price -10% $1,224 -5% $-452 +0% $-2,128 +5% $-3,803 +10% $-5,479
Rent -10% $-5,313 -5% $-3,720 +0% $-2,128 +5% $-535 +10% $1,057
Rate -1.0pp $315 -0.5pp $-894 base $-2,128 +0.5pp $-3,384 +1.0pp $-4,663

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,212,500
Closing costs
$145,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19 Dune Rd Westhampton Beach, NY 4.0 5.5 3991 $50,000 $12.53 26d 1 0.48mi
50 Old Main Rd Quogue, NY 4.0 4.5 3702 $30,000 $8.10 26d 1 0.95mi
28 Old Meeting House Rd Quogue, NY 5.0 5.5 4500 $30,000 $6.67 26d 1 1.11mi
102 Dune Rd Westhampton Beach, NY 6.0 6.5 5297 $40,000 $7.55 26d 1 1.32mi

Listing history 18 events

  1. 2026-06-21
    days on market $4,850,000 Active 445 DOM
  2. 2026-06-18
    days on market $4,850,000 Active 442 DOM
  3. 2026-06-17
    days on market $4,850,000 Active 441 DOM
  4. 2026-06-16
    days on market $4,850,000 Active 440 DOM
  5. 2026-06-15
    days on market $4,850,000 Active 439 DOM
  6. 2026-06-13
    days on market $4,850,000 Active 437 DOM
  7. 2026-06-13
    days on market $4,850,000 Active 436 DOM
  8. 2026-06-09
    days on market $4,850,000 Active 433 DOM
  9. 2026-06-08
    days on market $4,850,000 Active 432 DOM
  10. 2026-06-07
    days on market $4,850,000 Active 431 DOM
  11. 2026-06-04
    days on market $4,850,000 Active 428 DOM
  12. 2026-06-03
    days on market $4,850,000 Active 427 DOM
  13. 2026-06-02
    days on market $4,850,000 Active 426 DOM
  14. 2026-06-01
    days on market $4,850,000 Active 425 DOM
  15. 2026-05-31
    days on market $4,850,000 Active 424 DOM
  16. 2026-01-23
    price $4,995,000 1737-char remark
    Show marketing remark (1737 chars)

    This is a rare opportunity to acquire a stunning property close to the ocean, brimming with potential. Whether you wish to embrace the charm of the existing home or create your ultimate dream sanctuary, this 1.65+/- acre estate offers nearly endless possibilities. Designed by the renowned American architectural firm Royal Barry Wills and nestled in the highly desirable Quogue estate section, this property features a 4,366+/- sq ft home with 5 bedrooms and 4 full baths. The expansive lot size and considerable square footage make it a fantastic place to relax or entertain. The well-designed interior spaces are light-filled and full of character. The living room boasts a wood-burning fireplace, cathedral ceiling, two cozy built-in book nooks, and French doors leading to the patio. An adjoining sitting room with built-in bookcases and window seats is perfect for reading or playing games. The original part of the home includes an open kitchen with breakfast bar, an en suite junior primary bedroom, two guest bedrooms, and a bath. A new wing added in 1998 offers a second kitchen, primary suite with spa bath and dressing room, spacious family room, additional guest bedroom, bath, and a screened porch for al fresco dining. The second floor features a loft area ideal for guests. 19 Quaquanantuck Lane is a private, serene setting with ample room for a pool, pool house, and tennis court. All this, within a half-mile to the Quogue shops, market, and the village dock that hosts amazing sunsets. Plus, moments from Dune Road and some of the most breathtaking ocean beaches in the world. This property is a unique opportunity to own a piece of paradise in one of the most sought-after locations within the Quogue estate section.

  17. 2025-06-16
    price $5,195,000 1737-char remark
    Show marketing remark (1737 chars)

