26621 Kathy St · Roseville, MI 48066

$155,900

2 bd · 1.0 ba · 924 sqft · SingleFamily public records · 208 Days on market

Built 1951 7,405 sqft lot $169/sqft · at area comps Est $156k · at est.

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.7/30.0
• ARV discount +7.6/15.0
• DSCR +4.1/10.0
• 1% rule +4.0/10.0
• Livability +3.6/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

Key facts

• Open floor plan
• Newer furnace
• Granite countertops

Tags

• OPEN FLOOR PLAN
• GRANITE COUNTERTOPS
• LUXURY VINYL PLANK FLOORING
• FULLY FENCED BACKYARD
• CENTRAL AIR
• NEWER FURNACE

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $156k.

Deal economics

• At list price, monthly cash flow is $10 ($122/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (10.2% below list).
• Recommended offer: $137k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, crime F.
• Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Roseville High School (math 12% / reading 27%, grade F, #622 of 713 statewide, top 88%, 1,216 students, 70% FRL).
• Market conditions: Rents flat; 269 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 208 days — a 12% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
• 16 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $60k; list at $156k implies a 160% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $137,192 (12.0% below list)

Questions for the listing agent

1. It's been on market 208 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.37%
• Cash-on-cash: 0.28%
• DSCR: 1.01
• GRM: 9.3

CMA / ARV

• ARV (median comp): $156,225
• List price: $155,900
• Delta: -0.21%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
26621 Kathy St	0.00mi	3/1.0 (+1)	924 (0%)	0mo	$155,900	$169	95
26153 Nagel St	0.21mi	3/1.0 (+1)	924 (0%)	2mo	$101,000	$109	83
26710 Lehner St	0.21mi	3/1.0 (+1)	924 (0%)	3mo	$180,000	$195	83
26501 Clancy St	0.20mi	3/1.0 (+1)	924 (0%)	4mo	$154,900	$168	82
27241 Woodmont St	0.30mi	3/1.0 (+1)	924 (0%)	2mo	$122,000	$132	80
26637 Wenfield St	0.38mi	2/1.0	945 (+2%)	1mo	$122,000	$129	78
27320 Grandmont St	0.37mi	3/1.0 (+1)	924 (0%)	2mo	$160,000	$173	76
27321 Grandmont St	0.36mi	3/1.0 (+1)	924 (0%)	3mo	$107,500	$116	76
26234 Woodmont St	0.26mi	3/1.0 (+1)	960 (+4%)	1mo	$124,000	$129	76
26641 Ridgemont St	0.21mi	3/1.0 (+1)	960 (+4%)	4mo	$133,000	$139	75
15010 Petrie St	0.46mi	3/1.0 (+1)	936 (+1%)	3mo	$180,000	$192	69
28140 Cole St	0.73mi	2/1.0	840 (-9%)	1mo	$210,000	$250	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold

• IRR: -18.9%
• Equity multiple: 0.35×
• Total profit: $-28,164
• Equity at exit: $23,245

10-year hold

• IRR: -17.9%
• Equity multiple: 0.14×
• Total profit: $-37,509
• Equity at exit: $13,479

Cash invested: $43,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48066

• Rents YoY: 0.4%
• Active inventory: 269
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,400 high
• Mortgage (P&I): −$818
• Tax from tax record: −$213 /mo · $2,557/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $10

Break-even live

Break-even rent $1,387

Max offer price $155,900

Occupancy floor 94%

Sensitivity live

Price	-10% $98	-5% $54	+0% $10	+5% $-34	+10% $-78
Rent	-10% $-100	-5% $-45	+0% $10	+5% $65	+10% $121
Rate	-1.0pp $89	-0.5pp $50	base $10	+0.5pp $-30	+1.0pp $-71

