5291 Campbellton Rd · South Fulton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.6/30.0
- Schools +4.5/10.0
- DSCR +4.4/10.0
- 1% rule +4.0/10.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$254,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 4-sided brick home on .75 acres with no HOA in Atlanta! 5291 Campbellton Rd SW offers 3 bedrooms, 2.5 baths, hardwood floors, and a finished basement that adds flexible living space for a second den, office, media room, or recreation area. The spacious lot offers room to enjoy the outdoors, while the storage shed adds practical convenience. With solid construction, usable space, and fewer restrictions, this property presents a rare opportunity for buyers seeking flexibility, value, and room to grow.
Key facts
- 0.75 acre lot
- 2 parking spots
- Built 1978
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $59 ($705/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (9.6% below list).
- Recommended offer: $230k (9.6% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.6% in South Fulton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.6%/yr); 487 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- This rent runs 44% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 95 days — a 9% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 95 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.57%
- Cash-on-cash
- 0.99%
- DSCR
- 1.04
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $325,865
- List price
- $254,900
- Delta
- -21.78%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 210 Promenade Way SW | 0.52mi | 3/2.5 | 2,239 (+8%) | 9mo | $237,000 | $106 | 56 |
| 5317 Lakerock Dr SW | 0.56mi | 3/2.0 | 2,290 (+10%) | 8mo | $331,000 | $145 | 49 |
| 5055 Promenade Dr SW | 0.70mi | 3/2.5 | 1,948 (-6%) | 13mo | $330,000 | $169 | 46 |
| 1455 Elva Dr SW | 0.61mi | 4/2.0 (+1) | 2,366 (+14%) | 7mo | $308,000 | $130 | 36 |
| 2010 SW Enon Pines Dr SW | 0.74mi | 3/2.0 | 2,274 (+9%) | 18mo | $300,000 | $132 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.63% rent growth · sell at horizon
- IRR
- -15.1%
- Equity multiple
- 0.46×
- Total profit
- $-38,382
- Equity at exit
- $38,006
- IRR
- -7.2%
- Equity multiple
- 0.55×
- Total profit
- $-31,942
- Equity at exit
- $22,039
Cash invested: $71,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30331
- Home prices YoY
- -34.2%
- Rents YoY
- 2.6%
- Active inventory
- 487
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,304 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax est. 1.5%
- −$319 /mo · $3,824/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$484
- Net cashflow
- $59
Break-even live
Sensitivity live
| Price | -10% $235 | -5% $147 | +0% $59 | +5% $-29 | +10% $-117 |
|---|---|---|---|---|---|
| Rent | -10% $-123 | -5% $-32 | +0% $59 | +5% $150 | +10% $241 |
| Rate | -1.0pp $187 | -0.5pp $124 | base $59 | +0.5pp $-7 | +1.0pp $-74 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,725
- Closing costs
- $7,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5209 Lakerock Dr SW Atlanta, GA | 4.0 | 2.5 | 2798 | $2,795 | $1.00 | 6d | 1 | 0.63mi |
| 1524 Reel Lake Dr SW Atlanta, GA | 3.0 | 2.5 | 1967 | $2,400 | $1.22 | 44d | 1 | 0.81mi |
| 4970 Promenade Dr SW Atlanta, GA | 4.0 | 2.5 | 2250 | $2,580 | $1.15 | 0d | 1 | 0.85mi |
| 1288 Elva Dr SW Atlanta, GA | 3.0 | 2.0 | 2112 | $1,850 | $0.88 | 44d | 1 | 0.95mi |
| 1475 Sand Bay Dr SW Atlanta, GA | 1.0–3.0 | 1.0–2.0 | 1155 | $1,896 | $1.64 | 0d | 31 | 0.96mi |
| 1255 Martinique Ct SW Atlanta, GA | 4.0 | 2.5 | 2070 | $2,556 | $1.23 | 6d | 1 | 1.09mi |
| 4720 Edwina Ln SW Atlanta, GA | 4.0 | 2.0 | 1400 | $1,873 | $1.34 | 3d | 1 | 1.19mi |
| 2495 Zane Dr SW Atlanta, GA | 3.0 | 2.5 | 1450 | $1,785 | $1.23 | 0d | 1 | 1.20mi |
| 279 Faron Dr SW Atlanta, GA | 4.0 | 2.5 | 2228 | $2,730 | $1.23 | 0d | 1 | 1.21mi |
| 267 Faron Dr SW Atlanta, GA | 4.0 | 2.5 | 2361 | $2,555 | $1.08 | 23d | 1 | 1.21mi |
| 5980 Skylar Dr Atlanta, GA | 3.0 | 2.5 | 1508 | $2,550 | $1.69 | 6d | 1 | 1.28mi |
| 5976 Skylar Dr Atlanta, GA | 3.0 | 2.5 | 1508 | $2,500 | $1.66 | 44d | 1 | 1.28mi |
| 5320 Cascade Hills Cir SW Atlanta, GA | 3.0 | 2.0 | 1473 | $2,156 | $1.46 | 44d | 1 | 1.46mi |
| 5786 Westchase St Atlanta, GA | 3.0 | 2.5 | 1584 | $2,020 | $1.28 | 6d | 1 | 1.47mi |
| 5794 Westchase St Atlanta, GA | 3.0 | 2.5 | 2088 | $2,020 | $0.97 | 0d | 1 | 1.47mi |
Listing history 17 events
-
2026-06-21days on market $254,900 Active 95 DOM