    This is a rare opportunity to acquire a stunning property close to the ocean, brimming with potential. Whether you wish to embrace the charm of the existing home or create your ultimate dream sanctuary, this 1.65+/- acre estate offers nearly endless possibilities. Designed by the renowned American architectural firm Royal Barry Wills and nestled in the highly desirable Quogue estate section, this property features a 4,366+/- sq ft home with 5 bedrooms and 4 full baths. The expansive lot size and considerable square footage make it a fantastic place to relax or entertain. The well-designed interior spaces are light-filled and full of character. The living room boasts a wood-burning fireplace, cathedral ceiling, two cozy built-in book nooks, and French doors leading to the patio. An adjoining sitting room with built-in bookcases and window seats is perfect for reading or playing games. The original part of the home includes an open kitchen with breakfast bar, an en suite junior primary bedroom, two guest bedrooms, and a bath. A new wing added in 1998 offers a second kitchen, primary suite with spa bath and dressing room, spacious family room, additional guest bedroom, bath, and a screened porch for al fresco dining. The second floor features a loft area ideal for guests. 19 Quaquanantuck Lane is a private, serene setting with ample room for a pool, pool house, and tennis court. All this, within a half-mile to the Quogue shops, market, and the village dock that hosts amazing sunsets. Plus, moments from Dune Road and some of the most breathtaking ocean beaches in the world. This property is a unique opportunity to own a piece of paradise in one of the most sought-after locations within the Quogue estate section.

  18. 2025-04-01
    listed $5,395,000 Active 1737-char remark
    Show marketing remark (1737 chars)

    This is a rare opportunity to acquire a stunning property close to the ocean, brimming with potential. Whether you wish to embrace the charm of the existing home or create your ultimate dream sanctuary, this 1.65+/- acre estate offers nearly endless possibilities. Designed by the renowned American architectural firm Royal Barry Wills and nestled in the highly desirable Quogue estate section, this property features a 4,366+/- sq ft home with 5 bedrooms and 4 full baths. The expansive lot size and considerable square footage make it a fantastic place to relax or entertain. The well-designed interior spaces are light-filled and full of character. The living room boasts a wood-burning fireplace, cathedral ceiling, two cozy built-in book nooks, and French doors leading to the patio. An adjoining sitting room with built-in bookcases and window seats is perfect for reading or playing games. The original part of the home includes an open kitchen with breakfast bar, an en suite junior primary bedroom, two guest bedrooms, and a bath. A new wing added in 1998 offers a second kitchen, primary suite with spa bath and dressing room, spacious family room, additional guest bedroom, bath, and a screened porch for al fresco dining. The second floor features a loft area ideal for guests. 19 Quaquanantuck Lane is a private, serene setting with ample room for a pool, pool house, and tennis court. All this, within a half-mile to the Quogue shops, market, and the village dock that hosts amazing sunsets. Plus, moments from Dune Road and some of the most breathtaking ocean beaches in the world. This property is a unique opportunity to own a piece of paradise in one of the most sought-after locations within the Quogue estate section.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone AE · 52% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥90°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$483,800
− Mortgage interest
−$271,675
− Property taxes
−$72,750
− Insurance
−$29,775
− Repairs & maintenance
−$38,704
− Management
−$38,704
− Depreciation
−$141,091
Taxable loss
−$108,900
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$26,136
After-tax cash flow
$605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Quogue Union Free School District
NCES district ID
3624060
Math proficiency
70% ▼ -10.00%
Reading proficiency
80% ▬ 0.00%
Median HH income
$66,746
Composite
66.09/100
National rank
#960
State rank
#125 of 755 in NY

Livability — Quogue

Score
67/100
State rank
#600
US rank
#10895

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing B- Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Quogue, NY
City population
576
Population (ZIP)
576

Population outlook (Suffolk County) Hauer SSP2

Today (2025)
1,505,262 people
By 2030
1,498,318 · -0.5%
By 2040
1,471,101 · -2.3%
By 2050
1,424,848 · -5.3%
By 2075
1,337,157 · -11.2%
By 2100
1,217,720 · -19.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Two or more races 23% Hispanic / Latino 23% Black 3%
Hispanic origin (detail)
Common ancestry
Italian 21% Portuguese 7% Scotch-Irish 4%
Foreign-born
18% · Canada
Languages at home
83% English-only · Spanish 17%

Political lean MEDSL · Suffolk

2024 margin
Lean R (+10.0) · D 45.0% · R 55.0%
2008→2024 swing
-16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
All cycles
2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.01%
Current HPI
364.8746
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-7.4% since first listed
3 events — show timeline
  • 2026-01-23 Price Changed $4,995,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-06-16 Price Changed $5,195,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-04-01 Listed $5,395,000 OneKey® MLS as Distributed by MLS Grid

Property tax history

-2.0%/yr

Latest (2025): $5,268 · +5.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…