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,975
• Closing costs: $4,677
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26536 Kathy St Roseville, MI	3.0	1.0	1000	$1,499	$1.50	26d	1	0.05mi
26511 Grandmont St Roseville, MI	3.0	1.0	960	$1,495	$1.56	6d	1	0.11mi
26153 Nagel St Roseville, MI	3.0	1.0	924	$1,500	$1.62	16d	1	0.20mi
26711 Lehner St Roseville, MI	3.0	1.0	960	$1,575	$1.64	26d	1	0.25mi
27241 Woodmont St Roseville, MI	3.0	1.0	924	$1,550	$1.68	3d	1	0.31mi
16840 E Eleven Mile Rd Roseville, MI	2.0	1.0	900	$1,300	$1.44	23d	3	0.58mi
16840 E Eleven Mile Rd Roseville, MI	2.0	1.0	900	$1,300	$1.44	26d	3	0.58mi
16840 E Eleven Mile Rd Unit 104 Roseville, MI	2.0	1.0	900	$1,200	$1.33	45d	1	0.58mi
16840 E Eleven Mile Rd Unit 103 Roseville, MI	2.0	1.0	900	$1,250	$1.39	45d	1	0.58mi
16840 E 11 Mile Rd Unit 109 Roseville, MI	2.0	1.0	900	$1,400	$1.56	45d	1	0.58mi
26160 Regency Club Dr Warren, MI	1.0–2.0	1.0–1.5	880	$1,698	$1.93	0d	13	0.62mi
16944 E 11 Mile Rd Unit C2 Roseville, MI	2.0	1.0	900	$1,295	$1.44	26d	1	0.65mi
25184 Wiseman St Roseville, MI	3.0	1.0	895	$1,750	$1.96	23d	1	0.78mi
25184 Wiseman St Roseville, MI	3.0	1.0	1000	$1,750	$1.75	5d	1	0.78mi
25672 Lira Ln Warren, MI	2.0	1.0	831	$1,250	$1.50	19d	1	0.87mi
17455 Wildwood St Roseville, MI	1.0	1.0	800	$975	$1.22	26d	1	0.89mi
25202 Firwood Ave Warren, MI	3.0	1.0	1100	$1,350	$1.23	26d	1	0.96mi
25107 Rosenbusch Blvd Warren, MI	3.0	1.0	903	$1,523	$1.69	16d	1	0.99mi
17392 Tennyson St Roseville, MI	3.0	1.0	900	$1,649	$1.83	4d	1	1.01mi
17491 Allen St Unit 17491 Allen Roseville, MI	1.0	1.0	900	$1,050	$1.17	6d	1	1.02mi
26291 Pinehurst St Unit 291c Roseville, MI	1.0	1.0	800	$1,025	$1.28	45d	1	1.03mi
26221 Pinehurst St Roseville, MI	2.0	1.0	1000	$1,200	$1.20	1d	1	1.03mi
26251 Pinehurst St Unit 251d Roseville, MI	2.0	1.0	1000	$1,200	$1.20	45d	1	1.04mi
17405 Ivanhoe St Roseville, MI	3.0	1.0	969	$1,600	$1.65	45d	1	1.06mi
17639 Oakdale St Roseville, MI	2.0	1.0	812	$1,200	$1.48	46d	1	1.13mi
28368 Rosemont St Roseville, MI	2.0	1.0	696	$1,500	$2.16	23d	1	1.18mi
27415 Gratiot Ave Unit 1 Roseville, MI	1.0	1.0	1050	$1,250	$1.19	20d	1	1.19mi
16435 Twelve Mile Rd Roseville, MI	1.0	1.0	600	$950	$1.58	45d	1	1.22mi
16425 12 Mile Rd Roseville, MI	1.0	1.0	600	$950	$1.58	45d	1	1.24mi
16425 12 Mile Rd Roseville, MI	2.0	1.0	800	$1,100	$1.38	23d	1	1.24mi
16579 12 Mile Rd Unit 16579 Roseville, MI	2.0	1.0	850	$1,275	$1.50	45d	1	1.27mi
16577 12 Mile Rd Roseville, MI	2.0	1.0	850	$1,275	$1.50	45d	1	1.28mi
16651 Twelve Mile Rd Roseville, MI	2.0–3.0	1.5	957	$1,325	$1.38	0d	1	1.34mi
13741 McKinley Ave Unit 1032320P Warren, MI	2.0	1.0	839	$4,983	$5.94	0d	1	1.38mi
28744 Maple St Roseville, MI	3.0	1.0	1050	$1,295	$1.23	45d	1	1.39mi
29157 Hayes Rd Warren, MI	1.0	1.0	720	$1,250	$1.74	45d	1	1.41mi
18308 Mesle St Unit 1032362P Roseville, MI	1.0	1.0	742	$3,072	$4.14	7d	1	1.42mi
27850 Gratiot Ave Unit 1032354P Roseville, MI	1.0	1.0	742	$3,573	$4.82	0d	1	1.42mi
29125 Hayes Rd Warren, MI	2.0	1.0	900	$1,395	$1.55	1d	1	1.42mi
18340 Mesle St Unit 1032351P Roseville, MI	1.0	1.0	742	$3,333	$4.49	1d	1	1.44mi