-
2026-06-18days on market $254,900 Active 92 DOM
-
2026-06-17days on market $254,900 Active 91 DOM
-
2026-06-16days on market $254,900 Active 90 DOM
-
2026-06-15days on market $254,900 Active 89 DOM
-
2026-06-13days on market $254,900 Active 87 DOM
-
2026-06-09days on market $254,900 Active 83 DOM
-
2026-06-08days on market $254,900 Active 82 DOM
-
2026-06-07days on market $254,900 Active 81 DOM
-
2026-06-04days on market $254,900 Active 78 DOM
-
2026-06-03days on market $254,900 Active 77 DOM
-
2026-06-01days on market $254,900 Active 75 DOM
-
2026-05-31days on market $254,900 Active 74 DOM
-
2026-03-18$254,900 Active 513-char remark
Show marketing remark (513 chars)
Charming 4-sided brick home on .75 acres with no HOA in Atlanta! 5291 Campbellton Rd SW offers 3 bedrooms, 2.5 baths, hardwood floors, and a finished basement that adds flexible living space for a second den, office, media room, or recreation area. The spacious lot offers room to enjoy the outdoors, while the storage shed adds practical convenience. With solid construction, usable space, and fewer restrictions, this property presents a rare opportunity for buyers seeking flexibility, value, and room to grow.
-
2026-03-18$254,900 New 513-char remark
Show marketing remark (513 chars)
Charming 4-sided brick home on .75 acres with no HOA in Atlanta! 5291 Campbellton Rd SW offers 3 bedrooms, 2.5 baths, hardwood floors, and a finished basement that adds flexible living space for a second den, office, media room, or recreation area. The spacious lot offers room to enjoy the outdoors, while the storage shed adds practical convenience. With solid construction, usable space, and fewer restrictions, this property presents a rare opportunity for buyers seeking flexibility, value, and room to grow.
-
2026-03-17historical $254,900 513-char remark
Show marketing remark (513 chars)
Charming 4-sided brick home on .75 acres with no HOA in Atlanta! 5291 Campbellton Rd SW offers 3 bedrooms, 2.5 baths, hardwood floors, and a finished basement that adds flexible living space for a second den, office, media room, or recreation area. The spacious lot offers room to enjoy the outdoors, while the storage shed adds practical convenience. With solid construction, usable space, and fewer restrictions, this property presents a rare opportunity for buyers seeking flexibility, value, and room to grow.
-
2026-03-17historical $254,900 513-char remark
Show marketing remark (513 chars)
Charming 4-sided brick home on .75 acres with no HOA in Atlanta! 5291 Campbellton Rd SW offers 3 bedrooms, 2.5 baths, hardwood floors, and a finished basement that adds flexible living space for a second den, office, media room, or recreation area. The spacious lot offers room to enjoy the outdoors, while the storage shed adds practical convenience. With solid construction, usable space, and fewer restrictions, this property presents a rare opportunity for buyers seeking flexibility, value, and room to grow.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,651
- − Mortgage interest
- −$14,278
- − Property taxes
- −$3,824
- − Insurance
- −$1,274
- − Repairs & maintenance
- −$2,212
- − Management
- −$2,212
- − Depreciation
- −$7,415
- Taxable loss
- −$3,565
- Est. tax savings @ 24.0%
- +$856
- After-tax cash flow
- $1,561/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fulton County
- NCES district ID
- 1302280
- Math proficiency
- 49% ▼ -2.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $68,035
- Composite
- 45.33/100
- National rank
- #2640
- State rank
- #12 of 174 in GA
Livability — South Fulton
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- South Fulton, GA
- County
- Fulton County · 1,094,430 people
- City population
- 127,674
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 62,567
- Household income
- $62,623
- Rent vs Own
- Severe rent burden
- 3748.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (94%)
- Race & ethnicity
- Black 94% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Hispanic 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 95% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -106.38%
- Current HPI
- 204.5402
- Rent YoY
- ▲ 2.63%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed4 events — show timeline
- 2026-03-18 Listed $254,900 FMLS
- 2026-03-18 Listed $254,900 GAMLS
- 2026-03-17 Coming Soon $254,900 GAMLS
- 2026-03-17 Coming Soon $254,900 FMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…