Listing history 38 events

1. 2026-05-18
   status Pending 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

2. 2026-05-18
   status Pending 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

3. 2026-03-31
   status Active 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

4. 2026-03-27
   historical 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

5. 2026-03-11
   status Active 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

6. 2026-03-11
   status Active 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

7. 2025-12-25
   historical 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

8. 2025-11-04
   status Active 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

9. 2025-11-04
   status Active 605-char remark

   Show marketing remark (605 chars)

   Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

10. 2025-11-01
    historical 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

11. 2025-11-01
    historical 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

12. 2025-09-09
    price $155,900 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

13. 2025-09-08
    price $155,900 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

14. 2025-07-31
    listed $159,900 Active 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

15. 2025-07-31
    listed $159,900 Active 605-char remark

    Show marketing remark (605 chars)

    Charming, updated ranch in Roseville. Beautifully updated 3-bedroom home featuring an open floor plan perfect for modern living. The stylish kitchen boasts granite countertops and opens seamlessly to the living area, making entertaining a breeze. Enjoy the durability and beauty of brand-new luxury vinyl plank flooring throughout. Step outside to a spacious, fully fenced backyard-ideal for kids, pets, or relaxing summer evenings. This home also features central air, a newer furnace, and great curb appeal. Conveniently located near schools, shopping and expressways. Move-in ready and waiting for you!

16. 2018-06-01
    soldstatus $60,000
17. 2018-05-21
    soldstatus $60,000 Sold
18. 2018-05-21
    soldstatus $60,000 Closed
19. 2018-04-30
    status Pending
20. 2018-04-30
    status Pending
21. 2018-04-09
    listed $70,000 Active
22. 2018-04-09
    listed $70,000 Active
23. 2009-08-24
    historical
24. 2009-05-26
    listed $49,000
25. 2006-04-03
    historical
26. 2006-04-03
    historical
27. 2006-01-03
    listed $112,900
28. 2006-01-03
    listed $112,900
29. 2005-12-31
    historical
30. 2005-12-31
    historical
31. 2005-08-26
    listed $112,900
32. 2005-08-26
    listed $112,900
33. 2005-08-26
    historical
34. 2005-07-12
    listed $113,900
35. 2000-09-14
    soldstatus $85,000
36. 2000-08-11
    soldstatus $85,000
37. 2000-07-18
    historical
38. 2000-05-30
    listed $89,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,557 · $213/mo
• Projected year-2 tax: $2,557 · $213/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,797
• − Mortgage interest: −$8,733
• − Property taxes: −$2,557
• − Insurance: −$780
• − Repairs & maintenance: −$1,344
• − Management: −$1,344
• − Depreciation: −$4,535
• Taxable loss: −$2,495
• Est. tax savings @ 24.0%: +$599
• After-tax cash flow: $721/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Roseville Community Schools
• NCES district ID: 2630210
• Math proficiency: 11% ▼ -8.00%
• Reading proficiency: 24% ▼ -7.00%
• Median HH income: $41,590
• Composite: 14.98/100
• National rank: #9363
• State rank: #483 of 540 in MI

Livability — Roseville

• Score: 72/100
• State rank: #258
• US rank: #6400

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety D+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Roseville, MI
• County: Macomb County · 638,552 people
• City population: 47,123
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 47,123
• Household income: $62,182
• Rent vs Own: 34.4% rent · 65.6% own
• Severe rent burden: 1712.0

Population outlook (Macomb County) Hauer SSP2

• Today (2025): 925,296 people
• By 2030: 948,226 · +2.5%
• By 2040: 983,961 · +6.3%
• By 2050: 1,010,200 · +9.2%
• By 2075: 1,076,222 · +16.3%
• By 2100: 1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Romanian 12% Lithuanian 4% Slovak 2%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Macomb

• 2024 margin: R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
• 2008→2024 swing: -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
• All cycles: 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.95%
• Current HPI: 217.4171
• Rent YoY: ▲ 0.39%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+74.2% since first listed

38 events — show timeline

• 2026-05-18 Pending — REALCOMP
• 2026-05-18 Pending — MiRealSource-MiMLS
• 2026-03-31 Relisted — REALCOMP
• 2026-03-27 Listing Removed — REALCOMP
• 2026-03-11 Relisted — REALCOMP
• 2026-03-11 Relisted — MiRealSource-MiMLS
• 2025-12-25 Listing Removed — MiRealSource-MiMLS
• 2025-11-04 Relisted — REALCOMP
• 2025-11-04 Relisted — MiRealSource-MiMLS
• 2025-11-01 Listing Removed — MiRealSource-MiMLS
• 2025-11-01 Listing Removed — REALCOMP
• 2025-09-09 Price Changed $155,900 MiRealSource-MiMLS
• 2025-09-08 Price Changed $155,900 REALCOMP
• 2025-07-31 Listed $159,900 REALCOMP
• 2025-07-31 Listed $159,900 MiRealSource-MiMLS
• 2018-06-01 Sold (Public Records) $60,000 Public Records
• 2018-05-21 Sold (MLS) $60,000 MiRealSource-MiMLS
• 2018-05-21 Sold (MLS) $60,000 REALCOMP
• 2018-04-30 Pending — MiRealSource-MiMLS
• 2018-04-30 Pending — REALCOMP
• 2018-04-09 Listed $70,000 MiRealSource-MiMLS
• 2018-04-09 Listed $70,000 REALCOMP
• 2009-08-24 Listing Removed — MiRealSource-MiMLS
• 2009-05-26 Listed $49,000 MiRealSource-MiMLS
• 2006-04-03 Listing Removed — MiRealSource-MiMLS
• 2006-04-03 Listing Removed — REALCOMP
• 2006-01-03 Listed $112,900 MiRealSource-MiMLS
• 2006-01-03 Listed $112,900 REALCOMP
• 2005-12-31 Listing Removed — REALCOMP
• 2005-12-31 Listing Removed — MiRealSource-MiMLS
• 2005-08-26 Listing Removed — REALCOMP
• 2005-08-26 Listed $112,900 REALCOMP
• 2005-08-26 Listed $112,900 MiRealSource-MiMLS
• 2005-07-12 Listed $113,900 REALCOMP
• 2000-09-14 Sold (Public Records) $85,000 Public Records
• 2000-08-11 Sold (MLS) $85,000 MiRealSource-MiMLS
• 2000-07-18 Listing Removed — MiRealSource-MiMLS
• 2000-05-30 Listed $89,500 MiRealSource-MiMLS

Property tax history

+4.8%/yr

Latest (2025): $2,557 · +4.0% YoY. Source: county tax records.